Detailed Comparison: Audacity vs QT Funded (2025)

Office 8.05 One Canada Square, London, England, E14 5AA, United Kingdom

Cape Town, South Africa, Western Cape, 7764, ZA

Karim Yousfi

Tanswell Sassman

United Kingdom

South Africa

2012

2023

Full refund after first payout

Only when purchasing with add-on

• Ability Challenge: First payout after 30 days, next every 14 days
• Funded Trader Program: When reaching the 10% profit

• QT ONE: 4-day cycle
• QT TWO: 14-day cycle
• QT INSTANT: 4-day cycle
• QT Power: 14-day cycle for accounts purchased from August 11, 2026. Accounts purchased on or before August 10 receive the first payout on demand, then move to a 14-day cycle.
• QT 1 Step (BNPL): 14-day standard cycle
• QT Bonus (promotional accounts): 30-day cycle

Funded Trader Program: 10% profit

1% of profit ($100 min) — except QT INSTANT: 5% of profit, and a 3% buffer applies (8% profit must be reached before the first payout request).

• Ability Challenge: 100:1
• Funded Trader Program: 30:1

• Ability Challenge: 100:1
• Funded Trader Program: 30:1

• Ability Challenge: 25:1
• Funded Trader Program: 60:1

• Ability Challenge: 100:1
• Funded Trader Program: 30:1

• Ability Challenge: 2:1
• Funded Trader Program: 2:1

Phase 2 reset available with add-on

• Variable Spreads
• Usage of EA
• Swap Free
• 10% Profit Split Extra (80% → 90%)
• Refund on First Payout
• 14 Day Payout cycle
• 7 Day Payout cycle

• Eligibility: Traders must demonstrate a monthly profitability of at least 2.5% for the 3 consecutive months.
• Scaling Increase: The account balance is doubled (100% increase) during each scaling event up to $2,000,000.
• Review Cycle: The account is reviewed every 3 months. Traders must make at least one withdrawal within this period.

Balance based

• QT ONE: 6% static
• QT TWO: 8% static
• QT INSTANT: 6% trailing, locked at starting balance once a withdrawal is made
• QT Power: 8% static
• QT 1 Step (BNPL): 6% trailing

Ability Challenge

• The profit share for the first payout is 75%
• If you withdraw over 10% profit in 30 days, the profit share will increase to 85%
• Once you've doubled your account twice and consistently achieved over 10% profit, you'll qualify for up to 90% profit sharing

Funded Trader Program

• $7.5k, $15k, $30k, and $60k: More than 30 Days to reach target = 50%, Less than 30 days = 60%
• $120k and $240k: More than 30 Days to reach target = 60%, Less than 30 days = 70%
• $480k, $960k, and $1.92m: More than 30 Days to reach target = 50%, Less than 30 days = 60%
• $120k and $240k (High tier): More than 30 Days to reach target = 70%, Less than 30 days = 80%

• QT ONE: 70%
• QT TWO: 80%
• QT INSTANT: 100%
• QT Power: 80%
• QT 1 Step (BNPL): 80%
  Upgradeable to 90% with the "10% Profit Split Extra" add-on on eligible plans.

Based in highest value between balance and equity

• QT ONE: 3% trailing (fixed amount, threshold recalculated daily on the higher of previous close balance or equity)
• QT TWO: 4% fixed (balance-based)
• QT INSTANT: 3% fixed
• QT Power: 4% fixed
• QT 1 Step (BNPL): 3% daily trailing

• Max total funded allocation: $300,000
• Max Instant funded allocation: $100,000
• No duplicate asset trading when at limit

No limit

Unlimited

• Ability Challenge: 4 days
• Ability One: 3 days
• Funded Trader Program: 5 days
• At least one position must be opened on each of those days

• QT ONE: no minimum on the evaluation (can pass in a single day); 4 days when funded
• QT TWO: 4 days per phase
• QT INSTANT: 4 days when funded
• QT Power: 4 days in each evaluation phase and 4 days per funded payout cycle
• QT 1 Step (BNPL): no minimum on the evaluation; 5 days when funded

