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51 differences

No active discount right now.

No active discount right now.

Headquarters

30 North Gould Street, Ste R
City: Sheridan
State: Wyoming (WY)
Postal code: 82801

3 Place Ville-Marie, Montréal, QC H3B 4W8

CEO

Matt Morris

Matt L

Country

United States

Canada

Foundation

2023

2022

Banned Countries
Afghanistan, Albania, Algeria, Armenia, Azerbaijan, Cuba, Iran, Iraq, Kazakhstan, Kuwait, Lebanon, Libya, Macedonia, Morroco, Pakistan, Russian Federation, Somalia, Sudan, Syria, Turkey, Ukraine, Vietnam
Iran, North Korea, Myanmar, Russia, Belarus, Quebec
Assets
Forex, Indices, Commodities, Crypto
Forex, Indices, Commodities, Crypto
Brokers
Purple Trading

Liquidity Provider

Refund
No

Only for 2-Step PRO v2, where the evaluation fee is refunded with the 4th payout. Accounts purchased before February 4, 2026 keep the old refund policy.

No
Payout Fee

2%

Riseworks: $40

Platforms
Metatrader 5, cTrader, DXTrade, MatchTrader, Tradingview
DXTrade, cTrader, MatchTrader
Demo Account
MatchTrader
IDspreadtest@topone.comPasswordqyta5w7sw3rg
TradeLocker
IDspreadtest@topone.comPasswordF5sa,AVFw7m]ServerTOPONE
MetaTrader 5
ID98827612PasswordqaJaT8)h9ZServerTopOneTrader-MT5 or TopOneTrader-Trader
DXTrade
IDLH_C00009PasswordLH_NewPW2023!F$
GooeyTrade
IDLH_C00009Passwordgjt6n6jfr5F$
Stop Out Level
No data

100%

Payout Methods
Rise
Rise
Payment Methods
Card, Crypto
Card, Crypto
Margin Call Level

100%

110%

Payout Frequency
  • 1-Step FLASH: every 14 days (7 days with add-on)
  • 1-Step NOVA: every 14 days (7 days with add-on)
  • 2-Step PRO v2: every 14 days (weekly with add-on)
  • Instant Funding: every 14 days (On Demand with add-on)
  • Instant Prime: every 14 days
  • 3-Step, 1-Step Career: Every 14 days or 7 days with add-on (+30%)
  • Instant: First payout on demand, next every 30 days
Payout Guarantee
No data

Most payouts processed in under 6 hours; allow up to 3 business days.

Crypto Weekend Trading
Yes

Weekend cryptocurrency trading is available on our platform, provided that positions are initiated after 8 PM EST on Friday

No data
Maximum Withdrawal

$25,000 per rolling 30-day period, combined across all the trader's funded accounts.

  • 2-Step PRO v2: additionally capped at 6% of the initial balance or $15,000 per payout cycle, whichever is lower.
No data
Minimum Withdrawal

2%

$100 minimum across all programs.

Forex
  • 1-Step FLASH: 10:1
  • 1-Step NOVA: 100:1 evaluation, 30:1 funded
  • 2-Step PRO v2: 100:1 evaluation, 50:1 funded
  • Instant Funding, Instant Prime: 50:1
  • 3-Step, Instant: 50:1
  • 1-Step Career: 30:1
Metals
  • 1-Step FLASH: 10:1 evaluation, 5:1 funded
  • 1-Step NOVA: 20:1 evaluation, 5:1 funded
  • 2-Step PRO v2: 20:1 evaluation, 5:1 funded
  • Instant Funding, Instant Prime: 10:1
  • 3-Step, 1-Step Career: 20:1
  • Instant: 50:1
Indices
  • 1-Step FLASH: 10:1 evaluation, 5:1 funded
  • 1-Step NOVA: 20:1 evaluation, 5:1 funded
  • 2-Step PRO v2: 20:1 evaluation, 5:1 funded
  • Instant Funding, Instant Prime: 10:1
  • 3-Step: 20:1
  • Instant, 1-Step Career: 10:1
Crypto
  • 1-Step FLASH: 2:1 evaluation, 0.3:1 funded
  • 1-Step NOVA: 4:1 evaluation, 1:1 funded
  • Instant Funding, Instant Prime: 1:1
  • 3-Step, Instant, 1-Step Career: 2:1
Energies
No data
  • 3-Step, Instant, 1-Step Career: 5:1
Stocks
No data
  • 3-Step, Instant, 1-Step Career: 5:1
Forex
0
7 / lot
Metals
0
7 / lot
Energies
0
0 / lot
Indices
0
0
Crypto
0
0
Stocks
No data
0.02 / lot
Commission-Free Option
No data
No
Swap Free
No
No
Account Reset
Yes
  • 1-Step NOVA: unlimited free resets during the evaluation. Funded accounts reset at a discounted fee.
  • 1-Step FLASH, 2-Step PRO v2: paid resets available on both the challenge and the funded stage.

