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Dubai, TradingHive Technologies Ltd. office
World Trade Center 200-B, Suite 306, Calle 53 Este, Marbella, Panama City
Thomas Heinfart
United Arab Emirates
Panama
2025
Passing a challenge earns a 200% fee reward in Hive Coins, not a cash refund; coins cover up to 50% of future purchases. Failed evaluations are not refunded. Cash refunds are considered only under the terms.
Fees are non-refundable once the account is created and access is granted. If payment is taken but no account is delivered, Fundex reviews the case individually.
Ethereum gas is paid by the trader; ETH is required in the wallet.
On demand through a smart contract, with verified A Book profits, no open positions and after covering A Book losses and outstanding fees. PFP debt may also be deducted from other funded accounts. Trading resumes at 00:00 UTC after a withdrawal.
On demand, with no fixed windows, waiting periods or limit on request frequency. Fundex states that most requests are processed within 60 minutes and all within a maximum of 24 hours, including weekends and public holidays.
Daily limit per ERC20 address: USD 1,000 on Classic and PFP; USD 2,000 on InstantGrowth. Resets at 00:00 UTC. Accounts sharing an address share the cap; excess profit remains available on following days.
No published maximum.
USD 50, paid in USDC on Ethereum ERC20.
$50
Pure Market for CFDs. Bitunix provides the market conditions and pricing for crypto perpetuals traded through Fundex Terminal.
Dynamic by exposure. Classic: NewBee up to 1:50, WorkerBee 1:100 and QueenBee 1:200. PFP: evaluation up to 1:50; funded Low/Moderate/Medium/High up to 1:200/1:100/1:50/1:30. InstantGrowth up to 1:50. Decreases in tiers as exposure increases.
Gold: dynamic by exposure, up to 1:30 on NewBee, PFP evaluation and InstantGrowth; up to 1:50 on WorkerBee and QueenBee. Higher exposure tiers reduce leverage.
CFDs: up to 20:1. Fundex Terminal: 1:1 or 2:1, depending on the instrument.
Up to 4:1 on BTCUSDT and ETHUSDT; up to 2:1 on other cryptocurrencies, with some instruments limited to 1:1.
All accounts are swap free.
Golden Tower begins with demo verification; AADS applies from level 2.
One phase Pay From Profits.
InstantGrowth: 10 levels up to USD 1,000,000, with a 6% target per level. Scaling is paid from profits; capital doubles through level 5 and then grows in tiers. Only the entry level is directly purchasable. Classic unlocks WorkerBee after NewBee and QueenBee after WorkerBee.
Classic and two phase Pay From Profits.
Static and balance based; floating or realized losses can trigger a breach. Funded PFP: Low 5%, Moderate 6%, Medium 7% and High 10%. AADS closes positions and switches to B Book at a 1% loss below initial balance; recover initial balance and reactivate in the dashboard to return to A Book. B Book profit is not withdrawable. A cumulative A Book loss limit also follows the account daily limit; on InstantGrowth it is 6%.
- 2-Step Classic: Evaluation uses a 10% static maximum drawdown from the starting balance, measured on equity and reset when Phase 2 begins. Once funded, a 10% drop from the original balance while in B-Book causes a permanent breach.
- 2-Step Pro: 8% static maximum drawdown.
- 1-Step Classic: Static evaluation drawdown based on starting balance and measured on equity, including open positions.
Calculated from the previous closing balance and reset at 00:00 UTC. Funded PFP depends on risk group: Low 2%, Moderate 3%, Medium 4% and High 5%.
Evaluation: the daily loss limit is recalculated at 00:00 UTC from the balance at that time and measured on equity, including open positions. The applicable percentage is shown in each challenge. There is no daily loss limit at the funded stage.
Up to 6 active InstantGrowth accounts. Anonymous Web3 access permits one identity per user, device, household and network; it may hold multiple challenges.
Multiple evaluations and accounts are allowed. Total funded allocation is capped at $400,000.
No maximum phase completion time. PFP: 14 days to pay the next phase or activate funding; activation may receive one extension of up to 30 additional days with approval.
No maximum time limit.
Hive Coins are internal utility rewards with no guaranteed monetary value. They may be issued for passed challenge fees or for B Book profit net of A Book losses when an account closes.
Classic and PFP: 3 profitable days per phase, each earning at least 1% of initial balance while balance is at or above the initial balance. None on funded accounts or InstantGrowth.
