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Comparison · Forex

The real cost of Blueberry Funded and Top One Trader

Blueberry Funded is generally cheaper for the initial purchase of traditional evaluation accounts, especially those with static drawdown. However, Top One Trader can be more economical for high-volume traders due to its significantly lower commissions per lot and its unique NOVA model that minimizes upfront risk.

Entry price

The cost of starting depends on the model you choose, but Blueberry Funded usually leads on the sticker price for standard evaluations.

  • For a $25,000 account, Blueberry Funded charges $165 (1-Step or Prime), while Top One Trader costs $215 for its FLASH model or $209 for the 2-Step PRO.
  • For a $100,000 account, Blueberry Funded costs $605 (1-Step) or $650 (Prime). Top One Trader offers the FLASH model at $575.
  • Top One Trader has a "pay-as-you-pass" model (NOVA) where you pay only $7 upfront for any size, but must pay an activation fee upon passing (e.g., $550 for a $100,000 account). This reduces the cost of failing the evaluation but makes the total "funded" cost similar to other firms.

What you pay while trading

Execution costs are where Top One Trader wins back the lead, especially for scalpers or day traders.

  • Top One Trader charges between $4 and $5 per lot depending on the platform (cTrader and MatchTrader being the cheapest).
  • Blueberry Funded has a flat commission of $7 per lot for Forex and Metals.
  • In terms of platforms, Top One Trader offers a wider and more modern range, including TradingView, cTrader, and MatchTrader, whereas Blueberry Funded relies more on MetaTrader, TradeLocker, and DXTrade.
  • Trading indices or crypto is a "free" way to trade at both firms, as they offer $0 commissions on these assets.

What mistakes cost you

In this industry, the drawdown type is the most expensive variable. A mistake at Blueberry Funded is "cheaper" because their 1-Step and 2-Step accounts use static drawdown. This means your loss limit doesn't move up as you make profit, giving you more "breathing room" for your money.

  • Top One Trader uses trailing drawdown in almost all its programs (except the 2-Step PRO). This is more expensive because it follows your peak balance, effectively shrinking your "real" trading capital as you grow.
  • Blueberry Funded has a very restrictive "Risk Per Trade Idea" rule (1% to 1.5%). Violating this can lead to account termination, which is the ultimate cost: losing your entire investment for a single management error.
  • Top One Trader implements an "EquityShield." If a trade hits a 2% floating loss, it is automatically closed. This costs you the trade but saves the account from a hard breach.

What it costs to get paid

Getting your money out also has its price.

  • Top One Trader charges a 2% payout fee on every withdrawal. Additionally, it has a monthly withdrawal cap of $25,000 and specific caps on the 2-Step PRO (the lower of 6% of balance or $15,000).
  • Blueberry Funded does not list a specific payout fee but limits crypto withdrawals to $2,000 per transaction, which could force multiple withdrawals (and thus more network fees) for large earners.
  • Top One Trader offers a higher potential profit split, reaching 100% on some models or through level-ups in their loyalty program. Blueberry Funded is more traditional, staying at an 80% to 90% range.

Where each one hides its cost

  • Top One Trader hides costs in its "Add-ons." If you want to trade news, hold over the weekend, or remove the Stop Loss requirement, you could end up paying up to 35% more than the base price. They also have a 5-minute minimum holding rule; closing a profitable trade earlier results in the profit being voided—a direct hit to your pocket.
  • Blueberry Funded hides its "cost" in the complexity of its rules. The "Risk Per Trade Idea" and specific news trading restrictions for the Flex 1 Step (where strikes reduce your profit split from 85% to 60%) are subtle ways to reduce the trader's payout or force a reset.

Cheapest for whom

Blueberry Funded is the cheapest option for the disciplined trader who wants a low entry price and the safety of a static drawdown that doesn't "hunt" their profits. Top One Trader is the better financial choice for high-performance traders who can navigate trailing drawdown and want to minimize daily friction through lower commissions and higher profit splits.

