FundingPips

Trustpilot

4.5/5

FundingPips

20%OFF

Detailed information

Company information

Headquarters
IFZA Business Park DDP Dubai U.A.E.
Country
United Arab Emirates
Foundation
2022
CEO
Khaled Ayesh

Technical information

Brokers
Liquidity Provider
Assets
Forex, Indices, Commodities, Crypto
Platforms
Metatrader 5, MatchTrader, cTrader
Payment methods
Card, Crypto, Transfer, ApplePay, GooglePay, PayPal, Neteller, Skrill
Payout methods
Transfer, Crypto, Rise
Minimum withdrawal
● On Demand payout: 1%
● Tuesday, bi-weekly and montly: 1%
Payout frequency

1 and 2 Step:
● On Demand
● Tuesday payout
● Bi-weekly
● Monthly

2 Step Pro:
● Weekly
● Daily

Zero:
● Bi-Weekly

Payout fee
$10
Refund
1 and 2 Step: Full refund with first payout
Spread MatchTrader
Password: VjEbC!Y6 Email: liveaccount@fundingpips.com Link: https://mtr-platform.fundingpips.com/
Spread Metatrader 5
ID: 10496903 Password: VjEbC!Y6 Server: FundingPips Corp (2) Link: https://mt5.fundingpips.com/terminal
Safety Cushion
Only on Zero account. The first 3% profit generated on the Master account cannot be requested as a reward.

Leverage

Forex
● 1 Step: 30:1 ● 2 Step: 100:1 ● Zero: 50:1
Metals
● 1 Step: 10:1 ● 2 Step: 30:1 ● Zero: 20:1
Energies
10:1
Indices
● 1 Step: 5:1 ● 2 Step, Zero: 20:1
Crypto
● 1 Step: 1:1 ● 2 Step, Zero: 2:1

Commissions

Forex
1 and 2 Step: $5/lot Zero: $7/lot
Metals
1 and 2 Step: $5/lot Zero: $7/lot
Indices
0
Energies
0
Crypto
0.04%
Swap free

Plans and conditions

Maximum allocation
$300,000
Profit split
Varies depending on the payout frequency:
● On Demand: 90%
● Tuesday payout: 60%
● Daily, Weekly and Bi-weekly: 80%
● Bi-Weekly: 95%
● Monthly: 100%
Maximum drawdown
● 1 and 2 Step: Static
● Zero: Trailing
Daily drawdown
Highest balance or equity recorded at the end of the day (EOD high-watermark)
Minimum trading days
● 1 and 2 Step: 3 days to pass evaluation
● 2 Step Pro: 1 day to pass evaluation
Minimum profitable days
Zero: Minimum of 7 days with 0.25% profit or more by the end of each 30-day period. Failure to meet this requirement will result in a rule violation.
One-step challenge
Two-step challenge
Three-step challenge
Instant funding
Account scaling
● Level 1 – Launchpad (Novice): Requires 4 payouts and 10% profit. Grants +20% capital and +1% drawdown. ● Level 2 – Ascender (Intermediate): Requires 8 payouts and 20% profit. Grants +30% capital, +2% total max drawdown, and +1% daily drawdown. ● Level 3 – Trailblazer (Advanced): Requires 12 payouts and 30% profit. Grants +40% capital and 13% max drawdown. ● Level 4 – Hot Seat (Elite): Requires 16 payouts and 40% profit. Doubles initial balance, offers 100% reward split, on-demand payouts, up to $2M capital, and monthly bonuses. ● Level 5 – Elite Trader Status (Advanced Hot Seat): Unlocks advanced tools, +1% additional max drawdown (4% total cumulative), +1% additional daily drawdown (2% total), customized trading conditions, and monthly bonuses based on initial account size ($100–$500).
Monthly competitions
Participant Limit: Up to 50,000 participants. Registration closes once full. Prizes: ● 1st: 100K Evaluation + $1,500 ● 2nd: 100K Evaluation + $1,200 ● 3rd: 100K Evaluation + $1,000 ● 4th: 100K Evaluation ● 5th: 50K Evaluation ● 6th–10th: 25K Evaluation ● 11th–20th: 10K Evaluation ● Bonus Prize: 13 random participants (ranked 4th–1000th) receive $100 each. Rules: ● Max loss: 10% ● Daily loss: 5% ● No EAs ● No exploiting unrealistic demo fills ● One account per person
Free trial
Account reset
10% discount for failing during the evaluation phase. Valid for 7 days and only for accounts of the same model and size (FundingPips Zero excluded).
Account merging
A Master account can only be merged with another Master account from the same evaluation model. Merging accounts is not supported in the FundingPips Zero Model.
Add-ons
cTrader (+20%)