Allows traders who breach or want a fresh start to continue without purchasing a new account.

Surrender Account (3-Step Program)

75% discount code that allows you to restart your journey from Phase 1

  • Your account must not have used more than 75% of the permitted drawdown — essentially, your loss cannot exceed 3.75%.
  • You must not have taken a loss greater than 1% on any single position.
  • All open positions must be closed before the surrender is submitted.

Smart Restart Guarantee (1-Step Career Evaluation)

To receive a free restart, both of the following must be met during your first attempt:

  • No individual trade may incur a loss greater than 1% of the account balance.
  • Your maximum overall drawdown must remain better than −5%

1-Step Max
Up to 3 free evaluation restarts. Surrender before breach, with drawdown within 5% and no trade risking more than 1%.

Add-ons
Yes
  • No Stop Loss (+10% on 1-Step and 2-Step, +15% on Instant Funding and Instant Prime)
  • 90% Profit Split (+20% on 1-Step FLASH and 2-Step PRO v2)
  • 100% Profit Split (+20% on 1-Step NOVA and Instant Prime)
  • Weekly payouts (+20% on 1-Step FLASH and 1-Step NOVA; available on 2-Step PRO v2)
  • Instant Payouts (+20% on 2-Step and Instant Funding)
  • Weekend Holding (15% on Instant Funding)
  • News Trading + Weekend Holding (20% on Instant Prime)
  • Bundle All Add-ons (+35% on 1-Step, 2-Step and Instant Funding)
Yes
  • Improved profit split 90% (+20%)
  • Hold over weekend (+10%)
  • Stop Loss (+10%)
  • Weekly Payouts (+30%; 1-Step Max: +20%)
Instant
Yes
Yes
One Step
Yes
Yes

1-Step Career

  • Monthly Simulated Salary
  • Smart Restart Guarantee
  • Free 30-day standard TradingView subscription
  • Access to in-house TrackAlpha trading software
Account scaling
Yes

Every quarter, you may request an account scaling if you meet the following conditions:

  • You achieve a total profit of 25 percent.
  • You generate at least an 8 percent gain in each individual month.

Once approved, Top One Trader will increase your capital by 25 percent of your original account balance, up to a maximum of 5 million dollars.

No
Two Steps
Yes
No
Max Drawdown
  • 1-Step FLASH: 7% trailing. Locks at the starting balance once you reach a 7% gain or after a payout.
  • 1-Step NOVA: 6% trailing on evaluation, 5% on funded. Locks at the starting balance after a payout.
  • 2-Step PRO v2: 9% static
  • Instant Funding: 6% trailing. Locks at the starting balance after a payout.
  • Instant Prime: 5% trailing. Locks at the starting balance after a payout.

3-Step
5% Max Static Drawdown Limit.

1-Step Career
7% Max Drawdown Limit (static).

Instant
8% Max Trailing Drawdown (based on highest recorded closed balance). Locks at initial balance once account reaches 8% gain or after first payout.

1-Step Max
Static in evaluation and funded stages; the threshold does not trail upward.

Profit Split
  • 1-Step FLASH: 80% (90% with add-on)
  • 1-Step NOVA: 90% (100% with add-on)
  • 2-Step PRO v2: 85% (up to 100% with add-on)
  • Instant Funding: Initial at 60%, increasing by 10% per payout, up to 90%
  • Instant Prime: 1st payout 80%, 2nd 90%, 3rd onwards 100% (100% from the first payout with add-on)

3-Step
80% (90% with add-on purchased at checkout).

1-Step Career
80% (90% with add-on purchased at checkout).

Instant
90%.

Free Trial
No
No
Daily Drawdown

Measured from the higher of balance or equity at 5PM EST.

  • 1-Step FLASH: 4% (hard breach)
  • 1-Step NOVA: none
  • 2-Step PRO v2: 4% (hard breach)
  • Instant Funding: 3% (hard breach)
  • Instant Prime: 2.5% (hard breach)

3-Step
No daily loss limit.

1-Step Career
5% Daily Loss Limit, calculated from previous day closed balance at 5 PM EST.

Instant
5% Daily Loss Limit, calculated from previous day closed balance at 5 PM EST.

Three Steps
No
Yes
Max Allocation
600,000
600,000
Merge Accounts
No
No
Maximum Trading Days

Unlimited

Unlimited

Minimum Trading Days
No data

0

Points Reward Program

Purchases, passed challenges and payouts earn XP in the Top One Loyalty Program. XP unlocks five levels:

  • Level 1 — Beginner: free $5K Instant account, store voucher and Discord rank.
  • Level 2 — Amateur: +2% profit share and a free $10K Instant account.
  • Level 3 — Experienced: +3% profit share, a free $25K Instant account and 5 giveaway entries.
  • Level 4 — Expert: +5% profit share, a free $50K Instant account and 10 giveaway entries.
  • Level 5 — Master: +7% profit share, +50% scaling boost, a free $100K Instant account and 15 giveaway entries.

