/
Login
Breaking
All news
Comparison · Forex

How much freedom you get at Core Funded and FundingPips

Updated on

Time limits

Neither firm imposes a traditional "maximum days" limit to pass evaluations (except for FundingPips' Labs 247 model, which limits you to 6 months), but they both use rules that stop you from finishing quickly or walking away.

  • Core Funded: You cannot pass simply by hitting the target. You are restricted by a minimum of 3 to 5 profitable days depending on the plan. A day only counts if you realize at least 0.5% net profit, preventing you from using "micro-lots" to bypass the rule.
  • FundingPips: While most plans have no minimum days, the 2-Step Standard model requires at least 3 trading days. The real pressure comes from the inactivity rule: if you do not complete a trade within 30 consecutive days, your account is permanently closed, forcing you to remain active even when market conditions are unfavorable.

Weekends and news

The freedom to hold trades or speculate on volatility is strictly limited in funded stages.

  • Core Funded: You are prohibited from opening or closing trades within a 5-minute window before and after high-impact news and FOMC events in funded accounts. To remove this restriction, you are forced to pay for a "News Trading" add-on.
  • FundingPips: You cannot hold positions over the weekend on Master accounts (Standard, Pro, and Flex models) unless you purchase the "Swing" add-on. Furthermore, news trading is restricted by a 5 to 10-minute window where profits from affected trades will be deducted. On the Zero account, holding over the weekend or during news is a "hard breach" that results in immediate account loss.

Where you can trade from

Geographical restrictions limit access for traders in specific jurisdictions.

  • Core Funded: You cannot operate from a list of 27 banned countries, including Russia, Venezuela, North Korea, Cuba, and several African nations.
  • FundingPips: You are strictly prohibited from trading if you are a resident of the United States, United Arab Emirates, Iran, Israel, or Vietnam.

What the platform limits

The technical environment restricts your tools and trading style.

  • Core Funded: You are locked into a single platform: MatchTrader. You cannot use MetaTrader or cTrader. Additionally, your style is limited: you are prohibited from having more than 50% of your trades last less than one minute (scalping restriction) and you cannot use Martingale strategies.
  • FundingPips: You cannot use third-party Expert Advisors (EAs) for automation; they are only permitted strictly as trade or risk managers. Full automation is only allowed if you can prove you own the code. Hedging between accounts and "gap trading" are also strictly forbidden.

What the rules cost you

The financial structure limits how much of your profit you can actually touch and how much it costs to fail.

  • Core Funded: You cannot withdraw all your profits at once. You are capped at 50% of your profit per request, and the amount is further capped at $2,500 (for accounts up to $100k) or $5,000 (for larger accounts). Your initial fee is not refunded until your fourth payout, which significantly limits your ability to recover your initial investment.
  • FundingPips: Every payout costs you a $10 fee. If you use the Zero account, you cannot request the first 3% of profit generated (the "Safety Cushion"). Your drawdown is also a major limit: in the Labs 247 model, you only have a 4% static drawdown, leaving almost no room for error.

Restrictions that add up

The combined effect of these rules creates a restrictive environment. At Core Funded, the 50% withdrawal cap combined with the 30% consistency rule means that even if you have a massive winning day, you cannot access that capital quickly, effectively forcing your capital to stay within the firm's ecosystem. At FundingPips, the requirement for a "Swing" add-on to hold weekends, combined with the $10 payout fee and the prohibition of third-party EAs, limits the trader to a very manual and time-sensitive operation, where technical flexibility is only available at an extra cost.

Frequently asked questions

Which firm is more restrictive regarding news trading, Core Funded or FundingPips?

Core Funded is more restrictive by default in funded accounts, as it completely prohibits opening or closing trades 5 minutes before and after high-impact news unless you pay for a specific add-on. FundingPips also restricts news trading in its Master accounts with a 5 to 10-minute window, but the penalty is usually the deduction of profits rather than a mandatory paid add-on to avoid the rule, although in its "Zero" model, news trading is a hard breach that leads to account closure.

Which firm has a more limited platform selection, Core Funded or FundingPips?

Core Funded is much more limited as it only offers MatchTrader as its sole trading platform. In contrast, FundingPips allows traders to choose between MetaTrader 5, MatchTrader, and cTrader, providing significantly more technical freedom for users who prefer different interfaces or tools.

