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55 differences
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30 North Gould Street, Ste R
City: Sheridan
State: Wyoming (WY)
Postal code: 82801
Building A1, IFZA Business Park, Dubai Silicon Oasis, Dubai, United Arab Emirates
Matt Morris
Jakub Zeliska
United States
United Arab Emirates
2023
2023
Only for 2-Step PRO v2, where the evaluation fee is refunded with the 4th payout. Accounts purchased before February 4, 2026 keep the old refund policy.
200% Challenge fee refund after the 3rd fully approved payout on Challenge accounts (Ash, Thunderbolt and Phoenix). The trader must request it through support. A partially approved payout or a payout with a strategy violation permanently disqualifies that account. It does not apply to Instant Funding accounts.
2%
- Bank Transfer (recommended): $19.90 + 2.49%.
- Cryptocurrency: $19.90 + 30% (higher due to limited UAE crypto liquidity).
- Returned payouts: $30 reprocessing fee (covers real bank/admin cost of reprocessing; not a penalty).
spreadtest@topone.comPasswordqyta5w7sw3rgspreadtest@topone.comPasswordF5sa,AVFw7m]ServerTOPONE98827612PasswordqaJaT8)h9ZServerTopOneTrader-MT5 or TopOneTrader-Trader1293766PasswordUpcomers1.ServerUpcomers-Server100%
- 1-Step FLASH: every 14 days (7 days with add-on)
- 1-Step NOVA: every 14 days (7 days with add-on)
- 2-Step PRO v2: every 14 days (weekly with add-on)
- Instant Funding: every 14 days (On Demand with add-on)
- Instant Prime: every 14 days
- Withdrawal review by Risk Team: 24-48h (account trading is frozen during review).
- Bank transfers: 2-5 business days after approval.
- Crypto: faster, depends on blockchain network.
- Other programs: minimum 1% profit required per payout (resets after each payout).
- Turbo accounts: minimum 5 trading days per payout (each ≥0.5% profit).
- Vanguard (Instant Funding): minimum 6 trading days per payout (each ≥0.5% profit).
- Horizon and Odyssey: first payout 14 days after the funded account starts, then every 14 days. At least 3% profit of the initial balance is required before each payout, including between payouts, together with the required valid trading days.
Weekend cryptocurrency trading is available on our platform, provided that positions are initiated after 8 PM EST on Friday
$25,000 per rolling 30-day period, combined across all the trader's funded accounts.
- 2-Step PRO v2: additionally capped at 6% of the initial balance or $15,000 per payout cycle, whichever is lower.
Payout cap progresses with each approved withdrawal on the same funded account:
- Payout #1: 1% of initial balance
- Payout #2: 2%
- Payout #3: 3%
- Payout #4: 4%
- Payout #5: 5%
- Payout #6: 6%
- Payout #7: account resets to initial balance with NO payout cap (unlimited from #8 onwards)
Cap only increases after a FULLY approved withdrawal. Partial or declined payouts do not progress the cap.
2%
- 1-Step FLASH: 10:1
- 1-Step NOVA: 100:1 evaluation, 30:1 funded
- 2-Step PRO v2: 100:1 evaluation, 50:1 funded
- Instant Funding, Instant Prime: 50:1
- 1-Step FLASH: 10:1 evaluation, 5:1 funded
- 1-Step NOVA: 20:1 evaluation, 5:1 funded
- 2-Step PRO v2: 20:1 evaluation, 5:1 funded
- Instant Funding, Instant Prime: 10:1
- 1-Step FLASH: 10:1 evaluation, 5:1 funded
- 1-Step NOVA: 20:1 evaluation, 5:1 funded
- 2-Step PRO v2: 20:1 evaluation, 5:1 funded
- Instant Funding, Instant Prime: 10:1
- 1-Step FLASH: 2:1 evaluation, 0.3:1 funded
- 1-Step NOVA: 4:1 evaluation, 1:1 funded
- Instant Funding, Instant Prime: 1:1
All accounts are swap‑free
- 1-Step NOVA: unlimited free resets during the evaluation. Funded accounts reset at a discounted fee.
