Forex firms comparator
Pick two prop firms and see them side by side: rules, plans, platforms, leverage, commissions and payouts, next to each one's discount.
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59 differences
Sharjah, United Arab Emirates
Building A1, IFZA Business Park, Dubai Silicon Oasis, Dubai, United Arab Emirates
Jakub Zeliska
Saint Lucia
United Arab Emirates
2026
2023
Prime 1 Step and Prime 2 Step only: the fee is refunded in full once the account has been funded for 30 days and is in profit. Edge and Instant have no refund.
200% Challenge fee refund after the 3rd fully approved payout on Challenge accounts (Ash, Thunderbolt and Phoenix). The trader must request it through support. A partially approved payout or a payout with a strategy violation permanently disqualifies that account. It does not apply to Instant Funding accounts.
No fixed fee published. Any processing or network fee is shown before you confirm; bank and network charges are paid by the trader.
- Bank Transfer (recommended): $19.90 + 2.49%.
- Cryptocurrency: $19.90 + 30% (higher due to limited UAE crypto liquidity).
- Returned payouts: $30 reprocessing fee (covers real bank/admin cost of reprocessing; not a penalty).
1293766PasswordUpcomers1.ServerUpcomers-ServerFirst payout on demand once funded (on Instant, after the first trade). Then every 7 days; every 14 on Instant Go.
- Withdrawal review by Risk Team: 24-48h (account trading is frozen during review).
- Bank transfers: 2-5 business days after approval.
- Crypto: faster, depends on blockchain network.
- Other programs: minimum 1% profit required per payout (resets after each payout).
- Turbo accounts: minimum 5 trading days per payout (each ≥0.5% profit).
- Vanguard (Instant Funding): minimum 5 trading days per payout (each ≥0.5% profit).
- Horizon and Odyssey: first payout 14 days after the funded account starts, then every 14 days. At least 3% profit of the initial balance is required before each payout, including between payouts, together with the required valid trading days.
No guaranteed time: the payout policy neither promises nor estimates one. Every request gets an automatic receipt and every payout a verifiable certificate.
Only with the Weekend Holding add-on. Without it, crypto positions are also closed at 4:45 PM New York time on Friday.
At most $2,000 per account in any 7 days; the rest stays on the account for the next request.
Payout cap progresses with each approved withdrawal on the same funded account:
- Payout #1: 1% of initial balance
- Payout #2: 2%
- Payout #3: 3%
- Payout #4: 4%
- Payout #5: 5%
- Payout #6: 6%
- Payout #7: account resets to initial balance with NO payout cap (unlimited from #8 onwards)
Cap only increases after a FULLY approved withdrawal. Partial or declined payouts do not progress the cap.
Edge 1 Step and Prime 1 Step: 1% of the starting balance, at most $100. Edge 2 Step and Prime 2 Step: no minimum. Instant: 1% of the starting balance. Crypto payouts: at least $100.
Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.
Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.
Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.
Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.
Edge 1 Step, Edge 2 Step and Prime 2 Step: 1:100. Prime 1 Step: 1:50. Instant Pro: 1:33. Instant Go: 1:25.
Edge and Instant: $5 per lot round turn. Prime: $4.
Edge and Instant: $6 per lot round turn. Prime: $5.
Edge and Instant: 0.06% of the trade value, round turn. Prime: 0.045%.
Paid add-on with a fixed price per size, from $9 (2.5K) to $146 (200K). Reviewed if profit comes mainly from positions held through the rollover.
All accounts are swap‑free
Voluntary evaluation reset with no open positions: a new account at 20% off the current price. After a breach, a paid restart for 7 days. Funded accounts can buy a reset while under 10% of the max loss has been used.
Resets are offered as an alternative to full suspension after a rule violation. The account continues trading, but every future payout on that account is permanently capped at 50% of the approved amount.
Weekend Holding (20% of the fee) and Swap-Free (fixed price per size). Bought with the account and non-refundable.
