Detailed Comparison: FundedNext vs Finotive (2025)

Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates

Office No. 7, AI Robotics HUB, C1 Building, AFZ, Ajman, United Arab Emirates

Oliver Newland

Abdullah Jayed

2021

2022

Liquidity Providers

Full refund if profitable 30 days after funding.

Solo FX: The Dashboard and launch announcement say the fee is refunded after 30 funded days if the account is profitable. Schedule 10A-1 says it is refunded upon approval of the first Reward Payment Request. Finotive's Terms state that the Schedule prevails; confirm with support before purchase.

Registration (or reset) fee is refunded after the first payout. Applies to all accounts except Stellar Lite, where the fee is refunded after the third payout.

3.5%

First payout on demand

• Standard Challenge, Pro Challenge and Instant Standard: 7 days
• Instant Lite: 14 days
• Solo FX: weekly payouts; first request after 14 calendar days in Simulated Funded Status

• Stellar 1-Step: Every 5 business days
• Stellar 2-Step and Stellar Lite — reward structure chosen at checkout:
  • Standard: First payout after 21 days, then every 14 days. No additional conditions.
  • 3-Day Performance Reward: Payout every 3 days after completing 3 profitable days in the cycle, each with at least 1% profit.
  • On-Demand Performance Reward: Payout on demand after reaching 2% account growth and maintaining 40% consistency.
• Stellar Instant: On-demand from day 1 (minimum 5% profit)

Brand Promise: Guaranteed Performance Reward within 24 hours, or get $1,000 extra.

• USDT, USDC: $1,000

$4

• USDT: $20
• USDC, Rise: $50

• 2-Step Standard, 2-Step Pro: 100:1
• 1-Step Standard, 1-Step Pro: 50:1
• Instant Standard: 33:1
• Instant Lite: 25:1
• Solo FX: 33:1

• 2-Step Standard, 2-Step Pro: 20:1
• 1-Step Standard, 1-Step Pro: 10:1
• Instant Standard, Instant Lite: 5:1

• 2-Step, Lite: 25:1 (Challenge) / 15:1 (Funded)
• 1-Step: 15:1 (Challenge) / 10:1 (Funded)
• Instant: 7.5:1

• 2-Step Standard, 2-Step Pro: 10:1
• 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 5:1

• 2-Step, Lite: 25:1 (Challenge) / 15:1 (Funded)
• 1-Step: 10:1 (Challenge / Funded)
• Instant: 5:1

• 2-Step Standard, 2-Step Pro: 5:1
• 1-Step Standard, 1-Step Pro: 4:1
• Instant Standard, Instant Lite: 2:1

2:1

• 2-Step Standard, 2-Step Pro: 2:1
• 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 1:1

• 2-Step, Lite: 25:1 (Challenge) / 15:1 (Funded)
• 1-Step: 15:1 (Challenge) / 10:1 (Funded)
• Instant: 7.5:1

Funded Stage Refresh

• A refresh can only be requested when your account balance is within 10% of the Maximum Drawdown limit
• Resets your account balance back to the original starting equity
• Preserves your profit split rate and any progress made in the Scaling Plan
• There is a maximum of 3 refreshes per funded account
• The price depends on the size of the account

All evaluation accounts can be reset for a fee. Reset discount: 10% off challenge price on Stellar 1-Step / 2-Step / Instant, 5% off on Stellar Lite.

• Swap Free (price depends on the size of the account)
• Weekend Holding for Instant Accounts (20% of account fee)

• Swap-Free (+10%)
• 95% Profit Split (+30%)
• No minium trading days (+20)
• 150% Refund (+10%)
• Biweekly payout (+25%)
• 10% Max Drawdown (+25%)
• Double up: Purchase two identical accounts and receive a 60% discount on the second account
• EA (+5%)
• VPS (+5%)

• Standard Challenge
• Pro Challenge

Every 90 days, traders who meet performance and consistency targets see their account balance grow by 30% and their profit split increase by 5%, without ever having to sacrifice withdrawals.

More detail about it can be found on this link

Success Benchmarks

To trigger your first scaling event, you must meet the following Success Benchmarks:

• Proven Track Record: Successfully received a minimum of 4 Performance Rewards.
• Growth Benchmark: Demonstrate a minimum of 4% growth within each of those 4 payout cycles.
• Maturity Milestone: Maintain an active and disciplined presence for at least 2 months.
• Account Status: Finish the most recent cycle with a positive result and all positions closed before requesting the scale-up.

Pro Trader Privileges

Once you become a Pro Trader, you unlock the following privileges:

• Exponential Growth: A 25% increase in your simulated capital for every qualifying cycle, up to a maximum of $4 Million.
• Extra Performance Reward: A 15% retroactive reward from the profits earned during your Challenge phase (exclusive to Stellar 1-Step and 2-Step accounts).
• Bonus Account: Receive a $100K Stellar Lite Challenge Account completely free to diversify your portfolio.
• Loyalty Discount: Exclusive 12% discount on all your new account purchases.
• Pro Distinction: Official designation as a "FundedNext Pro Trader".

• Standard Challenge
• Pro Challenge

Static

• Stellar 2-Step, Stellar 1-Step, Stellar Lite: Static
• Stellar Instant: 6% trailing. It rises with profits, never falls, is capped at the initial account balance and does not reset after a payout.

