Forex firms comparator

L1, Shaw House, 201 Wan Po Road, Tseung Kwan O

30 North Gould Street, Ste R
City: Sheridan
State: Wyoming (WY)
Postal code: 82801

Somesh Kapuria

Matt Morris

Hong Kong

United States

2024

2023

Pro and Prime: 100% of the fee paid is refunded with the fourth successful payout from the same account, not available on Direct. Cancellation refunds must be requested within 14 days without any trading activity.

Only for 2-Step PRO v2, where the evaluation fee is refunded with the 4th payout. Accounts purchased before February 4, 2026 keep the old refund policy.

2.5% per payout. Minimum fee: USD 25 for bank wire or Rise; USD 5 for crypto.

2%

Pro and Prime: on-demand, biweekly or monthly cycle selected at purchase; it cannot be changed later. Direct: every 14 days from the first trade in the cycle. After a payout, a new trade starts the next cycle.

• 1-Step FLASH: every 14 days (7 days with add-on)
• 1-Step NOVA: every 14 days (7 days with add-on)
• 2-Step PRO v2: every 14 days (weekly with add-on)
• Instant Funding: every 14 days (On Demand with add-on)
• Instant Prime: every 14 days
• X-DAILY: daily payout requests from the first funded trading day.

Processing within one hour of an eligible request, following a prior review of up to 24 business hours. Business days only; additional verification or incomplete details may cause delays.

Bank wire or crypto: USD 50. Rise: USD 500. Thresholds apply to the trader share, excluding the firm share.

2%

• X-DAILY: retain a profit buffer of 4% of the starting balance. At least 50% of each request must come from new profit earned since the previous payout.

100%

Weekend cryptocurrency trading is available on our platform, provided that positions are initiated after 8 PM EST on Friday

$25,000 per rolling 30-day period, combined across all the trader's funded accounts.

• 2-Step PRO v2: additionally capped at 6% of the initial balance or $15,000 per payout cycle, whichever is lower.
• X-DAILY: per-request caps of $150 on $5K, $300 on $10K, $750 on $25K, $1,000 on $50K and $2,000 on $100K.

Pro: 100:1. Prime and Direct: 50:1. Exotic pairs: Pro 10:1; Prime and Direct 5:1.

• 1-Step FLASH: 10:1
• 1-Step NOVA: 100:1 evaluation, 30:1 funded
• 2-Step PRO v2: 100:1 evaluation, 50:1 funded
• Instant Funding, Instant Prime: 50:1
• X-DAILY: 10:1

Pro: 20:1. Prime and Direct: 10:1.

• 1-Step FLASH: 10:1 evaluation, 5:1 funded
• 1-Step NOVA: 20:1 evaluation, 5:1 funded
• 2-Step PRO v2: 20:1 evaluation, 5:1 funded
• Instant Funding, Instant Prime: 10:1

Commodities: Pro 5:1; Prime and Direct 2:1.

Pro: 20:1. Prime: 10:1. Direct: 5:1.

• 1-Step FLASH: 10:1 evaluation, 5:1 funded
• 1-Step NOVA: 20:1 evaluation, 5:1 funded
• 2-Step PRO v2: 20:1 evaluation, 5:1 funded
• Instant Funding, Instant Prime: 10:1

Pro: 2:1. Prime and Direct: 1:1.

• 1-Step FLASH: 2:1 evaluation, 0.3:1 funded
• 1-Step NOVA: 4:1 evaluation, 1:1 funded
• Instant Funding, Instant Prime: 1:1

Optional at purchase for all Forex accounts; pricing is listed under Add-ons.

After a hard breach a new evaluation or account can be purchased.

• 1-Step NOVA: unlimited free resets during the evaluation. Funded accounts reset at a discounted fee.
• 1-Step FLASH, 2-Step PRO v2: paid resets available on both the challenge and the funded stage.

Allows traders who breach or want a fresh start to continue without purchasing a new account.

Swap-free: +10% of the base fee before discounts. EA Trading: +10%, MT5 only and unavailable on Direct. cTrader: USD 20 fixed surcharge where available. Alternative payout cycles have different configurator prices; the table shows the base option.

