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Dubai, TradingHive Technologies Ltd. office
Masarykova 409/26, Brno, Czech Republic
Thomas Heinfart
David Varga
United Arab Emirates
Czech Republic
2023
Passing a challenge earns a 200% fee reward in Hive Coins, not a cash refund; coins cover up to 50% of future purchases. Failed evaluations are not refunded. Cash refunds are considered only under the terms.
Within 14 days of purchase, only if you haven't accessed MyFintokei or placed any trade. Refund must be requested via email.
Ethereum gas is paid by the trader; ETH is required in the wallet.
- ETH: 2.5% + 10 EUR
- BTC: 2.5% + 20 EUR
- Other crypto: 2.5%
On demand through a smart contract, with verified A Book profits, no open positions and after covering A Book losses and outstanding fees. PFP debt may also be deducted from other funded accounts. Trading resumes at 00:00 UTC after a withdrawal.
14 days
Daily limit per ERC20 address: USD 1,000 on Classic and PFP; USD 2,000 on InstantGrowth. Resets at 00:00 UTC. Accounts sharing an address share the cap; excess profit remains available on following days.
USD 50, paid in USDC on Ethereum ERC20.
- All accounts: 100 EUR, 100 USD, 2,000 CZK, 20,000 JPY
- ProTrader $400,000: 120 EUR/USD
- SwiftTrader: 3% of the account balance
Liquidity Provider
Dynamic by exposure. Classic: NewBee up to 1:50, WorkerBee 1:100 and QueenBee 1:200. PFP: evaluation up to 1:50; funded Low/Moderate/Medium/High up to 1:200/1:100/1:50/1:30. InstantGrowth up to 1:50. Decreases in tiers as exposure increases.
- StartTrader, SwiftTrader: 25:1
- ProTrader Swing: 25:1
- ProTrader: 100:1
Gold: dynamic by exposure, up to 1:30 on NewBee, PFP evaluation and InstantGrowth; up to 1:50 on WorkerBee and QueenBee. Higher exposure tiers reduce leverage.
- StartTrader, SwiftTrader: 1:25
- ProTrader Swing: 1:25
- ProTrader: 1:100
- StartTrader, SwiftTrader: 1:10
- ProTrader: 1:20
- StartTrader, SwiftTrader: 1:20
- ProTrader: 1:50
- BTC: 2:1
- Other Crypto: 1:1
All accounts are swap free.
- ProTrader Swing: swap-free on all account sizes
Golden Tower begins with demo verification; AADS applies from level 2.
One phase Pay From Profits.
InstantGrowth: 10 levels up to USD 1,000,000, with a 6% target per level. Scaling is paid from profits; capital doubles through level 5 and then grows in tiers. Only the entry level is directly purchasable. Classic unlocks WorkerBee after NewBee and QueenBee after WorkerBee.
Achieve 10% profit during at least 2 consecutive months to increase your funded account balance. Only one scaled account per trader. More details on scalind structure here
Classic and two phase Pay From Profits.
Static and balance based; floating or realized losses can trigger a breach. Funded PFP: Low 5%, Moderate 6%, Medium 7% and High 10%. AADS closes positions and switches to B Book at a 1% loss below initial balance; recover initial balance and reactivate in the dashboard to return to A Book. B Book profit is not withdrawable. A cumulative A Book loss limit also follows the account daily limit; on InstantGrowth it is 6%.
Static
Calculated from the previous closing balance and reset at 00:00 UTC. Funded PFP depends on risk group: Low 2%, Moderate 3%, Medium 4% and High 5%.
- StartTrader, ProTrader, Swift: Equity based
- ProTrader Swing: Balance based
Up to 6 active InstantGrowth accounts. Anonymous Web3 access permits one identity per user, device, household and network; it may hold multiple challenges.
No maximum phase completion time. PFP: 14 days to pay the next phase or activate funding; activation may receive one extension of up to 30 additional days with approval.
- StartTrader: 180 days on phases 1 and 2
- SwiftTrader: 60 days
- ProTrader, ProTrader Swing: No limit
Hive Coins are internal utility rewards with no guaranteed monetary value. They may be issued for passed challenge fees or for B Book profit net of A Book losses when an account closes.
Loyalty Program based on Experience Points (XP) with 6 tiers. XP never expires.
