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Suite 201, The Catalyst, Cybercity, Ebène, 72201, Mauritius

Innovation One Building, Level 2, DIFC, Dubai, United Arab Emirates

Bashaar Gokal

Oliver Newland

Mauritius

United Arab Emirates

2023

2021

Full refund if profitable 30 days after funding.

Solo FX: The Dashboard and launch announcement say the fee is refunded after 30 funded days if the account is profitable. Schedule 10A-1 says it is refunded upon approval of the first Reward Payment Request. Finotive's Terms state that the Schedule prevails; confirm with support before purchase.

• Express, Enhanced, EnhancedX: 14 days standard, 7 days with "Weekly Payout" add-on. First reward 14 days from first trade.
• Instant Funding, Instant Lite, Instant24: 14 days standard, 7 days with Weekly Payout add-on.
• Endurance: 14 days standard, 7 with add-on.
• Withdrawals processed within 1-2 business days. Minimum reward: $20 for Express and Enhanced; 2% of starting balance for EnhancedX; $20 for Instant Funding.

First payout on demand

• Standard Challenge, Pro Challenge and Instant Standard: 7 days
• Instant Lite: 14 days
• Solo FX: weekly payouts; first request after 14 calendar days in Simulated Funded Status

$20 for Express and Enhanced; 2% of starting balance for EnhancedX; $20 for Instant Funding/Lite/24.

$4

• 2-Step Standard, 2-Step Pro: 100:1
• 1-Step Standard, 1-Step Pro: 50:1
• Instant Standard: 33:1
• Instant Lite: 25:1
• Solo FX (main Challenge range): up to 100:1
• Solo FX Launchpad accounts: 33:1 until updated

• 2-Step Standard, 2-Step Pro: 20:1
• 1-Step Standard, 1-Step Pro: 10:1
• Instant Standard, Instant Lite: 5:1

• 2-Step Standard, 2-Step Pro: 10:1
• 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 5:1

• 2-Step Standard, 2-Step Pro: 2:1
• 1-Step Standard, 1-Step Pro, Instant Standard, Instant Lite: 1:1

• 2-Step Standard, 2-Step Pro: 5:1
• 1-Step Standard, 1-Step Pro: 4:1
• Instant Standard, Instant Lite: 2:1

10% discount for any retakes

Funded Stage Refresh

• A refresh can only be requested when your account balance is within 10% of the Maximum Drawdown limit
• Resets your account balance back to the original starting equity
• Preserves your profit split rate and any progress made in the Scaling Plan
• There is a maximum of 3 refreshes per funded account
• The price depends on the size of the account

• Swap Free (price depends on the size of the account)
• Weekend Holding for Instant Accounts (20% of account fee)

• Standard Challenge
• Pro Challenge

Once you've successfully completed your Challenge, you'll be able to choose between receiving an RZR Funded account with the same simulated balance as your Challenge account or upgrading your Challenge account at no additional cost.

If you pass the Challenge again with the increased balance, you'll face the same decision: move up to the next simulated balance level or switch to the RZR Funded account.

Every 90 days, traders who meet performance and consistency targets see their account balance grow by 30% and their profit split increase by 5%, without ever having to sacrifice withdrawals.

More detail about it can be found on this link

• Standard Challenge
• Pro Challenge

• Enhanced, EnhancedX: Static
• Instant Funding, Instant Lite, Express: Trailing (balance based)

Static

80% base split on all programs. Up to 90% with the optional 90/10 Profit Share add-on at purchase. Some marketing copy mentions up to 95% with additional add-ons stacking.

• Standard Challenge: 80% (up to 95% scaling)
• Pro Challenge: 100%
• Instant Standard: 75% (up to 90%)
• Instant Lite: 70% (up to 85%)

• Instant Funding: Balance-based
• Instant Lite, Express, Enhanced, EnhancedX: Highest balance or equity recorded at the end of the day (EOD high-watermark)

Balance-based

Maximum allocation $400,000 total across all challenge and RZR Funded accounts. Traders can hold multiple accounts of the same size (e.g. 2×$200K at once). Scaling plan up to $200K free of charge (NOT available on Instant Funding).

• Challenge Accounts (Standard): Up to $600,000 in purchased capital, scalable to $2,040,000
• Pro Challenge Accounts: Up to $600,000 in purchased capital, scalable to $2,040,000
• Instant Funding (Standard): Up to $200,000 in purchased capital, scalable to $680,000
• Instant Funding Lite: Up to $200,000 in purchased capital, scalable to $680,000

Unlimited

Minimum profitable days number must be met every time a trader wants to pass an evaluation phase, scale a funded account or request a payout. A day is considered profitable when it reaches at least 0.5% profit

• Challenge 1 Step: 3 days
• Challenge 2 Step: 2 days
• Instant Standard: 0 days
• Instant Lite: 5 days
• Finotive Pro 1 Step: 3 days
• Finotive Pro 2 Step: 2 days
• Solo FX: 4 days with at least 0.5% each

Express, Enhanced, EnhancedX, Endurance

• EAs allowed as long as they do not perform any restricted strategies.

Instant Funding, Instant Lite, Instant24

• EAs PROHIBITED on Instant Funding.

