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Full comparisonFXIFY vs Atlas FundedThe written analysis: where each one wins, who each fits best and FAQs.Read the comparison
Head to head

61 differences

40%off
50%off · Exclusive
Headquarters

1-13(A), First Floor, Paragon, Jalan Tun Mustapha, 87009 Labuan

Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia

CEO

Peter Brown y David Bhidey

Lucas Antonio

Country

Malaysia

Saint Lucia

Foundation

2023

2024

Banned Countries
Zimbabwe, Iran, Iraq, North Korea, Somalia, Vietnam, Belarus, Burundi, Central African Republic, Ivory Coast, Liberia, Libya, Sudan, Cuba, Syria, Afghanistan, Yemen, Palestine, Myanmar, Nicaragua, Congo Republic, Crimea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Papua New Guinea, South Sudan, Vanuatu, Venezuela, Algeria, Russia, Kenya, Ghana, Haiti
No data
Assets
Forex, Indices, Commodities, Stocks
Forex, Indices, Metals, Energies, Crypto
Brokers
FXPIG
No data
Refund
Limited

1, 2 and 3 Phase purchase fees can be reimbursed with the first payout on request. 2 Phase Pro does not include a fee refund alongside withdrawals.

Yes

First Access order: the entry fee is credited in full as Atlas Balance, not cash back to a card. Otherwise, the challenge fee is returned as Atlas Balance on that account's third consecutive payout. Add-ons excluded. Access activation fee excluded.

Platforms
Metatrader 4, Metatrader 5, DXTrade, Tradingview
MetaTrader 5, TradeLocker, MatchTrader
Demo Account
Metatrader 4 All-In
ID12007232PasswordzuPt1OOServerFXPIG-Demo
Metatrader 4 Raw
ID625908Password!o5iCgMrServerFXPIG-DEMO
Metatrader 5 All-In
ID2100170634Password!llo7nWiServerFXPIG-Server
Metatrader 5 Raw
ID2100139002Password+yTuU6RzServerFXPIG-Server
No data
Payout Methods
Rise, Transfer, Crypto
Rise, USDT ERC20, Atlas Balance
Payment Methods
Card, Crypto
Credit Card, Apple Pay, Google Pay, Crypto, Atlas Balance
Payout Frequency
  • 1, 2 and 3 Phase: first payout on demand after the minimum trading days; then monthly, or bi-weekly with add-on.
  • 2 Phase Classic: 14 or 30 days depending on payout configuration.
  • 2 Phase Pro: withdrawals every 10 days after meeting the payout criteria.
  • Instant Funding: instant/regular payout structure according to the instant account rules.
  • Lightning: first payout criteria are plan-specific, then every 14 days.

1-Step, 2-Step, Pro and 3-Step: first payout after 14 days, then every 14. Access: first after 28 days, then every 14. Instant Funded and Instant Zero purchased from 17 October 2026: first after 14 days, then every 14; Weekly add-on: first after 7 days, then every 7. Earlier Instant accounts: first after 28 days, then every 14; Weekly: first after 14 days, then every 7. Weekly on other eligible plans: first after 14 days, then every 7. On-Demand: first immediately, then every 14. Daily Payouts on Pro: daily.

Payout Guarantee
No data

First payout: 24 working hours; subsequent payouts: 48. Working hours: Monday-Friday, 09:00-17:00 BST. Late payment: $500 with that payout and $500 with the next. Giveaway and collaborator accounts excluded.

Maximum Withdrawal

Plan-specific. 2 Phase Pro caps the first two withdrawals at 5% of initial balance or $8,000, then has no cap.

Instant Zero: buffer of 3% of account size. The table limit applies to each of the first three payouts. Other plans: up to available profit; Daily Payouts adds its own conditions.

Minimum Withdrawal

$50

Profit required to request: $50 on 1-Step Pro and 2-Step Pro; $100 on other programs. No additional minimum on the chosen withdrawal amount.

Crypto Weekend Trading
No data
No
Forex

Standard leverage is 30:1. Eligible traders can increase leverage to 50:1 at checkout for FX.

100:1
Metals

Gold and metals follow the 30:1 standard structure, with eligible checkout upgrade to 50:1 for Gold and Silver. 2 Phase Pro lists Forex & Gold at 30:1.

Varies by symbol and platform; check the instrument specifications.

Energies

Oil leverage is 5:1 on 2 Phase Pro.

Varies by symbol and platform; check the instrument specifications.

