Forex firms comparator
Pick two prop firms and see them side by side: rules, plans, platforms, leverage, commissions and payouts, next to each one's discount.
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56 differences
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Building A1, IFZA Business Park, Dubai Silicon Oasis, Dubai, United Arab Emirates
5900 Balcones Drive, Suite 100, Austin, TX 78731, United States
Jakub Zeliska
Anton Calmes
United Arab Emirates
United States
2023
2021
200% Challenge fee refund after the 3rd fully approved payout on Challenge accounts (Ash, Thunderbolt and Phoenix). The trader must request it through support. A partially approved payout or a payout with a strategy violation permanently disqualifies that account. It does not apply to Instant Funding accounts.
- Bank Transfer (recommended): $19.90 + 2.49%.
- Cryptocurrency: $19.90 + 30% (higher due to limited UAE crypto liquidity).
- Returned payouts: $30 reprocessing fee (covers real bank/admin cost of reprocessing; not a penalty).
1293766PasswordUpcomers1.ServerUpcomers-Server- Withdrawal review by Risk Team: 24-48h (account trading is frozen during review).
- Bank transfers: 2-5 business days after approval.
- Crypto: faster, depends on blockchain network.
- Other programs: minimum 1% profit required per payout (resets after each payout).
- Turbo accounts: minimum 5 trading days per payout (each ≥0.5% profit).
- Vanguard (Instant Funding): minimum 5 trading days per payout (each ≥0.5% profit).
- Horizon and Odyssey: first payout 14 days after the funded account starts, then every 14 days. At least 3% profit of the initial balance is required before each payout, including between payouts, together with the required valid trading days.
- First payout on demand
- Next payouts, every 30 days
Payout cap progresses with each approved withdrawal on the same funded account:
- Payout #1: 1% of initial balance
- Payout #2: 2%
- Payout #3: 3%
- Payout #4: 4%
- Payout #5: 5%
- Payout #6: 6%
- Payout #7: account resets to initial balance with NO payout cap (unlimited from #8 onwards)
Cap only increases after a FULLY approved withdrawal. Partial or declined payouts do not progress the cap.
All accounts are swap‑free
Resets are offered as an alternative to full suspension after a rule violation. The account continues trading, but every future payout on that account is permanently capped at 50% of the approved amount.
- Hold over the weekend (+10%)
- 90% Profit Split (+20%)
Scaling Plan for Thunderbolt and Vanguard accounts:
- Apply every 4 consecutive months via help@upcomers.com.
- +35% increase on simulated initial balance per cycle.
- Maximum allocation scalable up to $4,000,000.
Requirements per cycle: - ≥15% cumulative account growth across the 4 months.
- ≥2 withdrawals completed in the 4-month period.
- Final cycle must end in profit.
Separate "4M on request" individual contract available after 6+ consecutive profitable months.
Double the size of your account every time you meet the requirements, up to $2,000,000:
- Make at least one withdrawal (tracking starts then).
- Within any 6-month window, 3 months must show over 2% profit.
- Total profit (current profit + payouts) must reach 10% of the starting balance.
Current CFD programs use two systems:
- Dynamic Risk Shield™: 6% on Ash and Thunderbolt, 10% on Phoenix Legacy, 8% on Vanguard, 5% on Oracle and 4% on Ember. It trails the equity high-water mark and locks at the initial balance where specified.
- Static maximum loss: 6% on Phoenix Classic. The floor is fixed from the initial balance.
Percentages and behavior are shown per phase in the challenge catalogue. - Horizon and Odyssey: Dynamic Risk Shield™ follows the highest equity, only moves upward and stops at the initial balance, in evaluation and funded phases.
Static
Standard profit split: 90%. A trader can select 80% or 100% at checkout; changing the split also changes the Challenge price. The selected split remains linked to that account, and older accounts retain their original conditions.
75% (90% with add-on)
Resets daily at 00:00 UTC and is calculated under the rules of each program. Current limits:
- Ash Classic/Turbo and Thunderbolt Classic/Turbo: 3%
- Phoenix Classic: 4%
- Phoenix Legacy: 5%
- Vanguard and Oracle: 4%
- Ember: no daily drawdown
- Horizon: 3% and Odyssey: 4%, in evaluation and funded.