Updated on

Frequently asked questions

Which firm is cheaper for a $100,000 account, Blueberry Funded or Top One Trader?

Top One Trader is cheaper for a $100,000 account if you choose the FLASH model at $575 or the NOVA model (which only costs $7 upfront plus a $550 activation fee if you pass). Blueberry Funded charges $605 for its 1-Step account of the same size. However, Blueberry Funded offers a static drawdown, which provides more value for the money compared to the trailing drawdown of Top One Trader.

Does Blueberry Funded or Top One Trader have higher trading commissions?

Blueberry Funded has higher commissions, charging a flat $7 per lot on Forex and Metals. In contrast, Top One Trader is more cost-effective for active traders, with commissions ranging from $4 to $5 per lot depending on the platform used. Both firms offer $0 commissions on indices, making that the cheapest asset class to trade in both.

Which firm has more expensive rules for scalpers, Blueberry Funded or Top One Trader?

Top One Trader is more "expensive" for scalpers due to its 5-minute minimum holding rule for profitable trades; if you close a trade in profit before 5 minutes, the gain is voided. While Blueberry Funded prohibits "tick scalping" (trades lasting only a few seconds), it does not have a rigid time limit for regular scalping, making it more flexible for those who trade quick market moves.

Which firm is better for avoiding the cost of a "Hard Breach," Blueberry Funded or Top One Trader?

Top One Trader offers more protection against accidental account loss through its "EquityShield" and "Soft Breach" system, which automatically closes positions that exceed risk limits (like 2% per trade) without terminating the account. Blueberry Funded has stricter risk-per-trade rules that, if violated repeatedly, lead directly to account termination, forcing the trader to pay for a new evaluation or a reset.

Field by field

Blueberry Funded and Top One Trader, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

51 differences

No active discount right now.

Headquarters

Govant Building, 1st Floor, Kumul Highway, Port Vila, Vanuatu

30 North Gould Street, Ste R
City: Sheridan
State: Wyoming (WY)
Postal code: 82801

CEO

Marcus Fetherston

Matt Morris

Country

Saint Vincent and the Grenadines

United States

Foundation

2024

2023

Banned Countries
United States, Australia, Cuba, Iran, Iraq, Myanmar, North Korea, Russia, Somalia, Syria, Yemen, Afghanistan
Afghanistan, Albania, Algeria, Armenia, Azerbaijan, Cuba, Iran, Iraq, Kazakhstan, Kuwait, Lebanon, Libya, Macedonia, Morroco, Pakistan, Russian Federation, Somalia, Sudan, Syria, Turkey, Ukraine, Vietnam
Assets
Forex, Crypto, Commodities, Indices, Stocks
Forex, Indices, Commodities, Crypto
Brokers
Blueberry Markets
Purple Trading
Refund
No
No

Only for 2-Step PRO v2, where the evaluation fee is refunded with the 4th payout. Accounts purchased before February 4, 2026 keep the old refund policy.

Payout Fee
No data

2%

Platforms
Metatrader 4, Metatrader 5, TradeLocker, DXTrade
Metatrader 5, cTrader, DXTrade, MatchTrader, Tradingview, TradeLocker
Demo Account
No data
MatchTrader
IDspreadtest@topone.comPasswordqyta5w7sw3rg
TradeLocker
IDspreadtest@topone.comPasswordF5sa,AVFw7m]ServerTOPONE
MetaTrader 5
ID98827612PasswordqaJaT8)h9ZServerTopOneTrader-MT5 or TopOneTrader-Trader
Payout Methods
Crypto, Rise
Rise
Payment Methods
Card, Crypto
Card, Crypto
Margin Call Level
No data

100%

Payout Frequency

14 days, including Synthetics. Standard accounts: 7 days with the 7-Day Payout Add-On (+20%), or On-Demand with the Payout On-Demand Add-On. These add-ons are not available for Synthetics accounts.

