Lark Funding

General Company Information

Lark Funding launched on June 1, 2022. Since then, it has built a reputation for fulfilling merchant payments. Its offering includes 1-, 2-, and 3-stage appraisals, instant funding accounts, and 1- and 2-step Pro options.

The platform operates in a demo trading environment with a profit share of up to 90%. Its philosophy focuses on transparency and empowering traders.

One of the keys to his value is his good reputation for honoring payments, which is essential in the sector. Although young, he has managed to inspire confidence.

Instant Funding Account

Direct access to a simulated Master Account, designed for traders with a solid trading and risk management system.

Loss Limit

• Daily limit: 5% of the greater of balance or principal, resets at 5:00 pm EST.

• Maximum floating limit: 8%. Once a profit of 8% is reached, the limit is fixed and does not reset with withdrawals.

This promotes consistent trading, without excessive risk increase after making profits.

News Trading and Lot Size

There are no news restrictions or fixed lot limits. It is limited only by the available leverage. The “All-or-Nothing” strategy is prohibited.

Instruments, Leverage and Commissions

• Instruments: Forex, Metals, Crypto, Indices, Energies.

• RAW Spreads. Commission: $7 per standard lot on Forex and Metals. No commission on all other currencies.

• Leverage: 1:50 for Forex/Metals/Indices and 1:2 for Crypto.

Payments

• 80% reward, expandable to 90%.

• First payment on demand. Then, every 30 days (min. $100).

• Processed via Riseworks.

1-Step Pro Account

One-step assessment program leading to a funded account. It may be related to the “Vintage Program.”

Loss Limit

• Maximum static limit: 6%.

• Daily limit: 3% for profit or loss (soft breach if exceeded, resets at 5:00 pm EST).

• Simulated profit target: 9%.

Once the goal is reached, KYC is requested and a Master account is issued.

News Trading and Lot Size

No restrictions. Only the “All-or-Nothing” strategy is prohibited.

Instruments, Leverage and Commissions

• Instruments: FX, Metals, Indices, Energies, Crypto and more than 100 stocks.

• Leverage: 15:1 (30:1 option on FX and Metals), 2:1 on Crypto, 5:1 on Stocks.

• Commission: $7 per lot. Crypto, Indices, and Oil are commission-free.

Payments

• 90% Reward.

• First payment on demand. Then every 30 days (min. $100).

1 Phase Evaluation Account

Evaluation Rules

• Profit target: 10%.

• Maximum loss limit: 6%.

• Daily loss limit: 5%.

• No time limit.

Division of Benefits

• Up to 90%. (80% is also mentioned on a $100K account variant.)

Leverage

• Forex/Metals/Indices: 1:10 (option at 1:20).

• Crypto: 1:2.5

• Shares: 1:5.5

• Other commodities: 1:15.5

Commissions

• $7 per standard lot.

Payments

• First payment after 30 days, then every 14 days.

2-Phase Assessment Account

Evaluation Rules

• Phase 1: target 8%.

• Phase 2: target 5%.

• Maximum loss: 10%.

• Daily loss: 5%.

• No time limit.

Division of Benefits

• Up to 90%.

Leverage

• Forex/Metals/Indices: 1:25 (option at 1:50).

• Crypto: 1:2.5

Commissions

• $7 per lot. Commission-free crypto.

Payments

• First payment within 30 days. Then every 14 days.

General Rules

• Trading news and using EAs is allowed.

• Optional upgrades: double leverage (30:1), holding positions over the weekend, no mandatory stop loss.

3-Phase Assessment Account

Evaluation Rules

• Phase 1: target 5%

• Phase 2: target 4%

• Phase 3: target 3%

• Maximum loss limit: 5% (static)

• No daily loss limit.

This makes it attractive for traders with high intraday volatility.

Division of Benefits

• Up to 90%. (80% by default on some fonts).

Leverage

• Forex/Metals/Indices: 1:10 (option at 1:20).

• Crypto: 1:2.5

Commissions

• $7 per lot. Commission-free crypto.

