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Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates

IFZA Business Park, DDP, Premises No. 35882-001, Dubai Silicon Oasis, Dubai, United Arab Emirates

Oliver Newland

2021

2023

Full refund if profitable 30 days after funding.

Solo FX: The Dashboard and launch announcement say the fee is refunded after 30 funded days if the account is profitable. Schedule 10A-1 says it is refunded upon approval of the first Reward Payment Request. Finotive's Terms state that the Schedule prevails; confirm with support before purchase.

Full refund after 4th payout

$35 flat fee via Rise (for payouts of $1,000 or more). Payouts below $1,000 are paid in crypto and only carry the network fee.

First payout on demand

• Standard Challenge, Pro Challenge and Instant Standard: 7 days
• Instant Lite: 14 days
• Solo FX: weekly payouts; first request after 14 calendar days in Simulated Funded Status

First payout 14 days after the first trade. Every 14 days after that. First payout after 7 days with add-on (+15%).

• Instant Pro: First Payout on Demand is available as a checkout add-on.
• Instant Flex: first payout on demand, then every 14 days.

Get Paid in 24 Hours or get an extra $1,000. Rewards are only processed on business days, and so the 48 Hour Reward Guarantee timer is paused on weekends.

For traders with $200K accounts or larger, the first two reward requests are capped at a maximum withdrawal of $10,000 each. After the first two rewards, this restriction is removed, and there are no further withdrawal limits.

TryAqua: maximum lifetime withdrawal of $100.

$4

$100

• 2-Step Standard, 2-Step Pro: 100:1
• 1-Step Standard, 1-Step Pro: 50:1
• Instant Standard: 33:1
• Instant Lite: 25:1
• Solo FX: 33:1

• Instant Standard: 30:1
• Instant Pro, Instant Flex, 1 Step Standard, 1 Step Pro, 2 Step, 3 Step, Aqua Man: 50:1
• 1 Step Flex: 100:1 during evaluation, 50:1 when funded

• 2-Step Standard, 2-Step Pro: 20:1
• 1-Step Standard, 1-Step Pro: 10:1
• Instant Standard, Instant Lite: 5:1

• Instant Standard, Instant Pro, Instant Flex, 1 Step Standard, 1 Step Pro, 2 Step, 3 Step, Aqua Man: 10:1
• 1 Step Flex: 20:1 during evaluation, 10:1 when funded

• 2-Step Standard, 2-Step Pro: 10:1
• 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 5:1

• Instant Standard, Instant Pro, Instant Flex, 1 Step Standard, 1 Step Pro, 2 Step, 3 Step, Aqua Man: 10:1
• 1 Step Flex: 20:1 during evaluation, 10:1 when funded

• 2-Step Standard, 2-Step Pro: 5:1
• 1-Step Standard, 1-Step Pro: 4:1
• Instant Standard, Instant Lite: 2:1

• 2-Step Standard, 2-Step Pro: 2:1
• 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 1:1

• Instant Standard: 1:1
• Instant Pro, Instant Flex, 2 Step, 1 Step, 3 Step, Aqua Man: 2:1

• Instant Standard, Instant Pro, Instant Flex, 1 Step Standard, 1 Step Pro, 2 Step, 3 Step, Aqua Man: 10:1
• 1 Step Flex: 20:1 during evaluation, 10:1 when funded

Swap-free accounts are available. No overnight swap fees; positions can be held for as long as desired.

Funded Stage Refresh

• A refresh can only be requested when your account balance is within 10% of the Maximum Drawdown limit
• Resets your account balance back to the original starting equity
• Preserves your profit split rate and any progress made in the Scaling Plan
• There is a maximum of 3 refreshes per funded account
• The price depends on the size of the account

• Swap Free (price depends on the size of the account)
• Weekend Holding for Instant Accounts (20% of account fee)

• 100% profit split (+15%)
• First payout after 7 days (+15%)
• First Payout on Demand (Instant Pro)
• 100% profit split and first payout after 7 days combined (+25%)

• Standard Challenge
• Pro Challenge

Every 90 days, traders who meet performance and consistency targets see their account balance grow by 30% and their profit split increase by 5%, without ever having to sacrifice withdrawals.

More detail about it can be found on this link

You can grow your account to a maximum of $4,000,000. In order to scale your capital and grow, you must make 12% within a 3-month period. If you achieve this, they will increase your account size by 25% of your initial balance.

This is complementary to the Aqua Elite Program.

• Standard Challenge
• Pro Challenge

Static

• Instant Standard, Instant Pro, Instant Flex, 1 Step Standard, 1 Step Pro, 2 Step Pro, Aqua Man: Trailing, based on the highest value between equity and balance
• TryAqua: Daily and maximum drawdowns are trailing
• 1 Step Flex, 2 Step Elite, 3 Step: Static

• Standard Challenge: 80% (up to 95% scaling)
• Pro Challenge: 100%
• Instant Standard: 75% (up to 90%)
• Instant Lite: 70% (up to 85%)

90%. 100% with add-on (+15%)

Balance-based

Based on highest value between equity and balance

• Challenge Accounts (Standard): Up to $600,000 in purchased capital, scalable to $2,040,000
• Pro Challenge Accounts: Up to $600,000 in purchased capital, scalable to $2,040,000
• Instant Funding (Standard): Up to $200,000 in purchased capital, scalable to $680,000
• Instant Funding Lite: Up to $200,000 in purchased capital, scalable to $680,000

