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Comparison · Forex

Detailed Comparison: Funded Elite vs The5ers (2025)

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1. Corporate Background and Reliability

The difference in experience between these two firms is significant, which directly impacts the perception of long-term stability for a trader.

  • The5ers is one of the most established firms in the industry, operating since 2016 from Israel. This longevity suggests a robust infrastructure and a proven track record of payouts through various market cycles.
  • Funded Elite is a newer entrant, founded in 2023 and based in Italy. While they offer modern features, they lack the historical data and years of operation that The5ers provides.
  • Geographical Restrictions: Both firms have notable restricted zones. Funded Elite excludes the United States, Canada, and Israel, among others. The5ers, despite being headquartered in Israel, also restricts traders from its home country, alongside a long list of high-risk jurisdictions.

2. Program Diversity and Entry Barriers

Both firms offer multiple pathways to funding, but their philosophies differ regarding entry costs and evaluation structures.

  • The5ers Bootcamp: This is a unique "pay-as-you-pass" model. Traders pay a small entry fee (starting at $22) and only pay the rest if they pass three evaluation phases. This significantly lowers the financial risk for the trader during the testing phase.
  • Funded Elite Activation Account: Similar to the Bootcamp, this is a low-cost entry pathway starting at $5. However, it requires three separate payments (Phase 1, Phase 2, and a final fee), making it a structured but affordable route for new traders.
  • Instant Funding: Funded Elite provides a clear Instant Funding option where traders skip evaluations, though this comes with a trailing drawdown. The5ers focuses more on "Hyper-Growth" (one-step) and "High Stakes" (two-step), both requiring evaluations before full funding is granted.

3. Drawdown and Risk Management Logic

The way drawdown is calculated is the most critical factor for a trader's "survival" in a program.

  • The5ers Advantage: They primarily use Balance-based drawdown. This is generally more trader-friendly as it does not penalize you for unrealized profits (floating equity) during the day, only considering the balance at the end of the day or the starting balance.
  • Funded Elite Complexity: Their drawdown rules vary by plan. While 1-Step and 2-Step plans use Static Drawdown (which is positive for traders), their Instant and Activation accounts use Trailing Drawdown. Trailing drawdown is more aggressive because the "floor" of your account rises as your equity grows, making it harder to maintain the account during subsequent pullbacks.

4. Trading Rules and Strategy Restrictions

This is where the technical profiles of the two firms diverge sharply, particularly regarding automation.

  • Expert Advisors (EAs): There is a total divide here. The5ers allows EAs, making it suitable for algorithmic traders. Funded Elite strictly prohibits automated trading, allowing only manual trading tools. Traders using bots must choose The5ers.
  • News Trading: Funded Elite is more permissive, allowing news trading across the board. The5ers restricts opening or closing orders 2 minutes before and after high-impact news specifically on their High Stakes accounts, which can lead to profit deductions.
  • Scalping: Both allow it, but Funded Elite imposes time limits. If you don't purchase the "Scalping Add-on," trades must last longer than 3 minutes. With the add-on, they must last at least 30 seconds. The5ers does not have these specific time-based constraints, offering more freedom for high-frequency manual scalpers.
  • Stop Loss: The5ers makes a Stop Loss mandatory for the Bootcamp program (within 3 minutes of opening). Funded Elite does not enforce a mandatory SL on any of its plans.

5. Profit Splits and Scaling Potential

The growth potential for a successful trader is substantial in both firms, but the ceilings differ.

  • The5ers Scaling: Their scaling plan is incredibly aggressive, especially in the Hyper-Growth and High Stakes programs, where traders can eventually reach a 100% profit split and manage up to $4,000,000. They even offer monthly fixed payouts (up to $10,000) for high-tier traders, a rarity in the industry.
  • Funded Elite Scaling: They offer a maximum profit split of 95% (often as a paid add-on at checkout). While high, it does not reach the 100% plus fixed salary incentives offered by The5ers for elite performers.

6. Leverage and Trading Conditions

Leverage determines your margin requirements and risk exposure per trade.