  • 1-Step FLASH: every 14 days (7 days with add-on)
  • 1-Step NOVA: every 14 days (7 days with add-on)
  • 2-Step PRO v2: every 14 days (weekly with add-on)
  • Instant Funding: every 14 days (On Demand with add-on)
  • Instant Prime: every 14 days
  • X-DAILY: daily payout requests from the first funded trading day.
Crypto Weekend Trading
No data
Yes

Weekend cryptocurrency trading is available on our platform, provided that positions are initiated after 8 PM EST on Friday

Maximum Withdrawal

$2,000 for Crypto

$25,000 per rolling 30-day period, combined across all the trader's funded accounts.

  • 2-Step PRO v2: additionally capped at 6% of the initial balance or $15,000 per payout cycle, whichever is lower.
  • X-DAILY: per-request caps of $150 on $5K, $300 on $10K, $750 on $25K, $1,000 on $50K and $2,000 on $100K.
Minimum Withdrawal

$100

2%

  • X-DAILY: retain a profit buffer of 4% of the starting balance. At least 50% of each request must come from new profit earned since the previous payout.
Forex
  • 1 Step, Instant: 1:30
  • 2 Step: 1:50
  • 1-Step FLASH: 10:1
  • 1-Step NOVA: 100:1 evaluation, 30:1 funded
  • 2-Step PRO v2: 100:1 evaluation, 50:1 funded
  • Instant Funding, Instant Prime: 50:1
  • X-DAILY: 10:1
Metals
10:1
  • 1-Step FLASH: 10:1 evaluation, 5:1 funded
  • 1-Step NOVA: 20:1 evaluation, 5:1 funded
  • 2-Step PRO v2: 20:1 evaluation, 5:1 funded
  • Instant Funding, Instant Prime: 10:1
Energies
10:1
No data
Indices
  • Standard indices: 1:10
  • Synthetic indices: 1:30
  • 1-Step FLASH: 10:1 evaluation, 5:1 funded
  • 1-Step NOVA: 20:1 evaluation, 5:1 funded
  • 2-Step PRO v2: 20:1 evaluation, 5:1 funded
  • Instant Funding, Instant Prime: 10:1
Crypto
2:1
  • 1-Step FLASH: 2:1 evaluation, 0.3:1 funded
  • 1-Step NOVA: 4:1 evaluation, 1:1 funded
  • Instant Funding, Instant Prime: 1:1
Forex
7 / lot
0
Metals
7 / lot
0
Energies
0 / lot
0
Indices
0
0
Stocks
2 / lot
No data
Crypto
0 / lot
0
Swap Free
No
No
Account Reset

You can reset your account from the stage you reached: Phase 1, Phase 2 or even a Funded Account. If you reached funded, the reset provides a new funded account at the same starting size, so you can return to trading toward your next payout without completing the evaluation again.

Resets are available through your Trader Dashboard for 7 days after an account breach.
Synthetics exception: evaluation phases only, at 20% off base price. Funded synthetic accounts cannot be reset.

Yes
  • 1-Step NOVA: unlimited free resets during the evaluation. Funded accounts reset at a discounted fee.
  • 1-Step FLASH, 2-Step PRO v2: paid resets available on both the challenge and the funded stage.

Allows traders who breach or want a fresh start to continue without purchasing a new account.

