Forex firms comparator

Singapore

Meydan Grandstand, 6th Floor, Meydan Road, Nad Al Sheba, Dubai, United Arab Emirates; and Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia

James Glyde

Arlind I.

Singapore

United Arab Emirates / Saint Lucia

Not the classic free refund. It is the paid "Challenge Fee Refund" add-on (+10% of price).

• On passing the challenge, the fee is credited as profit balance on the funded account
• Not a refund to the card
• Available across all modes

1-Step only: 100% fee refund with the third payout.

Rise

• Payouts under $500: $25
• Payouts of $500 or more: free

USDT / USDC

• $2.50 per payout

Skrill

• Subject to Skrill exchange rates

Crypto: no fee. Bank transfer through Rise: USD 50.

One Step Light

• Weekly payouts by default

Instant accounts

• Payouts every 7 calendar days

First Payout on Demand (add-on +10%)

• Request the first payout as soon as all eligibility requirements are met
• The selected payout interval applies after the first payout

Frequency (default and with add-on)

• Monthly: every 30 days (standard)
• Bi-weekly: every 14 days (add-on from +15%)
• Weekly: every 7 days (add-on from +30%)
• On Demand: no waiting interval between eligible payouts (add-on +50%)

Personal limit

• Only one payout every 7 days per trader, even across multiple accounts, except where an applicable on-demand benefit overrides the interval

Every 21 exchange days; 14 days with the add-on. Requests are usually processed within 72 business hours.

• Manual review within 2 business days
• Sent within 2 business days after approval
• Total: paid within 7 days of request

One Step Light

• First payout cap: 3% of balance
• The cap increases by 1 percentage point after each payout, up to 6%

Other challenge-funded accounts

• First payout cap: 6% of balance
• The cap increases by 2 percentage points after each payout

Instant accounts

• First payout: 3%
• Second payout: 4%
• Third payout: 5%
• Fourth payout onwards: 6%

Hard cap

• $5,000 per payout (always, even if the percentage allows more)

The first two payouts are limited to 10% of the account size and an absolute maximum of USD 10,000. There is no maximum from the third payout onward.

Minimum by mode (% of balance)

• One Step Light: 1%
• Instant: 1%
• Consistency: 1%
• Endurance: 2%
• Classic: 3%

Minimum by method

• Rise / Skrill / USDT: $50

USD 100 via crypto; USD 300 via bank transfer.

Standard

• Up to $5M exposure: 1:30
• $5M to $10M: 1:15
• Over $10M: 1:10

With Extra Leverage add-on

• Up to $5M exposure: 1:50
• $5M to $10M: 1:20
• Over $10M: 1:10

1-Step and 2-Step evaluation: 100:1. PineX Account: 1-Step and Instant PineX 30:1; 2-Step and Instant Elite 50:1.

• Up to $250K exposure: 1:20
• $250K to $500K: 1:10
• Over $500K: 1:5

Evaluation: 20:1. PineX Account: 1-Step, Instant PineX and Instant Elite 10:1; 2-Step 20:1.

• Up to $100K exposure: 1:20 (1:25 with add-on)
• Over $100K: 1:5

1-Step: 20:1 in evaluation and 10:1 in the PineX Account. 2-Step: 30:1. Instant PineX and Instant Elite: 10:1.

• Up to $500K exposure: 1:20 (1:25 with add-on)
• $500K to $1M: 1:10
• Over $1M: 1:5

Evaluation: 20:1. PineX Account and Instant: 10:1.

• Up to $100K exposure: 1:2 (1:3 with add-on)
• Over $100K: 1:1

1-Step and Instant: 2:1. 2-Step: 2:1 in evaluation and 1:1 in the PineX Account.

1-Step: US 20:1 in evaluation and 10:1 funded; EU 30:1. 2-Step: US 5:1 and EU 30:1. Instant: US and EU 30:1.

Indices, crypto and energies are commission-free at all ranks. Forex and metals start at $6/lot and drop to $0 at Rank 6.

Paid add-on (10% of challenge price).

• Replaces swaps with a fixed daily admin fee
• 3-day grace period before the first charge
• Must be selected at checkout (cannot be added later)

Instant accounts from 19 August 2026

• Extra Max Risk: +1%, raising the limit from 1% to 2% (20% of base price)
• Extra Max Loss: +1% to the selected drawdown type (20% of base price)
• Extra Profit Share: +10 percentage points (20% of base price)

Standard challenges: benefits and rules

• Extra Profit Share: +10 percentage points across all ranks (20% of base price)
• Extra Max Loss: +1% to max loss (20% of base price)
• Extra Daily Loss: +1% to daily limit (10% of base price)
• Skip Minimum Trading Days: removes the minimum-day requirement (10% of base price)