Payments

• First payment in 14 days. Then every 7 days.

Account Type Comparison Table

Feature	Instant Funding	1-Step Pro	1-Step Assessment	2-Step Assessment	3-Step Assessment
Phases	0	1	1	2	3
Profit Target	N/A	9%	10%	Phase 1: 8%, Phase 2: 5%	Phase 1: 5%, Phase 2: 4%, Phase 3: 3%
Max Floating Loss	8% (Trailing)	6% (Static)	6%	10% (Static)	5% (Static)
Daily Loss	5%	3% (Limit & Cap)	5%	5%	None
Leverage (FX/Metals)	1:50	15:1 / 30:1 (Option)	1:10 / 1:20 (Option)	1:25 / 1:50 (Option)	1:10 / 1:20 (Option)
Commission (FX/Metals)	$7/lot	$7/lot	$7/lot	$7/lot	$7/lot
Profit Split	80% / 90% (Option)	90%	80% / 90%	80% / 90%	80% / 90%
First Payment	On Demand	On Demand	30 days	30 days	14 days
Subsequent Payments	Every 30 days	Every 30 days	Every 14 days	Every 14 days	Every 7 days
Key Features	Direct Access	Daily Profit Limit, Stock Options	No Time Limit	Weekend Hold Option, EAs	No Daily Loss Limit, Fast Payouts

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Trading Rules and Regulations at Lark Funding

General Rules

• Execute at least one operation every 30 days.

*Leverage varies by account and instrument.

• Possible position limits (not detailed).

• Markets: Forex, Metals, Crypto, Indices, Energies, Stocks.

• Combining accounts is not allowed.

• Copy trading only between simulated funded accounts.

• RAW spreads on Instant Master accounts.

• Geographical restrictions in certain countries.

• Double leverage improvement on FX/Metals only.

• Daily earnings limit: $10,000.

• EAs generally allowed.

• Contactless Pass: Clear phases by reaching a floating target.

• Account reset option after default.

• “Gain Protector”: allows withdrawal even if daily limits are exceeded (conditions apply).

Special Features

Payment Guarantee

There’s no official mention of it. It doesn’t seem to be a prominent part of the program.

Pass Assist

Although not directly mentioned, it could refer to:

• Contactless Pass Feature: Clear stages by automatically reaching objectives.

• Integration with TradingView: allows trading directly from charts via DXtrade.

Both functions facilitate evaluation, making the process more agile and convenient for the trader.

Account Sizes Available at Lark Funding

The following table summarizes the account sizes and maximum lots allowed based on leverage:

Account Size	Maximum Lots (10:1)	Maximum Lots (20:1)
$50,000	5	10
$100,000	10	20
$250,000	25	50
$500,000	50	100
$1,000,000	100	200

This helps manage risk and allows the account size to be tailored to the trader’s strategy.

Deposits and Withdrawals

Payment Methods

• Card
• Crypto

Withdrawal Method

• Riseworks
• Wise

Once the evaluation is approved, Deel handles payment.

Frequency and deadlines

• First withdrawal: 30 days after being funded
• Then: every 30 days

Processing times

• Funded accounts: activated within 24-48 hours after signing the agreement

No details are provided on accepted currencies or deposit methods.

Tradable Financial Instruments

• Forex
• Indexes
• Metals
• Actions
• Cryptocurrencies

This gives traders the flexibility to operate in markets they are familiar with.

Restricted Countries

Due to OFAC compliance, traders are not permitted access to:

• Cuba
• Iran
• Lebanon
• Syria
• North Korea
• Libya
• Sudan
• Somalia

Customer Support

• Email: support@larkfunding.com
• Contact form: response within 24 hours
• 24/7 human support

This customer-centric approach is key to maintaining a good user experience.

Technical Aspects

Supported Platforms

• cTrader
• DXTrade

Leverage

Asset Type	Standard Leverage	Extra Leverage
Forex, Metals, Indices	10:1	20:1 (+25% fee)
Shares	5:1	-
Cryptocurrencies	2:1	-