Rules

News trading
~
● Evaluation Phases: No restrictions ● Funded phase on 1 and 2 Step accounts (Payout On Demand): No restrictions ● Funded phase on 1 and 2 Step accounts: Profits from trades that are opened or closed 5 minutes before and after a high impact news will not be counted unless the trade was executed 5 hours before to the news event. ● FundingPips Zero: A position cannot be held or opened 10 minutes before and 10 minutes after a high-impact news event. Opening a trade during this window on affected currencies will lead to account termination.
Expert advisors
Mandatory stop loss
Weekend positions
Allowed in all phases and accounts except FundingPips Zero accounts
Copy trading
Hedging
Prohibited strategies
● Gap trading
● High-frequency trading
● Server spamming
● Latency arbitrage
● Toxic trading flow
● Hedging
● Long-short arbitrage
● Reverse arbitrage
● Tick scalping
● Server execution
● Opposite account trading
Consistency rule
● Payout On Demand: no single trading day can account for more than 35% of the total profit ● Bi-Weekly (Zero): no single trading day can account for more than 15% of the total profit, and the largest lost can't be bigger than the biggest win
Innactivity rule
30 days
Scalping
Stacking / Layering
Maximum risk limit
There is a limit on simultaneous open lots: ● $5K–$10K: no limit ● $25K: 10 lots ● $50K: 20 lots ● $100K or more (including merged accounts): maximum 40 lots Penalties: ● 1st violation: warning ● 2nd violation: removal of excess profits, reward reduced to 30%, and account closure --- ● 1 y 2 Step (solo cuenta fondeada): Tu mayor pérdida por operación (idea) no debe exceder el 3% del tamaño de la cuenta. Incumplir esta regla es una violación grave y provocará el cierre de la cuenta.
VPN allowed

General Company Information

FundingPips is a trading prop firm founded in November 2022, based in Dubai. Although it holds an international brokerage license, the firm does not offer real accounts, operating solely with simulated environments (demo accounts). To date, it has over 1.5 million clients in more than 195 countries and has distributed rewards of over $145 million to its traders. Its main programs and features are described in detail below.

Plans and Programs

  • Zero (Instant): Direct access to the Master account without prior evaluation. Ideal for experienced traders who want immediate capital. There is no fixed profit target (trading is done directly on the funded account). A maximum loss limit of 5% and a daily limit of 3% of the initial balance apply.

  • 1-Step Model: One-step evaluation. Traders must achieve a 10% profit target with at least 3 trading days, complying with all risk rules. Once the goal is reached, the Master account is enabled. The maximum allowed drawdown is 6% and the daily drawdown is 3% of the higher value between equity or balance.

  • FundingPips (2-Step): Two-phase evaluation (Student and Practitioner). In the first phase, the trader can opt for targets of 8% or 10% (both with a minimum of 3 trading days). In the second phase (Practitioner), the target is 5% with at least 3 trading days. After passing both phases, access is granted to the Master account. The total maximum drawdown is 10% and the daily drawdown is 5%.

  • FundingPips Pro (2-Step Pro): Two-phase evaluation with lower targets. In each phase (Student and Practitioner), the target is 6%, with a minimum of 1 trading day per phase. The maximum allowed drawdown is 6% and the daily drawdown is 3%. A daily rewards cycle (Daily Rewards) is optionally offered, which involves meeting an additional consistency requirement of 35% in the evaluation phases.

Each plan allows choosing between account sizes of $5,000, $10,000, $25,000, $50,000, and $100,000. The characteristics of each account size according to the plan are summarized in the tables below:

Zero (Instant)

Account SizeProfit TargetMaximum DrawdownDaily DrawdownPrice
$5,000Immediate access (no evaluation)5%3%$69
$10,000Immediate access5%3%$99
$25,000Immediate access5%3%$199
$50,000Immediate access5%3%$299
$100,000Immediate access5%3%$499

1-Step Model

Account SizeProfit TargetMaximum DrawdownDaily DrawdownPrice
$5,00010%6%3%$59
$10,00010%6%3%$99
$25,00010%6%3%$199
$50,00010%6%3%$319
$100,00010%6%3%$555

FundingPips (2-Step)

Account SizeProfit Targets (Stu./Prac.)Maximum DrawdownDaily DrawdownPrice
$5,0008% + 5%10%5%$36
$10,0008% + 5%10%5%$66
$25,0008% + 5%10%5%$156
$50,0008% + 5%10%5%$289
$100,0008% + 5%10%5%$529

FundingPips Pro (2-Step Pro)

Account SizeProfit Targets (Stu./Prac.)Maximum DrawdownDaily DrawdownPrice
$5,0006% + 6%6%3%$29
$10,0006% + 6%6%3%$55
$25,0006% + 6%6%3%$109
$50,0006% + 6%6%3%$219
$100,0006% + 6%6%3%$399

Trading Rules

FundingPips applies risk and behavior rules that traders must respect on all accounts:

  • Loss Limits: Depending on the chosen plan, the maximum allowed drawdown ranges from 5% to 10% of the initial capital (see tables above). Additionally, there is a daily loss limit of 3% or 5% depending on the plan. Exceeding any of these limits results in the immediate closure of the account (hard breach).