Standard challenges: time and money

• Swap-Free: replaces swaps with fixed administration fees (10% of base price)
• Challenge Fee Refund: credits the paid challenge fee as funded-account profit after passing (10% of base price)
• Extended Time Limit: 180 days (+5%) or 360 days (+10%)

Standard challenges: payouts

• First Payout on Demand: removes the wait for the first eligible payout (10% of base price)
• Bi-weekly payouts: 14-day interval (from 15% of base price)
• Weekly payouts: 7-day interval (from 30% of base price)
• On Demand payouts: removes the waiting interval for every eligible payout (50% of base price)

Bundle discount

• Buying three or more qualifying add-ons applies a 20% discount to every qualifying add-on
• Extended Time Limit and payout interval add-ons (Bi-weekly, Weekly and On Demand) are excluded and do not count towards the three
• The bundle discount can be combined with a promotion code applied to the base account

Add-ons are available to reduce the payout cycle from 21 to 14 exchange days and, except on Instant Elite, increase the split up to 100%.

Simple Scaling (all funded accounts since 9 April 2026).

• Level up after 4 payouts or upon reaching the 12% scaling target
• Scaling increment by rank: 10% to 40% of initial balance
• Instant accounts do not scale

Free Growth Plan with scaling up to USD 2,000,000.

Instant accounts from 19 August 2026

• Equity Trailing: 6% at Rank 1, 7% from Rank 2
• EOD Trailing: 5% at Rank 1, 6% from Rank 2
• Payout Trailing: 4% at Rank 1, 5% from Rank 2

One Step Light

• Challenge: 4% End-of-Day trailing Max Loss on $5K to $50K; 3% on $100K and $150K
• Simulated Funded Account: 4% End-of-Day trailing Max Loss on every size
• Based on the End-of-Day high-water mark
• Experience Program rank benefits do not increase it

Standard 1-stage trailing

• 8% Balance Trailing Max Loss
• Rank 2+: 9%

Standard 1-stage static

• 6% Static Max Loss
• Rank 2+: 7%

Standard 2-stage static

• Classic: 9% (10% from Rank 2)
• Endurance: 8% (9% from Rank 2)
• Consistency: 8% (9% from Rank 2)

Add-on

• Extra Max Loss: +1% to the selected max loss type

1-Step and 2-Step use static drawdown from starting capital. Instant PineX and Instant Elite trail new highs; PineX resets after a payout and Elite does not.

By rank (Experience Program)

• Rank 0: 70%
• Rank 1: 75%
• Rank 2: 80%
• Rank 3: 85%
• Rank 4: 90%
• Rank 5: 95%
• Rank 6: 99%

Extras

• Extra Profit Share add-on: +10% across all ranks
• Loyalty program: up to 109% total

80% by default. Up to 100% through an add-on on 1-Step, 2-Step and Instant PineX. Instant Elite remains at 80%.

One Step Light

• No Daily Loss limit

Other Standard challenges

• 3%, calculated from the previous End-of-Day reference using the higher of balance or equity
• Rank 4+: 4%
• Extra Daily Loss add-on: +1 percentage point

1-Step and 2-Step keep a static daily limit. On Instant PineX and Instant Elite, the limit trails the daily balance/equity high.

Funded accounts (from challenges)

• Up to 5 accounts
• Max $300,000 combined

Instant accounts

• Up to 3 accounts
• Max $300,000 combined

Challenges

• No limit

Capital earned through scaling is exempt from these limits.

Allowed to merge two funded accounts, provided all of these conditions are met.

• Same mode (Classic with Classic, Endurance with Endurance, Consistency with Consistency)
• Same currency
• Identical add-ons
• No open positions
• Instant accounts cannot be merged

Eligible accounts may be combined up to USD 600,000. Instant accounts cannot be combined with Direct Funding.

Accounts from 9 April 2026 (per stage)

• 90 days (standard)
• 180 days (add-on +5%)
• 360 days (add-on +10%)

Earlier accounts

• 365 days per stage

No time limit.

One Step Light

• No minimum trading days during the challenge; it can be passed in one trading day

Classic

• 3 trading days per stage (a day = at least one close)
• Removable with the Skip Minimum Trading Days add-on

Endurance / Consistency

• No minimum days: each uses its own sustainability standard

1-Step: 3 evaluation days and 4 profitable days of at least 0.5% for payout. 2-Step: none in evaluation and 4 on the PineX Account. Instant PineX: 5 days of at least 0.5%. Instant Elite: 6 days of at least 0.5%.

Experience Program: earn XP through milestones and climb ranks (0 to 6).

• Pass challenges, receive payouts, scale accounts, complete quests
• Rank raises profit split, lowers commissions, grants more drawdown and leverage
• Consistency Mode earns double XP on most milestones

PineX Points: 1 point per euro spent, redeemable for accounts, add-ons, discounts and rewards.

