Forex firms comparator

Dubai, United Arab Emirates, at Building A1, Dubai Digital Park, Dubai Silicon Oasis

Singapore

Iñaki Martinez, Albert Suriol

James Glyde

United Arab Emirates

Singapore

Refund of the initial payment of the evaluation account will be made with the second payment

Not the classic free refund. It is the paid "Challenge Fee Refund" add-on (+10% of price).

• On passing the challenge, the fee is credited as profit balance on the funded account
• Not a refund to the card
• Available across all modes

Rise

• Payouts under $500: $25
• Payouts of $500 or more: free

USDT / USDC

• $2.50 per payout

Skrill

• Subject to Skrill exchange rates

50%

One Step: First payout after 30 days and 10 days for every payout after that
Two Step and Instant: First payout after 15 days and 5 days for every payout after that

One Step Light

• Weekly payouts by default

Instant accounts

• Payouts every 7 calendar days

First Payout on Demand (add-on +10%)

• Request the first payout as soon as all eligibility requirements are met
• The selected payout interval applies after the first payout

Frequency (default and with add-on)

• Monthly: every 30 days (standard)
• Bi-weekly: every 14 days (add-on from +15%)
• Weekly: every 7 days (add-on from +30%)
• On Demand: no waiting interval between eligible payouts (add-on +50%)

Personal limit

• Only one payout every 7 days per trader, even across multiple accounts, except where an applicable on-demand benefit overrides the interval

• Manual review within 2 business days
• Sent within 2 business days after approval
• Total: paid within 7 days of request

One Step Light

• First payout cap: 3% of balance
• The cap increases by 1 percentage point after each payout, up to 6%

Other challenge-funded accounts

• First payout cap: 6% of balance
• The cap increases by 2 percentage points after each payout

Instant accounts

• First payout: 3%
• Second payout: 4%
• Third payout: 5%
• Fourth payout onwards: 6%

Hard cap

• $5,000 per payout (always, even if the percentage allows more)

• 1%
• Crypto: $100
• Rise: $500

Minimum by mode (% of balance)

• One Step Light: 1%
• Instant: 1%
• Consistency: 1%
• Endurance: 2%
• Classic: 3%

Minimum by method

• Rise / Skrill / USDT: $50

One Step, Instant: 30:1
Two Step: 50:1

Standard

• Up to $5M exposure: 1:30
• $5M to $10M: 1:15
• Over $10M: 1:10

With Extra Leverage add-on

• Up to $5M exposure: 1:50
• $5M to $10M: 1:20
• Over $10M: 1:10

• Up to $250K exposure: 1:20
• $250K to $500K: 1:10
• Over $500K: 1:5

• Up to $100K exposure: 1:20 (1:25 with add-on)
• Over $100K: 1:5

One Step, Instant: 10:1
Two Step: 20:1

• Up to $500K exposure: 1:20 (1:25 with add-on)
• $500K to $1M: 1:10
• Over $1M: 1:5

One Step, Instant: 1:1
Two Step: 2:1

• Up to $100K exposure: 1:2 (1:3 with add-on)
• Over $100K: 1:1

Indices, crypto and energies are commission-free at all ranks. Forex and metals start at $6/lot and drop to $0 at Rank 6.

Paid add-on (10% of challenge price).

• Replaces swaps with a fixed daily admin fee
• 3-day grace period before the first charge
• Must be selected at checkout (cannot be added later)

Instant accounts from 19 August 2026

• Extra Max Risk: +1%, raising the limit from 1% to 2% (20% of base price)
• Extra Max Loss: +1% to the selected drawdown type (20% of base price)
• Extra Profit Share: +10 percentage points (20% of base price)

Standard challenges: benefits and rules

• Extra Profit Share: +10 percentage points across all ranks (20% of base price)
• Extra Max Loss: +1% to max loss (20% of base price)
• Extra Daily Loss: +1% to daily limit (10% of base price)
• Skip Minimum Trading Days: removes the minimum-day requirement (10% of base price)

Standard challenges: time and money

• Swap-Free: replaces swaps with fixed administration fees (10% of base price)
• Challenge Fee Refund: credits the paid challenge fee as funded-account profit after passing (10% of base price)
• Extended Time Limit: 180 days (+5%) or 360 days (+10%)

