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Building A1, IFZA Business Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

Office 8.05 One Canada Square, London, England, E14 5AA, United Kingdom

Jakub Zeliska

Karim Yousfi

United Arab Emirates

United Kingdom

2023

2012

200% Challenge fee refund after the 3rd fully approved payout on Challenge accounts (Ash, Thunderbolt and Phoenix). The trader must request it through support. A partially approved payout or a payout with a strategy violation permanently disqualifies that account. It does not apply to Instant Funding accounts.

Ability Challenge only: fee refunded with the first payout. Ability One (accounts from 2 November 2026) and FTP Instant Funding: not refundable.

• Bank Transfer (recommended): $19.90 + 2.49%.
• Cryptocurrency: $19.90 + 30% (higher due to limited UAE crypto liquidity).
• Returned payouts: $30 reprocessing fee (covers real bank/admin cost of reprocessing; not a penalty).

• Withdrawal review by Risk Team: 24-48h (account trading is frozen during review).
• Bank transfers: 2-5 business days after approval.
• Crypto: faster, depends on blockchain network.
• Other programs: minimum 1% profit required per payout (resets after each payout).
• Turbo accounts: minimum 5 trading days per payout (each ≥0.5% profit).
• Vanguard (Instant Funding): minimum 5 trading days per payout (each ≥0.5% profit).
• Horizon and Odyssey: first payout 14 days after the funded account starts, then every 14 days. At least 3% profit of the initial balance is required before each payout, including between payouts, together with the required valid trading days.

• Ability Challenge: first payout after 30 days, then every 14 days
• Ability One: every 14 days
• FTP Instant Funding: first payout 14 days after the first trade, then every 14 days

Payout cap progresses with each approved withdrawal on the same funded account:

• Payout #1: 1% of initial balance
• Payout #2: 2%
• Payout #3: 3%
• Payout #4: 4%
• Payout #5: 5%
• Payout #6: 6%
• Payout #7: account resets to initial balance with NO payout cap (unlimited from #8 onwards)
  Cap only increases after a FULLY approved withdrawal. Partial or declined payouts do not progress the cap.

• Ability Challenge: 100:1
• Funded Trader Program: 30:1

• Ability Challenge: 100:1
• Funded Trader Program: 30:1

• Ability Challenge: 25:1
• Funded Trader Program: 60:1

• Ability Challenge: 100:1
• Funded Trader Program: 30:1

• Ability Challenge: 2:1
• Funded Trader Program: 2:1

All accounts are swap‑free

Resets are offered as an alternative to full suspension after a rule violation. The account continues trading, but every future payout on that account is permanently capped at 50% of the approved amount.

Scaling Plan for Thunderbolt and Vanguard accounts:

• Apply every 4 consecutive months via help@upcomers.com.
• +35% increase on simulated initial balance per cycle.
• Maximum allocation scalable up to $4,000,000.
  Requirements per cycle:
• ≥15% cumulative account growth across the 4 months.
• ≥2 withdrawals completed in the 4-month period.
• Final cycle must end in profit.
  Separate "4M on request" individual contract available after 6+ consecutive profitable months.

• Eligibility: Traders must demonstrate a monthly profitability of at least 2.5% for the 3 consecutive months.
• Scaling Increase: The account balance is doubled (100% increase) during each scaling event up to $2,000,000.
• Review Cycle: The account is reviewed every 3 months. Traders must make at least one withdrawal within this period.
• FTP Instant Funding: no scaling plan for accounts bought from 2 November 2026.

Current CFD programs use two systems:

• Dynamic Risk Shield™: 6% on Ash and Thunderbolt, 10% on Phoenix Legacy, 8% on Vanguard, 5% on Oracle and 4% on Ember. It trails the equity high-water mark and locks at the initial balance where specified.
• Static maximum loss: 6% on Phoenix Classic. The floor is fixed from the initial balance.
  Percentages and behavior are shown per phase in the challenge catalogue.
• Horizon and Odyssey: Dynamic Risk Shield™ follows the highest equity, only moves upward and stops at the initial balance, in evaluation and funded phases.

Balance based

Standard profit split: 90%. A trader can select 80% or 100% at checkout; changing the split also changes the Challenge price. The selected split remains linked to that account, and older accounts retain their original conditions.

Ability Challenge

• The profit share for the first payout is 75%
• If you withdraw over 10% profit in 30 days, the profit share will increase to 85%
• Once you've doubled your account twice and consistently achieved over 10% profit, you'll qualify for up to 90% profit sharing

Ability One

• Up to 90%

FTP Instant Funding

• 1st payout: 75%
• 2nd payout: 80%
• 3rd payout onward: 85%

Resets daily at 00:00 UTC and is calculated under the rules of each program. Current limits:

• Ash Classic/Turbo and Thunderbolt Classic/Turbo: 3%
• Phoenix Classic: 4%
• Phoenix Legacy: 5%
• Vanguard and Oracle: 4%
• Ember: no daily drawdown
• Horizon: 3% and Odyssey: 4%, in evaluation and funded.

Based in highest value between balance and equity

Classic and Legacy challenges have no time limit. Ash Turbo and Thunderbolt Turbo have 30 calendar days and a maximum of 7 trading days.

