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Comparison · Crypto

Getting paid at Fundex and Propr

The fundamental difference between these two firms lies in their operational philosophy: while Fundex offers a proprietary environment focused on crypto and tokenized assets with a discretionary bonus structure, Propr provides a faster path to funding through one-step evaluations and a standard contract-based profit share.

Updated on

The split

The percentage of profit you keep varies depending on the plan you choose:

  • Fundex: The 2-Step Classic plan starts at a 70% split, while the 2-Step Pro plan offers 80%. It is important to note that Fundex defines these payments as discretionary bonuses rather than a fixed contractual split.
  • Propr: Offers a flat 80% profit split across all its evaluation models (Classic, Pro, and Turbo), regardless of whether they are one-step or two-step accounts.

How often you can withdraw

Both firms stand out for offering high liquidity and speed once you have generated profits:

  • Fundex: Payouts are available on demand with no fixed windows or waiting periods. They state that most requests are processed within 60 minutes, and all within a maximum of 24 hours, including weekends.
  • Propr: Also offers on-demand withdrawals with no minimum waiting period. Once a withdrawal is requested, the balance returns to the initial amount, and the guarantee for processing is within 24 hours.

Minimums and methods

Accessing your capital requires meeting small thresholds and using specific rails:

  • Fundex: The minimum withdrawal is $50. Payouts are handled exclusively through Rise. To pay for evaluations, they accept Cards, Crypto, ApplePay, and GooglePay.
  • Propr: The minimum withdrawal is 20 USDC. They pay exclusively in Crypto. For evaluation purchases, they support Cards and Crypto.

What delays a payout

Beyond your trading performance, certain rules can postpone your first invoice:

  • Fundex: In the 2-Step Classic model, you must trade for at least 5 days in each phase. Additionally, you must hold trades for at least 3 minutes; failing to do so results in warnings or breaches. Risk is strictly monitored: you cannot lose more than 3% of the balance in a single trade during evaluation.
  • Propr: There are no minimum trading days, which theoretically allows for a payout much sooner. However, in their 2-Step plans, the drawdown is trailing (it follows your highest equity), which is more restrictive than the static drawdown used by Fundex. Propr also monitors "coordinated trading" if you use unedited public EAs.

What it takes to get there

Before you can withdraw, you must invest in an evaluation and pass the stages:

  • Price and Phases: For a $100,000 account, Propr offers a "Turbo" 1-step for $450 or a "Classic" 2-step for $749. Fundex charges $529 for its Classic 2-step and $749 for the Pro 2-step.
  • Platforms: Both use proprietary terminals. Fundex Terminal derives its pricing from Bitunix, while Propr uses Hyperliquid perpetuals.
  • Permitted Styles: Fundex is more restrictive with styles, prohibiting grid and martingale, and requiring a 3-minute minimum hold on Classic. Propr is more flexible with scalping and news trading, though it limits the total notional risk per asset.

Which pays out more comfortably

Propr offers a more comfortable path for the aggressive trader or the scalper who wants to reach the first payout as quickly as possible, thanks to the absence of minimum trading days and the availability of 1-step accounts.

Fundex is better suited for the patient trader who prefers a static drawdown (easier to manage than a trailing one) and plans to trade exclusively crypto and metals within a controlled terminal environment, accepting the 5-day minimum trading requirement.

Frequently asked questions

Which firm is cheaper to get a $100,000 account, Fundex or Propr?

Propr is significantly cheaper if you opt for their "Turbo 1-Step" plan, which costs $450. In comparison, the cheapest $100k option at Fundex is the "2-Step Classic" at $529. However, if you compare the standard 2-step models, Propr's Classic ($749) is more expensive than Fundex's Classic ($529).

Does Fundex or Propr allow you to withdraw money faster?

Both firms process payments within 24 hours, but Propr allows you to reach the payout stage faster because it has no minimum trading days and offers 1-step evaluations. Fundex requires at least 5 trading days in each evaluation phase for its Classic accounts, which means a minimum of 10 days before reaching a funded status.

Which firm offers more trading assets, Fundex or Propr?

Propr offers a wider variety of markets, including Crypto, Forex, Indices, Stocks, and Commodities. Fundex is more specialized, focusing exclusively on 83 cryptocurrencies, 46 tokenized stocks, and 8 metals/energy instruments through its terminal.