• Standard Challenge: 80% (up to 95% scaling)
• Pro Challenge: 100%
• Instant Standard: 75% (up to 90%)
• Instant Lite: 70% (up to 85%)

• Stellar 1-Step: 80%

• Stellar 2-Step and Stellar Lite: 80% with Standard, 60% with 3-Day Performance Reward, or 90% with On-Demand Performance Reward. The reward structure is chosen at checkout.

• Eligible Stellar accounts can reach up to 95% under the scaling plan.

• Instant: 70% on tier 1 and 2, 80% on tier 3 and above

• Stellar 2-Step and Stellar 1-Step: 15% of the profits from the evaluation phases after achieving 10% profit in the funded account

• Challenge Accounts (Standard): Up to $600,000 in purchased capital, scalable to $2,040,000
• Pro Challenge Accounts: Up to $600,000 in purchased capital, scalable to $2,040,000
• Instant Funding (Standard): Up to $200,000 in purchased capital, scalable to $680,000
• Instant Funding Lite: Up to $200,000 in purchased capital, scalable to $680,000

300,000

For traders in Cambodia, Mongolia, Slovakia, Slovenia, Taiwan, Ukraine, the Czech Republic, and Pakistan, FundedNext allows a Maximum Allocation of $50,000 across their accounts.

• Stellar Lite, and Stellar 2-Step evaluation phases: 5 days
• Stellar 1-Step evaluation phase: 2 days
• Funded phase in all accounts: 0 days

FundedNext’s Infinity Points Program rewards traders for their activity on the platform. By completing various actions, users collect Infinity Points that can be exchanged for discount coupons on FundedNext Challenges. The program recognizes trader participation while offering savings and added value to their trading journey.

Minimum profitable days number must be met every time a trader wants to pass an evaluation phase, scale a funded account or request a payout. A day is considered profitable when it reaches at least 0.5% profit

• Challenge 1 Step: 3 days
• Challenge 2 Step: 2 days
• Instant Standard: 0 days
• Instant Lite: 5 days
• Finotive Pro 1 Step: 3 days
• Finotive Pro 2 Step: 2 days
• Solo FX: 4 days with at least 0.5% each

• Solo FX: all Expert Advisors and automated execution tools are prohibited
• Other programmes: pre-purchased or mass-market “plug-and-play” EAs are not allowed

EA Add-on required

• Solo FX: VPNs, proxies and location masking are prohibited
• Other programmes: Finotive's Terms prohibit masked or unstable connections when they impair verification of identity, location or account control

EA Add-on required

• Solo FX: stop loss is not required
• Other programmes: stop loss is required

Solo FX has no specific scalping, rapid-trade-opening, trades-under-60-seconds or HFT restriction. Latency arbitrage and execution abuse remain prohibited.

Floating drawdown is calculated per symbol against the initial account balance.

• Instant Funding: 1.5%. The first confirmed breach produces a formal warning. From the second confirmed breach onward, each separate event records one strike and reduces that payout cycle's reward payment to 10%.
• Funded Challenge and Funded Pro: 2%. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.
• Challenge and Pro evaluation phases: 2%. It is monitored for the progression report but does not trigger a real-time strike or account closure.
• Solo FX: 2.5% during Simulated Funded Status only. A confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.

3%

News trading is allowed. For Solo FX, the Dashboard and launch announcement prohibit news straddling, but Schedule 10A-1 disapplies the Terms section that prohibits it. Confirm this contradiction with Finotive before trading news.

Only 40% of the profit from trades during this window will be counted toward your account balance. This applies to trades opened or closed within 5 minutes before and after a listed high-impact news event.

30 days

Accounts (both Challenge and FundedNext) inactive for 60 consecutive calendar days are marked inactive. A warning email is sent first; if no trade is placed within 24 hours of the warning, the account is deactivated. Stellar Challenge Accounts can be reset to continue; FundedNext Accounts cannot. KYC verification must be completed within 30 days post-challenge.

Pro accounts — from the 31st funded day

• Weekly trade count and instrument volume must remain within ±25% of the averages recorded during the Pro Challenge and the first 30 funded days.
• During every rolling 90-day period, realised and unrealised profit, including rewards already paid, must total at least 5% of the initial balance.
• Breaching either condition downgrades the account to the equivalent standard funded account and permanently removes the Pro benefits.

Instant Funding Standard and Lite

• At payout, the single most profitable closed trade must contribute less than 60% of total positive realised profit. Requesting a payout while the condition remains active records one Conditional Strike and reduces that payout cycle's reward payment to 10%.

Solo FX

• No specific consistency rule or single-trade profit dependency.

Weekend holding is available through the optional Weekend Holding Add-On on Instant Funding accounts. Without it, all non-crypto positions must be closed before Friday's 17:00 New York market close; Finotive recommends closing at least 10 minutes earlier. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%. Five cumulative strikes permanently close the account.

• Excessive notional volume (not applicable to Solo FX; its exposure is governed by 1:33 margin)
• High-frequency stacking, including correlated instruments (not a Solo FX-specific restriction; latency arbitrage and execution abuse remain prohibited)
• Martingale or grid strategies
• News straddling (the Solo FX dashboard and announcement prohibit it, but Schedule 10A-1 disapplies section 7.9; confirm with support)
• Using ultra-tight stops just to mask oversized lots

• Hyperactivity
• Latency Trading
• Copy Trading from Others
• Any form of Arbitrage Trading
• Tick Scalping
• Grid Trading
• One-sided Betting
• Account Sharing
• Hedging or Group Hedging
• Use of Guaranteed Profit with Limit Orders
• Use of Platform or Data Freezing Due to Demo Server Errors