Each level also provides lower profit targets, larger loss buffers and higher monthly payout caps. The announcement does not specify the XP thresholds or the exact rule values for each level; those are shown in the trader rewards dashboard.

No data
Monthly Competition
No
No
Minimum Profitable Days
  • 1-Step FLASH: 3 profitable trading days with 0.5% profit of initial balance
  • 1-Step NOVA: none
  • 2-Step PRO v2: 3 profitable trading days with 0.5% profit of initial balance
  • Instant Funding, Instant Prime: none
No data
Expert Advisor (EA)
No
  • 1-Step NOVA: allowed on both the evaluation and the funded account.
  • 1-Step FLASH, 2-Step PRO v2: allowed during the evaluation only, using your own unique EA.
  • Instant Funding, Instant Prime: not allowed.
Yes
VPN
No
Yes
Hedging
Yes
Yes
Requires Stop Loss
Yes
  • Requirement: An active Stop Loss (SL) is mandatory for every trade from the moment of execution.
  • Immediate Action: You must set your SL while opening the position; adding it later is not permitted.
  • Soft Breach: Any trade opened without a valid SL will be closed automatically by our system.

There is a No Stop Loss add-on available for purchase, which allows you to bypass this requirement.

Yes

This rule doesn't apply when buying the add-on at the check-out (+10%)

Scalping
No

A minimum holding time of 5 minutes is mandatory for any trade closed in profit. This rule encompasses every closing scenario, such as manual exits, partial liquidations, and hitting pre-set Take Profit or Stop Loss levels in a profitable state.

Yes
Stacking / Layering (DCA)
No

Maximum of 3 positions on the same pair and direction

Yes
Maximum Risk Limit
Yes

Maximum Lot Size per Pair: (Account Balance × Leverage) ÷ (Instrument Price × Contract Size) = Max Lot Size

Maximum Lot Size per Account (only funded accounts). 20% open lot size limit based on the account size, up to a maximum of 20 open lots:

  • $5k account = Max 1 lot
  • $10k account = Max 2 lots
  • $25k account = Max 5 lots
  • $50k account = Max 10 lots
  • $100k account = Max 20 lots
  • $200k account = Max 20 lots
Limited

1-Step Max: maximum 1% combined open risk per symbol, not across the entire account. Positions on different symbols have separate 1% limits. During evaluation, symbol-risk, missing-stop-loss and maximum-position-risk violations share one counter: warnings on strikes 1 and 2; hard breach on strike 3. On funded accounts, the first violation is a hard breach. The purchased no-stop-loss add-on exception still applies.

Copy Trading
No

Only allowed on challenge phases

Yes

Allowed between Lark Simulated Funded Accounts. Not allowed between Evaluation Accounts

News Trading
Yes
  • 1-Step FLASH, 1-Step NOVA: allowed during the evaluation, not allowed on the funded account.
  • 2-Step PRO v2: allowed during the evaluation, not allowed on the funded account.
  • Instant Funding: not allowed.
  • Instant Prime: allowed with add-on.

When not allowed, it is prohibited to execute or close any trade within the window of 5 minutes before and 5 minutes after a high-impact news event.

Yes
Inactivity Rule

30 days

30 days

Consistency Rule
Yes
  • 1-Step FLASH: no consistency rule. Funded accounts have a 3% maximum daily profit cap; once reached the account pauses until the next trading day and the excess is voided (not a breach).
  • 1-Step NOVA: 20% ESS required to request a payout.
  • 2-Step PRO v2: no consistency rule. Funded accounts cap profit at $3,000 per day.
  • Instant Funding: consistency score must stay at 15% or below.
  • Instant Prime: 20% ESS required to request a payout.

ESS = [ Largest Winning Day + Largest Losing Day |Absolute value| ] ÷ Total Profit × 100

No
Hold Weekend
Yes
  • 1-Step FLASH, 1-Step NOVA: Allowed
  • 2-Step PRO v2: Allowed
  • Instant Funding, Instant Prime: Allowed with add-on
Yes

It is necessary to buy the add-on at the check-out (+10%

Prohibited Strategies
  • High-Frequency Trading (HFT) & Tick Scalping
  • Latency Arbitrage & Data Manipulation
  • External Copy Trading & Signal Grouping
  • Cross-Account Hedging Patterns
  • High-Impact News Trading Restrictions
  • Grid Trading Strategies
  • Martingale Risk Management
  • Third-Party Account Management ("Pass Your Challenge")
  • Unauthorized Expert Advisor (EA) Masking
  • Gambling & Excessive Leverage (YOLO Trading)
  • IP Address & Proxy Violations
  • Account Churning & Evaluation Rolling
  • All-or-nothing
  • Gambling
  • Ideally no more than 20% margin or 1.5% of the balance per trade
  • High-Frequency Trading (HFT)
  • Hedging & Arbitrage Between Accounts
  • Holding a demo Single Share Equity CFD position into an earnings release
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