Fintokei and Funded Trading Plus at a glance

Masarykova 409/26, Brno, Czech Republic

London, United Kingdom

David Varga

Simon Massey

Czech Republic

United Kingdom

2023

2021

Liquidity Provider

Gooey Trade (technology provider)

Within 14 days of purchase, only if you haven't accessed MyFintokei or placed any trade. Refund must be requested via email.

Refund available within 14 days if no trades have been placed. Evaluation fee refund also available upon reaching 10% profit on the FT+ Trader simulated live account (not applicable to Master or Prestige programs).

• ETH: 2.5% + 10 EUR
• BTC: 2.5% + 20 EUR
• Other crypto: 2.5%

14 days

• 1-Step Express: first withdrawal from day 1, then every 7 days. Minimum $50.
• 2-Step Classic: first withdrawal 10 days after funded account creation, then every 10 days. Minimum 1% of initial balance.
• Instant: first withdrawal from day 1, then every 7 days. Minimum $50.
• Activation Accounts: every 10 trading days. Requires at least 3% simulated profit and 25% payout consistency. Minimum withdrawal $50.

• All accounts: 100 EUR, 100 USD, 2,000 CZK, 20,000 JPY
• ProTrader $400,000: 120 EUR/USD
• SwiftTrader: 3% of the account balance

• 1-Step Express / Instant: $50
• 2-Step Classic: 1% of the initial balance
• Activation Accounts: $50 after reaching the 3% payout-eligibility threshold

• StartTrader, SwiftTrader: 25:1
• ProTrader Swing: 25:1
• ProTrader: 100:1

• 1-Step Express, Instant and Activation Accounts: 1:30
• 2-Step Classic: 1:50

• StartTrader, SwiftTrader: 1:25
• ProTrader Swing: 1:25
• ProTrader: 1:100

• Commodities (metals): 1:30
• Gold & Silver: 1:20

• StartTrader, SwiftTrader: 1:10
• ProTrader: 1:20

• StartTrader, SwiftTrader: 1:20
• ProTrader: 1:50

• BTC: 2:1
• Other Crypto: 1:1

• ProTrader Swing: swap-free on all account sizes

Available for breached or failed evaluations at a discounted price. Not available for simulated live accounts.

Profit split upgrade add-ons available at checkout (e.g., start with 90/10 split).

Achieve 10% profit during at least 2 consecutive months to increase your funded account balance. Only one scaled account per trader. More details on scalind structure here

• 1-Step Express: 10% scaling target
• 2-Step Classic: 20% scaling target; requires 50% consistency, one successful withdrawal and an account active for at least two months
• Instant: 10% scaling target
• Activation Accounts: no scaling plan

Eligible programs can scale up to a $2,500,000 starting balance, with a maximum of $5,000,000 after scaling. Requests are subject to risk review and require no open trades.

Static

• 1-Step Express: 6% relative trailing maximum drawdown; locks at the initial balance
• 2-Step Classic: 8% static drawdown
• Instant: 6% relative trailing maximum drawdown; locks at the initial balance
• Activation Accounts challenge: 6% static maximum drawdown
• Activation Accounts funded: 6% trailing maximum drawdown; locks at the initial balance

StartTrader (Dynamic Performance reward)

Your performance reward can vary from 50% to 100%, depending on your trading behavior. The system automatically assesses the way you trade, taking into account several aspects of your trading history, such as:

• The number of active trading days
• How you handle your account's leverage
• Your trading background, reflected in the number of payouts
• The consistency of your results, evaluated through your daily gains and losses

ProTrader: 80%

SwiftTrader: 90%

• 1-Step Express, 2-Step Classic and Instant: start at 80%; eligible accounts can scale to 90% at 20% profit and 100% at 30% profit. An optional add-on can start the account at 90%.
• Activation Accounts: fixed 80% profit split; it does not increase over time.

• StartTrader, ProTrader, Swift: Equity based
• ProTrader Swing: Balance based

• 1-Step Express: 4%, balance based
• 2-Step Classic: 4%, balance based
• Instant: 6%, balance based
• Activation Accounts challenge: 4%, balance based
• Activation Accounts funded: 3%, balance based

• ProTrader and ProTrader Swing (combined): 400,000 EUR/USD
• StartTrader: 100,000 EUR/USD
• SwiftTrader: 200,000 EUR/USD

• 1-Step Express, 2-Step Classic and Instant: scaling up to a $2,500,000 starting balance, with a $5,000,000 maximum after scaling
• Activation Accounts: maximum $250,000 combined activated capital

Only untraded simulated live accounts can be merged. Maximum merged account size is $200,000 (or $100,000 if the program doesn't offer $200K). Not applicable to 2-Step Classic.

