Forex firms comparator

Building A1, IFZA Business Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia

Jakub Zeliska

Lucas Antonio

United Arab Emirates

Saint Lucia

2023

2024

200% Challenge fee refund after the 3rd fully approved payout on Challenge accounts (Ash, Thunderbolt and Phoenix). The trader must request it through support. A partially approved payout or a payout with a strategy violation permanently disqualifies that account. It does not apply to Instant Funding accounts.

First Access order: the entry fee is credited in full as Atlas Balance, not cash back to a card. Otherwise, the challenge fee is returned as Atlas Balance on that account's third consecutive payout. Add-ons excluded. Access activation fee excluded.

• Bank Transfer (recommended): $19.90 + 2.49%.
• Cryptocurrency: $19.90 + 30% (higher due to limited UAE crypto liquidity).
• Returned payouts: $30 reprocessing fee (covers real bank/admin cost of reprocessing; not a penalty).

• Withdrawal review by Risk Team: 24-48h (account trading is frozen during review).
• Bank transfers: 2-5 business days after approval.
• Crypto: faster, depends on blockchain network.
• Other programs: minimum 1% profit required per payout (resets after each payout).
• Turbo accounts: minimum 5 trading days per payout (each ≥0.5% profit).
• Vanguard (Instant Funding): minimum 5 trading days per payout (each ≥0.5% profit).
• Horizon and Odyssey: first payout 14 days after the funded account starts, then every 14 days. At least 3% profit of the initial balance is required before each payout, including between payouts, together with the required valid trading days.

1-Step and 2-Step: first payout after 14 days, then every 14. 1-Step Daily and 2-Step Daily: on demand, Monday to Friday, once the cycle has 3 trading days. Access: first after 28 days, then every 14. Instant Funded and Instant Zero purchased from 17 October 2026: first after 14 days, then every 14; Weekly add-on: first after 7 days, then every 7. Earlier Instant accounts: first after 28 days, then every 14; Weekly: first after 14 days, then every 7. Weekly on Access: first after 14 days, then every 7. On-Demand (1-Step and 2-Step): first immediately, then every 14.

Payout cap progresses with each approved withdrawal on the same funded account:

• Payout #1: 1% of initial balance
• Payout #2: 2%
• Payout #3: 3%
• Payout #4: 4%
• Payout #5: 5%
• Payout #6: 6%
• Payout #7: account resets to initial balance with NO payout cap (unlimited from #8 onwards)
  Cap only increases after a FULLY approved withdrawal. Partial or declined payouts do not progress the cap.

Instant Zero: buffer of 3% of account size. The table limit applies to each of the first three payouts. 1-Step Daily and 2-Step Daily: buffer of 3%; each of the first three payouts is capped at 2% of the starting balance, before the split. Other plans: up to available profit.

First payout: 24 working hours; subsequent payouts: 48. Working hours: Monday-Friday, 09:00-17:00 BST. Late payment: $500 with that payout and $500 with the next. Giveaway and collaborator accounts excluded.

Profit required to request: $50 on 1-Step Daily and 2-Step Daily; $100 on other programs. No additional minimum on the chosen withdrawal amount.

Varies by symbol and platform; check the instrument specifications.

Varies by symbol and platform; check the instrument specifications.

Varies by symbol and platform; check the instrument specifications.

Varies by symbol and platform; check the instrument specifications.

All accounts are swap‑free

Resets are offered as an alternative to full suspension after a rule violation. The account continues trading, but every future payout on that account is permanently capped at 50% of the approved amount.

Fresh account in the same phase, retaining passed phases. Offer available for 7 days after a breach. Price depends on the plan and phase.

Weekly, On-Demand, No Daily Loss, no minimum days and 100% split, depending on plan. Individual add-ons: +20%; bundle: +45% (+50% on 1-Step Daily and 2-Step Daily).

Scaling Plan for Thunderbolt and Vanguard accounts:

• Apply every 4 consecutive months via help@upcomers.com.
• +35% increase on simulated initial balance per cycle.
• Maximum allocation scalable up to $4,000,000.
  Requirements per cycle:
• ≥15% cumulative account growth across the 4 months.
• ≥2 withdrawals completed in the 4-month period.
• Final cycle must end in profit.
  Separate "4M on request" individual contract available after 6+ consecutive profitable months.