How to earn XP
- Challenge purchases: 10-400 XP per purchase
- Milestones: 50-300 XP for passing phases, breaches, or approved payouts
- One-time bonuses: 200 XP each for registration, KYC completion, and first trial
- Daily activities: 10 XP for login or active trading days
- XP is earned even when failing challenges
Tier Benefits
- Tier 1 (0-1,999 XP): No benefits
- Tier 2 (2,000-4,999 XP): Free $5K StartTrader challenge, 5% performance boost, 5% capital boost
- Tier 3 (5,000-9,999 XP): Free $10K ProTrader challenge, 10% performance boost, +0.5% daily loss limit, 10% capital boost
- Tier 4 (10,000-19,999 XP): Free $20K ProTrader challenge, +1% daily loss limit, +1% max loss limit, 15% capital boost
- Tier 5 (20,000-29,999 XP): Free $50K ProTrader challenge, 15% performance boost, +1.5% daily/max loss limits, 20% capital boost
- Tier 6 (30,000+ XP): Free $100K ProTrader challenge, 20% performance boost, +2% daily/max loss limits, 25% capital boost
Classic and PFP: 3 profitable days per phase, each earning at least 1% of initial balance while balance is at or above the initial balance. None on funded accounts or InstantGrowth.
StartTrader (Dynamic Performance reward)
Your performance reward can vary from 50% to 100%, depending on your trading behavior. The system automatically assesses the way you trade, taking into account several aspects of your trading history, such as:
- The number of active trading days
- How you handle your account's leverage
- Your trading background, reflected in the number of payouts
- The consistency of your results, evaluated through your daily gains and losses
ProTrader: 80%
SwiftTrader: 90%
- ProTrader and ProTrader Swing (combined): 400,000 EUR/USD
- StartTrader: 100,000 EUR/USD
- SwiftTrader: 200,000 EUR/USD
- StartTrader, ProTrader, ProTrader Swing, SwiftTrader: 3 days on evaluation phase
EAs are allowed; no HFT, latency arbitrage, error exploitation or abusive automation.
Netting accounts offset opposite orders in the same symbol. Cross account hedging is prohibited.
PFP Low: stop at opening and closing, with up to 20 seconds to place it. Moderate: stop before closing. Medium, High, Classic and InstantGrowth: no general requirement. An accidental position fully closed within 10 seconds does not by itself change risk group.
No minimum holding time under the current terms; no tick scalping or HFT.
- It is not allowed to have more than 10% of your total lot volume coming from tick scalping trades
- Any trade lasting less than 10 seconds falls under our tick scalping definition
Partial entries are allowed; all positions with the same instrument and trading intent count as a single trade for combined risk assessment.
Prohibited on InstantGrowth. Other plans remain subject to risk limits and restrictions on excessively speculative strategies.
Per trade: Classic and PFP evaluation 3%; InstantGrowth 2%. Funded PFP Low/Moderate/Medium/High: 1%/1.5%/2%/3% of opening balance. Exceeding the assigned group pauses funding and closes positions; resuming requires paying the fee difference for the new group.
Open trades: 3%
Own account copying is allowed during evaluation only. Prohibited on funded accounts, including your own. While one funded account holds an asset, other funded accounts of the same user or network cannot open that asset in either direction.
Trading through news is allowed. Bracketing high impact news with nearby buy and sell stops is prohibited.
The account may be terminated after 3 consecutive months of inactivity.
30 days
Fintokei applies Consistency Rules to promote sustainable trading and prevent gambling-style or high-risk behavior. These rules are used only after warnings and can affect either a single account or a trader's entire profile, depending on the severity. When applied, traders are notified with details about the restrictions and next steps.
- Reduced leverage (e.g., 1:10 for FX, 1:5 for other instruments)
- Daily profit and loss caps (+1% / -1% of starting balance)
- Inability to advance in the Scaling program
- Restrictions on new evaluation program purchases
These rules are intended as a safety layer, not a penalty, and can be lifted after 3–6 months of consistent, responsible trading.
Only StartTrader
Max 40% of your profit target can come from 1 day
Allowed during evaluations; prohibited on funded accounts.
Arbitrage, latency exploitation, tick scalping, HFT, hedge/reverse arbitrage, news bracketing, error or slow feed exploitation, third party account management, account sharing and resale. InstantGrowth prohibits martingale and grid.
- Copying trades from other persons' signals
- Using services to pass prop trading evaluations
- Tick scalping
- HFT
- Latency arbitrage trading
- Opposite trading / hedging across multiple accounts or traders


