Automatic 90-day cycles: +30% size (up to 680K; 340K on Instant) and +5 split points. They require 50 trades, 12% net (1 Step), 10% (2 Step) or 15% (Instant), 2 of 3 profitable months (all 3 on Instant and Prime), no trade above 7.5% of profit (5% on Instant and Prime) and no warning.
Scaling Plan for Thunderbolt and Vanguard accounts:
- Apply every 4 consecutive months via help@upcomers.com.
- +35% increase on simulated initial balance per cycle.
- Maximum allocation scalable up to $4,000,000.
Requirements per cycle: - ≥15% cumulative account growth across the 4 months.
- ≥2 withdrawals completed in the 4-month period.
- Final cycle must end in profit.
Separate "4M on request" individual contract available after 6+ consecutive profitable months.
Static on every plan: the floor stays fixed below the starting balance and is measured on equity, floating loss included. Touching it ends the account.
Current CFD programs use two systems:
- Dynamic Risk Shield™: 6% on Ash and Thunderbolt, 10% on Phoenix Legacy, 8% on Vanguard, 5% on Oracle and 4% on Ember. It trails the equity high-water mark and locks at the initial balance where specified.
- Static maximum loss: 6% on Phoenix Classic. The floor is fixed from the initial balance.
Percentages and behavior are shown per phase in the challenge catalogue. - Horizon and Odyssey: Dynamic Risk Shield™ follows the highest equity, only moves upward and stops at the initial balance, in evaluation and funded phases.
Edge rises 5 points per scaling cycle up to 95%; Instant Pro up to 90%; Instant Go up to 85%. Prime moves to 100% after 30 days funded and does not rise with scaling. Each strike pays the next payout at 10%.
80% base profit split. At checkout, 90% is the default option and 100% is also available; both raise the Challenge price. Horizon and Odyssey have a fixed 80% split. The selected split remains linked to that account, and older accounts retain their original conditions.
One free Edge 1 Step 100K for 14 days under the paid rules, after KYC approval. It never funds or pays out; passing it gives a 20% code valid for 30 days.
Measured from the previous day's closing balance (5 PM New York), floating loss included. Touching it ends the account.
Resets daily at 00:00 UTC and is calculated under the rules of each program. Current limits:
- Ash Classic/Turbo and Thunderbolt Classic/Turbo: 3%
- Phoenix Classic: 4%
- Phoenix Legacy: 5%
- Vanguard and Oracle: 4%
- Ember: no daily drawdown
- Horizon: 3% and Odyssey: 4%, in evaluation and funded.
$1.5M per person across all CFD and futures accounts.
One user per person, with as many accounts as the $1.5M limit allows. Up to 5 accounts per order, with a 10% to 25% bundle discount.
No time limit in the evaluation or once funded.
Classic and Legacy challenges have no time limit. Ash Turbo and Thunderbolt Turbo have 30 calendar days and a maximum of 7 trading days.
No minimum trading days to pass the challenge in any Classic or Turbo program. Turbo challenges require only 1 trading day with real activity. For those programs, minimums apply only at the payout stage: see 'minimumProfitableDays'.
Horizon requires 2 valid trading days in its evaluation. Odyssey requires 2 valid trading days in each evaluation phase. A valid day earns at least 0.5% of the initial balance.
Profitable day: a close at +0.5% of the account size. To pass, 3 on 1 Step and 2 per phase on 2 Step. Before each payout: 3 (1 Step), 2 (2 Step), 5 (Instant Go) and none on Instant Pro.
Payout eligibility requirements (a valid day has at least 0.5% realized profit):
- Vanguard, Oracle, Ember, Phoenix Legacy, Ash Turbo and Thunderbolt Turbo: 5 valid days
- Ash Classic, Thunderbolt Classic and Phoenix Classic: no valid-day minimum
The counter resets after each successful payout.
Horizon funded accounts require per payout 3 valid days up to $50,000, 4 above $50,000 and below $200,000, and 5 from $200,000. Odyssey funded accounts require 3 below $100,000 and 4 from $100,000. Each valid day earns at least 0.5% of the initial balance.