Indices

Indices leverage is 10:1 on 2 Phase Pro.

Varies by symbol and platform; check the instrument specifications.

Stocks

Stocks leverage is 2:1 on 2 Phase Pro.

No data
Crypto
No data

Varies by symbol and platform; check the instrument specifications.

Forex
0
No data
Metals
0
No data
Indices
0
No data
Stocks
0
No data
Commission-Free Option
Yes

All-In feed is commission-free for FX, metals and indices; stock CFDs carry 0.35% round-turn. Raw feed has tighter spreads and $6/lot on FX, indices and metals.

No data
Swap Free
No
No data
Account Reset

Plan-specific. 2 Phase Pro does not offer resets or retries; traders must purchase another challenge.

Yes

Fresh account in the same phase, retaining passed phases. Offer available for 7 days after a breach. Price depends on the plan and phase.

Add-ons
Limited

Eligible accounts can use checkout customizations such as increased leverage, increased performance split, bi-weekly payouts and Performance Protect. 2 Phase Pro has no add-ons.

Yes

Weekly, On-Demand, Daily Payouts, no minimum days and 100% split, depending on plan. Individual add-ons: +20%; Daily: +25%; bundle: +45%. Daily Pro: 2% buffer and 3% cap per payout for the first three.

Instant
Yes
Yes
One Step
Yes

One Phase and Lightning are one-step style programs.

Yes
Account scaling
Limited

Scaling is available on eligible standard programs, but Instant Funding, Lightning and 2 Phase Pro are excluded.

Yes

Scaling for consistent performance without a new evaluation. Documentation allows exceeding the standard allocation but does not publish exact thresholds.

Two Steps
Yes
  • Two Phase Classic: static drawdown
  • Two Phase Standard: trailing drawdown
  • Two Phase Pro: static drawdown, no add-ons and no scaling
Yes
Max Drawdown
  • 1 Phase: trailing drawdown that locks at starting balance.
  • 2 Phase Classic and 3 Phase: static drawdown.
  • 2 Phase Standard: trailing drawdown.
  • 2 Phase Pro: static 8% drawdown based on initial balance.
  • Lightning: plan-specific drawdown rules.

1/2/3-Step: static. Instant: trailing closed balance, updated at 00:00 UTC; does not lock at starting balance. Access: trailing equity, including floating profit. After withdrawal, recalculated from the new balance, except Pro, where the original floor remains.

Profit Split

Up to 90% on most eligible accounts through add-ons. Two Phase Classic page shows up to 100%. Educational Course and some special programs may differ.

100% with add-on. First Atlas Protector trigger: 50% for the account's remaining life. First On-Demand payout: 50% for that payout only.

Free Trial
No
Yes

Website offers a free $1,000 simulated trial, one per verified person; KYC required.

Profit After Breach

Performance Protect is an optional add-on on eligible accounts. It allows traders with remaining gains to request a payout after a drawdown breach, based on the agreed performance split. It is not available on 2 Phase Pro.

No data
Daily Drawdown

Daily loss is generally calculated from the previous day's 5 PM EST balance. 2 Phase Pro uses a 4% daily drawdown and treats a daily loss breach as a hard breach.

Resets at 00:00 UTC from equity. Standard plans subtract a fixed amount based on account size; Instant and Access subtract a percentage of equity at reset. Intraday profit does not raise the daily floor.

Three Steps
Yes
Yes
Max Allocation

Up to $800,000 on standard FXIFY accounts. 2 Phase Pro has a separate maximum allocation of $785,000, one active account per account size.

400,000
Merge Accounts
No
No data
Maximum Trading Days

Most programs have unlimited time. Lightning has a short challenge window. 2 Phase Pro has no specific time window to complete the profit targets.

No evaluation deadline. Access: activate within 30 days after passing.

Minimum Trading Days
  • 1 Phase: 5 days
  • 2 Phase Classic: 4 days
  • 2 Phase Pro: 3 days to pass; 10 trading days to request payout
  • 3 Phase: 5 days
  • Instant Lite: 10 days
  • Lightning: 3 days

Evaluation: 3 days per phase on 1/2/3-Step; no minimum on Pro and Access. Funded per cycle: 5 on 1/2-Step and Instant; 3 on Pro, 3-Step and Access.

