Funded Futures Family: Information and detailed review

Five plans, and the drawdown model is what separates them

Funded Futures Family sells five futures plans across $25K, $50K, $100K and $150K, and every limit is expressed in dollars rather than percentages — standard in futures prop but a change of habit for anyone arriving from forex.

The evaluations run on a recurring subscription while active, which ends automatically when you pass. There are no activation fees and no subscription on funded accounts. The one exception is Straight to Funded (S2F), the only plan sold as a single one-time fee, which skips the evaluation entirely.

The five plans, one by one

Prime is the fastest and the loosest: pass in as little as one trading day, no consistency rule and no daily loss limit at any stage, with payouts every 3 trading days. Targets of $1,250 / $3,000 / $6,000 / $9,000 against EOD drawdowns of $1,000 / $2,000 / $3,000 / $4,500.

Premier+ offers a choice of drawdown model and no consistency rule: pass in one day with the Fast Pass add-on or two without, with payouts every 5 trading days. Its EOD version carries the tightest drawdowns in the catalogue — $750 on a $25K account — while its Intraday version is looser at $1,000.

Premier+ also shows how quietly these programs change. Accounts bought on or after 9 September 2026 carry lower contract limits than those bought before: 2 minis on a $25K account instead of 3, 6 instead of 10 on $100K. Targets and drawdowns stayed the same. If you are comparing against someone else's numbers, check when they bought.

Velocity is built around frequent payouts with milestones between them. It needs 3 trading days, applies a 40% consistency rule for the lifetime of the account, and uses intraday trailing drawdown. A Daily Payout add-on removes both the trading-day requirement and the consistency rule, leaving only the profit target between withdrawals.

S2F skips evaluation on a one-time fee, running EOD drawdown, and carries a 25% consistency rule — the strictest in the catalogue.

Four platforms are supported — NinjaTrader, Tradovate, TradingView and WealthCharts — though only Tradovate and WealthCharts are selectable at checkout; TradingView arrives through a Tradovate add-on you enable yourself after signing the Tradovate agreement. Velocity's two add-ons are priced openly: Daily Payout at +$39 and EOD drawdown instead of intraday trailing at +$39.

Prestige is invite-only — you cannot apply, and placement comes from internal performance reviews. It needs 5 trading days and a 40% consistency rule, and passing puts you straight into the live environment with no simulated funded stage at all.

Read the drawdown type before the price

This is the decision that matters most, because the two models behave in opposite ways.

End-of-day drawdown (Prime, Premier+ EOD, S2F) records your highest closing balance each day and trails upward from there. Intraday gains and losses do not affect it — it is recalculated only once the session closes. Once it passes your initial balance it locks permanently: on a $50K Prime account, the trail starts at $52,000 and locks at $50,000.

Intraday trailing drawdown (Velocity, Premier+ Intraday) tracks the highest unrealized account value in real time, including profit from open positions. If equity touches the threshold at any moment, the account breaches. It moves up with new highs and never moves back down.

The practical difference: on EOD you can hold a position through a drawdown and recover before the close. On intraday, an unrealized spike raises your floor permanently, and an unrealized dip can end the account before you close anything.

Neither model resets after a payout on a simulated funded account. The documentation answers this explicitly for both Velocity and S2F: a payout reduces your balance but does not lower your drawdown threshold, so every withdrawal eats into your cushion. The Professional Stage behaves differently, as below.

Payouts: a buffer, a consistency rule, and a minimum per day

Requirements vary by plan, but the architecture is shared.

Prime needs $200 of profit per trading day, a minimum profit since your last payout ($300 / $500 / $750 / $1,000 by size), and a 40% consistency rule that resets after every approved payout.

The formula is straightforward — largest single day's profit divided by total profit — and exceeding it simply delays the payout rather than failing the account.

The percentage is not the same everywhere. Prime and Velocity apply 40%; S2F is far stricter at 25%, meaning a single day may account for only a quarter of your profit before a payout unlocks. Premier+ has no consistency rule at all, and neither does the Professional Stage.

The buffer, the minimum and the split

The buffer is the rule people miss. To request a payout your balance must stay above drawdown + $100: $26,100 on a $25K account, $52,100 on $50K, $103,100 on $100K. You cannot withdraw down to your threshold.

The minimum withdrawal is $250, with no maximum beyond the profits sitting above that buffer.

The split is 90/10 in the trader's favour on all simulated funded accounts.

