How you lose the account
Losing an account in either firm is primarily tied to breaching drawdown limits, but there are distinct technical triggers in each:
- Blueberry Funded: You lose the account if you exceed the static or trailing drawdown limits (depending on the plan), breach the "Risk Per Trade Idea" limit (1% on Flex, 1.5% on others), or violate news trading windows on Flex accounts. Inactivity for 30 days also triggers closure.
- Wall Street Funded: Termination occurs if you hit the drawdown floor, fail to place a Stop Loss within 2 minutes, or trade high-impact news on funded accounts. Their prohibited strategies list is extensive, including "gambling behavior" and "hyperactivity," which provides the firm with broad discretion to close accounts.
Maximum drawdown
The maximum drawdown defines the ultimate "floor" of your account. Both firms use different logic based on the challenge type.
- Blueberry Funded: Most evaluation challenges (1-Step, 2-Step, Prime) use a static drawdown. For example, on a $100,000 1-Step account with a 6% limit, your account is terminated if equity hits $94,000. However, Instant accounts use a trailing drawdown, which follows your highest equity point.
- Wall Street Funded: Evaluation plans (Classic, Rapid, Ultra) use a static drawdown. On a $50,000 Classic account with an 8% limit, your loss limit is fixed at $46,000. Like its competitor, the Instant accounts use a trailing drawdown, which increases the risk as you move into profit because the floor rises with your equity.
Daily drawdown
This is the most frequent cause of account loss and where the calculation methods differ significantly.
- Blueberry Funded: The daily limit is calculated based on the highest value between equity and balance at the start of the day.
- Numerical Example: If you have a $25,000 account and your equity is $26,000 but your balance is $25,000 at the daily reset, a 4% daily limit ($1,000) will be calculated from the $26,000, setting your daily floor at $25,000.
- Wall Street Funded: Uses an EOD (End of Day) High-Watermark. It considers the highest balance or equity recorded at the end of the previous day.
- Numerical Example: If you start with $10,000 and end the day with an equity peak of $10,500, even if you close the day at $10,200, the 5% daily limit for a Classic account ($525) will be deducted from the $10,500 peak for the following day.
Rules beyond drawdown
The risk is not just in the percentage lost, but in how you are forced to manage your trades.
- Blueberry Funded:
- Risk Per Trade Idea: A unique rule where you cannot risk more than 1% (Flex) or 1.5% (other funded) of the initial balance on a single trade idea.
- Martingale and Hedging: Both are permitted, which allows for more complex (though riskier) recovery strategies.
- No Mandatory Stop Loss: You are not required to use an SL, removing the risk of an automatic breach for forgetting a parameter.
- Wall Street Funded:
- Mandatory Stop Loss: An SL must be added within 2 minutes of opening any trade. Forgetting this is a direct rule breach.
- Lot Size Limits: Specific limits per account size (e.g., 35 lots for Forex on a 100k account).
- No Hedging: Hedging is strictly prohibited, which increases risk for traders used to balancing positions during volatility.
Risk that comes from the setup
The environment—platforms and execution—can cause "hidden" drawdown through slippage or restricted styles.
- Blueberry Funded: Offers MetaTrader 4/5, TradeLocker, and DXTrade. This variety helps, but it is important to note that their Trustpilot profile is currently blocked, which represents a significant business transparency risk. They allow news trading on most accounts but have a strict "3 strikes" rule on Flex 1-Step accounts for opening/closing during news.
- Wall Street Funded: Offers cTrader, MatchTrader, DXTrade, and MT5. cTrader is often preferred for its execution speed, which can reduce slippage risk. However, they strictly prohibit news trading (4-minute window) on funded accounts, and their consistency rule (up to 15-30% max profit in one day) means you cannot have one "lucky" day to reach a payout.
What is at stake and what you recover
The price of the challenge is the immediate risk, while the refund policy determines your eventual break-even point.
- Blueberry Funded: A $25,000 1-Step account costs $165. There is no refund of the initial fee according to the structured data provided. This means the cost of the "ticket" is a permanent loss regardless of your success. Payouts are every 14 days.
- Wall Street Funded: A $50,000 Classic account costs $369. Unlike Blueberry, they offer a refund of the initial fee which is paid out with your second successful withdrawal. This lowers the long-term risk of the investment if you can maintain the account. Payout frequency is 15 days for the first withdrawal, then every 5 days for Instant/Two-step accounts.
Frequently asked questions
Which firm is cheaper to start a $100,000 evaluation, Blueberry Funded or Wall Street Funded?
Blueberry Funded is generally cheaper for this size. Their $100,000 1-Step account is priced at $605, whereas the Wall Street Funded $100,000 Classic account costs $579, and their Rapid (1-step) account is $589. While the prices are competitive, Blueberry offers more 1-step options at various price points, although Wall Street Funded includes a fee refund that Blueberry does not.
Does Blueberry Funded or Wall Street Funded have more restrictive news trading rules?
Wall Street Funded is more restrictive on funded accounts, as it strictly prohibits opening or closing positions within a 4-minute window before and after high-impact news. Blueberry Funded allows news trading on most accounts with a 2-minute window restriction, and while its Flex 1-Step account has a 5-minute restriction, it allows holding through the news, which provides more flexibility for swing traders.
Which firm requires a mandatory Stop Loss, Blueberry Funded or Wall Street Funded?
Wall Street Funded requires a mandatory Stop Loss to be placed within two minutes of opening any trade. Failure to do so is considered a rule breach. Blueberry Funded does not have a mandatory Stop Loss rule, allowing traders to manage risk manually, though they do enforce a maximum risk per trade idea (1% to 1.5%) on their funded accounts.
Which firm has a better payout frequency, Blueberry Funded or Wall Street Funded?
Wall Street Funded offers a faster payout cycle after the initial withdrawal. While both require a waiting period for the first payout (14 days for Blueberry; 15-30 days for Wall Street), Wall Street Funded allows subsequent withdrawals every 5 days for Instant and Two-Step accounts. Blueberry Funded defaults to 14 days, though this can be reduced to 7 days or "on-demand" only if you purchase expensive add-ons.