Points Reward Program

FXIFY Rewards:

  • Earn Coins and XP through purchases, trading milestones, badges and Hub activities.
  • Coins: redeem for challenge vouchers, raffle tickets and merchandise.
  • XP: leaderboard ranking and prizes; cannot be spent.
  • Access the Hub with your existing FXIFY account.
  • Does not change your account's trading conditions.

Atlas Balance for purchases, resets and add-ons; cannot be withdrawn as cash. VIP: 26 ranks across 8 tiers, from Bronze to Atlas Black. XP from purchases, payouts, funded trading, tasks and achievements. Rank-up rewards: Balance and Atlas Packs, unlocked after the first paid order. Rank-based cashback: 3%-10%; bonus for payouts taken as Atlas Balance: 10%-25%. Spending Balance or trading losses do not lower rank; reversed payouts remove their XP.

Atlas Packs: one random prize per pack, with published odds. Available through paid orders, rank-ups or Atlas Balance. Prizes include challenges, resets, add-ons, discounts, Balance, XP and packs.

Access: every account includes an Access Pack with a discount on that account's funded activation fee, up to full coverage. Pack reward and promo code cannot both reduce the funded fee.

Monthly Competition
Yes
Yes

Free monthly competition; simulated account prizes. Registration follows the official schedule.

Minimum Profitable Days

Plan-specific. Instant Lite has 5 minimum profitable days. 2 Phase Pro trading days require at least 0.5% profit based on initial balance.

Funded: 1/2-Step: each day must close at least +0.5%; Instant: +1%; Access: +0.5%. Pro and 3-Step: day with a closed trade, no minimum daily profit. Counter resets after each payout.

Maximum Accounts
No data

Multiple accounts allowed within the total allocation limit.

Expert Advisor (EA)
Limited

EAs are allowed on standard accounts and 2 Phase Pro. Lightning, Instant and Educational Course accounts have restrictions.

Yes
VPN
No
Limited

Must not conceal location or identity. Give advance notice of locations inconsistent with registration.

Hedging
Yes
Limited

Allowed within one account. Prohibited across accounts, brokers or firms.

Requires Stop Loss
Limited

Lightning requires stop loss. Other plans are plan-specific.

No
Scalping
Yes
Limited

On funded accounts, profits from trades held under 3 minutes are deducted. Losses remain; the deduction does not close the account.

Stacking / Layering (DCA)
Yes
No
Martingale
No data
No
Maximum Risk Limit
No
Yes

Funded: the greater of net floating loss and the sum of losing positions, at 2% of initial balance, trigger Atlas Protector. First trigger: positions closed and split cut to 50%; second: account closed. Using 80% of margin closes positions and deducts their profits. Risk per instrument limited to 50% of the daily limit where applicable.

Copy Trading
Limited

Copy trading can be allowed on eligible accounts with proof of the master account, but it is not allowed on 2 Phase Pro or Lightning.

Limited

Only between your own Atlas accounts; copying other traders or external accounts is prohibited.

News Trading
Limited

Most standard accounts allow news trading. Lightning has restrictions around major news. 2 Phase Pro allows news trading.

Limited

Unrestricted during evaluation. On funded accounts, profits from trades opened or closed within 5 minutes before or after high-impact news are deducted. Entries inside the window are closed automatically; holding through the entire window is allowed.

Inactivity Rule

60 calendar days without trading can trigger inactivity breach on relevant accounts, including 2 Phase Pro.

Open a trade at least every 30 days; failing closes the account. Instant Zero has no inactivity limit.

Consistency Rule
Limited

Consistency rules are plan-specific. Lightning and Instant Lite include consistency requirements; 2 Phase Pro uses a trading-day qualification rule of 0.5% profit on initial balance.

Limited

Instant Funded: best day at most 20% of cycle profit. No consistency on Access, Zero, 1/2/3-Step or Pro, according to checkout.

Hold Weekend
Limited

Standard evaluation accounts generally allow weekend holding. Instant Funding accounts have restrictions. 2 Phase Pro allows weekend holding.

Yes
Prohibited Strategies
  • High-Frequency Trading (HFT)
  • Reverse and group hedging
  • Account management
  • Latency arbitrage
  • Order book spamming
  • Herd trading and collusion
  • Exploiting bugs and glitches
  • High leverage news trading
  • Statistical arbitrage

Latency or tick arbitrage, exploiting prices or bugs, order flooding, hedging across accounts or firms, account sharing and passing services. Multiple locations must not hide who trades. Gambling, martingale and manipulating evaluations are prohibited.

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