Scaling for consistent performance without a new evaluation. Documentation allows exceeding the standard allocation but does not publish exact thresholds.

Current CFD programs use two systems:

• Dynamic Risk Shield™: 6% on Ash and Thunderbolt, 10% on Phoenix Legacy, 8% on Vanguard, 5% on Oracle and 4% on Ember. It trails the equity high-water mark and locks at the initial balance where specified.
• Static maximum loss: 6% on Phoenix Classic. The floor is fixed from the initial balance.
  Percentages and behavior are shown per phase in the challenge catalogue.
• Horizon and Odyssey: Dynamic Risk Shield™ follows the highest equity, only moves upward and stops at the initial balance, in evaluation and funded phases.

1-Step, 2-Step, 1-Step Daily and 2-Step Daily: static. Instant: trailing closed balance, updated at 00:00 UTC; does not lock at starting balance. Access: trailing equity, including floating profit. After withdrawal, recalculated from the new balance, except 1-Step Daily and 2-Step Daily, where the original floor remains.

Standard profit split: 90%. A trader can select 80% or 100% at checkout; changing the split also changes the Challenge price. The selected split remains linked to that account, and older accounts retain their original conditions.

100% with add-on. First Atlas Protector trigger: 50% for the account's remaining life. First On-Demand payout: 50% for that payout only.

Website offers a free $1,000 simulated trial, one per verified person; KYC required.

Resets daily at 00:00 UTC and is calculated under the rules of each program. Current limits:

• Ash Classic/Turbo and Thunderbolt Classic/Turbo: 3%
• Phoenix Classic: 4%
• Phoenix Legacy: 5%
• Vanguard and Oracle: 4%
• Ember: no daily drawdown
• Horizon: 3% and Odyssey: 4%, in evaluation and funded.

Resets at 00:00 UTC from equity. Standard plans subtract a fixed amount based on account size; Instant and Access subtract a percentage of equity at reset. Intraday profit does not raise the daily floor.

Classic and Legacy challenges have no time limit. Ash Turbo and Thunderbolt Turbo have 30 calendar days and a maximum of 7 trading days.

No evaluation deadline. Access: activate within 30 days after passing.

No minimum trading days to pass the challenge in any Classic or Turbo program. Turbo challenges require only 1 trading day with real activity. For those programs, minimums apply only at the payout stage: see 'minimumProfitableDays'.
Horizon requires 2 valid trading days in its evaluation. Odyssey requires 2 valid trading days in each evaluation phase. A valid day earns at least 0.5% of the initial balance.

Evaluation: 3 days per phase on 1-Step, 2-Step, 1-Step Daily and 2-Step Daily; no minimum on Access. Funded per cycle: 5 on 1/2-Step and Instant; 3 on 1-Step Daily, 2-Step Daily and Access.

Free monthly competition; simulated account prizes. Registration follows the official schedule.

Payout eligibility requirements (a valid day has at least 0.5% realized profit):

• Vanguard, Oracle, Ember, Phoenix Legacy, Ash Turbo and Thunderbolt Turbo: 5 valid days
• Ash Classic, Thunderbolt Classic and Phoenix Classic: no valid-day minimum
  The counter resets after each successful payout.
  Horizon funded accounts require per payout 3 valid days up to $50,000, 4 above $50,000 and below $200,000, and 5 from $200,000. Odyssey funded accounts require 3 below $100,000 and 4 from $100,000. Each valid day earns at least 0.5% of the initial balance.

Funded: 1/2-Step: each day must close at least +0.5%; Instant: +1%; Access: +0.5%. 1-Step Daily and 2-Step Daily: day with a closed trade, no minimum daily profit. Counter resets after each payout.

Multiple accounts allowed within the total allocation limit.

