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Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates

Masarykova 409/26, Brno, Czech Republic

Oliver Newland

David Varga

United Arab Emirates

Czech Republic

2021

2023

Liquidity Provider

Full refund if profitable 30 days after funding.

Solo FX: The Dashboard and launch announcement say the fee is refunded after 30 funded days if the account is profitable. Schedule 10A-1 says it is refunded upon approval of the first Reward Payment Request. Finotive's Terms state that the Schedule prevails; confirm with support before purchase.

Within 14 days of purchase, only if you haven't accessed MyFintokei or placed any trade. Refund must be requested via email.

• ETH: 2.5% + 10 EUR
• BTC: 2.5% + 20 EUR
• Other crypto: 2.5%

First payout on demand

• Standard Challenge, Pro Challenge and Instant Standard: 7 days
• Instant Lite: 14 days
• Solo FX: weekly payouts; first request after 14 calendar days in Simulated Funded Status

14 days

$4

• All accounts: 100 EUR, 100 USD, 2,000 CZK, 20,000 JPY
• ProTrader $400,000: 120 EUR/USD
• SwiftTrader: 3% of the account balance

• 2-Step Standard, 2-Step Pro: 100:1
• 1-Step Standard, 1-Step Pro: 50:1
• Instant Standard: 33:1
• Instant Lite: 25:1
• Solo FX: 33:1

• StartTrader, SwiftTrader: 25:1
• ProTrader Swing: 25:1
• ProTrader: 100:1

• 2-Step Standard, 2-Step Pro: 20:1
• 1-Step Standard, 1-Step Pro: 10:1
• Instant Standard, Instant Lite: 5:1

• StartTrader, SwiftTrader: 1:25
• ProTrader Swing: 1:25
• ProTrader: 1:100

• 2-Step Standard, 2-Step Pro: 10:1
• 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 5:1

• StartTrader, SwiftTrader: 1:20
• ProTrader: 1:50

• 2-Step Standard, 2-Step Pro: 5:1
• 1-Step Standard, 1-Step Pro: 4:1
• Instant Standard, Instant Lite: 2:1

• 2-Step Standard, 2-Step Pro: 2:1
• 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 1:1

• BTC: 2:1
• Other Crypto: 1:1

• StartTrader, SwiftTrader: 1:10
• ProTrader: 1:20

• ProTrader Swing: swap-free on all account sizes

Funded Stage Refresh

• A refresh can only be requested when your account balance is within 10% of the Maximum Drawdown limit
• Resets your account balance back to the original starting equity
• Preserves your profit split rate and any progress made in the Scaling Plan
• There is a maximum of 3 refreshes per funded account
• The price depends on the size of the account

• Swap Free (price depends on the size of the account)
• Weekend Holding for Instant Accounts (20% of account fee)

• Standard Challenge
• Pro Challenge

Every 90 days, traders who meet performance and consistency targets see their account balance grow by 30% and their profit split increase by 5%, without ever having to sacrifice withdrawals.

More detail about it can be found on this link

Achieve 10% profit during at least 2 consecutive months to increase your funded account balance. Only one scaled account per trader. More details on scalind structure here

• Standard Challenge
• Pro Challenge

• Standard Challenge: 80% (up to 95% scaling)
• Pro Challenge: 100%
• Instant Standard: 75% (up to 90%)
• Instant Lite: 70% (up to 85%)

StartTrader (Dynamic Performance reward)

Your performance reward can vary from 50% to 100%, depending on your trading behavior. The system automatically assesses the way you trade, taking into account several aspects of your trading history, such as:

• The number of active trading days
• How you handle your account's leverage
• Your trading background, reflected in the number of payouts
• The consistency of your results, evaluated through your daily gains and losses

ProTrader: 80%

SwiftTrader: 90%

Balance-based

• StartTrader, ProTrader, Swift: Equity based
• ProTrader Swing: Balance based

• Challenge Accounts (Standard): Up to $600,000 in purchased capital, scalable to $2,040,000
• Pro Challenge Accounts: Up to $600,000 in purchased capital, scalable to $2,040,000
• Instant Funding (Standard): Up to $200,000 in purchased capital, scalable to $680,000
• Instant Funding Lite: Up to $200,000 in purchased capital, scalable to $680,000

• ProTrader and ProTrader Swing (combined): 400,000 EUR/USD
• StartTrader: 100,000 EUR/USD
• SwiftTrader: 200,000 EUR/USD

• StartTrader: 180 days on phases 1 and 2
• SwiftTrader: 60 days
• ProTrader, ProTrader Swing: No limit

• StartTrader, ProTrader, ProTrader Swing, SwiftTrader: 3 days on evaluation phase

Loyalty Program based on Experience Points (XP) with 6 tiers. XP never expires.