• No Stop Loss (+10% on 1-Step and 2-Step, +15% on Instant Funding and Instant Prime)
• 90% Profit Split (+20% on 1-Step FLASH and 2-Step PRO v2)
• 100% Profit Split (+20% on 1-Step NOVA and Instant Prime)
• Weekly payouts (+20% on 1-Step FLASH and 1-Step NOVA; available on 2-Step PRO v2)
• Instant Payouts (+20% on 2-Step and Instant Funding)
• Weekend Holding (15% on Instant Funding)
• News Trading + Weekend Holding (20% on Instant Prime)
• Bundle All Add-ons (+35% on 1-Step, 2-Step and Instant Funding)

Direct Account provides funded access without an evaluation phase.

1-Step Prime Challenge.

Four-month cycles from the first trade: at least 10% net profit, two profitable months, two payouts and a positive balance. Manual request required. Increases based on the original balance: 25% first, 40% second and 50% from the third, up to USD 4 million per user. Loss limits are recalculated on the scaled balance. Unavailable during PCP.

Every quarter, you may request an account scaling if you meet the following conditions:

• You achieve a total profit of 25 percent.
• You generate at least an 8 percent gain in each individual month.

Once approved, Top One Trader will increase your capital by 25 percent of your original account balance, up to a maximum of 5 million dollars.

Available as 2-Step Pro Challenge and 2-Step Prime Challenge.

Pro and Prime: static floor based on the initial balance, also monitored against floating equity. Direct: trails the highest end-of-day balance, only moves upward and locks at the starting balance after the full drawdown distance is earned. A payout does not lower that floor.

• 1-Step FLASH: 7% trailing. Locks at the starting balance once you reach a 7% gain or after a payout.
• 1-Step NOVA: 6% trailing on evaluation, 5% on funded. Locks at the starting balance after a payout.
• 2-Step PRO v2: 9% static
• Instant Funding: 6% trailing. Locks at the starting balance after a payout.
• Instant Prime: 5% trailing. Locks at the starting balance after a payout.
• X-DAILY: EOD trailing in evaluation and funded stages, based on the highest closing balance. Locks at the starting balance after a 5% gain or the first funded payout.

The table shows the base biweekly 80% option. Pro and Prime also offer on-demand 80% and monthly 95% with an advertised 20% surcharge; Direct offers a separately priced biweekly 90% variant. The cycle is selected at purchase and cannot be changed later.

• 1-Step FLASH: 80% (90% with add-on)
• 1-Step NOVA: 90% (100% with add-on)
• 2-Step PRO v2: 85% (up to 100% with add-on)
• Instant Funding: Initial at 60%, increasing by 10% per payout, up to 90%
• Instant Prime: 1st payout 80%, 2nd 90%, 3rd onwards 100% (100% from the first payout with add-on)

A hard breach forfeits profits and pending payouts. Forex daily-loss-only exception: profits may still be paid if every trade had a stop loss and no trade exceeded 1% of the initial balance in profit or loss.

Calculated from the previous day closing balance and includes realized and floating results. Resets at 17:00 EST as stated by Hola Prime. Breaching it is a hard breach.

Measured from the higher of balance or equity at 5PM EST.

• 1-Step FLASH: 4% (hard breach)
• 1-Step NOVA: none
• 2-Step PRO v2: 4% (hard breach)
• Instant Funding: 3% (hard breach)
• Instant Prime: 2.5% (hard breach)

Standard combined allocation across sim funded and Direct accounts: USD 400,000 per trader or strategy. USD 90,000 cap for Nigeria, Malaysia, Indonesia, Cambodia, Israel, Thailand, Botswana, Mongolia, Kazakhstan, Jamaica and Mozambique. Combined Forex and Futures: USD 800,000. Prime Circle and scaling have separate conditions.

Evaluations: unlimited purchases. Sim funded and Direct: up to four 50K accounts, two 100K accounts or one 200K account, within the total allocation limit. 100K and 200K accounts cannot be active together. Direct: at most two active accounts.

Only same-model Pro or Prime sim funded accounts, with no open trades or active cycle and a combined balance matching an available size. Unavailable for evaluations, Direct or PCP. Allocation limits and promotional-account exclusions apply.

No evaluation deadline, subject to the inactivity rule.