Instant accounts can't be merged

No limit

• Instant Standard, Instant Pro: 5 days (non-consecutive), 0.5% profit each
• Instant Flex: 7 days
• TryAqua: 5 days, with at least 0.5% profit each
• 1 Step Standard: 3 days, 0.5% profit each
• 1 Step Pro, 2 Step Standard: 5 days, 0.5% profit each
• 1 Step Flex: no minimum during evaluation; 3 days before the first funded payout, with at least 0.5% profit each
• 2 Step Pro: 0 in evaluation, 5 in funded
• 2 Step Elite: 3 per step
• 3 Step: not specified

Minimum profitable days number must be met every time a trader wants to pass an evaluation phase, scale a funded account or request a payout. A day is considered profitable when it reaches at least 0.5% profit

• Challenge 1 Step: 3 days
• Challenge 2 Step: 2 days
• Instant Standard: 0 days
• Instant Lite: 5 days
• Finotive Pro 1 Step: 3 days
• Finotive Pro 2 Step: 2 days
• Solo FX: 4 days with at least 0.5% each

• Solo FX: all Expert Advisors and automated execution tools are prohibited
• Other programmes: pre-purchased or mass-market “plug-and-play” EAs are not allowed

• Solo FX: VPNs, proxies and location masking are prohibited
• Other programmes: Finotive's Terms prohibit masked or unstable connections when they impair verification of identity, location or account control

• Solo FX: stop loss is not required
• Other programmes: stop loss is required

Solo FX has no specific scalping, rapid-trade-opening, trades-under-60-seconds or HFT restriction. Latency arbitrage and execution abuse remain prohibited.

Floating drawdown is calculated per symbol against the initial account balance.

• Instant Funding: 1.5%. The first confirmed breach produces a formal warning. From the second confirmed breach onward, each separate event records one strike and reduces that payout cycle's reward payment to 10%.
• Funded Challenge and Funded Pro: 2%. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.
• Challenge and Pro evaluation phases: 2%. It is monitored for the progression report but does not trigger a real-time strike or account closure.
• Solo FX: 2.5% during Simulated Funded Status only. A confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.

If your floating PnL (profit and loss) drops below -2% of the account balance, the account will be permanently closed.

Only applies to Instant Funding Standard, Pro, Flex, AquaMan and TryAqua.

• Copy trading between AquaFunded accounts
• Copy trading from Funded-to Evaluation accounts and vice versa
• Copy trading between AquaFunded account and external accounts.

News trading is allowed. For Solo FX, the Dashboard and launch announcement prohibit news straddling, but Schedule 10A-1 disapplies the Terms section that prohibits it. Confirm this contradiction with Finotive before trading news.

Two policies depending on the account creation date:

Accounts opened after 2026-04-27

• News trading is allowed.
• Profits generated within 5 minutes before and 5 minutes after a red folder (high-impact) news event or FOMC are capped at 0.5% of the starting balance per payout cycle.
• Anything above the cap is removed without further penalty.

Accounts opened before 2026-04-27

• Trades opened or closed within 5 minutes before or 5 minutes after a red folder news event or FOMC on funded accounts are not allowed.
• Any profits generated during these windows are removed.

Pro accounts — from the 31st funded day

• Weekly trade count and instrument volume must remain within ±25% of the averages recorded during the Pro Challenge and the first 30 funded days.
• During every rolling 90-day period, realised and unrealised profit, including rewards already paid, must total at least 5% of the initial balance.
• Breaching either condition downgrades the account to the equivalent standard funded account and permanently removes the Pro benefits.

Instant Funding Standard and Lite

• At payout, the single most profitable closed trade must contribute less than 60% of total positive realised profit. Requesting a payout while the condition remains active records one Conditional Strike and reduces that payout cycle's reward payment to 10%.

Solo FX

• No specific consistency rule or single-trade profit dependency.

Applies on funded accounts. A single trading day cannot equal or exceed a given percentage of total profits during the payout period. If it does, payouts are blocked until the ratio normalises; the account is not closed.

• Instant Standard: 20%
• Instant Pro: 20% for accounts purchased on or after 8 September 2026 (limited-time offer); 15% for accounts purchased before that date
• Instant Flex: no consistency rule
• Aqua Man: 15%
• TryAqua: 15%
• 1 Step Pro: 25%
• 2 Step Pro: 50%
• 1 Step Flex: no consistency rule
• 1 Step Standard, 2 Step Standard, 2 Step Elite, 3 Step: no specific consistency rule documented

Weekend holding is available through the optional Weekend Holding Add-On on Instant Funding accounts. Without it, all non-crypto positions must be closed before Friday's 17:00 New York market close; Finotive recommends closing at least 10 minutes earlier. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%. Five cumulative strikes permanently close the account.

• Excessive notional volume (not applicable to Solo FX; its exposure is governed by 1:33 margin)
• High-frequency stacking, including correlated instruments (not a Solo FX-specific restriction; latency arbitrage and execution abuse remain prohibited)
• Martingale or grid strategies
• News straddling (the Solo FX dashboard and announcement prohibit it, but Schedule 10A-1 disapplies section 7.9; confirm with support)
• Using ultra-tight stops just to mask oversized lots

• Use of platform or data freezing due to a Demo Server error.
• Use of a delayed data feed
• Trading on delayed charts
• Tick scalping
• High frequency trading
• Arbitrage bots
• Reverse arbitrage
• Latency arbitrage
• Hedge arbitrage or any emulators are prohibited.