- 1-Step FLASH, 2-Step PRO v2: paid resets available on both the challenge and the funded stage.
Allows traders who breach or want a fresh start to continue without purchasing a new account.
Resets are offered as an alternative to full suspension after a rule violation. The account continues trading, but every future payout on that account is permanently capped at 50% of the approved amount.
- No Stop Loss (+10% on 1-Step and 2-Step, +15% on Instant Funding and Instant Prime)
- 90% Profit Split (+20% on 1-Step FLASH and 2-Step PRO v2)
- 100% Profit Split (+20% on 1-Step NOVA and Instant Prime)
- Weekly payouts (+20% on 1-Step FLASH and 1-Step NOVA; available on 2-Step PRO v2)
- Instant Payouts (+20% on 2-Step and Instant Funding)
- Weekend Holding (15% on Instant Funding)
- News Trading + Weekend Holding (20% on Instant Prime)
- Bundle All Add-ons (+35% on 1-Step, 2-Step and Instant Funding)
Every quarter, you may request an account scaling if you meet the following conditions:
- You achieve a total profit of 25 percent.
- You generate at least an 8 percent gain in each individual month.
Once approved, Top One Trader will increase your capital by 25 percent of your original account balance, up to a maximum of 5 million dollars.
Scaling Plan for Thunderbolt, Astral and Vanguard accounts:
- Apply every 4 consecutive months via help@upcomers.com.
- +35% increase on simulated initial balance per cycle.
- Maximum allocation scalable up to $4,000,000.
Requirements per cycle: - ≥15% cumulative account growth across the 4 months.
- ≥2 withdrawals completed in the 4-month period.
- Final cycle must end in profit.
Separate "4M on request" individual contract available after 6+ consecutive profitable months.
- 1-Step FLASH: 7% trailing. Locks at the starting balance once you reach a 7% gain or after a payout.
- 1-Step NOVA: 6% trailing on evaluation, 5% on funded. Locks at the starting balance after a payout.
- 2-Step PRO v2: 9% static
- Instant Funding: 6% trailing. Locks at the starting balance after a payout.
- Instant Prime: 5% trailing. Locks at the starting balance after a payout.
Current CFD programs use three systems:
- Dynamic Risk Shield™: 6% on Ash and Thunderbolt, 7% on Vanguard, 5% on Oracle and 4% on Ember. It trails the equity high-water mark and locks at the initial balance where specified.
- Static maximum loss: 6% on Phoenix Classic, Ignite Classic and Ignite Turbo; 10% on Phoenix Legacy; 7% on Surge. The floor is fixed from the initial balance.
- Nonstop Dynamic Risk Shield™: 3% on Supernova and Hypernova; 2% on Ultranova. It trails continuously and never locks.
Percentages and behavior are shown per phase in the challenge catalogue. - Horizon and Odyssey: Dynamic Risk Shield™ follows the highest equity, only moves upward and stops at the initial balance, in evaluation and funded phases.
- 1-Step FLASH: 80% (90% with add-on)
- 1-Step NOVA: 90% (100% with add-on)
- 2-Step PRO v2: 85% (up to 100% with add-on)
- Instant Funding: Initial at 60%, increasing by 10% per payout, up to 90%
- Instant Prime: 1st payout 80%, 2nd 90%, 3rd onwards 100% (100% from the first payout with add-on)
Standard profit split: 90%. A trader can select 80% or 100% at checkout; changing the split also changes the Challenge price. The selected split remains linked to that account, and older accounts retain their original conditions.
Measured from the higher of balance or equity at 5PM EST.
- 1-Step FLASH: 4% (hard breach)
- 1-Step NOVA: none
- 2-Step PRO v2: 4% (hard breach)
- Instant Funding: 3% (hard breach)
- Instant Prime: 2.5% (hard breach)
Resets daily at 00:00 UTC and is calculated under the rules of each program. Current limits:
- Ash Classic/Turbo and Thunderbolt Classic/Turbo: 3%
- Phoenix Classic, Ignite Classic/Turbo and Surge: 4%
- Phoenix Legacy: 5%
- Vanguard and Oracle: 4%
- Supernova and Hypernova: 2%
- Ember and Ultranova: no daily drawdown
- Horizon and Odyssey: daily limits by phase are shown in the challenge catalogue; Odyssey has a stricter daily limit when funded.