Between Core Funded and FundingPips, which one limits your profit withdrawals more?

Core Funded imposes much stricter limits, as it only allows you to withdraw up to 50% of your profit per request, with a maximum cap of $2,500 on accounts up to $100k and $5,000 on larger accounts. FundingPips does not have a percentage cap on withdrawals for its standard models, although it does charge a $10 fee per payout and requires a "Safety Cushion" of 3% on its Zero accounts.

Which firm makes it harder to get a fee refund, Core Funded or FundingPips?

Core Funded makes it significantly harder, as the evaluation fee is only reimbursed with the fourth payout. FundingPips, on the other hand, provides a full refund of the fee with the very first payout in its 1-Step and 2-Step models, allowing the trader to reach the "break-even" point much faster.

Field by field

Core Funded and FundingPips, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

60 differences

No active discount right now.

Headquarters

Registered office: Dover, Delaware, United States

IFZA Business Park DDP Dubai U.A.E.

CEO

Youssef Moussa

Khaled Ayesh

Country

United States

United Arab Emirates

Foundation

2025

2022

Banned Countries
Afghanistan, Belarus, Burundi, Central African Republic, Republic of the Congo, Cuba, Crimea, Democratic Republic of the Congo, Eritrea, Guinea, Guinea-Bissau, Iran, Iraq, Liberia, Libya, Myanmar, North Korea, Papua New Guinea, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Yemen, Zimbabwe
United States, Iran, Israel, Vietnam, United Arab Emirates
Assets
Forex, Commodities, Indices, Stocks, Crypto
Forex, Indices, Commodities, Crypto, Stocks
Refund
Yes

The fee paid is reimbursed with the fourth payout. Purchases are final, except payment errors, undelivered services or mandatory legal rights.

Yes

1 and 2 Step: Full refund with first payout

Platforms
MatchTrader
Metatrader 5, MatchTrader, cTrader
Payout Methods
Transfer, Crypto
Transfer, Crypto, Rise
Payment Methods
Card, Crypto, PayPal, ApplePay, GooglePay
Card, Crypto, Transfer, ApplePay, GooglePay, PayPal, Neteller, Skrill
Payout Frequency

On demand. After the first payout: 3 days with at least 0.5% realized net profit since the previous payout. No open positions or pending orders; identity verification required.

  • 2-Step Standard: Weekly, Bi-Weekly, Monthly or On Demand
  • 2-Step Pro: Weekly or Monthly
  • 1 Step Flex and 2-Step Flex: Bi-Weekly or Monthly
  • FundingPips Zero: Bi-Weekly
  • Prime: Daily, any number of requests
  • Labs 247: Daily
Payout Guarantee

Processed within 24 hours after account review and submission of all requested documents. If missed, 100% split for that payout. Bank and blockchain settlement times are excluded.

No data
Crypto Weekend Trading
Yes
Yes

Labs 247: crypto trading and weekend holding are available 24/7 in Evaluation and Master. Other models retain their existing restrictions.

Maximum Withdrawal

Up to 50% of profit per request. Capped at USD 2,500 for accounts up to USD 100,000; USD 5,000 for larger accounts. Remaining profit stays in the account.

No data
Minimum Withdrawal

USD 25

  • On Demand payout: 1%
  • Tuesday, bi-weekly and montly: 1%
  • Prime: 1% of Prime Account size (or Scaled Prime Account Size after scaling)
  • Labs 247: 1% of the account size
Brokers
No data

Liquidity Provider

Payout Fee
No data

$10

Demo Account
No data
MatchTrader
ID-PasswordVjEbC!Y6
Metatrader 5
ID10496903PasswordVjEbC!Y6ServerFundingPips Corp (2)
Forex
100:1
  • 1 Step: 30:1
  • 2 Step: 100:1
  • Zero: 50:1
  • Prime: up to 1:2000 (tiered Standard Leverage Plan)
Metals
100:1
  • 1 Step: 10:1
  • 2 Step: 30:1
  • Zero: 20:1
  • Prime: up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
Energies
100:1

10:1

  • Prime: up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
Indices
100:1
  • 1 Step: 5:1
  • 2 Step, Zero: 20:1
  • Prime: up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
Stocks
100:1

Labs 247: 5:1

Crypto
5:1
  • 1 Step: 1:1
  • 2 Step, Zero: 2:1
  • Prime: up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
Forex
No data
0
Metals
No data
0
Energies
No data
0
Indices
No data
0
Stocks
No data
0
Crypto
No data
0
Swap Free
No data
No
Account Reset
Limited

The Second Try add-on provides one reset if the account is breached. The rewards program Trader tier includes one free retry.