Unlimited

Pro: two days per phase. Prime 1-Step: two days. Prime 2-Step: three days per phase. Direct: no minimum. A day counts when at least one trade is opened.

• X-DAILY: no minimum trading days.

Prime Circle: five lifetime Forex payouts, with no consecutive-payout or minimum-amount requirement. Only master payouts count when copying. Automatic eligibility subject to compliance, Platinum support, one pre-trading platform switch and allocation growth: USD 25,000 per three unique payouts of at least 1.5%, up to USD 1 million. The geographic USD 90,000 cap remains.

Purchases, passed challenges and payouts earn XP in the Top One Loyalty Program. XP unlocks five levels:

• Level 1 — Beginner: free $5K Instant account, store voucher and Discord rank.
• Level 2 — Amateur: +2% profit share and a free $10K Instant account.
• Level 3 — Experienced: +3% profit share, a free $25K Instant account and 5 giveaway entries.
• Level 4 — Expert: +5% profit share, a free $50K Instant account and 10 giveaway entries.
• Level 5 — Master: +7% profit share, +50% scaling boost, a free $100K Instant account and 15 giveaway entries.

Each level also provides lower profit targets, larger loss buffers and higher monthly payout caps. The announcement does not specify the XP thresholds or the exact rule values for each level; those are shown in the trader rewards dashboard.

Pro and Prime: three profitable days per biweekly cycle or seven per monthly cycle. Each day requires at least 0.5% net of the initial balance, measured using the lower of closing balance and equity minus the previous closing balance. On-demand uses consistency and minimum-profit requirements. Direct has no profitable-day minimum.

• 1-Step FLASH: 3 profitable trading days with 0.5% profit of initial balance
• 1-Step NOVA: none
• 2-Step PRO v2: 3 profitable trading days with 0.5% profit of initial balance
• Instant Funding, Instant Prime: none
• X-DAILY: none

Pro sim funded: maximum open exposure of 10 lots on 25K, 20 on 50K, 40 on 100K and 80 on 200K; no cap on 5K and 10K. From the second scaling, each step adds 10% of the original cap. Prime and Direct: no explicit lot cap, subject to idea risk. First violation: closure, deduction and requested reactivation; second: 30% split and termination.

MT5 only with the purchased EA Trading add-on; unavailable on Direct, cTrader, MatchTrader and TradeLocker. Strategy declaration and distinct settings required; identical strategies may be grouped for allocation. Analytical tools may not automatically execute or modify orders.

• 1-Step NOVA: allowed on both the evaluation and the funded account.
• 1-Step FLASH, 2-Step PRO v2: allowed during the evaluation only, using your own unique EA.
• Instant Funding, Instant Prime: not allowed.
• X-DAILY: allowed during evaluation, not allowed on the funded account.

IP must match the registered country, including KYC and payments. No geographic circumvention. VPS permitted only for trade-taking EAs with a dedicated static IP; manual VPS trading is prohibited. No MT5 access from US IP addresses.

Hedging within a single account is allowed. Hedging across multiple accounts (offsetting buy/sell positions on the same instrument) is prohibited.

Required on sim funded and Direct accounts. There is no fixed three-minute deadline; it must be placed before closing. A trade without a stop loss is treated as unlimited risk and can cause account closure.

• Requirement: An active Stop Loss (SL) is mandatory for every trade from the moment of execution.
• Immediate Action: You must set your SL while opening the position; adding it later is not permitted.
• Soft Breach: Any trade opened without a valid SL will be closed automatically by our system.

There is a No Stop Loss add-on available for purchase, which allows you to bypass this requirement.

A minimum holding time of 5 minutes is mandatory for any trade closed in profit. This rule encompasses every closing scenario, such as manual exits, partial liquidations, and hitting pre-set Take Profit or Stop Loss levels in a profitable state.

Multiple entries are combined as one idea for risk limits. DCA, averaging down and systematically increasing losing exposure are prohibited.

Maximum of 3 positions on the same pair and direction

Sim funded and Direct: at most 2% of the initial balance per idea, not per ticket. Risk is combined across overlapping positions and same-asset, same-direction re-entries within ten minutes, including chains. Not applicable during evaluation. PCP: 1% per idea and at most 30% aggregate margin.