Standard challenges: payouts

• First Payout on Demand: removes the wait for the first eligible payout (10% of base price)
• Bi-weekly payouts: 14-day interval (from 15% of base price)
• Weekly payouts: 7-day interval (from 30% of base price)
• On Demand payouts: removes the waiting interval for every eligible payout (50% of base price)

Bundle discount

• Buying three or more qualifying add-ons applies a 20% discount to every qualifying add-on
• Extended Time Limit and payout interval add-ons (Bi-weekly, Weekly and On Demand) are excluded and do not count towards the three
• The bundle discount can be combined with a promotion code applied to the base account

15% profit in 3 months + 3 withdrawals → +25% balance. Max cumulative $2,000,000. Profit split can increase up to 95%.

Simple Scaling (all funded accounts since 9 April 2026).

• Level up after 4 payouts or upon reaching the 12% scaling target
• Scaling increment by rank: 10% to 40% of initial balance
• Instant accounts do not scale

• One Step and Two Step: Static
• Instant: Trailing

Instant accounts from 19 August 2026

• Equity Trailing: 6% at Rank 1, 7% from Rank 2
• EOD Trailing: 5% at Rank 1, 6% from Rank 2
• Payout Trailing: 4% at Rank 1, 5% from Rank 2

One Step Light

• Challenge: 4% End-of-Day trailing Max Loss on $5K to $50K; 3% on $100K and $150K
• Simulated Funded Account: 4% End-of-Day trailing Max Loss on every size
• Based on the End-of-Day high-water mark
• Experience Program rank benefits do not increase it

Standard 1-stage trailing

• 8% Balance Trailing Max Loss
• Rank 2+: 9%

Standard 1-stage static

• 6% Static Max Loss
• Rank 2+: 7%

Standard 2-stage static

• Classic: 9% (10% from Rank 2)
• Endurance: 8% (9% from Rank 2)
• Consistency: 8% (9% from Rank 2)

Add-on

• Extra Max Loss: +1% to the selected max loss type

80%

By rank (Experience Program)

• Rank 0: 70%
• Rank 1: 75%
• Rank 2: 80%
• Rank 3: 85%
• Rank 4: 90%
• Rank 5: 95%
• Rank 6: 99%

Extras

• Extra Profit Share add-on: +10% across all ranks
• Loyalty program: up to 109% total

Highest balance or equity recorded at the end of the day (EOD high-watermark)

One Step Light

• No Daily Loss limit

Other Standard challenges

• 3%, calculated from the previous End-of-Day reference using the higher of balance or equity
• Rank 4+: 4%
• Extra Daily Loss add-on: +1 percentage point

Funded accounts (from challenges)

• Up to 5 accounts
• Max $300,000 combined

Instant accounts

• Up to 3 accounts
• Max $300,000 combined

Challenges

• No limit

Capital earned through scaling is exempt from these limits.

Allowed to merge two funded accounts, provided all of these conditions are met.

• Same mode (Classic with Classic, Endurance with Endurance, Consistency with Consistency)
• Same currency
• Identical add-ons
• No open positions
• Instant accounts cannot be merged

Unlimited

Accounts from 9 April 2026 (per stage)

• 90 days (standard)
• 180 days (add-on +5%)
• 360 days (add-on +10%)

Earlier accounts

• 365 days per stage

One Step Light

• No minimum trading days during the challenge; it can be passed in one trading day

Classic

• 3 trading days per stage (a day = at least one close)
• Removable with the Skip Minimum Trading Days add-on

Endurance / Consistency

• No minimum days: each uses its own sustainability standard

Experience Program: earn XP through milestones and climb ranks (0 to 6).

• Pass challenges, receive payouts, scale accounts, complete quests
• Rank raises profit split, lowers commissions, grants more drawdown and leverage
• Consistency Mode earns double XP on most milestones

4 days with at leat 0.5% profit

One Step Light

• No Profitable Days requirement during the challenge
• 4 Profitable Days are required for each payout
• Each Profitable Day requires the End-of-Day balance to increase by at least 0.25% of the initial balance compared with the previous End-of-Day reference

Endurance

• One-stage: 4 Profitable Days
• Two-stage: 3 Profitable Days per stage
• The applicable requirement must also be completed for each payout
• Each Profitable Day requires the End-of-Day balance to increase by at least 0.5% of the initial balance compared with the previous End-of-Day reference

Instant accounts from 19 August 2026

• 5 Winning Days before a payout
• Winning Day = close with ≥0.5% from the start-of-day balance and above the initial account balance

Earlier Instant accounts

• 5 Winning Days before a payout
• Winning Day = close with ≥0.25% and above the initial account balance

Allowed on all accounts, with your own strategy.