• Solo FX: all Expert Advisors and automated execution tools are prohibited
• Other programmes: pre-purchased or mass-market “plug-and-play” EAs are not allowed

• Solo FX: VPNs, proxies and location masking are prohibited
• Other programmes: Finotive's Terms prohibit masked or unstable connections when they impair verification of identity, location or account control

Hedging is allowed within each individual account but PROHIBITED across separate accounts.

• Solo FX: stop loss is not required
• Other programmes: stop loss is required

The majority of the traders must last longer than 3 minutes

Accounts with the unified High-Frequency Trading rule active: up to 20% of profit may come from trades held for two minutes or less. The rule becomes active after the first 10 closed trades and is tracked in the dashboard. Exceeding the limit does not generate a strike, but the percentage must return within 20% before requesting a payout.

Solo FX has no specific scalping, rapid-trade-opening, trades-under-60-seconds or HFT restriction. Latency arbitrage and execution abuse remain prohibited.

• Proportionate monitoring of excessive or abnormal margin usage. No fixed margin cap per asset or connected accounts.

Floating drawdown is calculated per symbol against the initial account balance.

• Instant Funding: 1.5%. The first confirmed breach produces a formal warning. From the second confirmed breach onward, each separate event records one strike and reduces that payout cycle's reward payment to 10%.
• Funded Challenge and Funded Pro: 2%. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.
• Challenge and Pro evaluation phases: 2%. It is monitored for the progression report but does not trigger a real-time strike or account closure.
• Solo FX: 2.5% during Simulated Funded Status only. A confirmed breach records one strike and reduces that payout cycle's reward payment to 10%.

Challenge phase (Express, Enhanced, EnhancedX, Endurance)

• No restrictions on trading during news events. Caution advised due to volatility/slippage.

Funded phase (RZR Funded Accounts on Express/Enhanced/EnhancedX)

• News trading is restricted. Trades may not be opened, closed or adjusted 3 minutes before or after high-impact news events (Forex Factory red folder).

Instant Funding, Instant Lite, Instant24

• News trading prohibited. Trades may not be opened or closed within 3 minutes before/after high impact news events.

News trading is allowed. For Solo FX, the Dashboard and launch announcement prohibit news straddling, but Schedule 10A-1 disapplies the Terms section that prohibits it. Confirm this contradiction with Finotive before trading news.

If no trade is placed for 30 consecutive days, this is treated as a Hard Breach and the account is closed.

30 days

Express Challenge (1 Step)

• No consistency rule.

Enhanced Challenge (2 Step)

• No consistency rule.

EnhancedX (2 Step)

• 35% consistency: (Best day profit / Total profit) * 100 must be ≤ 35%. Calculated on end-of-day equity (00:00 server time). Applies to Challenge AND RZR Funded account stages. Can be removed in challenge phase via "Remove Consistency" add-on (persists in Trader Account). Reward requests withdraw the full account profit, not a partial amount.

Endurance (3 Step)

• No consistency rule.

Instant Funding

• No consistency rule.

Instant Lite

• 20% consistency: (Best day profit / Total profit) * 100 must be ≤ 20%.

Instant24

• 15% trade consistency.

Pro accounts — from the 31st funded day

• Weekly trade count and instrument volume must remain within ±25% of the averages recorded during the Pro Challenge and the first 30 funded days.
• During every rolling 90-day period, realised and unrealised profit, including rewards already paid, must total at least 5% of the initial balance.
• Breaching either condition downgrades the account to the equivalent standard funded account and permanently removes the Pro benefits.

Instant Funding Standard and Lite

• At payout, the single most profitable closed trade must contribute less than 60% of total positive realised profit. Requesting a payout while the condition remains active records one Conditional Strike and reduces that payout cycle's reward payment to 10%.

Solo FX

• No specific consistency rule or single-trade profit dependency.

Express, Enhanced, EnhancedX, Endurance

• Weekend holding allowed. Caution advised due to gap risk.
• Crypto can be traded over the weekend.

Instant Funding, Instant Lite, Instant24

• Weekend holding NOT allowed. All trades must be closed by Friday 23:45 GMT+3.

Weekend holding is available through the optional Weekend Holding Add-On on Instant Funding accounts. Without it, all non-crypto positions must be closed before Friday's 17:00 New York market close; Finotive recommends closing at least 10 minutes earlier. Each confirmed breach records one strike and reduces that payout cycle's reward payment to 10%. Five cumulative strikes permanently close the account.

• Exploiting platform or pricing errors / latencies
• Collusion with others to manipulate prices or coordinate trading
• Scalping for quick profits from minor price changes (majority of trades open <3 minutes)
• Third-party or marketed strategies to pass the Challenge
• Automated algorithms for manipulative trading practices
• Unauthorised access or use of another customer's account
• Arbitrage between Demo Account and any other account
• Trading under multiple accounts using different registration details
• High-Frequency Trading (HFT)
• Reverse trading / group hedging
• Overleveraging, overexposure or one-sided bets (≥85% margin across one or connected assets)
• Hedging across multiple accounts
• All or nothing trading

• Excessive notional volume (not applicable to Solo FX; its exposure is governed by the margin requirement applicable to the account)
• High-frequency stacking, including correlated instruments (not a Solo FX-specific restriction; latency arbitrage and execution abuse remain prohibited)
• Martingale or grid strategies
• News straddling (the Solo FX dashboard and announcement prohibit it, but Schedule 10A-1 disapplies section 7.9; confirm with support)
• Using ultra-tight stops just to mask oversized lots