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Comparison · Forex

How much freedom you get at Fintokei and The Trading Pit

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Time limits

Freedom of time is not absolute in either firm. At Fintokei, while the ProTrader accounts have no expiration, you are restricted to 180 days for the StartTrader phases and a tighter 60-day window for the SwiftTrader evaluation. You also cannot leave your account untouched for more than 30 days, or it will be closed for inactivity.

The Trading Pit does not impose a maximum number of trading days, but it is much more restrictive regarding your presence: if you do not place a trade for 21 consecutive days, you lose the account. Furthermore, you cannot simply open and close tiny trades to pass; they require at least 3 "profitable days" where you must earn at least 0.5% of the initial balance each day, or 5 days for the Instant Earning accounts.

Weekends and news

At Fintokei, you are not restricted from holding positions over the weekend or trading during news releases, but you are strictly forbidden from "tick scalping." This means you cannot have more than 10% of your total volume coming from trades lasting less than 10 seconds.

The Trading Pit imposes heavier restrictions on news and specific assets. If you trade the $100,000 or $200,000 accounts, you are prohibited from opening trades 2 minutes before and after high-impact news. On Instant Earning accounts, you are forbidden from holding Gold, Oil, or Crypto over the weekend, forcing you to close positions regardless of your strategy.

Where you can trade from

Both firms limit their reach based on geography. You cannot trade from Fintokei if you are in Russia, Belarus, North Korea, Iran, Cuba, Venezuela, or Vietnam, among others. Crucially, Fintokei does not allow the use of a VPN, which limits your ability to secure your connection or trade from certain networks.

The Trading Pit also excludes residents of countries like North Korea, Iran, Syria, and Sudan. However, unlike Fintokei, they do not explicitly ban VPN usage, though they do prohibit third-party copy trading and shared account access.

What the platform limits

The technical environment defines what you cannot use to execute your edge. At Fintokei, you are denied access to MetaTrader 4, being forced into MT5, cTrader, or TradingView. You are also prohibited from using HFT (High-Frequency Trading) or latency arbitrage.

At The Trading Pit, you cannot use TradingView, as they only provide MT4, MT5, and cTrader. Their strategy restrictions are broader: you are forbidden from using Martingale, Grid strategies, or any form of latency/hedging arbitrage. Additionally, on their 1-Phase $100K/$200K accounts, you cannot risk more than 1.5% of the initial balance per trade idea.

What the rules cost you

The cost of entry limits how many attempts you can realistically afford. A $100,000 ProTrader account at Fintokei costs $549, and your drawdown is capped at a 10% static limit, meaning you cannot lose more than $10,000 from the starting balance. Payouts are not immediate; you must wait 14 days, and you cannot withdraw less than $100. If you use crypto for withdrawals, you are penalized with fees up to 2.5% plus fixed charges.

At The Trading Pit, a $100,000 1-Phase account costs $569. Here, the risk limit is even more punishing for certain accounts: the drawdown is not always static but trails based on the end-of-day balance until it reaches the starting balance. On Instant accounts, the trailing drawdown follows the highest balance reached. You are also limited by a 1% payout fee and a strict consistency rule: your best trading day cannot account for more than 30% to 50% of your total profit, depending on the account type.

Restrictions that add up

The true limitation appears when rules overlap. At The Trading Pit, the combination of a 21-day inactivity rule and the requirement for "profitable days" (not just trading days) forces a level of active participation that may lead to overtrading. At Fintokei, the ban on VPNs combined with a strict 10-second minimum trade duration creates a technical cage for scalpers who rely on high-speed execution or privacy. Both firms use consistency rules—Fintokei's 40% cap on StartTrader and TTP's 30/50% caps—to ensure that a single lucky trade doesn't lead to a payout, effectively forcing you to repeat your performance multiple times before you can see any profit.

Frequently asked questions

Which firm is more expensive to attempt a $50,000 challenge, Fintokei or The Trading Pit?

Fintokei is slightly more affordable for this size, with its $50,000 ProTrader challenge priced at $329. The Trading Pit charges $349 for both its 1-Phase and 2-Phase $50,000 challenges. This difference means that for every ten attempts, you would spend $200 more at The Trading Pit.

Which firm has a stricter inactivity rule, Fintokei or The Trading Pit?

The Trading Pit is stricter, as it will terminate your account after only 21 days of inactivity. Fintokei is more lenient, allowing up to 30 days without trading activity before the account is closed. This gives Fintokei traders an extra week of flexibility during holidays or periods of low market volatility.

Between Fintokei and The Trading Pit, which one restricts news trading more?

The Trading Pit has much stricter news restrictions, specifically prohibiting any trade execution within 2 minutes before or after high-impact news on its $100,000 and $200,000 accounts. In contrast, Fintokei does not impose any specific time-based restrictions on news trading, allowing its traders to operate during volatile releases without fear of a breach.

Which firm limits withdrawal amounts and methods more, Fintokei or The Trading Pit?