Payouts run through Rise, with approvals described as instantaneous, though you must accept the Riseworks invite and sign the contract before anything moves — after which it processes within 24 hours. Bank transfer takes 1–3 business days, crypto same-day to 24 hours, and any processing fee is the provider’s, not FFF’s. Purchases take Visa, Mastercard, American Express and Discover, with PayPal only as a fallback when a card will not go through. One timing detail worth knowing: minimum trading days start counting the day after you submit a request, so profits made on the request day stay in the account but do not count toward the next cycle.

Scaling controls your contract size, not your balance

Unlike most firms, FFF's scaling plan adjusts how many contracts you may trade based on accumulated profit — and it moves both directions. On a $25K account you start at 1 mini or 10 micros below $1,000 of profit, rising to 2 minis at $1,000 and 3 at $2,000.

Limits update at the end of each session, not in real time, and the plan does not apply during the evaluation.

From simulated to live: three stages, and none of them is automatic

FFF runs a genuine progression, and the qualification criteria are published rather than vague.

Professional Stage opens after 3 approved payouts or $10,000 in total approved payouts on simulated funded accounts. FFF states plainly that meeting either requirement does not guarantee advancement — a final risk review decides.

The Professional Stage plays by different rules

This is not the simulated account with a new label. Almost every parameter changes.

The split drops from 90/10 to 80/20, fixed across all tiers. The drawdown becomes End-of-Position (EOP): it updates only when a position is fully closed, so open trades never move it. It trails upward on realized profit until it locks — $50,100 on a $50K account, $100,100 on $100K, $150,100 on $150K — and from then on it is static for the life of the account.

Risk is handled per trader rather than by plan: a Personalized Max Drawdown assigned per account, a Daily Loss Limit governed by the Scaling Plan, and contract limits set case by case — you may request an increase, subject to review. There are no consistency rules in the Professional Stage.

Withdrawals run in two stages. Under 20 qualified trading days (a qualified day being one with at least $200 in realized profit), you may take up to 50% of available profits above the buffer. At 20 or more, that becomes 100% — but the post-withdrawal buffer rises permanently for the life of the account: $50,200 on a $50K account, rather than $50,100. Before the drawdown locks, a withdrawal can push it upward; afterwards it no longer moves.

Advancement is one-way. Once you reach the Professional Stage you cannot go back to simulated funded accounts. If a Professional account breaches or closes, the only route back in is buying and passing a Prestige Evaluation.

The Performance Check Account

If a Professional account hits a risk threshold, FFF may impose a Performance Check Account (PCA) — a review phase, applied case by case at Risk Management's discretion, during which trading may be paused and the account placed on hold.

Passing means meeting all four conditions on realized performance only: $10,000 in realized net profit, a profit factor of at least 1.5, ten winning days of $200 or more, and no risk or rule violations throughout. Pass and the account may be reinstated at the balance it held when the PCA began. Fail and the Professional account is closed — you start again from a new evaluation.

Each account gets one PCA only, and once you have recovered your drawdown it is no longer available.

Live Stage

Live Stage comes next, on Rithmic infrastructure, after $5,000 or more in approved Professional Stage payouts — or after a first Professional payout with sustained consistency. Again, not automatic: every transition is reviewed individually by the Live Desk and Risk Management Team, and activation depends on mandatory onboarding documentation and broker processing.

Professional and Live are one account lifecycle across two execution environments, not two accounts: migrating does not reset your performance metrics. The practical gain is that the profit cap applies only inside the Pro environment — once you are trading Live, no environment-based cap applies at all.

One cost to budget for: at the Live Stage, market data is not included — you select and subscribe to data services yourself.

Prestige bypasses the simulated stage entirely, moving invited traders straight into the live environment with no SIM-funded payouts.

Rules: permissive on news, strict on automation

News trading is fully permitted on all accounts, including Tier 1 events. FFF removed the flattening requirement: there are no timing restrictions around FOMC, CPI or employment reports, only a warning about gaps and slippage.

Bots and algorithmic trading are prohibited outright. FFF describes exactly how it detects them: high-frequency patterns executing faster than human capability, non-human timing at precise intervals, repetitive patterns, and simultaneous market activity across accounts.

Hedging between accounts is prohibited, alongside exploiting system errors, technical issues, pricing discrepancies or platform delays, manipulating payout systems or risk controls, and any deceptive or fraudulent behaviour. Penalties scale with severity: payout denial, account closure, suspension, or permanent removal.

