Forex firms comparator

2026-10

2023

1-13(A), First Floor, Paragon, Jalan Tun Mustapha, 87009 Labuan

Peter Brown y David Bhidey

Malaysia

No refund after credentials are sent; support may authorize exceptions if no trades were placed. No fee refund for passing is published.

1, 2 and 3 Phase purchase fees can be reimbursed with the first payout on request. 2 Phase Pro does not include a fee refund alongside withdrawals.

Every 14 days. One and Two: first payout after 14 days. Instant: first after qualifying profitable days. Signature: 14-day waiting period for each payout. Paid via Rise or crypto; store credit is also available, irrevocable and expires after one year.

• 1, 2 and 3 Phase: first payout on demand after the minimum trading days; then monthly, or bi-weekly with add-on.
• 2 Phase Classic: 14 or 30 days depending on payout configuration.
• 2 Phase Pro: withdrawals every 10 days after meeting the payout criteria.
• Instant Funding: instant/regular payout structure according to the instant account rules.
• Lightning: first payout criteria are plan-specific, then every 14 days.

Signature: maximum 3% of balance per payout.

Plan-specific. 2 Phase Pro caps the first two withdrawals at 5% of initial balance or $8,000, then has no cap.

1% of balance on Instant, One and Two; Signature does not publish a specific minimum.

$50

Standard leverage is 30:1. Eligible traders can increase leverage to 50:1 at checkout for FX.

Gold and metals follow the 30:1 standard structure, with eligible checkout upgrade to 50:1 for Gold and Silver. 2 Phase Pro lists Forex & Gold at 30:1.

Oil leverage is 5:1 on 2 Phase Pro.

Indices leverage is 10:1 on 2 Phase Pro.

Stocks leverage is 2:1 on 2 Phase Pro.

Liquidity-provider commissions vary by instrument and platform; check specifications.

All-In feed is commission-free for FX, metals and indices; stock CFDs carry 0.35% round-turn. Raw feed has tighter spreads and $6/lot on FX, indices and metals.

Payout Protector: +25%. Remove Lock on Payout: +25%, only One and Instant. Optional; table prices exclude add-ons.

Eligible accounts can use checkout customizations such as increased leverage, increased performance split, bi-weekly payouts and Performance Protect. 2 Phase Pro has no add-ons.

One Phase and Lightning are one-step style programs.

• Two Phase Classic: static drawdown
• Two Phase Standard: trailing drawdown
• Two Phase Pro: static drawdown, no add-ons and no scaling

Static on One, Two and Signature. Instant: trailing on the highest end-of-day balance; retains its pre-payout level unless Remove Lock on Payout is purchased. One also retains its pre-payout level. Instant requires a 5% non-withdrawable buffer.

• 1 Phase: trailing drawdown that locks at starting balance.
• 2 Phase Classic and 3 Phase: static drawdown.
• 2 Phase Standard: trailing drawdown.
• 2 Phase Pro: static 8% drawdown based on initial balance.
• Lightning: plan-specific drawdown rules.

Based on balance; monitor the breach level in the dashboard.

Daily loss is generally calculated from the previous day's 5 PM EST balance. 2 Phase Pro uses a 4% daily drawdown and treats a daily loss breach as a hard breach.

Up to $800,000 on standard FXIFY accounts. 2 Phase Pro has a separate maximum allocation of $785,000, one active account per account size.

No fixed count; the $1 million limit is shared across evaluations, funded accounts and markets.

No evaluation deadline; the inactivity limit applies.

Most programs have unlimited time. Lightning has a short challenge window. 2 Phase Pro has no specific time window to complete the profit targets.

Checkout specifies no fixed minimum evaluation days; consistency may require additional days.

• 1 Phase: 5 days
• 2 Phase Classic: 4 days
• 2 Phase Pro: 3 days to pass; 10 trading days to request payout
• 3 Phase: 5 days
• Instant Lite: 10 days
• Lightning: 3 days

Instant: 7 days. One and Two: 4 days with at least 0.25% daily profit. Signature: no specific requirement is published.

Plan-specific. Instant Lite has 5 minimum profitable days. 2 Phase Pro trading days require at least 0.5% profit based on initial balance.

Plan-specific. 2 Phase Pro does not offer resets or retries; traders must purchase another challenge.

Scaling is available on eligible standard programs, but Instant Funding, Lightning and 2 Phase Pro are excluded.

Up to 90% on most eligible accounts through add-ons. Two Phase Classic page shows up to 100%. Educational Course and some special programs may differ.

Performance Protect is an optional add-on on eligible accounts. It allows traders with remaining gains to request a payout after a drawdown breach, based on the agreed performance split. It is not available on 2 Phase Pro.

FXIFY Rewards:

• Earn Coins and XP through purchases, trading milestones, badges and Hub activities.
• Coins: redeem for challenge vouchers, raffle tickets and merchandise.
• XP: leaderboard ranking and prizes; cannot be spent.
• Access the Hub with your existing FXIFY account.
• Does not change your account's trading conditions.

The FAQ permits proprietary automation subject to restrictions, but the checkout catalogue flags EAs as disallowed. Obtain written confirmation for the selected plan and platform before using automation.

EAs are allowed on standard accounts and 2 Phase Pro. Lightning, Instant and Educational Course accounts have restrictions.

Permitted within one account. Coordinated opposing positions across accounts or firms are prohibited.

Tick harvesting, full porting and sub-minute positions at or near the contract limit are prohibited.

No universal per-trade percentage is published; gambling, all-in and abuse of margin, leverage or contract limits are prohibited.

Only between accounts owned by the same trader. Signals, passing services, group trading and EAs facilitating copy trading are prohibited.

Copy trading can be allowed on eligible accounts with proof of the master account, but it is not allowed on 2 Phase Pro or Lightning.

Existing positions may remain open. No opening or closing within 3 minutes before or after high-impact news. Consequences include P&L removal, reduced leverage or account termination.

Most standard accounts allow news trading. Lightning has restrictions around major news. 2 Phase Pro allows news trading.

Account closes after 30 consecutive days without trading.

60 calendar days without trading can trigger inactivity breach on relevant accounts, including 2 Phase Pro.

One: 50% in evaluation and funded. Signature: 50% funded only. Instant: 18%. Two: no consistency rule. The best day cannot exceed that share of total profit; continue trading until compliant.

Consistency rules are plan-specific. Lightning and Instant Lite include consistency requirements; 2 Phase Pro uses a trading-day qualification rule of 0.5% profit on initial balance.

Standard evaluation accounts generally allow weekend holding. Instant Funding accounts have restrictions. 2 Phase Pro allows weekend holding.

Cross-account arbitrage, latency or pricing-error exploitation, insider trading, front-running, third-party passing strategies and changing strategy between evaluation and funded trading. All-in, gambling and excessive exposure are prohibited. Trading is reviewed before funded account issuance.

• High-Frequency Trading (HFT)
• Reverse and group hedging
• Account management
• Latency arbitrage
• Order book spamming
• Herd trading and collusion
• Exploiting bugs and glitches
• High leverage news trading
• Statistical arbitrage

Lightning requires stop loss. Other plans are plan-specific.