  • Per-Trade Limit: On the Master account (funded), no more than 3% of the capital must be lost in a single trade (including accumulated positions under the same trading idea).

  • Minimum Trading Days: To complete the evaluation phases, trading for a minimum number of days is required. For example, standard programs require at least 3 trading days per phase, while the Pro plan only requires a minimum of 1 day per phase.

  • Consistency: In the Zero plan, a consistency score of 15% is required: the maximum profit in one day cannot exceed 15% of the total earnings. In plans with daily rewards, additional consistency rules are added (e.g., 35% in 2-Step Pro with a daily cycle).

  • Allowed Strategies: There are no special restrictions on trading style: trading during news events and weekends is allowed, as well as scalping.

  • Inactivity: The account will be closed if at least one trade is not opened and closed within 30 consecutive days.

Deposits and Withdrawals

FundingPips operates under a simulated prop trading model, so there are no deposits into the trading account. Traders only pay the evaluation fee (challenge fee) using instant payment methods like card, cryptocurrencies, or bank transfer. Once funded, profit withdrawals are processed via bank transfer or cryptocurrency in a short timeframe (from instant up to 24 hours after approval), with a fixed fee of $10 being applied.

Tradable Instruments

The FundingPips platform allows trading a wide variety of financial assets via CFDs on:

  • Forex (currency pairs).
  • Stock indices.
  • Commodities and energies (e.g., oil).
  • Precious metals (e.g., gold, silver).
  • Cryptocurrencies (major ones like BTC, ETH).

All these asset classes are offered with raw spreads (very low). CFDs on indices and oil do not carry additional commissions, while a variable commission is applied to currencies, metals, and cryptos depending on the account model. The maximum leverage is 1:100 and may vary depending on the instrument and account type.

Restricted Countries

FundingPips does not accept clients residing in certain restricted jurisdictions. Specifically, it does not offer its services to residents of: the United States, Iran, Israel, Vietnam, the United Arab Emirates, and other countries included in international sanctions lists. Traders must review the legal conditions before registering.

Trader Support

FundingPips customer support is available 24/7 in several languages. Traders can contact the support team via email (support@fundingpips.com), access an extensive help website and FAQ, or join the official Discord channel for real-time inquiries and advice. There is also an affiliate program that offers discounts on evaluation fees.

Technical Aspects

  • Trading Platforms: FundingPips supports several terminals. The main ones are MetaTrader 5 (MT5), MatchTrader, and cTrader. Additionally, it has its own lightweight platform called TradeLocker. All are available in web, desktop, and mobile versions, allowing trading from any device.

  • Broker and Execution: Since the trading is simulated, FundingPips does not act as a real broker nor does it execute orders in real financial markets. However, its data reflects market conditions, and smooth execution with competitive spreads is ensured.

  • Leverage: The maximum leverage offered is 1:100, allowing traders to operate with up to 100 times their account capital.

  • Commissions and Spreads: In addition to the evaluation fee, a commission is charged on CFDs for currencies, metals, and cryptos depending on the plan, while indices and oil are commission-free. The spreads are reduced (raw). No other hidden costs are reported.

FundingPips Strengths

  • High and Flexible Rewards: The profit share can reach up to 100% in advanced stages. Payout cycles are weekly, bi-weekly, monthly, or on-demand, with a minimum reward of 1% of the balance.

  • No Denial of Payments: Ensures that approved withdrawals are paid without delays, typically in 1-2 business days.

  • Adaptable Plans: Offers everything from a zero model (immediate direct access) to 1 or 2-phase plans, adapting to different levels of traders.

  • Long-Term Scaling: Consistent traders can scale their account up to $2 million in capital through a progressive growth program. The Elite/Hot Seat program even doubles the initial capital and allows for a 100% split in the highest phases.

  • Global Community and Training: With over 1.5M traders in its community, FundingPips encourages joint learning. It offers educational resources, live sessions, and a Discord server where strategies and news are shared.

  • 24/7 Support and Credibility: Constant support and clear tools on the dashboard help maintain discipline. The company stands out for its transparent approach (ISO certifications) and strict evaluation of trading rules.

Overall, FundingPips presents itself as a solid option for forex and CFD traders, with competitive conditions and attractive scaling, always remembering that the model is simulated and strictly educational in nature.

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