No limit

No minimum trading days to pass the challenge in any Classic or Turbo program. Turbo challenges require only 1 trading day with real activity. For those programs, minimums apply only at the payout stage: see 'minimumProfitableDays'.
Horizon requires 2 valid trading days in its evaluation. Odyssey requires 2 valid trading days in each evaluation phase. A valid day earns at least 0.5% of the initial balance.

• Ability Challenge: 4 days per phase; at least one position must be opened on each of those days
• Ability One and FTP Instant Funding: no minimum (accounts bought from 2 November 2026)

• 1st Place: 3K + $240K Ability Challenge
• 2nd Place: 1.5K + $120K Ability Challenge
• 3rd Place: 500 + $120K Ability Challenge
• 4th Place: 300 + $60K Ability Challenge
• 5th Place: 150 + $60K Ability Challenge
• 6th – 10th Place: $30K Ability Challenge
• 11th – 25th Place: One-time 30% discount on any Ability Challenge
• 26th – 50th Place: One-time 15% discount on any Ability Challenge

Payout eligibility requirements (a valid day has at least 0.5% realized profit):

• Vanguard, Oracle, Ember, Phoenix Legacy, Ash Turbo and Thunderbolt Turbo: 5 valid days
• Ash Classic, Thunderbolt Classic and Phoenix Classic: no valid-day minimum
  The counter resets after each successful payout.
  Horizon funded accounts require per payout 3 valid days up to $50,000, 4 above $50,000 and below $200,000, and 5 from $200,000. Odyssey funded accounts require 3 below $100,000 and 4 from $100,000. Each valid day earns at least 0.5% of the initial balance.

Allowed, including third-party EAs, bots and trade or risk managers, as long as the trading rules are followed. HFT, tick scalping, latency arbitrage, emulators and running the same EA with the same settings as other traders are prohibited.

Only self-developed EAs are permitted. The use of commercial, publicly available, or third-party-created automated trading tools is strictly prohibited.

Not explicitly prohibited, but strongly discouraged. Use of VPN/VPS during KYC/AML verification is prohibited and can result in the account not being funded or being closed. If suspicious activity is detected, VPN usage will be used against the trader in the review.

Prohibited, also within the same account and across multiple accounts.

Multiple challenges and funded accounts combinable under a single user profile, as long as total funded capital does not exceed $1,500,000 across all Upcomers programs.

Maximum loss per trade in the funded phase (all positions on the same instrument and direction count as one trade):

• Ash Classic, Thunderbolt Classic and Phoenix Classic: 3%
• Phoenix Legacy, Odyssey, Vanguard and Oracle: 2%
• Ash Turbo, Thunderbolt Turbo, Horizon and Ember: 1.5%
  Exceeding the applicable limit is a hard breach.

Maximum limit of 10 lots per open position. You may open multiple positions, but each individual position cannot exceed 10 lots.

Only between accounts owned by the same person (Upcomers, other prop firms or brokers). Copying to or from other people's accounts and signal services are prohibited.

Internal copying between your own AudaCity accounts is allowed. Copying from third-party accounts (other traders, other firms, signal providers) is not permitted.

Do not open new trades or increase existing ones within 3 minutes before or after high-impact economic releases or official speeches, as this behavior may be considered excessive risk-taking.

Only high-impact FOMC events fall under this restriction; low- and medium-impact FOMC events are exempt. Other major/high-impact news restrictions remain unchanged. This update applies to existing and new accounts across Ability Challenge, Ability One and FTP Instant Funding.

35 consecutive calendar days without a trade closes the account automatically. Warning email sent 7 days before expiration.

6 months

Consistency is checked at payout and does not breach the account:

• 20% Best Day Rule: current Classic, Legacy and Turbo challenges, Vanguard, Oracle and Ember
  The Best Day cycle resets after each successful payout.
• Horizon and Odyssey: no consistency or Best Day Rule in evaluation or funded accounts.

• Ability Challenge: no consistency rule.
• Ability One: 50%, only at the live (funded) stage.
• FTP Instant Funding: 35% for payout eligibility. Score = best trading day profit ÷ total net profit × 100. Above 35%, keep trading until the score is 35% or below.

Ability One and FTP rules apply to accounts bought from 2 November 2026.

• Emulators, and running the same EA with the same settings as other traders to produce identical trades.
• Tick scalping (trades held under 2 minutes on Oracle) and high-frequency trading (HFT).
• Martingale, grid trading, one-sided bets, reverse trading and hedging (also within the same account).
• News straddling (bracket orders placed around economic releases).
• Signal services and copying trades from other people's accounts.
• Team/group trading or executing identical trades across accounts to bypass the $1.5M cap.
• Sharing passwords, account access or identity (KYC).
• Exploiting platform bugs, delays or pricing errors.
• Opening multiple user profiles (One Person, One Account policy).
• Splitting trades intentionally to bypass the 20% Best Day Rule.

• High-Frequency Trading (HFT)
• Hedging or Group Hedging Across Multiple Accounts
• Martingale Trading
• Dollar Cost Averaging