How to earn XP

• Challenge purchases: 10-400 XP per purchase
• Milestones: 50-300 XP for passing phases, breaches, or approved payouts
• One-time bonuses: 200 XP each for registration, KYC completion, and first trial
• Daily activities: 10 XP for login or active trading days
• XP is earned even when failing challenges

Tier Benefits

• Tier 1 (0-1,999 XP): No benefits
• Tier 2 (2,000-4,999 XP): Free $5K StartTrader challenge, 5% performance boost, 5% capital boost
• Tier 3 (5,000-9,999 XP): Free $10K ProTrader challenge, 10% performance boost, +0.5% daily loss limit, 10% capital boost
• Tier 4 (10,000-19,999 XP): Free $20K ProTrader challenge, +1% daily loss limit, +1% max loss limit, 15% capital boost
• Tier 5 (20,000-29,999 XP): Free $50K ProTrader challenge, 15% performance boost, +1.5% daily/max loss limits, 20% capital boost
• Tier 6 (30,000+ XP): Free $100K ProTrader challenge, 20% performance boost, +2% daily/max loss limits, 25% capital boost

Minimum profitable days number must be met every time a trader wants to pass an evaluation phase, scale a funded account or request a payout. A day is considered profitable when it reaches at least 0.5% profit

• Challenge 1 Step: 3 days
• Challenge 2 Step: 2 days
• Instant Standard: 0 days
• Instant Lite: 5 days
• Finotive Pro 1 Step: 3 days
• Finotive Pro 2 Step: 2 days
• Solo FX: 4 days with at least 0.5% each

• Solo FX: all Expert Advisors and automated execution tools are prohibited
• Other programmes: pre-purchased or mass-market “plug-and-play” EAs are not allowed

• Solo FX: VPNs, proxies and location masking are prohibited
• Other programmes: Finotive's Terms prohibit masked or unstable connections when they impair verification of identity, location or account control

• Solo FX: stop loss is not required
• Other programmes: stop loss is required

Solo FX has no specific scalping, rapid-trade-opening, trades-under-60-seconds or HFT restriction. Latency arbitrage and execution abuse remain prohibited.

• It is not allowed to have more than 10% of your total lot volume coming from tick scalping trades
• Any trade lasting less than 10 seconds falls under our tick scalping definition

Floating drawdown is calculated per symbol against the initial account balance.

• Instant Funding: 1.5%. The first confirmed breach produces a formal warning. From the second confirmed breach onward, each separate event records one strike and reduces that payout cycle's reward payment to 10%.
• Funded Challenge and Funded Pro: 2%. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.
• Challenge and Pro evaluation phases: 2%. It is monitored for the progression report but does not trigger a real-time strike or account closure.
• Solo FX: 2.5% during Simulated Funded Status only. A confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.

Open trades: 3%

News trading is allowed. For Solo FX, the Dashboard and launch announcement prohibit news straddling, but Schedule 10A-1 disapplies the Terms section that prohibits it. Confirm this contradiction with Finotive before trading news.

Pro accounts — from the 31st funded day

• Weekly trade count and instrument volume must remain within ±25% of the averages recorded during the Pro Challenge and the first 30 funded days.
• During every rolling 90-day period, realised and unrealised profit, including rewards already paid, must total at least 5% of the initial balance.
• Breaching either condition downgrades the account to the equivalent standard funded account and permanently removes the Pro benefits.

Instant Funding Standard and Lite

• At payout, the single most profitable closed trade must contribute less than 60% of total positive realised profit. Requesting a payout while the condition remains active records one Conditional Strike and reduces that payout cycle's reward payment to 10%.

Solo FX

• No specific consistency rule or single-trade profit dependency.

Fintokei applies Consistency Rules to promote sustainable trading and prevent gambling-style or high-risk behavior. These rules are used only after warnings and can affect either a single account or a trader's entire profile, depending on the severity. When applied, traders are notified with details about the restrictions and next steps.

• Reduced leverage (e.g., 1:10 for FX, 1:5 for other instruments)
• Daily profit and loss caps (+1% / -1% of starting balance)
• Inability to advance in the Scaling program
• Restrictions on new evaluation program purchases

These rules are intended as a safety layer, not a penalty, and can be lifted after 3–6 months of consistent, responsible trading.

Only StartTrader

Max 40% of your profit target can come from 1 day

Weekend holding is available through the optional Weekend Holding Add-On on Instant Funding accounts. Without it, all non-crypto positions must be closed before Friday's 17:00 New York market close; Finotive recommends closing at least 10 minutes earlier. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%. Five cumulative strikes permanently close the account.

• Excessive notional volume (not applicable to Solo FX; its exposure is governed by 1:33 margin)
• High-frequency stacking, including correlated instruments (not a Solo FX-specific restriction; latency arbitrage and execution abuse remain prohibited)
• Martingale or grid strategies
• News straddling (the Solo FX dashboard and announcement prohibit it, but Schedule 10A-1 disapplies section 7.9; confirm with support)
• Using ultra-tight stops just to mask oversized lots

• Copying trades from other persons' signals
• Using services to pass prop trading evaluations
• Tick scalping
• HFT
• Latency arbitrage trading
• Opposite trading / hedging across multiple accounts or traders