Add-ons
Yes
Yes
  • No Stop Loss (+10% on 1-Step and 2-Step, +15% on Instant Funding and Instant Prime)
  • 90% Profit Split (+20% on 1-Step FLASH and 2-Step PRO v2)
  • 100% Profit Split (+20% on 1-Step NOVA and Instant Prime)
  • Weekly payouts (+20% on 1-Step FLASH and 1-Step NOVA; available on 2-Step PRO v2)
  • Instant Payouts (+20% on 2-Step and Instant Funding)
  • Weekend Holding (15% on Instant Funding)
  • News Trading + Weekend Holding (20% on Instant Prime)
  • Bundle All Add-ons (+35% on 1-Step, 2-Step and Instant Funding)
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Eligibility Criteria (3 months)

  • Generate at least 10% net profit over 3 consecutive months
  • Process at least 4 payouts within the same 3-month period

Benefits

  • Upgraded Profit Split: Earn up to 90% of your profits
  • Balance Scale-Up: Your account balance increases by 25% every 3 months
  • Maximum Allocation: Scale your account balance up to a maximum of $2 million
    Synthetic 1-Step and 2-Step are eligible. Synthetic Instant is not eligible.
Yes

Every quarter, you may request an account scaling if you meet the following conditions:

  • You achieve a total profit of 25 percent.
  • You generate at least an 8 percent gain in each individual month.

Once approved, Top One Trader will increase your capital by 25 percent of your original account balance, up to a maximum of 5 million dollars.

Two Steps
Yes
Yes
Max Drawdown
  • Standard 1 Step, 2 Step: Static
  • Standard Instant: Trailing
  • Synthetic 1-Step, 2-Step and Instant: Static
  • 1-Step FLASH: 7% trailing. Locks at the starting balance once you reach a 7% gain or after a payout.
  • 1-Step NOVA: 6% trailing on evaluation, 5% on funded. Locks at the starting balance after a payout.
  • 2-Step PRO v2: 9% static
  • Instant Funding: 6% trailing. Locks at the starting balance after a payout.
  • Instant Prime: 5% trailing. Locks at the starting balance after a payout.
  • X-DAILY: EOD trailing in evaluation and funded stages, based on the highest closing balance. Locks at the starting balance after a 5% gain or the first funded payout.
Profit Split

80%

  • 1-Step FLASH: 80% (90% with add-on)
  • 1-Step NOVA: 90% (100% with add-on)
  • 2-Step PRO v2: 85% (up to 100% with add-on)
  • Instant Funding: Initial at 60%, increasing by 10% per payout, up to 90%
  • Instant Prime: 1st payout 80%, 2nd 90%, 3rd onwards 100% (100% from the first payout with add-on)
Free Trial
No
No
Daily Drawdown

Based in highest value between equity and balance
Synthetics: highest previous day's closing equity or balance.

Measured from the higher of balance or equity at 5PM EST.

  • 1-Step FLASH: 4% (hard breach)
  • 1-Step NOVA: none
  • 2-Step PRO v2: 4% (hard breach)
  • Instant Funding: 3% (hard breach)
  • Instant Prime: 2.5% (hard breach)
Three Steps
No
No
Max Allocation
400,000
600,000
Merge Accounts
No
No
Maximum Trading Days

Unlimited

Unlimited

Minimum Trading Days
No data
  • X-DAILY: no minimum trading days.
Points Reward Program
No data

Purchases, passed challenges and payouts earn XP in the Top One Loyalty Program. XP unlocks five levels:

  • Level 1 — Beginner: free $5K Instant account, store voucher and Discord rank.
  • Level 2 — Amateur: +2% profit share and a free $10K Instant account.
  • Level 3 — Experienced: +3% profit share, a free $25K Instant account and 5 giveaway entries.
  • Level 4 — Expert: +5% profit share, a free $50K Instant account and 10 giveaway entries.
  • Level 5 — Master: +7% profit share, +50% scaling boost, a free $100K Instant account and 15 giveaway entries.

Each level also provides lower profit targets, larger loss buffers and higher monthly payout caps. The announcement does not specify the XP thresholds or the exact rule values for each level; those are shown in the trader rewards dashboard.