• cTrader Automate (cBots), plugins, Open API
• Trade copiers between your own accounts (TradersConnect, Duplikium, Heron, Tradesyncer)
• Forbidden: bots purchased from marketplaces (MQL5, cBot market)
• Forbidden: HFT and latency scalping

While VPNs and VPS are allowed, their usage is heavily considered during investigations of suspicious behavior or breaches of the terms and conditions.

Allowed

• Same instrument within one account
• Correlated instruments within one account

Forbidden (toxic trading)

• Same instrument across two or more accounts
• Correlated instruments across accounts
• Hedging with another PipFarm user

SL (Stop Loss) must be added to the trade within a maximum of two minutes after the trade is opened.

Trades must be open for at least 60 seconds

5k:

• Forex: 3 lots
• Metals and Energies: 0.5 lots
• Indices: 5 lots

10k:

• Forex: 6 lots
• Metals and Energies: 1 lot
• Indices: 10 lots

20k:

• Forex: 12 lots
• Metals and Energies: 1.8 lots
• Indices: 20 lots

50k:

• Forex: 20 lots
• Metals and Energies: 4 lots
• Indices: 40 lots

100k:

• Forex: 35 lots
• Metals and Energies: 7 lots
• Indices: 70 lots

For all accounts, it's not allowed to risk more than 50% of the daily drawdown on one trade idea

For Instant Standard and Pro accounts, it's not allowed to risk more than 1% on the balance account

One Step Light

• Challenge Max Risk: 2%
• Simulated Funded Max Risk: 2%
• Absolute at both stages: reaching the limit closes open positions and breaches the account immediately
• No strikes, escalation or Pip Protector

Standard Simulated Funded Accounts

• Max Risk: 2%
• Pip Protector closes open positions and records a Strike when the limit is reached
• Strike 1 halves the limit; Strike 2 halves it again and permanently reduces the profit share by 50%; Strike 3 breaches the account
• Pip Protector does not apply during the challenge stages

Instant accounts from 19 August 2026

• Max Risk: 1% of starting balance
• Extra Max Risk add-on: raises it to 2%

Earlier Instant accounts

• Keep the Max Risk limit assigned when purchased

Only allowed to copy trades manually during evaluation phase between accounts of different size

• Between your own accounts: allowed (even to/from external brokers or prop firms)
• Copying another trader: forbidden
• Following signals or external services: forbidden

Trading funded accounts during high-impact news is restricted; opening or closing positions is prohibited within a 4-minute window both before and after red folder macroeconomic events.

30 days

• You must close at least one trade every 28 days
• Trade size and duration are irrelevant
• Email warning 3 days before the deadline

To request a payment your biggest winning day can't exceed:

• Instant Standard: 30%
• Instant Pro: 15%

One Step Light

• Challenge: no Consistency Score requirement
• Simulated Funded Account: Consistency Score ≤40% to qualify for each payout

Consistency Mode: new checkout

• Consistency Score ≤40% across all formats
• Required to pass the challenge and qualify for payouts

Instant accounts from 19 August 2026

• Equity Trailing: ≤30%
• EOD Trailing: ≤25%
• Payout Trailing: ≤20%

Earlier Instant accounts

• Consistency Score ≤25%

Classic / Endurance Simulated Funded Accounts

• Consistency Score ≤50% to qualify for payouts
• Does not apply during challenge stages

• High-Frequency Trading (HFT)
• Trades lasting less than 60 seconds
• Grid trading
• Arbitrage trading
• Hedge trading
• Latency trading
• Reverse trading
• Tick scalping
• Hyperactivity
• Account cycling/rotation
• Gambling behavior
• Trade stacking
• Group hedging
• Overleveraging

• High-frequency trading (HFT)
• Latency tick scalping
• Copying another trader or following signals
• Group trading / coordinated orders
• Account passing services (third parties trading for you)
• Cross-account hedging (same or correlated instruments)
• Account churning (buying many challenges to force a random pass)
• Artificial trades to manipulate rules without genuine intent