The split
Earn2Trade offers a straightforward 80/20 split for most of its accounts ($25K to $200K). If you choose their largest $400K career plan, the split is fixed at 60/40. In contrast, FXIFY Futures uses a tiered system for its Standard and Expert accounts. You start by receiving 60% of the profits, and this percentage increases with each successful withdrawal: 70% on the second, 80% on the third, 90% on the fourth, and finally 100% from the fifth payout onwards. For their "Straight to Sim Live" (instant) accounts, the base split starts higher at 90%.
How often you can withdraw
- Earn2Trade: Payouts are on demand. They are processed every Wednesday, making it effectively a weekly system if you manage your timing well.
- FXIFY Futures: Payouts occur every 14 calendar days from the first trade on the funded account. This applies to both evaluation-based and instant accounts.
Minimums and methods
- Minimum amounts: Both firms set a $100 minimum for standard withdrawals. However, FXIFY’s "Straight to Sim Live" accounts require a minimum profit of 3% of the account balance (e.g., $1,800 on a $60K account) before you can request a check.
- Methods: Earn2Trade offers a wider variety including Rise, Deel, Bayzat, and Direct Crypto. FXIFY Futures primarily relies on Rise.
- Fees: Earn2Trade charges withdrawal fees depending on the method ($50 for Rise/Deel for non-US, 1.5% for US, and 0.735% for Crypto).
What delays a payout
Several rules can stand between your trading screen and your bank account:
- Consistency Rules: Both firms enforce a 30% consistency rule (meaning no single day can account for more than 30% of your total profit). FXIFY increases this requirement to 40% for Expert accounts and tightens it to 20% for Sim Live accounts.
- Mandatory Buffer (FXIFY): In FXIFY’s Standard and Expert accounts, you cannot withdraw profits until you exceed a "buffer zone" (e.g., $1,000 for a $100K Expert account). Only profits above this buffer are eligible for the first payouts.
- Progression Ladder (Earn2Trade): You are restricted in the number of contracts you can trade based on your current balance. Exceeding this limit in the funded phase can jeopardize your account status.
- Minimum Trading Days: FXIFY requires 3 to 4 days of trading to pass the evaluation, whereas Earn2Trade has no minimum day requirement; you can pass as soon as you hit the target.
What it takes to get there
To reach the first payout, you must first survive the evaluation or pay for instant access:
- Investment: An Earn2Trade $50K Gauntlet Mini costs $170/month. An FXIFY $50K Standard account is cheaper at $89/month. FXIFY also offers "Straight to Sim Live" accounts where you skip the evaluation by paying a higher activation fee (e.g., $649 for a $60K account).
- Risk Hurdles: Earn2Trade uses an End-of-Day (EOD) drawdown during evaluation but switches to a Trailing Drawdown in the Live phase. FXIFY uses EOD drawdown across all accounts, which is generally more trader-friendly.
- Platforms: Earn2Trade supports over 20 platforms, including NinjaTrader, TradingView, and RTrader Pro. FXIFY is more limited, focusing on NinjaTrader, Tradovate, and TradingView.
- Permitted Styles: Earn2Trade allows EAs (Expert Advisors) and news trading. FXIFY forbids EAs entirely and prohibits "micro-scalping" (trades under 1 minute or targeting less than 3 points).
Which pays out more comfortably
FXIFY Futures pays out more comfortably for the "get-rich-fast" profile or those who want to skip evaluations via their Straight to Sim Live accounts, provided they can handle the 14-day waiting period and the initial 60% split. However, Earn2Trade is more comfortable for professional traders who use automated tools (EAs) and require a massive variety of platforms, offering a more stable 80% split from the very first day without mandatory "buffer" zones.
Frequently asked questions
Which firm is cheaper to start an evaluation, Earn2Trade or FXIFY Futures?
FXIFY Futures is significantly cheaper for the entry-level evaluation. A $50,000 Standard account at FXIFY costs $89 per month, whereas the equivalent $50,000 Gauntlet Mini at Earn2Trade costs $170 per month.
Can I use Expert Advisors (EAs) to reach my payout in Earn2Trade or FXIFY Futures?
You can use EAs in Earn2Trade, as they allow automated trading. However, FXIFY Futures strictly prohibits the use of EAs and automated trading systems; all trades must be executed manually.
Which firm allows you to withdraw profits sooner, Earn2Trade or FXIFY Futures?
Earn2Trade allows for faster initial withdrawals because they have no minimum trading day requirement to pass the evaluation and process payouts every Wednesday. FXIFY Futures requires 3-4 trading days to pass the evaluation and then imposes a 14-day waiting period from the first trade before the first payout can be requested.
Who offers a better profit split for the first withdrawal, Earn2Trade or FXIFY Futures?
Earn2Trade offers a better initial split of 80% for the trader. FXIFY Futures starts its Standard and Expert accounts with a 60% split for the first withdrawal, only reaching the 80% mark on the third payout and 100% on the fifth.