Between Fundex and Propr, which has more restrictive risk rules?

Fundex has more operational restrictions, such as a 3-minute minimum trade duration on its Classic accounts and a 3% maximum loss limit per individual trade during evaluation. Propr is more flexible with trading styles but uses a trailing drawdown on its 2-step accounts, which can be harder to manage than Fundex's static drawdown.

Field by field

Fundex and Propr, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

54 differences

No active discount right now.

Headquarters

World Trade Center 200-B, Suite 306, Calle 53 Este, Marbella, Panama City

Registered address: Trinity Chambers, PO Box 4301, Road Town, Tortola, British Virgin Islands

Country

Panama

British Virgin Islands

Foundation

2025

No data
Banned Countries
Pakistan, Afghanistan, Myanmar, Iraq, Somalia, Sudan, South Sudan, Libya, Yemen, United Arab Emirates, North Korea, Iran, Syria, Cuba, Belarus, Russia
Bangladesh, Belarus, Burkina Faso, Central African Republic, Congo, Cuba, Ethiopia, Haiti, Iran, Iraq, Kazakhstan, Kyrgyzstan, Lebanon, Libya, Mali, Myanmar, Nigeria, North Korea, Pakistan, Russia, Somalia, South Sudan, Sudan, Syria, Tajikistan, Turkmenistan, Uzbekistan, Venezuela, Yemen, Zimbabwe, Crimea, Donetsk, Luhansk
CEO
No data

Louis Regis

Assets
Crypto, Stocks, Metals
Crypto, Stocks, Indices, Commodities, Forex
Brokers

Bitunix for crypto perpetuals traded through the Fundex Terminal.

No data
Refund
No

Fees are non-refundable once the account is created and access is granted. If payment is taken but no account is delivered, Fundex reviews the case individually.

No
Platforms
Propietary Platform
Propietary Platform
Payout Methods
Rise
Crypto
Payment Methods
Card, Crypto, ApplePay, GooglePay
Card, Crypto
Payout Frequency

On demand, with no fixed windows or waiting periods. Fundex states that most requests are processed within 60 minutes and all within a maximum of 24 hours, including weekends and public holidays.

On demand, with no minimum waiting period. Close all positions and withdraw all profit; balance returns to its initial amount.

Crypto Weekend Trading
Yes
Yes
Maximum Withdrawal

No published maximum.

No limit

Minimum Withdrawal

$50

20 USDC

Payout Fee
No data

No withdrawal fee

Payout Guarantee
No data

Within 24 hours

Metals

1:1 or 2:1, depending on the instrument.

Gold and silver: 8:1. Other commodities: 5:1.

Stocks
1:1
4:1
Crypto

Up to 4:1 on BTCUSDT and ETHUSDT; up to 2:1 on other cryptocurrencies, with some instruments limited to 1:1.

BTC, ETH and SOL: 10:1. Others: 2:1.

Forex
No data
25:1
Energies
No data

CL and Brent: 8:1. Other commodities: 5:1.

Indices
No data

SP500 and XYZ100: 10:1. Other indices: 5:1.

Crypto
0.02% - 0.06%
0.015% - 0.045%
Forex
No data
0.003% - 0.009%
Metals
No data
0.003% - 0.009%
Energies
No data
0.003% - 0.009%
Indices
No data
0.003% - 0.009%
Stocks
No data
0.003% - 0.009% - 0.03% - 0.09%
Commission-Free Option
No data
No
Swap Free
No
No
Add-ons
No
No data
Instant
No
No
One Step
No
Yes

Target checked on equity, including floating profit.

Account scaling
No
No data
Two Steps
Yes
Yes

Targets checked on equity. Balance carries over to the second step.

Max Drawdown
  • 2-Step Classic: Evaluation uses a 10% static maximum drawdown from the starting balance, measured on equity and reset when Phase 2 begins. Once funded, a 10% drop from the original balance while in B-Book causes a permanent breach.
  • 2-Step Pro: 8% static maximum drawdown.

One step: fixed floor from the starting balance. Two steps: trails the highest equity, including floating profit, and stops at the starting balance. After a payout, balance and limits return to their initial reference.

Profit Split

2-Step Classic starts at a 70% trader profit split. 2-Step Pro starts at 80%. Fundex’s legal terms state that payments are discretionary bonuses rather than a fixed contractual split.