One Step Light

• No Profitable Days requirement during the challenge
• 4 Profitable Days are required for each payout
• Each Profitable Day requires the End-of-Day balance to increase by at least 0.25% of the initial balance compared with the previous End-of-Day reference

Endurance

• One-stage: 4 Profitable Days
• Two-stage: 3 Profitable Days per stage
• The applicable requirement must also be completed for each payout
• Each Profitable Day requires the End-of-Day balance to increase by at least 0.5% of the initial balance compared with the previous End-of-Day reference

Instant accounts from 19 August 2026

• 5 Winning Days before a payout
• Winning Day = close with ≥0.5% from the start-of-day balance and above the initial account balance

Earlier Instant accounts

• 5 Winning Days before a payout
• Winning Day = close with ≥0.25% and above the initial account balance

Multiple accounts are allowed. Eligible traders may combine them up to USD 600,000 in active allocation.

Allowed on all accounts, with your own strategy.

• cTrader Automate (cBots), plugins, Open API
• Trade copiers between your own accounts (TradersConnect, Duplikium, Heron, Tradesyncer)
• Forbidden: bots purchased from marketplaces (MQL5, cBot market)
• Forbidden: HFT and latency scalping

EAs, bots, scripts and tools that automatically open, close or manage trades are not allowed.

The firm expressly discourages VPN or VPS use and prohibits sharing devices or access credentials.

Allowed

• Same instrument within one account
• Correlated instruments within one account

Forbidden (toxic trading)

• Same instrument across two or more accounts
• Correlated instruments across accounts
• Hedging with another PipFarm user

A stop loss is not mandatory, but exposure above 10 times the starting capital with more than 50% of trades lacking an SL may be treated as abuse.

Scalping is allowed, but Quick Strike/HFT, extremely short holding times and mass order activity are prohibited.

A maximum of two simultaneous open positions in the same market and direction within one trade idea.

One Step Light

• Challenge Max Risk: 2%
• Simulated Funded Max Risk: 2%
• Absolute at both stages: reaching the limit closes open positions and breaches the account immediately
• No strikes, escalation or Pip Protector

Standard Simulated Funded Accounts

• Max Risk: 2%
• Pip Protector closes open positions and records a Strike when the limit is reached
• Strike 1 halves the limit; Strike 2 halves it again and permanently reduces the profit share by 50%; Strike 3 breaches the account
• Pip Protector does not apply during the challenge stages

Instant accounts from 19 August 2026

• Max Risk: 1% of starting balance
• Extra Max Risk add-on: raises it to 2%

Earlier Instant accounts

• Keep the Max Risk limit assigned when purchased

Instant PineX: maximum 2% of starting capital per trade idea. Instant Elite: maximum 1% floating loss. No fixed per-trade percentage applies on 1-Step or 2-Step, but the general excessive-risk rules still apply.

• Between your own accounts: allowed (even to/from external brokers or prop firms)
• Copying another trader: forbidden
• Following signals or external services: forbidden

Mirroring, third-party executed signals and copying between accounts are prohibited.

Positions on the affected instrument cannot be opened or closed during the 5 minutes before and after red-folder news. Automatic SL or TP closures also count.

• You must close at least one trade every 28 days
• Trade size and duration are irrelevant
• Email warning 3 days before the deadline

The account is considered breached after 30 calendar days without opening and closing at least one trade.

One Step Light

• Challenge: no Consistency Score requirement
• Simulated Funded Account: Consistency Score ≤40% to qualify for each payout

Consistency Mode: new checkout

• Consistency Score ≤40% across all formats
• Required to pass the challenge and qualify for payouts

Instant accounts from 19 August 2026

• Equity Trailing: ≤30%
• EOD Trailing: ≤25%
• Payout Trailing: ≤20%

Earlier Instant accounts

• Consistency Score ≤25%

Classic / Endurance Simulated Funded Accounts

• Consistency Score ≤50% to qualify for payouts
• Does not apply during challenge stages

Instant PineX applies a 20% rule: the best day must represent less than 20% of the period's profit. 1-Step, 2-Step and Instant Elite have no consistency rule.

Allowed on Instant PineX and Instant Elite. Not allowed on 1-Step or 2-Step.

• High-frequency trading (HFT)
• Latency tick scalping
• Copying another trader or following signals
• Group trading / coordinated orders
• Account passing services (third parties trading for you)
• Cross-account hedging (same or correlated instruments)
• Account churning (buying many challenges to force a random pass)
• Artificial trades to manipulate rules without genuine intent

Hedging and inverse trading; copy trading and account sharing; martingale, grids and recovery systems; excessive or all-in risk; more than two positions in the same trade idea; extreme margin usage; Quick Strike/HFT; arbitrage and latency abuse; account rolling; EAs and automated tools.