Unlimited
Classic, Legacy and non-Turbo Limited Drop challenges have no time limit. Ash Turbo, Thunderbolt Turbo and Ignite Turbo have 30 calendar days and a maximum of 7 trading days. Timed Instant Funding sessions last 24 hours on Supernova, 4 hours on Hypernova and 1 hour on Ultranova.
No minimum trading days to pass the challenge in any Classic, Turbo or Limited Drop (Ignite/Surge) program. Turbo challenges require only 1 trading day with real activity. For those programs, minimums apply only at the payout stage: see 'minimumProfitableDays'.
Horizon requires 2 valid trading days in its evaluation. Odyssey requires 2 valid trading days in each evaluation phase. A valid day earns at least 0.5% of the initial balance.
Purchases, passed challenges and payouts earn XP in the Top One Loyalty Program. XP unlocks five levels:
- Level 1 — Beginner: free $5K Instant account, store voucher and Discord rank.
- Level 2 — Amateur: +2% profit share and a free $10K Instant account.
- Level 3 — Experienced: +3% profit share, a free $25K Instant account and 5 giveaway entries.
- Level 4 — Expert: +5% profit share, a free $50K Instant account and 10 giveaway entries.
- Level 5 — Master: +7% profit share, +50% scaling boost, a free $100K Instant account and 15 giveaway entries.
Each level also provides lower profit targets, larger loss buffers and higher monthly payout caps. The announcement does not specify the XP thresholds or the exact rule values for each level; those are shown in the trader rewards dashboard.
- 1-Step FLASH: 3 profitable trading days with 0.5% profit of initial balance
- 1-Step NOVA: none
- 2-Step PRO v2: 3 profitable trading days with 0.5% profit of initial balance
- Instant Funding, Instant Prime: none
Payout eligibility requirements (a valid day has at least 0.5% realized profit):
- Vanguard: 6 valid days
- Oracle, Ember, Phoenix Legacy, Ignite Classic, Surge, Ash Turbo, Thunderbolt Turbo and Ignite Turbo: 5 valid days
- Ash Classic, Thunderbolt Classic and Phoenix Classic: no valid-day minimum
- Supernova and Hypernova: at least 7 trades in the timed session
- Ultranova: at least 5 trades in the timed session
The counter resets after each successful payout.
Horizon and Odyssey funded accounts require 3 valid days up to $50,000, 4 above $50,000 up to $200,000, and 5 above $200,000 per payout. Each valid day earns at least 0.5% of the initial balance.
- 1-Step NOVA: allowed on both the evaluation and the funded account.
- 1-Step FLASH, 2-Step PRO v2: allowed during the evaluation only, using your own unique EA.
- Instant Funding, Instant Prime: not allowed.
Not explicitly prohibited, but strongly discouraged. Use of VPN/VPS during KYC/AML verification is prohibited and can result in the account not being funded or being closed. If suspicious activity is detected, VPN usage will be used against the trader in the review.
Hedging across multiple accounts is prohibited. Hedging within a single account is allowed under normal trading rules.
- Requirement: An active Stop Loss (SL) is mandatory for every trade from the moment of execution.
- Immediate Action: You must set your SL while opening the position; adding it later is not permitted.
- Soft Breach: Any trade opened without a valid SL will be closed automatically by our system.
There is a No Stop Loss add-on available for purchase, which allows you to bypass this requirement.
A minimum holding time of 5 minutes is mandatory for any trade closed in profit. This rule encompasses every closing scenario, such as manual exits, partial liquidations, and hitting pre-set Take Profit or Stop Loss levels in a profitable state.
Maximum of 3 positions on the same pair and direction
Multiple challenges and funded accounts combinable under a single user profile, as long as total funded capital does not exceed $1,500,000 across all Upcomers programs.