Only EAs the trader developed and controls, and can explain and show running. Bought, rented or subscription bots are prohibited.
Allowed, including third-party EAs, bots and trade or risk managers, as long as the trading rules are followed. HFT, tick scalping, latency arbitrage, emulators and running the same EA with the same settings as other traders are prohibited.
Hiding your location with a VPN, proxy or remote desktop is prohibited and triggers a new identity check. Your own EA on a VPS is allowed if disclosed.
Not explicitly prohibited, but strongly discouraged. Use of VPN/VPS during KYC/AML verification is prohibited and can result in the account not being funded or being closed. If suspicious activity is detected, VPN usage will be used against the trader in the review.
Within one account, yes. Prohibited across accounts, yours or others', and against other firms or brokers.
Prohibited, also within the same account and across multiple accounts.
Yes. Once funded, trades under 120 seconds may make at most 20% of profit from the tenth closed trade; above that, payouts pause until it is back under. Not measured in the evaluation.
Multiple challenges and funded accounts combinable under a single user profile, as long as total funded capital does not exceed $1,500,000 across all Upcomers programs.
Grid and martingale strategies that add exposure into losses are prohibited.
Max. Exposure: open notional may not exceed 5,000% of the balance at 2.5K down to 1,000% at 200K. Once funded, no trade may float more than 2% of the starting balance in loss (1.5% on Instant). Each gives a warning that, if the account is in profit, resets it to the starting balance; the second ends the account. Instant: max 1.5% floating loss per symbol.
Maximum loss per trade in the funded phase (all positions on the same instrument and direction count as one trade):
- Ash Classic, Thunderbolt Classic and Phoenix Classic: 3%
- Phoenix Legacy, Odyssey, Vanguard and Oracle: 2%
- Ash Turbo, Thunderbolt Turbo, Horizon and Ember: 1.5%
Exceeding the applicable limit is a hard breach.
Only to copy your own trading: between your own CFD accounts or from your own master account at another broker or firm. Signals and third-party accounts are prohibited.
Only between accounts owned by the same person (Upcomers, other prop firms or brokers). Copying to or from other people's accounts and signal services are prohibited.
Allowed at every stage. Straddling is prohibited: opposite or offsetting positions on the same or correlated instruments within 15 minutes of a red or amber release; the risk desk reviews it.
30 days without a closed trade ends the account.
35 consecutive calendar days without a trade closes the account automatically. Warning email sent 7 days before expiration.
No best-day rule. A single trade may not exceed 60% of profit; if it does, payouts pause until it is back under. On funded Prime, every 7 days the trade count and volume per instrument must stay within ±25% of the average, or the account moves to a standard funded account.
Consistency is checked at payout and does not breach the account:
- 20% Best Day Rule: current Classic, Legacy and Turbo challenges, Vanguard, Oracle and Ember
The Best Day cycle resets after each successful payout. - Horizon and Odyssey: no consistency or Best Day Rule in evaluation or funded accounts.
Only with the add-on. Without it, positions are closed at 4:45 PM New York time on Friday: the first time is a warning, the second ends the account.
Latency or price-error arbitrage, hedging across accounts or firms, coordinated trading, third-party management, bought bots, gap exploitation, grid and martingale, doubling size after a loss the same day, swap-free abuse and churning accounts. At most 20% of profit may come from the 21:00 to 22:59 UTC window.
- Emulators, and running the same EA with the same settings as other traders to produce identical trades.
- Tick scalping (trades held under 2 minutes on Oracle) and high-frequency trading (HFT).
- Martingale, grid trading, one-sided bets, reverse trading and hedging (also within the same account).
- News straddling (bracket orders placed around economic releases).
- Signal services and copying trades from other people's accounts.
- Team/group trading or executing identical trades across accounts to bypass the $1.5M cap.
- Sharing passwords, account access or identity (KYC).
- Exploiting platform bugs, delays or pricing errors.
- Opening multiple user profiles (One Person, One Account policy).
- Splitting trades intentionally to bypass the 20% Best Day Rule.



