Monthly Competition
Yes
No
Minimum Profitable Days

Minimum days with 0.5% profit per payout cycle or phase:

  • Flex 1 Step: none to pass. If one trade idea generated more than 60% of the profit target, the funded account requires 4 minimum trading days before a payout can be requested
  • Instant Lite: none
  • 1 Step: 3 days
  • Instant Elite: 5 days (reduced to 3 with the 3-Day Fast Track Add-On)
  • Prime: 3 days per phase for accounts purchased from August 17, 2026 (previously 5). Eligible to request a payout in as little as 3 trading days when combined with the On-Demand Payout Add-On
  • Synthetic 1-Step: 5 active days
  • Synthetic 2-Step: 3 active days per phase
  • Synthetic Instant: 5 active days
  • An active synthetic day requires at least 0.5% profit on equity.
  • 1-Step FLASH: 3 profitable trading days with 0.5% profit of initial balance
  • 1-Step NOVA: none
  • 2-Step PRO v2: 3 profitable trading days with 0.5% profit of initial balance
  • Instant Funding, Instant Prime: none
  • X-DAILY: none
Expert Advisor (EA)
Limited

Allowed under the firm's EA conditions, including current Synthetics. Legacy synthetic accounts prohibit EAs until passing their current evaluation phase or their next funded payout.

No
  • 1-Step NOVA: allowed on both the evaluation and the funded account.
  • 1-Step FLASH, 2-Step PRO v2: allowed during the evaluation only, using your own unique EA.
  • Instant Funding, Instant Prime: not allowed.
  • X-DAILY: allowed during evaluation, not allowed on the funded account.
VPN
Yes

You are allowed to use a VPN or VPS as long as it has a Static IP.

Also be aware that the IP rule restricts multiple accounts from different individuals from being accessed from the same IP address to ensure the integrity and fairness of our trading environment.

No
Hedging
Limited

Allowed. Synthetics: within the same trading account only.

Yes
Requires Stop Loss
No
Yes
  • Requirement: An active Stop Loss (SL) is mandatory for every trade from the moment of execution.
  • Immediate Action: You must set your SL while opening the position; adding it later is not permitted.
  • Soft Breach: Any trade opened without a valid SL will be closed automatically by our system.

There is a No Stop Loss add-on available for purchase, which allows you to bypass this requirement.

Scalping
Limited

Tick scalping (holding trades for only a few seconds to capture minimal price movements) is prohibited. Regular scalping is allowed; the previous "50% of trades > 1 minute" rule was removed for accounts purchased after March 12, 2026.
Funded Synthetics: profits from full or partial closes inside 5 minutes are removed at payout. Soft breach; the account stays open. Legacy accounts apply this after their next payout.

No

A minimum holding time of 5 minutes is mandatory for any trade closed in profit. This rule encompasses every closing scenario, such as manual exits, partial liquidations, and hitting pre-set Take Profit or Stop Loss levels in a profitable state.

Stacking / Layering (DCA)
Yes
No

Maximum of 3 positions on the same pair and direction

Martingale
Limited

Allowed on other account types. Prohibited on Synthetics under the current rules. Legacy synthetic accounts retain permission until passing their current evaluation phase or their next funded payout.

No data
Maximum Risk Limit
Yes

Flex 1 Step (evaluation and funded): 1% Risk Per Trade Idea from the initial account size. Positions on the same instrument count as one idea. The first automatic breach is soft and the second is hard; aggregated re-entry losses may cause direct account closure.

Other Funded Accounts purchased after March 12, 2026 (Prime excluded): 1.5% Risk Per Trade Idea. A "trade idea" includes your initial position and any positions opened in the same direction within 10 minutes of closing a losing trade. The combined loss across all positions in that window cannot exceed 1.5% of your initial account size.

Optional Add-On at checkout: Upgrade to 2% Risk Per Trade Idea for more drawdown room.

Instant Lite (accounts purchased from August 17, 2026): once the account reaches 4% in profit, a 1% maximum risk per trade applies.