  • Forex Leverage: The5ers offers up to 100:1 on High Stakes, while Funded Elite defaults to 30:1 (though 100:1 is available as an add-on).
  • Asset Variety: Both cover Forex, Indices, and Commodities. Funded Elite includes Stocks, which are missing from The5ers' main asset list.
  • Commissions: Both charge roughly $3-$4 per lot on Forex. The5ers uses a percentage-based commission for Metals and Crypto, which requires more complex calculation from the trader compared to Elite's fixed lot-based approach.

7. Payout Logistics and Fees

Getting paid is the ultimate goal, and both firms have different friction points.

  • Funded Elite Fees: They have fixed payout fees depending on the method (e.g., $35 for Rise, ~$3-7 for Crypto). Their minimum withdrawal for Rise is quite high at $500.
  • The5ers Fees: They charge a percentage (2% for Rise/Crypto, 3% for Bank Transfer). Their minimum withdrawal is more accessible at $150.
  • Refunds: The5ers offers a refund on the High Stakes plan after passing. Funded Elite offers a refund on the third payout, but only if the trader passes on the first attempt. Using their "Second Chance" retry feature makes the initial fee non-refundable.

8. Final Summary: Which Firm to Choose?

Choose The5ers if:

  • You use Expert Advisors (EAs) or automated strategies.
  • You prefer Balance-based drawdown to avoid the pressure of trailing or equity-based limits.
  • You are looking for a long-term career with a firm established since 2016.
  • You want the potential to reach a 100% profit split and a fixed monthly salary.
  • You want a low-cost entry through the Bootcamp model.

Choose Funded Elite if:

  • You are a manual trader who wants news trading flexibility.
  • You want Instant Funding without any evaluation phases.
  • You trade Stocks in addition to Forex and Commodities.
  • You prefer a Static Drawdown (on 1-Step/2-Step plans) rather than equity-based limits.
  • You are a new trader looking for the absolute lowest entry cost via the $5 Activation accounts, and you don't mind the manual-only trading rule.
Field by field

Funded Elite and The5ers, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

52 differences

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Headquarters

Corso G. Matteotti 61, Latina, 04100, Italy

14 Haroshet st, Raanaa, Israel

CEO

Christian Habibi

Saul Lokier

Country

Italy

Israel

Foundation

2023

2016

Banned Countries
United States, Canada, Iran, Iraq, Cuba, North Korea, Israel, Syria, Palestine
Afghanistan, Belarus, Burundi, Central African Republic, Cuba, Congo Republic, Crimea, Democratic Republic of Congo, Donetsk, Eritrea, Guinea, Guinea-Bissau, Iraq, Iran, Israel, Kherson, Laos, Lebanon, Liberia, Libya, Luhansk, Myanmar, North Korea, Palestinian Territory, Papua New Guinea, Russia, South Sudan, Sudan, Somalia, Syria, Vanuatu, Venezuela, Yemen, Zaporizhzhia
Assets
Forex, Indices, Commodities, Stocks, Crypto
Forex, Indices, Commodities, Crypto, Stocks
Brokers
Funded Elite

Liquidity Provider

Refund
Yes
  • Without Second Chance: If you complete our challenges successfully on your first attempt, your original fee will be reimbursed with your third payout.
  • With Second Chance: If you activated the "Second Chance" option and received a complimentary retry, the initial fee becomes non-refundable.
Yes

High Stakes: Full refund after passing evaluation.

  • Summer 1-Step: 10% of the evaluation fee in Hub Credits once funded.
  • Summer 2-Step: 10% Hub Credits after Step One, 20% after Step Two, and 70% fee refund with the third payout.
Payout Fee
  • Rise: $35
  • ERC20 and BTC: Around $7
  • TRC20: Around $3
  • Rise: 3.5% per withdrawal
  • Crypto: 3.5% per withdrawal
  • Bank Transfer: 3.5% + any fees charged by the receiving bank
  • Hub Credits: no commission
Platforms
Metatrader 5, TradeLocker
MetaTrader 5, cTrader, TradingView
Demo Account
MetaTrader 5
ID55188PasswordFundedelite1!Server Fundedelite-Server
Metatrader 5
ID2324783Passwordinvestor5ersServerFivePercentOnline-Real
Payout Methods
Crypto, Rise
Rise, Transfer, Crypto
Payment Methods
Card, Crypto
Card, Transfer, Crypto, GooglePay, ApplePay, PayPal
Payout Frequency