Balance-based
Classic and Legacy challenges have no time limit. Ash Turbo and Thunderbolt Turbo have 30 calendar days and a maximum of 7 trading days.
No minimum trading days to pass the challenge in any Classic or Turbo program. Turbo challenges require only 1 trading day with real activity. For those programs, minimums apply only at the payout stage: see 'minimumProfitableDays'.
Horizon requires 2 valid trading days in its evaluation. Odyssey requires 2 valid trading days in each evaluation phase. A valid day earns at least 0.5% of the initial balance.
Payout eligibility requirements (a valid day has at least 0.5% realized profit):
- Vanguard, Oracle, Ember, Phoenix Legacy, Ash Turbo and Thunderbolt Turbo: 5 valid days
- Ash Classic, Thunderbolt Classic and Phoenix Classic: no valid-day minimum
The counter resets after each successful payout.
Horizon funded accounts require per payout 3 valid days up to $50,000, 4 above $50,000 and below $200,000, and 5 from $200,000. Odyssey funded accounts require 3 below $100,000 and 4 from $100,000. Each valid day earns at least 0.5% of the initial balance.
Allowed, including third-party EAs, bots and trade or risk managers, as long as the trading rules are followed. HFT, tick scalping, latency arbitrage, emulators and running the same EA with the same settings as other traders are prohibited.
Not explicitly prohibited, but strongly discouraged. Use of VPN/VPS during KYC/AML verification is prohibited and can result in the account not being funded or being closed. If suspicious activity is detected, VPN usage will be used against the trader in the review.
Prohibited, also within the same account and across multiple accounts.
Multiple challenges and funded accounts combinable under a single user profile, as long as total funded capital does not exceed $1,500,000 across all Upcomers programs.
Maximum loss per trade in the funded phase (all positions on the same instrument and direction count as one trade):
- Ash Classic, Thunderbolt Classic and Phoenix Classic: 3%
- Phoenix Legacy, Odyssey, Vanguard and Oracle: 2%
- Ash Turbo, Thunderbolt Turbo, Horizon and Ember: 1.5%
Exceeding the applicable limit is a hard breach.
Only between accounts owned by the same person (Upcomers, other prop firms or brokers). Copying to or from other people's accounts and signal services are prohibited.
Traders are restricted from opening new positions within a 6-minute window – 3 minutes before and 3 minutes after high impact news
35 consecutive calendar days without a trade closes the account automatically. Warning email sent 7 days before expiration.
30 days
Consistency is checked at payout and does not breach the account:
- 20% Best Day Rule: current Classic, Legacy and Turbo challenges, Vanguard, Oracle and Ember
The Best Day cycle resets after each successful payout. - Horizon and Odyssey: no consistency or Best Day Rule in evaluation or funded accounts.
Only with add-on (+10% price)
- Emulators, and running the same EA with the same settings as other traders to produce identical trades.
- Tick scalping (trades held under 2 minutes on Oracle) and high-frequency trading (HFT).
- Martingale, grid trading, one-sided bets, reverse trading and hedging (also within the same account).
- News straddling (bracket orders placed around economic releases).
- Signal services and copying trades from other people's accounts.
- Team/group trading or executing identical trades across accounts to bypass the $1.5M cap.
- Sharing passwords, account access or identity (KYC).
- Exploiting platform bugs, delays or pricing errors.
- Opening multiple user profiles (One Person, One Account policy).
- Splitting trades intentionally to bypass the 20% Best Day Rule.
- Exploiting broker pricing or platform errors.
- Using insider or non-public information.
- Front-running trades from other sources.
- Trading in ways that harm the company's broker relationship.
- Causing regulatory issues for the broker.
- Using third-party or marketed challenge-passing strategies.
- Passing an assessment with one strategy and using another in a funded account.
- Using Martingale or averaging-down strategies.
- Arbitraging an evaluation account with another account.
- Taking repeated excessive "all-in" risks across one or multiple accounts.


