• 1st Place: 3K + $240K Ability Challenge
• 2nd Place: 1.5K + $120K Ability Challenge
• 3rd Place: 500 + $120K Ability Challenge
• 4th Place: 300 + $60K Ability Challenge
• 5th Place: 150 + $60K Ability Challenge
• 6th – 10th Place: $30K Ability Challenge
• 11th – 25th Place: One-time 30% discount on any Ability Challenge
• 26th – 50th Place: One-time 15% discount on any Ability Challenge

• Funded Trader Program: 3 days (traders must maintain consistency in trade duration and lot sizes to meet the minimum trading requirement)

• QT TWO: 4 days of +0.5% profit per cycle
• QT INSTANT: 4 days of +1% profit per cycle
• QT ONE: not required

Only self-developed EAs are permitted. The use of commercial, publicly available, or third-party-created automated trading tools is strictly prohibited.

Before using EAs, they must go through a pre-approval process.

A Stop Loss must be placed within 60 seconds of opening a trade. Applies to QT TWO and QT INSTANT (funded accounts). QT ONE has no stop loss rule.

Cannot have three or more open positions on the same asset at the same time (only funded account

Maximum limit of 10 lots per open position. You may open multiple positions, but each individual position cannot exceed 10 lots.

• QT ONE (Funded): 1% max floating loss across all open positions
• QT TWO (Funded): 1% max floating loss (first violation is a soft breach, second is a hard breach)
• QT TWO (Evaluation): exposure must stay under 75% of the daily drawdown limit
• QT INSTANT (Funded): 1% max exposure per instrument
• QT Power (Evaluation): exposure must stay under 75% of the daily drawdown limit
• QT Power (Funded): no exposure limit
• QT 1 Step (BNPL, Funded): 2% floating loss

Internal copying between your own AudaCity accounts is allowed. Copying from third-party accounts (other traders, other firms, signal providers) is not permitted.

Allowed without restrictions when allocation is lower than $300,000.
Not allowed when the allocation is $300,000 or above.

Do not open new trades or increase existing ones within 3 minutes before or after high-impact economic releases or official speeches, as this behavior may be considered excessive risk-taking.

Only high-impact FOMC events fall under this restriction; low- and medium-impact FOMC events are exempt. Other major/high-impact news restrictions remain unchanged. This update applies to existing and new accounts across Ability Challenge, Ability One and FTP Instant Funding.

• No new entries or exits within the 10-minute window around a restricted news event (5 minutes before and 5 minutes after).
• Order modifications ARE permitted during that window: adjusting stop loss, modifying take profit and cancelling orders.
• Positions or limit orders placed more than 5 minutes before the release (with SL and TP set) may remain open or be triggered during the event.
• Restricted releases: CPI, FOMC statement and meetings, Non-Farm Payrolls and USD PMI. Red folder events restrict every pair involving that currency and any index priced in it.
• News source: Forex Factory.
• The News Rule does NOT apply to QT ONE, QT INSTANT, QT Power or QT 1 Step (BNPL) accounts.

6 months

• QT TWO: no inactivity rule
• QT INSTANT, QT Power, QT 1 Step (BNPL): 14 days
• QT ONE: the comparison table states 7 days while the plan article states 14 days; confirm with support before relying on it.
  The period runs from the purchase date if no trade has been placed, or from the most recent closed trade.

The formula for calculation of the Consistency Score is: [1 - (most profitable trading day)/(combined profit on all profitable days)]*100:

1. If the score is above 70 then the trader is considered as consistent.
2. If the score lies between 50 - 70 then the risk team will manually review the account and decide whether the trader should continue trading until the score becomes above 70 or pass them.
3. If the score is less than 50, then the trader shall continue trading the account until the score reaches above 50 and then the risk team can take a call.

• QT INSTANT: 30%
• QT Power: 35% in both evaluation and funded
• QT 1 Step (BNPL): 20%
• QT ONE, QT TWO: no consistency rule

• High-Frequency Trading (HFT)
• Hedging or Group Hedging Across Multiple Accounts
• Martingale Trading
• Dollar Cost Averaging

• All-or-Nothing
• Latency Trading
• Arbitrage Trading
• High-Frequency Trading
• Tick scalping
• Reverse Trading or Group Hedging
• Order book spamming
• Flooding the server with messages due to incorrect use of algorithm
• One side betting
• Trading behaviours that the Risk Department deem Toxic