Can be choose at checkout: 3, 7, 14, 21 days

  • First withdrawal: 14 days after your funded account is activated.
  • Subsequent withdrawal requests: Every 2 weeks from your last approved withdrawal.
  • High Stakes Program: Withdrawals available once a minimum profit of $150 has been reached, subject to the 14-day waiting period.
Crypto Weekend Trading
No data
Yes
Maximum Withdrawal
  • Crypto: $500
  • Giveaway and free accounts: 2% of the initial balance

Crypto: $1,500

  • High Stakes $50K: $3,000 payout cap per cycle.
  • High Stakes $100K: $4,000 payout cap per cycle.
  • Summer 2-Step $100K: $2,000 payout cap per withdrawal.
  • Summer 2-Step $200K: $3,000 payout cap per withdrawal.
Minimum Withdrawal
  • Crypto: $30
  • Rise: $500
  • High Stakes $2.5K-$25K: $150
  • High Stakes $50K: $300
  • High Stakes $100K: $500
  • Summer Plan: $250
Forex

30:1 (50:1 and 100:1 available as an add-on at the checkout)

  • High Stakes: 100:1
  • Hyper-Growth: 30:1
  • ProGrowth: 30:1
  • Bootcamp: 30:1
Metals
10:1
  • High Stakes: 25:1
  • Hyper-Growth: 25:1
  • ProGrowth: 25:1
  • Bootcamp: 25:1
Energies
10:1
  • High Stakes: 5:1
  • Hyper-Growth: 1.5:1
  • ProGrowth: 1.5:1
  • Bootcamp: 1.5:1
Indices
10:1
  • High Stakes: 25:1
  • Hyper-Growth: 25:1
  • ProGrowth: 25:1
  • Bootcamp: 25:1
Crypto
2:1
  • High Stakes: 2:1
  • Hyper-Growth: 0.6:1
  • ProGrowth: 0.6:1
  • Bootcamp: 0.6:1
Forex
3 / lot
4 / lot
Metals
0 / lot
0
Energies
3 / lot
0
Indices
0
0
Crypto
0
0
Commission-Free Option
No data
No
Swap Free
No
Yes

The5ers do offer Swap Free accounts on theFunded stage, reach out via support chat or email help@the5ers.com to request yours.

Account Reset

Traders can independently restart their live account directly from the dashboard.

  • The initial reset carries a fee equal to 20% of the original challenge price (no discounts applied and including any selected add-ons), with a minimum charge of $10 USD.
  • The fee for the second reset will be double the cost of the first reset.
  • The third and final reset will cost twice the fee of the second reset.
No data
Add-ons
Yes
  • Forex Leverage: 30:1, 50:1, 100:1
  • Allow Scalping
  • Weekend trading (open or close positions)
  • Profit Split: 60%, 70%, 80%, 95%
  • Days between payout: 3, 7, 14, 21
  • Profit target: 6-12
  • Max Drawdown: 6-10
No
Instant
Yes
No
One Step
Yes
Yes
Account scaling
Yes
Yes

Hyper-Growth:

Account Balance Balance Target (10%) Payout Ratio
$20,000 $2,000 50%/50%
$40,000 $4,000 75%/25%
$80,000 $8,000 75%/25%
$160,000 $16,000 75%/25%
$320,000 $32,000 75%/25%
$640,000 $64,000 80%/20%
$1,280,000 $128,000 80%-100%
$4,000,000 NA 80%-100%

 

High Stakes & ProGrowth:

Account Balance Balance Target (10%) Payout Ratio
HS - $5,000 $5,500 80%/20%
$7,500 $8,250 80%/20%
HS- $10,000 $11,000 80%/20%
$12,500 $13,750 80%/20%
$15,000 $16,500 80%/20%
HS- $20,000 $22,000 80%/20%
$30,000 $33,000 80%/20%
$40,000 $44,000 80%/20%
$50,000 $55,000 80%/20%
HS- $60,000 $66,000 80%/20%
$70,000 $77,000 80%/20%
$80,000 $88,000 80%/20%
HS- $100,000 $110,000 80%/20%
$125,000 $137,500 80%/20%
$150,000 $165,000 80%/20%
$175,000 $192,500 85%/15%
$200,000 $220,000 85%/15%
$250,000 $275,000 90%/10%
$300,000 $330,000 90%/10%
$350,000 $385,000 100%/0% + $4,000 pago fijo*
$400,000 $440,000 100%/0% + $4,000 pago fijo*
$450,000 $495,000 100%/0% + $4,000 pago fijo*
$500,000 X 100%/0% + $10,000 pago fijo*

 

Bootcamp:

Account Balance Maximum Loss (4%) Profit Target (5%) Payout Ratio
Start $20k $800 $1,000 50/50
$25k $1,000 $1,250 75/25
$30k $1,200 $1,500 75/25
$40k $1,600 $2,000 75/25
$50K $2,000 $2,500 75/25
$60K $2,400 $3,000 75/25
$80K $3,200 $4,000 75/25
$100K $4,000 $5,000 75/25
Start $100k $4,000 $5,000 50/50
$125k $5,000 $6,250 75/25
$150k $6,000 $7,500 75/25
$175K $7,000 $8,750 75/25
$200K $8,000 $10,000 75/25
Start $250K $10,000 $12,500 50/50*
$275K $11,000 $13,750 75/25
$300K $12,000 $15,000 75/25
$350K $14,000 $17,500 75/25
$400K $16,000 $20,000 75/25
$500K $20,000 $25,000 75/25
$750K $30,000 $37,500 75/25
$1M $40,000 $50,000 75/25
$1.5M $60,000 $75,000 75/25
$2M $80,000 $100,000 80/20
$2.5M $100,000 $125,000 100/0
$3M $120,000 $150,000 100/0
$3.5M $140,000 $175,000 100/0
$4M $160,000 $200,000 100/0

 

Summer Plan $100K:

Account Balance Balance Target (10%) Payout Ratio
$100,000 $10,000 75%/25%
$125,000 $12,500 75%/25%
$150,000 $15,000 75%/25%
$175,000 NA 75%/25%

The $200,000 Summer 2-Step does not scale; its balance remains fixed at $200,000.

Two Steps
Yes
Yes
Max Drawdown
  • 1 Step, 2 Step: Static
  • Instant: Trailing
  • Activation: Static during challenge and trailing on funded account
  • Catalyst: Trailing equity. 6% at $25K, 5% from $50K up

Balance-based

Profit Split
  • 1 Step, 2 Step: 60%, 70%, 80%, 95% (can be selected at the checkout)
  • Instant: 70%, 95%
  • Activation: 80%
  • Catalyst: 80% at $25K, 85% at $50K, 90% at $100K, 95% from $200K and up

Bootcamp and Hyper-Growth: Starts at 50%. It grows up to 100% through scaling
High Stakes and ProGrowth: Starts at 80%. It grows up to 100% through scaling
Summer Plan $100K: 75%/25% (fixed across scaling tiers, limited-time)
Summer 2-Step $200K: 80%/20% (fixed; no scaling, limited-time)

Free Trial
No
No
Daily Drawdown

Highest balance or equity recorded at the end of the day (EOD high-watermark).

  • Catalyst: 3% of the higher of yesterday's closing balance or equity

Highest balance or equity recorded at the end of the day (EOD high-watermark).

Daily pause (only Bootcamp): The 3% daily pause applies only to funded accounts. Traders can continue trading the very next day at 00:00 MT5 Server Time.

ProGrowth: 3% daily loss (highest between starting equity or starting balance of the day at MT5 Server Time). No daily pause.

Summer Plan: The EOD calculation uses the higher of balance or equity. Reaching the daily loss limit permanently terminates the account.

Three Steps
No
Yes
Max Allocation
  • Vietnam, Pakistan: 100,000
  • Rest of the world: 300,000

High Stakes

  • Up to 3 accounts on each of the $2.5K, $5K, and $10K sizes (10% / 5%)
  • One account of either $10K or $20K
  • One account of either $60K or $100K

ProGrowth

3 accounts max, one of each size ($5K, $10K, and $20K).