Yes

Maximum Lot Size per Pair: (Account Balance × Leverage) ÷ (Instrument Price × Contract Size) = Max Lot Size

Maximum Lot Size per Account (only funded accounts). 20% open lot size limit based on the account size, up to a maximum of 20 open lots:

  • $5k account = Max 1 lot
  • $10k account = Max 2 lots
  • $25k account = Max 5 lots
  • $50k account = Max 10 lots
  • $100k account = Max 20 lots
  • $200k account = Max 20 lots
  • X-DAILY: the lot limits above apply in both evaluation and funded stages for its $5K to $100K accounts.
Copy Trading
Limited

Prime and Flex 1 Step: external signals and copy trading are not allowed. Other account types allow copy trading.
Synthetics: between your own accounts only.

No

Only allowed on challenge phases

News Trading
Limited
  • Flex 1 Step: do not open or close positions within 5 minutes before or after a high-impact news event, during either evaluation or funded stages. Holding through news is allowed. Strikes carry over: the first deducts the profit, the second also reduces the profit split from 85% to 60%, and the third closes the account
  • Other accounts: do not open new trades within 2 minutes before or after a scheduled high-impact news release. You may close or manage existing trades, and take-profits, stop-losses and partial closes remain permitted
Yes
  • 1-Step FLASH, 1-Step NOVA: allowed during the evaluation, not allowed on the funded account.
  • 2-Step PRO v2: allowed during the evaluation, not allowed on the funded account.
  • Instant Funding: not allowed.
  • Instant Prime: allowed with add-on.

When not allowed, it is prohibited to execute or close any trade within the window of 5 minutes before and 5 minutes after a high-impact news event.

  • X-DAILY: allowed during evaluation, not allowed on the funded account; the high-impact news window above applies.
Inactivity Rule

30 days

30 days

Consistency Rule
Limited

Instant Lite accounts purchased from August 17, 2026 have a 15% consistency rule. It does not apply to Flex 1 Step, Instant Elite, standard 1-Step, Prime or standard 2-Step accounts, which have no consistency rule.
Synthetics: 25% once funded; no evaluation consistency. Legacy funded synthetics: 30% until the next payout.

Yes
  • 1-Step FLASH: no consistency rule. Funded accounts have a 3% maximum daily profit cap; once reached the account pauses until the next trading day and the excess is voided (not a breach).
  • 1-Step NOVA: 20% ESS required to request a payout.
  • 2-Step PRO v2: no consistency rule. Funded accounts cap profit at $3,000 per day.
  • Instant Funding: consistency score must stay at 15% or below.
  • Instant Prime: 20% ESS required to request a payout.
  • X-DAILY: evaluation only, the largest winning day must not exceed 40% of total profit. Exceeding this threshold requires further trading, not an account breach. No funded consistency rule.

ESS = [ Largest Winning Day + Largest Losing Day |Absolute value| ] ÷ Total Profit × 100

Hold Weekend
Limited

Flex 1 Step: overnight holding is allowed, but weekend holding is not allowed. Other account types allow weekend holding.

Yes
  • 1-Step FLASH, 1-Step NOVA: Allowed
  • 2-Step PRO v2: Allowed
  • Instant Funding, Instant Prime: Allowed with add-on
  • X-DAILY: without add-ons, all positions must close on Friday before the market closes.
Prohibited Strategies
  • Arbitrage
  • HFT (High Frequency Trading)
  • Tick Scalping
  • Toxic Trading
  • Bad Faith Trading
  • Current Synthetics: grid trading and martingale
  • High-Frequency Trading (HFT) & Tick Scalping
  • Latency Arbitrage & Data Manipulation
  • External Copy Trading & Signal Grouping
  • Cross-Account Hedging Patterns
  • High-Impact News Trading Restrictions
  • Grid Trading Strategies
  • Martingale Risk Management
  • Third-Party Account Management ("Pass Your Challenge")
  • Unauthorized Expert Advisor (EA) Masking
  • Gambling & Excessive Leverage (YOLO Trading)
  • IP Address & Proxy Violations
  • Account Churning & Evaluation Rolling
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