• StartTrader: 180 days on phases 1 and 2
• SwiftTrader: 60 days
• ProTrader, ProTrader Swing: No limit

No time limit on any program. Accounts must have at least 1 trade (open and close) every 30 days to remain active.

• StartTrader, ProTrader, ProTrader Swing, SwiftTrader: 3 days on evaluation phase

Loyalty Program based on Experience Points (XP) with 6 tiers. XP never expires.

How to earn XP

• Challenge purchases: 10-400 XP per purchase
• Milestones: 50-300 XP for passing phases, breaches, or approved payouts
• One-time bonuses: 200 XP each for registration, KYC completion, and first trial
• Daily activities: 10 XP for login or active trading days
• XP is earned even when failing challenges

Tier Benefits

• Tier 1 (0-1,999 XP): No benefits
• Tier 2 (2,000-4,999 XP): Free $5K StartTrader challenge, 5% performance boost, 5% capital boost
• Tier 3 (5,000-9,999 XP): Free $10K ProTrader challenge, 10% performance boost, +0.5% daily loss limit, 10% capital boost
• Tier 4 (10,000-19,999 XP): Free $20K ProTrader challenge, +1% daily loss limit, +1% max loss limit, 15% capital boost
• Tier 5 (20,000-29,999 XP): Free $50K ProTrader challenge, 15% performance boost, +1.5% daily/max loss limits, 20% capital boost
• Tier 6 (30,000+ XP): Free $100K ProTrader challenge, 20% performance boost, +2% daily/max loss limits, 25% capital boost

No minimum trading days requirement on any program. Account must be active within any 30-day calendar period (at least one trade opened and closed) or it will be hard-breached for inactivity.

Activation Accounts: up to 10 activations per month and a maximum of 5 activated accounts at the same time, subject to the $250,000 combined limit. There is no limit on challenges purchased or passed.

Activation fee due only after passing, with no payment deadline:

• 25K: $179
• 50K: $299
• 100K: $489
• 200K: $969

Activation Accounts cost $4 to start on every available account size. If the challenge is not passed, no further fee is charged.

EAs, Algos and Bots are allowed. Must not be used for copy trading or hedging across accounts. EAs may be requested for review upon evaluation pass. FT+ does not provide support for third-party EAs.

Hedging is allowed on the same account (opposing positions on the same instrument). Hedging across multiple accounts is strictly prohibited.

• It is not allowed to have more than 10% of your total lot volume coming from tick scalping trades
• Any trade lasting less than 5 seconds falls under our tick scalping definition

Open trades: 3%

• Symbol Loss Limit (2-Step Classic): Maximum loss per single symbol per day, based on balance at 16:59 EST. Hard breach rule.
• Margin utilization review triggers at milestones (evaluation passes, scaling requests, withdrawals). Not a hard limit but triggers manual risk team review.

30 days

30 days. At least 1 trade (open and close) required every 30 days. Warning email sent 7 days before breach.

Fintokei applies Consistency Rules to promote sustainable trading and prevent gambling-style or high-risk behavior. These rules are used only after warnings and can affect either a single account or a trader's entire profile, depending on the severity. When applied, traders are notified with details about the restrictions and next steps.

• Reduced leverage (e.g., 1:10 for FX, 1:5 for other instruments)
• Daily profit and loss caps (+1% / -1% of starting balance)
• Inability to advance in the Scaling program
• Restrictions on new evaluation program purchases

These rules are intended as a safety layer, not a penalty, and can be lifted after 3–6 months of consistent, responsible trading.

Only StartTrader

Max 40% of your profit target can come from 1 day

• 1-Step Express: no consistency rule
• 2-Step Classic: 35% during evaluation and 50% when funded; also applies a 3% Symbol Loss Limit
• Instant: no consistency rule
• Activation Accounts challenge: no consistency rule
• Activation Accounts funded: 25%, checked only when requesting a payout; it does not breach the account

• 1-Step Express: allowed
• 2-Step Classic: allowed
• Instant: not allowed; trades are automatically closed at 4:30 PM EST on Friday
• Activation Accounts: allowed during both challenge and funded phases

• Copying trades from other persons' signals
• Using services to pass prop trading evaluations
• Tick scalping
• HFT
• Latency arbitrage trading
• Opposite trading / hedging across multiple accounts or traders

• Arbitrage
• Grid trading
• Tick scalping
• Abuse of demo trading conditions
• Account management / passing services
• Hedging across multiple accounts