2-Step Classic starts at a 70% trader profit split. 2-Step Pro starts at 80%. The split applies to eligible A-Book profits generated above the starting balance and after clearing any prior B-Book offset; on 2-Step Pro it is calculated when the payout is requested. Fundex's legal terms state that payments are discretionary bonuses rather than a fixed contractual split.
1-Step Classic: the trader profit split is shown in each challenge and is calculated when the payout is requested.
A free $1,000 Test Account is available to eligible traders who do not currently hold a Fundex account. It uses Fundex Terminal only, with a 10% target, 5% daily drawdown, 10% maximum drawdown and 5 minimum trading days. Profits cannot be withdrawn and completion rewards may vary.
Evaluation: reaching the daily or total loss threshold causes a breach. Funded: permanent breach follows four consecutive unrecovered B-Book switches, or a 10% decline from the original balance while the account is in B-Book.
Funded accounts can be merged provided their combined balance does not exceed the $400,000 maximum allocation.
- 2-Step Classic: 5 days in each evaluation phase. To count, at least one trade must be opened with a notional value of at least 5% of the account balance before leverage.
- 2-Step Pro: No minimum trading days.
- 1-Step Classic: 5 evaluation trading days. A day counts only if at least one trade has a notional size of at least 5% of the account balance before leverage.
EAs are allowed; no HFT, latency arbitrage, error exploitation or abusive automation.
EAs and automated systems are allowed when the underlying strategy is the trader's own. Arbitrage, HFT, martingale, grid, environment-exploitation and external trade-replication systems are prohibited.
Netting accounts offset opposite orders in the same symbol. Cross account hedging is prohibited.
Hedging or arbitraging across Fundex accounts, or between Fundex and external accounts, is prohibited. The website does not clarify internal hedging within one account.
PFP Low: stop at opening and closing, with up to 20 seconds to place it. Moderate: stop before closing. Medium, High, Classic and InstantGrowth: no general requirement. An accidental position fully closed within 10 seconds does not by itself change risk group.
No minimum holding time under the current terms; no tick scalping or HFT.
- 2-Step Classic: During evaluation, every trade must remain open for at least 3 minutes, including when TP or SL is triggered. The first violation generates a warning and later violations may cause a breach. There is no minimum holding time once funded.
- 2-Step Pro: No minimum holding time during evaluation or once funded.
- 1-Step Classic: Every evaluation trade must remain open for at least 3 minutes, including TP/SL closures. The first violation generates a warning; repeated violations cause a breach. No minimum holding time once funded.
Partial entries are allowed; all positions with the same instrument and trading intent count as a single trade for combined risk assessment.
Prohibited on InstantGrowth. Other plans remain subject to risk limits and restrictions on excessively speculative strategies.
Per trade: Classic and PFP evaluation 3%; InstantGrowth 2%. Funded PFP Low/Moderate/Medium/High: 1%/1.5%/2%/3% of opening balance. Exceeding the assigned group pauses funding and closes positions; resuming requires paying the fee difference for the new group.
During both evaluation phases, a single trade cannot lose more than 3% of the balance, including floating losses. The first violation generates a warning. This limit does not apply once funded.
1-Step Classic: Position exposure is measured as notional value relative to equity. Per position, up to 25% is compliant, over 25% through 40% generates a warning, and above 40% is a violation subject to review. Total simultaneous exposure during evaluation: up to 50% is compliant, over 50% through 80% generates a warning, and above 80% is a violation. Once funded, total exposure above 60% is a violation.
Own account copying is allowed during evaluation only. Prohibited on funded accounts, including your own. While one funded account holds an asset, other funded accounts of the same user or network cannot open that asset in either direction.
Trading through news is allowed. Bracketing high impact news with nearby buy and sell stops is prohibited.
The account may be terminated after 3 consecutive months of inactivity.
Allowed during evaluations; prohibited on funded accounts.
Arbitrage, latency exploitation, tick scalping, HFT, hedge/reverse arbitrage, news bracketing, error or slow feed exploitation, third party account management, account sharing and resale. InstantGrowth prohibits martingale and grid.
- Latency arbitrage, spike catching and tick manipulation
- Exploiting errors, price-feed delays or technical malfunctions
- HFT inconsistent with realistic retail trading
- Martingale, grid and all-in betting
- Hedging or arbitrage across accounts or firms
- Copy trading, replicated signals and self-copy trading
- Front-running and use of non-public information
- Market manipulation, order spamming and toxic flow
- Materially changing strategy after passing the evaluation
- Gambling behaviour, overleveraging or correlated position stacking


