Atlas Balance for purchases, resets and add-ons; cannot be withdrawn as cash. VIP: 26 ranks across 8 tiers, from Bronze to Atlas Black. XP from purchases, payouts, funded trading, tasks and achievements. Rank-up rewards: Balance and Atlas Packs, unlocked after the first paid order. Rank-based cashback: 3%-10%; bonus for payouts taken as Atlas Balance: 10%-25%. Spending Balance or trading losses do not lower rank; reversed payouts remove their XP.

Atlas Packs: one random prize per pack, with published odds. Available through paid orders, rank-ups or Atlas Balance. Prizes include challenges, resets, add-ons, discounts, Balance, XP and packs.

Access: every account includes an Access Pack with a discount on that account's funded activation fee, up to full coverage. Pack reward and promo code cannot both reduce the funded fee.

Allowed, including third-party EAs, bots and trade or risk managers, as long as the trading rules are followed. HFT, tick scalping, latency arbitrage, emulators and running the same EA with the same settings as other traders are prohibited.

Not explicitly prohibited, but strongly discouraged. Use of VPN/VPS during KYC/AML verification is prohibited and can result in the account not being funded or being closed. If suspicious activity is detected, VPN usage will be used against the trader in the review.

Must not conceal location or identity. Give advance notice of locations inconsistent with registration.

Prohibited, also within the same account and across multiple accounts.

Allowed within one account. Prohibited across accounts, brokers or firms.

On funded accounts, profits from trades held under 3 minutes are deducted. Losses remain; the deduction does not close the account.

Multiple challenges and funded accounts combinable under a single user profile, as long as total funded capital does not exceed $1,500,000 across all Upcomers programs.

Maximum loss per trade in the funded phase (all positions on the same instrument and direction count as one trade):

• Ash Classic, Thunderbolt Classic and Phoenix Classic: 3%
• Phoenix Legacy, Odyssey, Vanguard and Oracle: 2%
• Ash Turbo, Thunderbolt Turbo, Horizon and Ember: 1.5%
  Exceeding the applicable limit is a hard breach.

Funded: a net floating loss of 2% of initial balance triggers Atlas Protector. First trigger: positions closed and split cut to 50%; second: account closed. Using 80% of margin closes positions and deducts their profits.

Only between accounts owned by the same person (Upcomers, other prop firms or brokers). Copying to or from other people's accounts and signal services are prohibited.

Only between your own Atlas accounts; copying other traders or external accounts is prohibited.

Unrestricted during evaluation. On funded accounts, profits from trades opened or closed within 5 minutes before or after high-impact news are deducted. Entries inside the window are closed automatically; holding through the entire window is allowed.

35 consecutive calendar days without a trade closes the account automatically. Warning email sent 7 days before expiration.

Open a trade at least every 30 days; failing closes the account. Instant Zero has no inactivity limit.

Consistency is checked at payout and does not breach the account:

• 20% Best Day Rule: current Classic, Legacy and Turbo challenges, Vanguard, Oracle and Ember
  The Best Day cycle resets after each successful payout.
• Horizon and Odyssey: no consistency or Best Day Rule in evaluation or funded accounts.

Instant Funded: best day at most 20% of cycle profit. Access funded: 40%. No consistency on Instant Zero, 1-Step, 2-Step, 1-Step Daily or 2-Step Daily.

• Emulators, and running the same EA with the same settings as other traders to produce identical trades.
• Tick scalping (trades held under 2 minutes on Oracle) and high-frequency trading (HFT).
• Martingale, grid trading, one-sided bets, reverse trading and hedging (also within the same account).
• News straddling (bracket orders placed around economic releases).
• Signal services and copying trades from other people's accounts.
• Team/group trading or executing identical trades across accounts to bypass the $1.5M cap.
• Sharing passwords, account access or identity (KYC).
• Exploiting platform bugs, delays or pricing errors.
• Opening multiple user profiles (One Person, One Account policy).
• Splitting trades intentionally to bypass the 20% Best Day Rule.

Latency or tick arbitrage, exploiting prices or bugs, order flooding, hedging across accounts or firms, account sharing and passing services. Multiple locations must not hide who trades. Gambling, martingale and manipulating evaluations are prohibited.