10% discount for failing during the evaluation phase. Valid for 7 days and only for accounts of the same model and size (FundingPips Zero excluded).

Add-ons
Yes

Paid add-ons: unrestricted funded news trading, 90% or 95% profit split, and Second Try.

Yes

cTrader (+20%)
Swing: overnight and weekend holding on Master accounts for 1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex; selected at purchase

Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

From USD 10,000 accounts: 12% profit within 3 months adds 25% of the starting balance. Elite is a separate performance-based benefits program.

Yes

Level 1 – Launchpad (Novice)

Requires 4 payouts and 10% profit. Grants +20% capital and +1% drawdown.

Level 2 – Ascender (Intermediate)

Requires 8 payouts and 20% profit. Grants +30% capital, +2% total max drawdown, and +1% daily drawdown.

Level 3 – Trailblazer (Advanced)

Requires 12 payouts and 30% profit. Grants +40% capital and 13% max drawdown.

Level 4 – Hot Seat (Elite)

Requires 16 payouts and 40% profit. Doubles initial balance, offers 100% reward split, on-demand payouts, up to $2M capital, and monthly bonuses.

Level 5 – Elite Trader Status (Advanced Hot Seat)

Unlocks advanced tools, +1% additional max drawdown (4% total cumulative), +1% additional daily drawdown (2% total), customized trading conditions, and monthly bonuses based on initial account size ($100–$500).

Prime

The first four scale-ups require +5% total profit; from the fifth onward, +10%, measured against the starting size of the current level. Required profitable days: none for the first scale-up, 2 for the second and third, 4 for the fourth, and 10 from the fifth onward. Each profitable day must close at +1% or more of the account size; the counter resets after each scale-up. Each scale-up adds +10% to the current level's starting size, up to $2M. At Level 10 or $2M: Certified FundingPips Trader status, listed on the Tradin Investor Marketplace with 20% profit share on investor capital.

Labs 247 → Prime

After 5 rewards or $20,000 in total rewards across one or all Labs 247 accounts, the trader becomes eligible for an invitation to a $50,000 Prime account. The Labs 247 accounts close when the trader moves to Prime.

Two Steps
Yes
Yes
Max Drawdown

Static against the initial balance; includes floating losses and costs. Pay After Pass funded accounts have a 6% limit.

  • 1 Step Flex, 2 Step: Static
  • Zero: Trailing
  • Prime: 8% static below the starting balance; recalculated only after a scale-up
  • Labs 247: 4% static in Evaluation and Master
Daily Drawdown

Recalculated at 00:00 UTC from the higher of balance or equity, minus a fixed amount based on initial capital. Flex and Pay After Pass evaluation have no daily limit; funded Pay After Pass applies 3%.

Higher of the opening balance or equity for the trading day

  • Prime: 3% (soft breach, pauses trading for the rest of the day, account stays open, resumes at 00:00 UTC+3)
  • Labs 247: 2% of the starting balance in Evaluation and Master
Max Allocation
10,000,000
300,000
Maximum Trading Days

No time limit to pass the evaluation.

Labs 247: 6 months for the Evaluation phase and a separate 6-month period for the Master account.

Points Reward Program

7 XP tiers. Purchases and tasks earn XP; 1% to 20% cashback redeemable for discounts. Annual tier review. Higher tiers retain previous benefits.

No data
Minimum Profitable Days

1-Step and 2-Step Standard: 3 per phase and in funded. Flex: 5 per phase and in funded. Instant: 5 before the first payout. Pay After Pass: 0 in evaluation and 5 in funded. Each day requires at least 0.5% realized net profit; days need not be consecutive.