Maximum Lot Size per Pair: (Account Balance × Leverage) ÷ (Instrument Price × Contract Size) = Max Lot Size
Maximum Lot Size per Account (only funded accounts). 20% open lot size limit based on the account size, up to a maximum of 20 open lots:
- $5k account = Max 1 lot
- $10k account = Max 2 lots
- $25k account = Max 5 lots
- $50k account = Max 10 lots
- $100k account = Max 20 lots
- $200k account = Max 20 lots
Maximum loss per trade in the funded phase (all positions on the same instrument and direction count as one trade):
- Ash Classic, Thunderbolt Classic and Phoenix Classic: 3%
- Phoenix Legacy, Vanguard and Oracle: 2%
- Ash Turbo, Thunderbolt Turbo, Ignite Classic, Ignite Turbo, Surge and Ember: 1.5%
- Supernova and Hypernova: 1%
- Ultranova: 0.5%
Exceeding the applicable limit is a hard breach.
Only allowed on challenge phases
- 1-Step FLASH, 1-Step NOVA: allowed during the evaluation, not allowed on the funded account.
- 2-Step PRO v2: allowed during the evaluation, not allowed on the funded account.
- Instant Funding: not allowed.
- Instant Prime: allowed with add-on.
When not allowed, it is prohibited to execute or close any trade within the window of 5 minutes before and 5 minutes after a high-impact news event.
30 days
35 consecutive calendar days without a trade closes the account automatically. Warning email sent 7 days before expiration.
- 1-Step FLASH: no consistency rule. Funded accounts have a 3% maximum daily profit cap; once reached the account pauses until the next trading day and the excess is voided (not a breach).
- 1-Step NOVA: 20% ESS required to request a payout.
- 2-Step PRO v2: no consistency rule. Funded accounts cap profit at $3,000 per day.
- Instant Funding: consistency score must stay at 15% or below.
- Instant Prime: 20% ESS required to request a payout.
ESS = [ Largest Winning Day + Largest Losing Day |Absolute value| ] ÷ Total Profit × 100
Consistency is checked at payout and does not breach the account:
- 20% Best Day Rule: current Classic and Turbo challenges, Ignite, Surge, Vanguard, Oracle and Ember
- 30% Best Day Rule: Phoenix Legacy
- Best Trade Rule in timed Instant Funding: 15% on Supernova and Hypernova; 20% on Ultranova
The Best Day cycle resets after each successful payout. The timed Best Trade Rule is final when the session ends. - Horizon and Odyssey: no consistency or Best Day Rule in evaluation or funded accounts.
- 1-Step FLASH, 1-Step NOVA: Allowed
- 2-Step PRO v2: Allowed
- Instant Funding, Instant Prime: Allowed with add-on
- High-Frequency Trading (HFT) & Tick Scalping
- Latency Arbitrage & Data Manipulation
- External Copy Trading & Signal Grouping
- Cross-Account Hedging Patterns
- High-Impact News Trading Restrictions
- Grid Trading Strategies
- Martingale Risk Management
- Third-Party Account Management ("Pass Your Challenge")
- Unauthorized Expert Advisor (EA) Masking
- Gambling & Excessive Leverage (YOLO Trading)
- IP Address & Proxy Violations
- Account Churning & Evaluation Rolling
- Expert Advisors (EAs), bots, emulators or automated trading of any kind (even partial automation of entries, exits, SL/TP management or trade copying). Indicators used for analysis are allowed.
- Tick scalping (trades held under 2 minutes on Oracle/Supernova/Hypernova) and high-frequency trading (HFT).
- Martingale, grid trading, one-sided bets, reverse trading and group hedging.
- News straddling (bracket orders placed around economic releases).
- Signal services and copy trading from external sources.
- Team/group trading or executing identical trades across accounts to bypass the $1.5M cap.
- Sharing passwords, account access or identity (KYC).
- Exploiting platform bugs, delays or pricing errors.
- Opening multiple user profiles (One Person, One Account policy).
- Splitting trades intentionally to bypass the 20% Best Day Rule.


















