Review
Ment Funding: In-Depth Review | Conditions, Plans, and Pricing
In the competitive ecosystem of proprietary trading firms, Ment Funding emerges with a proposal centered on simplicity, transparency, and a rule structure designed to favor the disciplined trader. This comprehensive analysis explores every facet of its offering, from its single-step evaluation programs to its trading conditions and underlying philosophy. The goal is to provide a clear and objective view that allows traders to make an informed decision about whether this is the right capital partner for their career.
General Information about Ment Funding
Ment Funding was founded in 2021 with the mission of offering a fair opportunity to talented traders who, in their view, were being unfairly evaluated by traditional two-phase models. The firm’s philosophy is based on simplicity and trader freedom, promoting an environment with “0 hidden rules” where the evaluation conditions are identical to those of the funded account.
A fundamental aspect that distinguishes Ment Funding is its origin within a broader ecosystem. The firm is the funding arm of the educational platform mentfx.com, created by the same CEO, Anton Calmes. This connection is not coincidental; it establishes a symbiotic relationship. The educational platform is responsible for training traders under a specific methodology, and the funding firm provides them with the capital to apply and scale that knowledge.
This model creates a talent pipeline for the firm, attracting traders who are already aligned with its market approach. For traders, it offers a structured path from learning to obtaining capital. The CEO maintains an active presence in the community through platforms like Discord, fostering a culture of accessibility and direct communication.
From a legal perspective, it is important to understand the corporate structure. Ment Funding, LLC is the entity that provides educational services, while its subsidiary, Prop Account, LLC, manages the funding evaluations and contractual agreements with traders who pass the challenge.
Ment Funding’s Funding Programs: A 1-Step Model
The core of Ment Funding’s offering is its single-step evaluation process. This model is designed to eliminate the complexity and pressure of multi-phase challenges. The only requirement to obtain a funded account is to reach a 10% profit target, with no time limits. A trader can pass the evaluation in a single day or take more than a year, which removes the pressure of forcing trades to meet artificial deadlines.
The firm offers two main programs, differentiated by the type of asset: Forex and Futures. Although they share the same one-step structure, they have key differences in their risk parameters.
Forex Funding Program
This program is aimed at foreign exchange market traders and offers accounts ranging from $25,000 USD to $2,000,000 USD. The rules are consistent across all account sizes, with a 10% profit target, a 6% static maximum drawdown, and a 5% daily drawdown.
| Account Size | Price | Phases | Profit Target | Maximum Drawdown | Daily Drawdown |
|---|---|---|---|---|---|
| $25,000 | $250 | 1 | 10% | 6% | 5% |
| $50,000 | $450 | 1 | 10% | 6% | 5% |
| $100,000 | $750 | 1 | 10% | 6% | 5% |
| $200,000 | $1,500 | 1 | 10% | 6% | 5% |
| $400,000 | $3,000 | 1 | 10% | 6% | 5% |
| $1,000,000 | $8,600 | 1 | 10% | 6% | 5% |
| $2,000,000 | $17,200 | 1 | 10% | 6% | 5% |
Futures Funding Program
The Futures program follows the same one-step structure and offers account sizes from $25,000 USD to $400,000 USD. However, it presents a crucial difference in risk management: the daily drawdown is reduced to 3%.
This distinction is not arbitrary. Futures markets, especially indices, can experience significantly higher intraday volatility than currency pairs. By setting a stricter 3% daily limit, the firm implements a risk control adapted to the specific nature of these assets. This indicates a nuanced understanding of market dynamics, forcing futures traders to apply more conservative risk management and position sizing compared to their Forex counterparts.
| Account Size | Price | Phases | Profit Target | Maximum Drawdown | Daily Drawdown |
|---|---|---|---|---|---|
| $25,000 | $250 | 1 | 10% | 6% | 3% |
| $50,000 | $450 | 1 | 10% | 6% | 3% |
| $100,000 | $750 | 1 | 10% | 6% | 3% |
| $200,000 | $1,500 | 1 | 10% | 6% | 3% |
| $400,000 | $3,000 | 1 | 10% | 6% | 3% |
Trading Rules at Ment Funding
Clarity in the rules is one of Ment Funding’s cornerstones. The firm prides itself on having a simple and straightforward set of regulations, with only four ways to breach a challenge or lose a funded account.