Zero: Minimum of 7 days with 0.25% profit or more by the end of each 30-day period. Failure to meet this requirement will result in a rule violation.

  • Monthly reward cycle (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 7 profitable days per cycle, each with at least 0.5% of the starting Master account size; the count resets after each reward
  • 2-Step Flex alternative reward configuration: 3 profitable days per evaluation phase and per Bi-Weekly Master reward cycle, each with at least 0.5% of the starting account size
Profit Split
No data

Reward split depends on the selected reward cycle and account configuration.

  • 2-Step Standard: Weekly (60%), Bi-Weekly, On Demand (90%) or Monthly (100%)
  • 2-Step Pro: Weekly or Monthly (100%)
  • 1 Step Flex: Bi-Weekly or Monthly (100%)
  • 2-Step Flex: Bi-Weekly, with an alternative 95% split selected at purchase at the same price, or Monthly (100%)
  • FundingPips Zero: fixed Bi-Weekly cycle
  • Prime: 80%, Daily, any number of requests
  • Labs 247: Daily

The Monthly cycle requires consistency and profitable days. Earlier purchases retain their legacy conditions.

Free Trial
No data
No
Three Steps
No data
No
Maximum Accounts
No data

Labs 247: maximum 5 accounts per user. These accounts are separate from the standard capital allocation.

Merge Accounts
No data
Yes

A Master account can only be merged with another Master account from the same evaluation model.

Merging accounts is not supported in the FundingPips Zero Model.

  • Prime Accounts: any Prime accounts can merge, regardless of the originating model. Request through the dashboard; the resulting account takes the higher of the two scale-up levels. Merged size respects the $2M maximum.
Minimum Trading Days
No data

New purchases and resets from 28 September 2026:

  • 2-Step Standard: 3 trading days per evaluation phase; no minimum with the 3% daily-loss configuration
  • 2-Step Pro: no minimum trading days
  • 1 Step Flex: no minimum trading days
  • 2-Step Flex: 1 trading day per phase on the standard reward configuration; the alternative configuration requires profitable days
  • Labs 247: no minimum trading days
    Earlier purchases retain their legacy conditions.
Monthly Competition
No data
Yes

Participant Limit: Up to 50,000 participants. Registration closes once full.

Prizes

  • 1st: 100K Evaluation + $1,500
  • 2nd: 100K Evaluation + $1,200
  • 3rd: 100K Evaluation + $1,000
  • 4th: 100K Evaluation
  • 5th: 50K Evaluation
  • 6th–10th: 25K Evaluation
  • 11th–20th: 10K Evaluation
  • Bonus Prize: 13 random participants (ranked 4th–1000th) receive $100 each.

Rules

  • Max loss: 10%
  • Daily loss: 5%
  • No EAs
  • No exploiting unrealistic demo fills
  • One account per person
Expert Advisor (EA)
Yes
Yes

Default rule (third-party EAs): Permitted ONLY when used strictly as a trade or risk manager. Any other use of a third-party EA = denial of evaluation/reward and account closure.

Personal EA Exception
Full automation allowed only with proof of ownership of the EA code.

Account-type exceptions

  • 1K Instant Account: third-party EAs and trade copiers permitted (full automation OK).
  • Monthly Competition: ALL EAs prohibited (including personal with proof).
Hedging
Yes

Allowed within the same account.

No
Requires Stop Loss
No
No
Scalping
Limited

More than 50% of trades held for less than one minute is prohibited.

Yes
Stacking / Layering (DCA)
Limited

No aggressive scaling outside reasonable limits or 3 or more positions in one losing trading idea. Prior positions must be protected when adding.

Yes
Martingale
No
No data
Maximum Risk Limit
Limited

Do not use more than 50% of available margin. The firm may impose a 1% maximum risk per trading idea after written notification.

Yes

There is a limit on simultaneous open lots:

  • $5K–$10K: no limit
  • $25K: 10 lots
  • $50K: 20 lots
  • $100K or more (including merged accounts): maximum 40 lots

Penalties

  • 1st violation: warning
  • 2nd violation: removal of excess profits, reward reduced to 30%, and account closure

1 Step Flex, 2-Step Flex, 2-Step Pro and 2-Step Standard

Risk Per Trade Idea and the Striking System are removed in Evaluation and Master for new purchases from 28 September 2026. Earlier purchases retain their legacy conditions.

