Detailed Comparison: The5ers vs QT Funded (2025)

Cape Town, South Africa, Western Cape, 7764, ZA

14 Haroshet st, Raanaa, Israel

Tanswell Sassman

Saul Lokier

South Africa

Israel

2023

2016

Liquidity Provider

Only when purchasing with add-on

High Stakes: Full refund after passing evaluation.

• Summer 1-Step: 10% of the evaluation fee in Hub Credits once funded.
• Summer 2-Step: 10% Hub Credits after Step One, 20% after Step Two, and 70% fee refund with the third payout.

• QT ONE: 4-day cycle
• QT TWO: 14-day cycle
• QT INSTANT: 4-day cycle
• QT Power: 14-day cycle for accounts purchased from August 11, 2026. Accounts purchased on or before August 10 receive the first payout on demand, then move to a 14-day cycle.
• QT 1 Step (BNPL): 14-day standard cycle
• QT Bonus (promotional accounts): 30-day cycle

• First withdrawal: 14 days after your funded account is activated.
• Subsequent withdrawal requests: Every 2 weeks from your last approved withdrawal.
• High Stakes Program: Withdrawals available once a minimum profit of $150 has been reached, subject to the 14-day waiting period.

1% of profit ($100 min) — except QT INSTANT: 5% of profit, and a 3% buffer applies (8% profit must be reached before the first payout request).

• High Stakes $2.5K-$25K: $150
• High Stakes $50K: $300
• High Stakes $100K: $500
• Summer Plan: $250

• Rise: 3.5% per withdrawal
• Crypto: 3.5% per withdrawal
• Bank Transfer: 3.5% + any fees charged by the receiving bank
• Hub Credits: no commission

Crypto: $1,500

• High Stakes $50K: $3,000 payout cap per cycle.
• High Stakes $100K: $4,000 payout cap per cycle.
• Summer 2-Step $100K: $2,000 payout cap per withdrawal.
• Summer 2-Step $200K: $3,000 payout cap per withdrawal.

• High Stakes: 100:1
• Hyper-Growth: 30:1
• ProGrowth: 30:1
• Bootcamp: 30:1

• High Stakes: 25:1
• Hyper-Growth: 25:1
• ProGrowth: 25:1
• Bootcamp: 25:1

• High Stakes: 5:1
• Hyper-Growth: 1.5:1
• ProGrowth: 1.5:1
• Bootcamp: 1.5:1

• High Stakes: 25:1
• Hyper-Growth: 25:1
• ProGrowth: 25:1
• Bootcamp: 25:1

• High Stakes: 2:1
• Hyper-Growth: 0.6:1
• ProGrowth: 0.6:1
• Bootcamp: 0.6:1

The5ers do offer Swap Free accounts on theFunded stage, reach out via support chat or email help@the5ers.com to request yours.

Phase 2 reset available with add-on

• Variable Spreads
• Usage of EA
• Swap Free
• 10% Profit Split Extra (80% → 90%)
• Refund on First Payout
• 14 Day Payout cycle
• 7 Day Payout cycle

Hyper-Growth:

High Stakes & ProGrowth:

Bootcamp:

Summer Plan $100K:

The $200,000 Summer 2-Step does not scale; its balance remains fixed at $200,000.

• QT ONE: 6% static
• QT TWO: 8% static
• QT INSTANT: 6% trailing, locked at starting balance once a withdrawal is made
• QT Power: 8% static
• QT 1 Step (BNPL): 6% trailing

Balance-based

• QT ONE: 70%
• QT TWO: 80%
• QT INSTANT: 100%
• QT Power: 80%
• QT 1 Step (BNPL): 80%
  Upgradeable to 90% with the "10% Profit Split Extra" add-on on eligible plans.

Bootcamp and Hyper-Growth: Starts at 50%. It grows up to 100% through scaling
High Stakes and ProGrowth: Starts at 80%. It grows up to 100% through scaling
Summer Plan $100K: 75%/25% (fixed across scaling tiers, limited-time)
Summer 2-Step $200K: 80%/20% (fixed; no scaling, limited-time)

• QT ONE: 3% trailing (fixed amount, threshold recalculated daily on the higher of previous close balance or equity)
• QT TWO: 4% fixed (balance-based)
• QT INSTANT: 3% fixed
• QT Power: 4% fixed
• QT 1 Step (BNPL): 3% daily trailing

Highest balance or equity recorded at the end of the day (EOD high-watermark).

Daily pause (only Bootcamp): The 3% daily pause applies only to funded accounts. Traders can continue trading the very next day at 00:00 MT5 Server Time.

ProGrowth: 3% daily loss (highest between starting equity or starting balance of the day at MT5 Server Time). No daily pause.

Summer Plan: The EOD calculation uses the higher of balance or equity. Reaching the daily loss limit permanently terminates the account.

• Max total funded allocation: $300,000
• Max Instant funded allocation: $100,000
• No duplicate asset trading when at limit

High Stakes

• Up to 3 accounts on each of the $2.5K, $5K, and $10K sizes (10% / 5%)
• One account of either $10K or $20K
• One account of either $60K or $100K

ProGrowth

3 accounts max, one of each size ($5K, $10K, and $20K).