No data
Free Trial
Yes

A free $1,000 Test Account is available to eligible traders who do not currently hold a Fundex account. It uses Fundex Terminal only, with a 10% target, 5% daily drawdown, 10% maximum drawdown and 5 minimum trading days. Profits cannot be withdrawn and completion rewards may vary.

Yes

Free terminal demo; passing it does not grant funding.

Profit After Breach

Evaluation: reaching the daily or total loss threshold causes a breach. Funded: permanent breach follows four consecutive unrecovered B-Book switches, or a 10% decline from the original balance while in B-Book.

No payouts from accounts that have breached a limit.

Daily Drawdown

Evaluation: 5%, recalculated at 00:00 UTC from the balance at that time and measured on equity. There is no daily loss limit at the funded stage.

Each plan's percentage of balance at 00:00 UTC. Enforced on equity, including floating P&L; touching either limit permanently closes the account.

Three Steps
No
No
Max Allocation
400,000
300,000
Maximum Accounts

Multiple evaluations and accounts are allowed. Total funded allocation is capped at $400,000.

Multiple evaluations and funded accounts under one profile. The aggregate limit applies to initially allocated capital.

Merge Accounts
Yes

Funded accounts can be merged provided their combined balance does not exceed the $400,000 maximum allocation.

No data
Maximum Trading Days

No maximum time limit.

No time limit

Minimum Trading Days
  • 2-Step Classic: 5 days in each evaluation phase. To count, at least one trade must be opened with a notional value of at least 5% of the account balance before leverage.
  • 2-Step Pro: No minimum trading days.

No minimum

Monthly Competition
No
No data
Account Reset
No data

Not available

Points Reward Program
No data

Points earned on purchases, distributed on Fridays at 18:00 UTC. They are retained even if the evaluation breaches a limit.

Expert Advisor (EA)
Yes

EAs and automated systems are allowed when the underlying strategy is the trader's own. Arbitrage, HFT, martingale, grid, environment-exploitation and external trade-replication systems are prohibited.

Limited

Bots and agents allowed. They must not impair platform stability. On funded accounts, bots identical to other users' bots or without customization may be considered coordinated trading.

VPN
No
Limited

Allowed without bypassing geographic restrictions; actual identity and residence must match KYC.

Hedging
Limited

Hedging or arbitraging across Fundex accounts, or between Fundex and external accounts, is prohibited. The website does not clarify internal hedging within one account.

Limited

Allowed within one account. Prohibited across Propr accounts or with external CEX/DEX accounts to eliminate risk.

Requires Stop Loss
No
No
Scalping
Limited
  • 2-Step Classic: During evaluation, every trade must remain open for at least 3 minutes, including when TP or SL is triggered. The first violation generates a warning and later violations may cause a breach. There is no minimum holding time once funded.
  • 2-Step Pro: No minimum holding time during evaluation or once funded.
Yes
Stacking / Layering (DCA)
No
No data
Martingale
No
No data
Maximum Risk Limit
Limited

During both evaluation phases, a single trade cannot lose more than 3% of the balance, including floating losses. The first violation generates a warning. This limit does not apply once funded.

Limited

No fixed risk percentage per trade. Notional limits per asset and order appear in Asset Universe. Limits tied to open interest may change and Propr may require position reductions.

Copy Trading
No
Limited

Copying from an external account into one Propr account is allowed. Evaluation terms prohibit copying between your own accounts, although the website and rulebook allow it. Coordination to exploit limits is prohibited.

News Trading
Yes
Yes
Consistency Rule
No
No
Hold Weekend
Yes
Yes
Prohibited Strategies
  • Latency arbitrage, spike catching and tick manipulation
  • Exploiting errors, price-feed delays or technical malfunctions
  • HFT inconsistent with realistic retail trading
  • Martingale, grid and all-in betting
  • Hedging or arbitrage across accounts or firms
  • Copy trading, replicated signals and self-copy trading
  • Front-running and use of non-public information
  • Market manipulation, order spamming and toxic flow
  • Materially changing strategy after passing the evaluation
  • Gambling behaviour, overleveraging or correlated position stacking

Bug or latency exploitation, wash trading, collusion, account sharing, identity fraud, repeated evaluation purchases as bets, and manipulation of payout/drawdown interactions.

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