Hyper-Growth

$40,000. (eg. you can have 4 X $10K, or 2 X $20K accounts all adding to the max starting capital of $40K)

Bootcamp

3 accounts (one $250K account + two $100K accounts). Each account must have a different trading method.

Summer Plan

Up to 6 active accounts. Two accounts may be purchased together.

Maximum aggregate buying power: $600,000 per trader.

  • Up to one $200K 10/5 account and one $200K 8/5 account at the same time.
  • Both $200K accounts total $400K, leaving up to $200K for additional $100K Summer Plan accounts.
Merge Accounts
Yes
No
Maximum Trading Days

Unlimited

Unlimited

Minimum Trading Days
  • 1 Step, 2 Step: 3 days on funded account
No data
Monthly Competition
Yes
No
Minimum Profitable Days
  • 1 Step, 2 Step: 3 days of at least 0.5% profit on challenge phase
  • Instant: 3 days of at least 1% profit on funded phase
  • Activation: 3 days of at least 0.5% profit on both challenge and funded phase
  • Catalyst: 5 days with a minimum PnL per stage ($150 / $250 / $350 / $450 / $650 / $850 / $1,000 for $25K → $1M)

High Stakes: 3 days to pass evaluation (+0.5%)
ProGrowth: 3 profitable days (+0.5% of initial balance)

Points Reward Program
No data

Hub Credits are used to purchase new programs and are valid for 3 months.

They can be earned through weekly competitions, progress in the High Stakes program, or live stream giveaways.

Expert Advisor (EA)
No

Only manual trading tools are allowed, not automated trading

Yes
VPN
Yes

Must inform Funded Elite in advance

Yes
Hedging
No
No
Requires Stop Loss
No
No
  • Hyper-Growth, ProGrowth and High Stakes: Not mandatory
  • Bootcamp: Mandatory. You are not permitted to expose more than 2% of your starting account balance to risk, and the stop-loss must be placed within three minutes of opening any trade.
Scalping
Yes

Trades must last longer than 30 seconds if the scalping add-on was purchased, and more than3 minutes if it wasn't

Yes
Stacking / Layering (DCA)
Yes
Yes
Martingale
Yes
No data
Maximum Risk Limit
Yes

Funded Phase: Risking more than 50% of your daily loss limit on a single instrument during the same day is strictly prohibited.

Yes

Bootcamp: Risking more than 2% of the account balance in a single position will be considered a risk violation.

Copy Trading
Yes
Yes

If you have multiple Bootcamp accounts, they will need to be traded with different strategies

When managing $500,000 or more including all your accounts, you are not allowed copy trades between accounts anymore

News Trading
Yes
Yes
  • Hyper-Growth, ProGrowth and Bootcamp: Allowed (except bracketing)
  • High Stakes: Not allowed to open/close orders 2 minutes before/after the release (profit deduction only)
Inactivity Rule

29 days

30 days

Consistency Rule
Yes
  • Instant: yes
  • Catalyst: yes
Limited
  • Summer 1-Step: 50% consistency in Evaluation and Funded Trader stages.
  • Summer 2-Step: no consistency rule in Evaluation.
    • $100K funded accounts: 50% applies to profits used for withdrawals or scale-up.
    • $200K funded accounts: 50% applies to profits used for withdrawals; these accounts do not scale.
Hold Weekend
Yes
Yes
Prohibited Strategies
  • IP sharing
  • HFT
  • Hedging
  • Account Rolling
  • Account Sharing/any passing service
  • Latency Arbitrage
  • Server Spamming
  • Arbitrage Trading
  • High-Frequency Trading (HFT)
  • Bulk Trading
  • News Bracketing Strategy
  • Exploitation of System Errors or Price Glitches
  • Trade Coordination / Copy Trading
  • One-Sided Trading Strategies
  • Rollover Night Scalping Using Expert Advisors
  • Third-Party Expert Advisors (Copy Trading EAs)
  • Use of Expert Advisors Without Source Code Ownership
  • Tick Scalping
  • Hedge Arbitrage Trading
  • Reverse Arbitrage Trading
  • Account Sharing or Account Reselling
  • Account Management Services / "Pass Your Challenge" Services
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