Micro-scalping is permitted but measured. The policy is specific: over 50% of your trades and over 50% of your total profits must come from positions held longer than 10 seconds. Quick opportunities are fine; a strategy built on sub-10-second holds is not. Violations can mean payout denial, reversion of profits to the day before the first flagged violation, or account closure.

Trading hours and inactivity

You may trade whenever the market is open, including overnight. All trades must close by 4:15 PM EST and can reopen at 6:00 PM EST — the 1 hour 45 minute break is a market closure, not an FFF rule.

Forgetting to close is explicitly not a breach: positions close automatically at 4:15 PM EST and the account survives.

Inactivity is stricter than most. You must place at least one trade per week (Monday to Friday), held for a minimum of 10 seconds, on each account individually. An account idle for a full trading week is automatically closed and cannot be restored — though FFF says to tell them in advance if you are taking a break.

Fees, resets and refunds

Passing starts a clock. You have 7 days to activate your funded account once you clear the evaluation; miss it and the account is closed.

Evaluation resets are unlimited. Funded account resets are capped at three, and are not available on S2F accounts at all.

First-time buyers get 50% off a Premier, Prime or Velocity evaluation with the code FIRST50, plus a $250 bonus on the first payout from that account. It is once per user, first purchase only, and not valid on S2F. FFF treats duplicate accounts or alternate emails to reclaim it as fraud, punishable by payout denial, permanent ban, or loss of all trading privileges.

Refunds require no trading activity, apply only to your first-ever account, and must be requested within 14 days of purchase.

Third-party payments are strictly prohibited — the card name must match the registered account holder. FFF spells out that this includes family, spouse, friends, business partners and coworkers, even with the cardholder’s permission.

You may trade under a company. Payouts to an LLC or business go through KYB instead of KYC, requiring incorporation documents, proof of ownership and ID for every owner holding 25% or more. One constraint: your accounts must be all personal or all business — you cannot mix the two.

Who can join

Five simulated funded accounts and one live funded account per household, not per user — so three for you and two for a family member sharing your address. The additional account must belong to an immediate family member in direct lineage.

The restricted country list is long and unusual, covering around 40 jurisdictions. Alongside the expected sanctions cases it includes Turkey, Morocco, Tunisia, Mongolia, Montenegro, Mauritius, Sri Lanka, Trinidad and Tobago, Uganda, Vietnam, Angola, Ethiopia and Pakistan — several of which most competitors accept.

There is a second tier that is easy to miss. Even outside that list, some countries can trade a simulated funded account but cannot transition to a live one, for regulatory and compliance reasons. Being eligible to buy is not the same as being eligible to reach the Live Stage — worth confirming before you plan a route to real capital.

Summary: who this firm suits

Funded Futures Family fits a futures trader who wants to choose their own drawdown mechanism and who values a documented path from simulation to real capital.

It suits you well because the plans differ in structure rather than price. Prime has no consistency rule and no daily loss limit, passing in one day. Premier+ lets you pick EOD or intraday drawdown with no consistency rule either way. Velocity's Daily Payout add-on removes both the day requirement and the consistency rule. News trading is completely unrestricted with no flattening. Forgetting to close by 4:15 does not breach you. And the Professional and Live stages publish their thresholds — 3 payouts or $10,000, then $5,000 more — rather than leaving progression vague.

Where it can catch you out

It suits you poorly if you automate: bots and algorithms are banned, and the micro-scalping policy demands that over half your trades and profits come from holds longer than 10 seconds. It is a poor fit if you trade sporadically, because one week idle closes the account permanently. And the country list excludes markets most rivals serve, Turkey and Vietnam among them — with a second, quieter tier of countries that may trade simulated but never reach Live.

The progression has teeth in both directions. Reaching the Professional Stage raises your split from 90/10 to 80/20 and is one-way: you cannot return to simulated accounts, and a breach there means buying a Prestige Evaluation to get back. FFF can also impose a Performance Check Account after a risk event — $10,000 of realized profit, a 1.5 profit factor and ten $200 days to survive it, one attempt per account, with closure if you fail.

Three things to understand before buying. The drawdown never resets after a payout on any simulated funded plan — each withdrawal permanently shrinks your cushion, which is the opposite of how The5ers Futures works. The payout buffer is drawdown + $100, so you can never withdraw down to your threshold. And account limits are per household, not per user: five simulated accounts shared with anyone at your address.