Hyper-Growth

$40,000. (eg. you can have 4 X $10K, or 2 X $20K accounts all adding to the max starting capital of $40K)

Bootcamp

3 accounts (one $250K account + two $100K accounts). Each account must have a different trading method.

Summer Plan

Up to 6 active accounts. Two accounts may be purchased together.

Maximum aggregate buying power: $600,000 per trader.

• Up to one $200K 10/5 account and one $200K 8/5 account at the same time.
• Both $200K accounts total $400K, leaving up to $200K for additional $100K Summer Plan accounts.

• QT ONE: no minimum on the evaluation (can pass in a single day); 4 days when funded
• QT TWO: 4 days per phase
• QT INSTANT: 4 days when funded
• QT Power: 4 days in each evaluation phase and 4 days per funded payout cycle
• QT 1 Step (BNPL): no minimum on the evaluation; 5 days when funded

• QT TWO: 4 days of +0.5% profit per cycle
• QT INSTANT: 4 days of +1% profit per cycle
• QT ONE: not required

High Stakes: 3 days to pass evaluation (+0.5%)
ProGrowth: 3 profitable days (+0.5% of initial balance)

Hub Credits are used to purchase new programs and are valid for 3 months.

They can be earned through weekly competitions, progress in the High Stakes program, or live stream giveaways.

Before using EAs, they must go through a pre-approval process.

A Stop Loss must be placed within 60 seconds of opening a trade. Applies to QT TWO and QT INSTANT (funded accounts). QT ONE has no stop loss rule.

• Hyper-Growth, ProGrowth and High Stakes: Not mandatory
• Bootcamp: Mandatory. You are not permitted to expose more than 2% of your starting account balance to risk, and the stop-loss must be placed within three minutes of opening any trade.

Cannot have three or more open positions on the same asset at the same time (only funded account

• QT ONE (Funded): 1% max floating loss across all open positions
• QT TWO (Funded): 1% max floating loss (first violation is a soft breach, second is a hard breach)
• QT TWO (Evaluation): exposure must stay under 75% of the daily drawdown limit
• QT INSTANT (Funded): 1% max exposure per instrument
• QT Power (Evaluation): exposure must stay under 75% of the daily drawdown limit
• QT Power (Funded): no exposure limit
• QT 1 Step (BNPL, Funded): 2% floating loss

Bootcamp: Risking more than 2% of the account balance in a single position will be considered a risk violation.

Allowed without restrictions when allocation is lower than $300,000.
Not allowed when the allocation is $300,000 or above.

If you have multiple Bootcamp accounts, they will need to be traded with different strategies

When managing $500,000 or more including all your accounts, you are not allowed copy trades between accounts anymore

• No new entries or exits within the 10-minute window around a restricted news event (5 minutes before and 5 minutes after).
• Order modifications ARE permitted during that window: adjusting stop loss, modifying take profit and cancelling orders.
• Positions or limit orders placed more than 5 minutes before the release (with SL and TP set) may remain open or be triggered during the event.
• Restricted releases: CPI, FOMC statement and meetings, Non-Farm Payrolls and USD PMI. Red folder events restrict every pair involving that currency and any index priced in it.
• News source: Forex Factory.
• The News Rule does NOT apply to QT ONE, QT INSTANT, QT Power or QT 1 Step (BNPL) accounts.

• Hyper-Growth, ProGrowth and Bootcamp: Allowed (except bracketing)
• High Stakes: Not allowed to open/close orders 2 minutes before/after the release (profit deduction only)

• QT TWO: no inactivity rule
• QT INSTANT, QT Power, QT 1 Step (BNPL): 14 days
• QT ONE: the comparison table states 7 days while the plan article states 14 days; confirm with support before relying on it.
  The period runs from the purchase date if no trade has been placed, or from the most recent closed trade.

30 days

• QT INSTANT: 30%
• QT Power: 35% in both evaluation and funded
• QT 1 Step (BNPL): 20%
• QT ONE, QT TWO: no consistency rule

• Summer 1-Step: 50% consistency in Evaluation and Funded Trader stages.
• Summer 2-Step: no consistency rule in Evaluation.
  • $100K funded accounts: 50% applies to profits used for withdrawals or scale-up.
  • $200K funded accounts: 50% applies to profits used for withdrawals; these accounts do not scale.

• All-or-Nothing
• Latency Trading
• Arbitrage Trading
• High-Frequency Trading
• Tick scalping
• Reverse Trading or Group Hedging
• Order book spamming
• Flooding the server with messages due to incorrect use of algorithm
• One side betting
• Trading behaviours that the Risk Department deem Toxic

• Arbitrage Trading
• High-Frequency Trading (HFT)
• Bulk Trading
• News Bracketing Strategy
• Exploitation of System Errors or Price Glitches
• Trade Coordination / Copy Trading
• One-Sided Trading Strategies
• Rollover Night Scalping Using Expert Advisors
• Third-Party Expert Advisors (Copy Trading EAs)
• Use of Expert Advisors Without Source Code Ownership
• Tick Scalping
• Hedge Arbitrage Trading
• Reverse Arbitrage Trading
• Account Sharing or Account Reselling
• Account Management Services / "Pass Your Challenge" Services