Fintokei imposes more technical costs on withdrawals, charging up to 2.5% plus a fixed fee (up to 20 EUR) for crypto payouts, whereas The Trading Pit charges a flat 1% fee. Additionally, Fintokei has specific minimum withdrawal amounts (e.g., $100 or $120 depending on the account), while The Trading Pit maintains a standard $100 minimum but limits Instant Earning withdrawals to the lower of $2,500 or 50% of realized profit.

Field by field

Fintokei and The Trading Pit, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

54 differences

20%off · Exclusive
Headquarters

Masarykova 409/26, Brno, Czech Republic

Heiligkreuz 6, 9490, Vaduz, Liechtenstein

CEO

David Varga

Daniela Egli

Country

Czech Republic

Liechtenstein

Foundation

2023

2022

Banned Countries
Russia, Belarus, North Korea, Iran, Myanmar, Syria, Yemen, Cuba, Venezuela, Sudan, South Sudan, Afghanistan, Somalia, Iraq, Vietnam, Pakistan, Bangladesh, China
Burundi, Cuba, Iran, North Korea (Democratic People's Republic of Korea), South Sudan, Sudan, Syria
Assets
Forex, Commodities, Indices, Crypto
Forex, Indices, Commodities, Crypto, Stocks
Brokers

Liquidity Provider

Orbex, Tickmill
Refund
Yes

Within 14 days of purchase, only if you haven't accessed MyFintokei or placed any trade. Refund must be requested via email.

Yes

Challenge fee refunded after the first reward for accounts purchased before 29 April 2026, or after the third reward for accounts purchased from that date.

Payout Fee
  • ETH: 2.5% + 10 EUR
  • BTC: 2.5% + 20 EUR
  • Other crypto: 2.5%

1%

Platforms
TradingView, Metatrader 5, cTrader
Metatrader 4, Metatrader 5, cTrader
Stop Out Level
No data

100%

Payout Methods
Transfer, Crypto, Wallet
Transfer, Crypto
Payment Methods
Card, ApplePay, GooglePay, Crypto, Transfer
ApplePay, GooglePay, PerfectMoney, Neteller, Skrill, Card, Transfer, Crypto
Payout Frequency

14 days

14 days

Alternative Currency
EUR, JPY, CZK
No data
Crypto Weekend Trading
No data
Yes
Maximum Withdrawal
No data
  • Instant Earning Account: the lower of 50% of total realized profit or a cap of $2,500 ($5K, $10K, $20K), $3,500 ($50K) or $4,500 ($100K) per reward. Minimum payout $200, every 14 days. From the second reward onward, any profit above $0 since the last request qualifies.
Minimum Withdrawal
  • All accounts: 100 EUR, 100 USD, 2,000 CZK, 20,000 JPY
  • ProTrader $400,000: 120 EUR/USD
  • SwiftTrader: 3% of the account balance

$100

Forex
  • StartTrader, SwiftTrader: 25:1
  • ProTrader Swing: 25:1
  • ProTrader: 100:1
50:1
Metals
  • StartTrader, SwiftTrader: 1:25
  • ProTrader Swing: 1:25
  • ProTrader: 1:100
15:1
Energies
  • StartTrader, SwiftTrader: 1:10
  • ProTrader: 1:20
15:1
Indices
  • StartTrader, SwiftTrader: 1:20
  • ProTrader: 1:50
10:1
Crypto
  • BTC: 2:1
  • Other Crypto: 1:1
2:1
Stocks
No data
2:1
Forex
6 / lot
5 / lot
Metals
6 / lot
5 / lot
Energies
6 / lot
5 / lot
Indices
0
5 / lot
Crypto
0
0.2%
Commission-Free Option
No
No
Stocks
No data
20%
Swap Free
Yes
  • ProTrader Swing: swap-free on all account sizes
No
Add-ons
No
No
Instant
No
Yes
One Step
Yes
Yes
Account scaling
Yes

Achieve 10% profit during at least 2 consecutive months to increase your funded account balance. Only one scaled account per trader. More details on scalind structure here

Yes

Balance increases by 25% after at least 2 active months, 2 rewards and total profit of at least 10% of the initial balance. Every fourth scale-up uses the new balance as its base.

Two Steps
Yes
Yes
Max Drawdown

Static

Static except for 1-Phase $100K/$200K and 2-Phase $100K accounts purchased from 29 April 2026: those trail on end-of-day balance until the starting balance.

  • Instant Earning Account: trailing on the highest balance. The limit stops moving once it reaches the starting balance.
Profit Split

StartTrader (Dynamic Performance reward)

Your performance reward can vary from 50% to 100%, depending on your trading behavior. The system automatically assesses the way you trade, taking into account several aspects of your trading history, such as:

  • The number of active trading days
  • How you handle your account's leverage
  • Your trading background, reflected in the number of payouts
  • The consistency of your results, evaluated through your daily gains and losses

ProTrader: 80%

SwiftTrader: 90%

80%

Free Trial
Yes
No
Daily Drawdown
  • StartTrader, ProTrader, Swift: Equity based
  • ProTrader Swing: Balance based

Calculated from the previous day's closing balance and updated daily at 16:15 CT.