Maximum Lot Size per Pair: (Account Balance × Leverage) ÷ (Instrument Price × Contract Size) = Max Lot Size

Maximum Lot Size per Account (only funded accounts). 20% open lot size limit based on the account size, up to a maximum of 20 open lots:

• $5k account = Max 1 lot
• $10k account = Max 2 lots
• $25k account = Max 5 lots
• $50k account = Max 10 lots
• $100k account = Max 20 lots
• $200k account = Max 20 lots
• X-DAILY: the lot limits above apply in both evaluation and funded stages for its $5K to $100K accounts.

Only own Hola Prime accounts. Challenge to challenge: unlimited. Sim funded: one master and one copier. Challenge to sim funded: only one receiving funded account; sim funded to challenges: unlimited. Copying from other prop firms is prohibited. Applies to accounts purchased on or after 15 September 2026.

Only allowed on challenge phases

Prime and all evaluations: allowed. Pro sim funded and Direct: no opening or closing affected instruments from five minutes before to five minutes after high-impact news, including SL, TP and pending orders. Previously opened positions may be held. Pro: offending profit removed; Direct: account closure. PCP also restricts Prime news trading.

• 1-Step FLASH, 1-Step NOVA: allowed during the evaluation, not allowed on the funded account.
• 2-Step PRO v2: allowed during the evaluation, not allowed on the funded account.
• Instant Funding: not allowed.
• Instant Prime: allowed with add-on.

When not allowed, it is prohibited to execute or close any trade within the window of 5 minutes before and 5 minutes after a high-impact news event.

• X-DAILY: allowed during evaluation, not allowed on the funded account; the high-impact news window above applies.

Hard breach after 30 consecutive calendar days without opening a trade, in evaluation and sim funded. Closing trades, changing SL/TP or placing pending orders does not count as activity.

30 days

No consistency target to pass Pro or Prime. On-demand sim funded: best day at most 40% of cycle profit and total profit of at least 2% of the initial balance. Direct: best day at most 20%. A partial payout resets the calculation; retained profit does not replace new-cycle profit. PCP may impose additional conditions on high-risk traders.

• 1-Step FLASH: no consistency rule. Funded accounts have a 3% maximum daily profit cap; once reached the account pauses until the next trading day and the excess is voided (not a breach).
• 1-Step NOVA: 20% ESS required to request a payout.
• 2-Step PRO v2: no consistency rule. Funded accounts cap profit at $3,000 per day.
• Instant Funding: consistency score must stay at 15% or below.
• Instant Prime: 20% ESS required to request a payout.
• X-DAILY: evaluation only, the largest winning day must not exceed 40% of total profit. Exceeding this threshold requires further trading, not an account breach. No funded consistency rule.

ESS = [ Largest Winning Day + Largest Losing Day |Absolute value| ] ÷ Total Profit × 100

Prime and Pro evaluations: allowed. Pro sim funded: close before 15:45 EST Friday; automatic closure and suspension until Monday. Direct: same deadline, but a hard breach and termination.

• 1-Step FLASH, 1-Step NOVA: Allowed
• 2-Step PRO v2: Allowed
• Instant Funding, Instant Prime: Allowed with add-on
• X-DAILY: without add-ons, all positions must close on Friday before the market closes.

HFT and tick scalping; arbitrage or exploitation of errors and liquidity; grid, martingale and DCA; unsupported one-sided bets, overexposure and account rolling; third-party accounts, devices, management or signals; cross-account hedging; material changes in strategy, assets or risk after passing; hyperactivity and unauthorized automation. MT5: at most 100 simultaneous orders and 1,000 positions or modifications daily. Sanctions may include profit adjustments, restrictions, PCP or termination.

• High-Frequency Trading (HFT) & Tick Scalping
• Latency Arbitrage & Data Manipulation
• External Copy Trading & Signal Grouping
• Cross-Account Hedging Patterns
• High-Impact News Trading Restrictions
• Grid Trading Strategies
• Martingale Risk Management
• Third-Party Account Management ("Pass Your Challenge")
• Unauthorized Expert Advisor (EA) Masking
• Gambling & Excessive Leverage (YOLO Trading)
• IP Address & Proxy Violations
• Account Churning & Evaluation Rolling