Copy Trading
Limited

Only between accounts held by the same person, including external accounts. EAs and external copiers are allowed; each account must comply individually.

Yes

Permitted

  • Copying trades between your own FundingPips accounts (registered under same individual).
  • Using your FundingPips account as MASTER to copy to external accounts (as slave).

Prohibited

  • Copying between FundingPips accounts of different users.
  • Coordinated trading across master accounts not owned by same individual.
  • Inbound copy trading (external source as master, FundingPips as slave).
  • Third-party account management (immediate termination).
News Trading
Limited

Unrestricted in evaluation. In funded, no opening or closing from 5 minutes before until 5 minutes after high-impact news and FOMC events. The News Trading add-on removes this window. Without it, affected trade profits are removed.

Yes

Evaluation Stage (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
No restrictions on holding trades during news events. Purposely trading news = account closure.

Master Account (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
Trades opened/closed within 5 minutes before/after a high-impact (red folder) news event have their FULL profit deducted, UNLESS the trade was executed 5+ hours before the event.
Speech window: 5 min before speech start to 5 min after speech end.

FundingPips Zero
HARD BREACH if any position is opened/closed/held within 10 minutes before/after a high-impact news event on affected currencies.
Speech window: 10 min before speech start to 10 min after speech end.

Labs 247
Evaluation: news trading is allowed on every instrument.
Master: profits may be deducted from trades opened or closed 5 minutes before or after high-impact news affecting the corresponding currency. For high-impact speeches, the window runs from 10 minutes before the speech begins until 10 minutes after it ends. Trades opened at least 5 hours before the event are exempt.

Inactivity Rule
Yes

Account closure after 30 days without trades, in both evaluation and funded.

30 consecutive days without completed trades results in hard breach. Applies to all account types including Master accounts.

Consistency Rule
Yes

Checked only at payout: Instant and Pay After Pass, 15%; 1-Step and 2-Step, 30%. Each day counts at its highest net profit reached during the day, even if it closes at a loss. Trading may continue until the ratio is met.

Yes
  • On Demand (2-Step Standard): no single trading day may account for more than 35% of total profit
  • Monthly (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 35% consistency score, reset after each reward
  • Bi-Weekly (FundingPips Zero): 15% consistency score; the biggest losing day cannot exceed the biggest winning day
  • Bi-Weekly (1 Step Flex and 2-Step Flex): no consistency score
  • Profit Concentration Policy: removed for new purchases from 28 September 2026; qualifying legacy accounts retain their existing conditions
  • Labs 247: no consistency rule in Evaluation or Master
Hold Weekend
Yes
Yes

1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex
Evaluation: overnight and weekend holding allowed on all instruments.
Master: overnight and weekend holding require the Swing add-on selected at purchase. Without Swing, positions are automatically closed each trading day; this is not an account breach and does not count as a valid trading day.

FundingPips Zero
Weekend holding is a hard breach on Master accounts. Close all positions before Friday market close, including crypto.

Prime
Weekend holding allowed.

Labs 247
Trading and weekend holding allowed 24/7 in Evaluation and Master.

Prohibited Strategies

Exploiting pricing or platform errors, latency arbitrage, insider trading, front-running, gambling without a strategy and all-or-nothing trading. The strategy must remain consistent between evaluation and funded.

  • Gap trading
  • High-frequency trading
  • Server spamming
  • Latency arbitrage
  • Toxic trading flow
  • Hedging
  • Long-short arbitrage
  • Reverse arbitrage
  • Tick scalping
  • Server execution
  • Opposite account trading
VPN
No data
Yes
Free newsletter

Pick your firms. Get what matters.

  • Exclusive promotions, updated daily
  • Funded trading industry news
  • Full control: you choose which firms to follow

FreeNo spamOne-click unsubscribe

Community

Join the community

Join us on our mission to become the most influential family in funded trading.

  • trade-ideasTrading ideas from the community
  • giveawaysGiveaways from prop firms
  • respect-leaderboardTop 10 by Respect earned
  • wins-and-lossesFundings, payouts and blown accounts
Join the Discord