Three Steps
Yes
No
Max Allocation
  • ProTrader and ProTrader Swing (combined): 400,000 EUR/USD
  • StartTrader: 100,000 EUR/USD
  • SwiftTrader: 200,000 EUR/USD
400,000
Merge Accounts
No
No
Maximum Trading Days
  • StartTrader: 180 days on phases 1 and 2
  • SwiftTrader: 60 days
  • ProTrader, ProTrader Swing: No limit

Unlimited

Minimum Trading Days
  • StartTrader, ProTrader, ProTrader Swing, SwiftTrader: 3 days on evaluation phase
No data
Points Reward Program

Loyalty Program based on Experience Points (XP) with 6 tiers. XP never expires.

How to earn XP

  • Challenge purchases: 10-400 XP per purchase
  • Milestones: 50-300 XP for passing phases, breaches, or approved payouts
  • One-time bonuses: 200 XP each for registration, KYC completion, and first trial
  • Daily activities: 10 XP for login or active trading days
  • XP is earned even when failing challenges

Tier Benefits

  • Tier 1 (0-1,999 XP): No benefits
  • Tier 2 (2,000-4,999 XP): Free $5K StartTrader challenge, 5% performance boost, 5% capital boost
  • Tier 3 (5,000-9,999 XP): Free $10K ProTrader challenge, 10% performance boost, +0.5% daily loss limit, 10% capital boost
  • Tier 4 (10,000-19,999 XP): Free $20K ProTrader challenge, +1% daily loss limit, +1% max loss limit, 15% capital boost
  • Tier 5 (20,000-29,999 XP): Free $50K ProTrader challenge, 15% performance boost, +1.5% daily/max loss limits, 20% capital boost
  • Tier 6 (30,000+ XP): Free $100K ProTrader challenge, 20% performance boost, +2% daily/max loss limits, 25% capital boost
No data
Monthly Competition
Yes
No
Minimum Profitable Days
No data

3 profitable days of at least 0.5% of the initial balance each; applies to Challenge and Earning.

  • Instant Earning Account: 5 trading days minimum, with no profitable-day requirement.
Expert Advisor (EA)
Yes
Yes
VPN
No
Yes
Hedging
Yes
Yes
Requires Stop Loss
No
Yes
Scalping
Yes
  • It is not allowed to have more than 10% of your total lot volume coming from tick scalping trades
  • Any trade lasting less than 5 seconds falls under our tick scalping definition
Yes

Allowed on CFD Prime, including trades under one minute. High-frequency trading is prohibited.

Stacking / Layering (DCA)
Yes
Yes
Martingale
No data
No
Maximum Risk Limit
Yes

Open trades: 3%

Yes

Risk per trade idea is capped at 1.5% of initial balance on 1-Phase $100K/$200K. Where the margin rule applies, margin used per trade idea is capped at 40% of initial balance.

  • Instant Earning Account: total risk from all open positions on the same symbol may not exceed 1% ($5K, $10K, $20K) or 0.5% ($50K, $100K) of the starting balance.
Copy Trading
Yes
Limited

Allowed only between accounts owned by the same trader, including an external account you own. Third-party copying and shared trading are prohibited.

News Trading
Yes
Yes

News trading is allowed except for the $100,000 and $200,000 accounts, in which case it is not allowed to open traders within 2 minutes before or after high-impact news releases

Inactivity Rule

30 days

21 consecutive days without placing a trade.

Consistency Rule
Yes

Fintokei applies Consistency Rules to promote sustainable trading and prevent gambling-style or high-risk behavior. These rules are used only after warnings and can affect either a single account or a trader's entire profile, depending on the severity. When applied, traders are notified with details about the restrictions and next steps.

  • Reduced leverage (e.g., 1:10 for FX, 1:5 for other instruments)
  • Daily profit and loss caps (+1% / -1% of starting balance)
  • Inability to advance in the Scaling program
  • Restrictions on new evaluation program purchases

These rules are intended as a safety layer, not a penalty, and can be lifted after 3–6 months of consistent, responsible trading.

Only StartTrader

Max 40% of your profit target can come from 1 day

Limited

For 1-Phase $100K/$200K accounts created from 6 July 2026, the best day may not exceed 50% of positive-days profit. It applies in Challenge and Earning; exceeding it requires more profit, not a breach.

  • Instant Earning Account: the best day may not exceed 30% ($5K, $10K, $20K), 25% ($50K) or 20% ($100K) of total profit before requesting a payout.
Hold Weekend
Yes
Limited

Instant Earning Account: positions can be held over the weekend on most instruments, but gold, oil and crypto must be closed before the weekend break.

Prohibited Strategies
  • Copying trades from other persons' signals
  • Using services to pass prop trading evaluations
  • Tick scalping
  • HFT
  • Latency arbitrage trading
  • Opposite trading / hedging across multiple accounts or traders
  • Grid, martingale and similar high-risk strategies
  • High-frequency, latency, reverse, hedging-arbitrage or arbitrage trading
  • Gap trading
  • Overleveraging, overexposure, one-sided bets and hyperactivity
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