Profit Targets and Loss Limits
The profit target is 10% of the initial balance, required to pass the evaluation. However, it is the drawdown rules that truly define the firm’s risk model.
The maximum drawdown is 6% and is static. This means it is calculated once based on the account’s initial balance and never moves. On a $100,000 USD account, the breach level will always be $94,000 USD, no matter how much the equity grows. This rule eliminates the psychological pressure associated with a trailing drawdown, which penalizes the trader for making profits by reducing their risk buffer. With a static drawdown, every gain directly increases the available buffer, aligning the firm’s interests with the trader’s success and encouraging a risk management mindset based on a fixed, known foundation.
The daily drawdown is 5% for Forex and 3% for Futures. It is calculated based on the previous day’s closing balance (at 5 PM EST). This methodology protects floating intraday profits. If a trader has a very profitable day, their loss limit for that day is not adjusted in real-time, giving them space to manage their trades without the fear of a breach due to a temporary pullback.
Time and Activity Rules
Ment Funding eliminates time pressure by not imposing minimum or maximum trading days. This allows traders to operate according to market conditions and their own strategy, rather than forcing trades to meet a schedule.
The only time-related rule is the inactivity rule. An account will be considered breached if no trade is opened or closed for a continuous period of 30 days. This rule aims to ensure that funded accounts are in the hands of active traders.
Trading Styles and Permitted Strategies
The firm offers great flexibility regarding trading styles. There are no general restrictions on instruments, timeframes, or strategies. The use of Expert Advisors (EAs) and hedging is explicitly allowed.
However, there are prohibited practices that lead to account termination. These include latency arbitrage, the use of inside information, the use of third-party EAs specifically designed to pass challenges, and holding positions in individual stock CFDs during the corresponding company’s earnings releases.
News Trading Restrictions
There is a specific rule for high-impact news events (identified as “red folder” on Forex Factory). Traders are prohibited from opening new positions in the 6-minute window that spans from 3 minutes before to 3 minutes after the news announcement. It is important to note that this restriction only applies to opening new trades; traders can manage and close existing positions during this period.
Profit Split, Payouts, and Costs
Ment Funding’s financial structure is transparent and offers options for traders to optimize their earnings based on their confidence and initial investment capacity.
Profit Split
The standard profit split is 75% for the trader. However, the firm offers an optional upgrade to a 90% split. To access this higher percentage of profits, the trader must pay an additional 20% on the initial evaluation price. This option allows traders to choose between a lower initial cost or a higher long-term income potential.
Withdrawal Process and Methods
The first profit withdrawal can be requested at any time once the account is funded. Subsequent withdrawals can be requested once every 30 days.
A crucial detail of the withdrawal process is its effect on the maximum drawdown. Upon approval of a withdrawal, the maximum drawdown level is permanently set at the initial account balance. For example, if a trader grows a $100,000 USD account to $120,000 USD and requests a withdrawal, the breach level of $94,000 USD will be locked at $100,000 USD. This incentivizes traders to compound their accounts before making large withdrawals.
Payments are processed through trusted partners. Traders can opt for bank transfers via Riseworks or withdrawals to cryptocurrency wallets via Columis. The firm guarantees payment processing within 48 business hours.
Payment Methods for the Evaluation
To purchase an evaluation, Ment Funding accepts various payment methods, offering flexibility to traders worldwide. The available options include credit/debit card, cryptocurrencies, and PayPal.
Technical Aspects and Trading Conditions
The technological infrastructure and market conditions are key components of any trader’s experience. Ment Funding offers an institutional-grade environment.
Trading Platforms
Traders can operate through three platforms: cTrader, DXtrade, and MTR.1. The absence of the popular MetaTrader 4 and 5 platforms is notable, so traders accustomed to that ecosystem will need to adapt.
Broker, Execution, and Spreads
Ment Funding partners with ThinkMarkets, a globally recognized broker, to provide liquidity and execution. The firm offers raw spreads that can start from 0.1 pips on major currency pairs, thanks to its access to a network of top-tier liquidity providers.
Leverage
The leverage offered is conservative, which can be considered an implicit risk management tool. Instead of attracting traders with extremely high leverage, Ment Funding sets limits that encourage prudent position sizing and solid risk management. This approach filters out traders seeking high-risk strategies and aligns with the firm’s philosophy of pursuing long-term consistency.
| Asset Class | Leverage |
|---|---|
| Forex Pairs | 1:20 |
| Metals | 1:20 |
| Indices | 1:10 |
Commissions
The commission structure is competitive, especially for index and commodity traders, who pay no commission per lot.
| Asset Class | Commission (per round-turn lot) |
|---|---|
| Forex | $7 |
| Commodities | $0 |
| Indices | $0 |
Available Financial Instruments
The range of tradable instruments is broad and covers the most popular markets, allowing traders to diversify their strategies.
- Forex: Major, minor, and exotic pairs.
- Spot Metals: Gold (XAUUSD) and Silver (XAGUSD).
- Commodities: Brent and WTI Oil.
- Indices: A global selection including major indices from the US, Europe, and Asia.
Customer Support and Restricted Countries
Customer Support
Support is available 24/7. The primary and fastest channel for assistance, especially for account or payment-related issues, is the community’s Discord server. There, traders can open a support ticket and receive direct assistance. Additionally, the firm offers an AI assistant named MentBot, trained on all its rules and FAQ information.
Restricted Countries
Ment Funding is open to traders from all over the world. The only restriction applies to countries listed on the OFAC (Office of Foreign Assets Control of the U.S.) sanctions list. This includes, among others, countries like Cuba, Iran, North Korea, and Russia.
Strengths of Ment Funding
- Simple Evaluation Model: A single step with a clear 10% profit target, eliminating the complexity of multi-phase challenges.
- Static Maximum Drawdown: The 6% fixed rule on the initial balance is a fundamental strategic and psychological advantage that rewards profitability with a larger risk buffer.
- Favorable Drawdown Rules: Calculating the daily drawdown on the previous day’s balance protects intraday profits and reduces operational stress.
- No Time Limits: The absence of deadlines removes the pressure to force trades and allows traders to wait for the best market conditions.
- Integrated Educational Ecosystem: The connection with mentfx.com provides a complete development path, from training to funding.
- Flexibility in Profit Split: The option to choose between a 75% or 90% split allows traders to customize their plan according to their risk aversion and budget.
- First Withdrawal On-Demand: Allows for quick access to the first profits generated in the funded account.
Conclusion: Is Ment Funding the Right Prop Firm for You?
Ment Funding has positioned itself as a solid option for a specific trader profile: one who values clarity, fairness in rules, and a structure that supports long-term risk management over high leverage and complex challenges.
Its most outstanding feature, the static maximum drawdown, is a key differentiator that fundamentally changes trading psychology, allowing operators to manage risk against a fixed and known baseline. Combined with the absence of time limits and a single-step evaluation model, the result is an environment designed to reduce pressure and foster consistency.
The firm is not for those seeking the highest leverage or the thrill of “all-or-nothing” challenges. It is for the methodical, disciplined trader who has a proven strategy and is looking for a capital partner that provides fair rules and a clear path to funding. For this type of trader, Ment Funding presents itself as a top-tier contender in the proprietary trading industry.
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