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Comparison · Forex

FTMO and OneFunded at a glance

Updated on

The short answer

FTMO is the industry veteran offering maximum freedom for EAs, news trading, and hedging with a default 90% profit split. OneFunded is a newer alternative with stricter risk controls (3% max exposure per idea) and a lower default split that requires paid add-ons to match FTMO's standards.

Where they actually differ

  • Styles (Trading Freedom): FTMO allows EAs without pre-approval, hedging, and unrestricted news trading on Swing accounts. OneFunded requires email approval for EAs (assistants only), prohibits hedging, and monitors a 5-minute news volatility window.
  • Payouts (Profit Split): FTMO provides a 90% profit split by default. OneFunded starts at 80% and requires a paid add-on at checkout to reach the 90% level.
  • Risk Rules (Exposure): OneFunded enforces a "Max Exposure Rule" where floating loss per trade idea cannot exceed 3% of equity. FTMO does not have per-trade exposure limits, only account-wide drawdowns.
  • Platforms: FTMO offers MetaTrader 4, MetaTrader 5, cTrader, DXTrade, and TradingView. OneFunded provides MetaTrader 5, cTrader, and TradeLocker.
  • Price: A direct comparison is not possible as pricing data for OneFunded challenges was not provided in the records.

Where they are basically the same

  • Risk: Both firms utilize equity-based daily drawdown calculations.
  • Payouts: Both maintain a standard 14-day payout frequency.
  • Platforms: Both offer MetaTrader 5 and cTrader as core options.
  • Styles: Both allow scalping and intraday trading.
  • Price: Pricing for OneFunded is not available for comparison.

Pick this one if

FTMO

  • You want the security of a firm operating since 2015.
  • You trade with EAs or use hedging strategies.
  • You want a 90% profit split without paying for extra add-ons.
  • You use TradingView or MetaTrader 4.

OneFunded

  • You prefer using TradeLocker as your primary platform.
  • You are looking for "Instant" funding options (not available at FTMO).
  • You want the option to reduce payout frequency to 7 days via add-ons.

Frequently asked questions

Does FTMO or OneFunded offer a better profit split?

FTMO offers a 90% profit split by default on its accounts. In contrast, OneFunded starts with an 80% profit split, and traders must purchase a specific "90/10 Profit Split" add-on during checkout to match the percentage offered by FTMO.

Can I use Expert Advisors (EAs) more freely on FTMO or OneFunded?

FTMO is more permissive, allowing EAs for any strategy without prior approval. OneFunded requires EAs to be pre-approved via email and specifically prohibits EAs that execute trades automatically, only allowing those that function as trading assistants for risk management or lot sizing.

Which firm has stricter news trading rules, FTMO or OneFunded?

OneFunded is stricter as it monitors a 5-minute window before and after high-impact news across all accounts and may penalize trades that exploit volatility. FTMO allows unrestricted news trading on its "Swing" account type, only applying a 2-minute restriction window to its "Standard" accounts.

What are the platform differences between FTMO and OneFunded?

FTMO offers a wider variety of five platforms: MetaTrader 4, MetaTrader 5, cTrader, DXTrade, and TradingView. OneFunded provides three options: MetaTrader 5, cTrader, and TradeLocker, lacking the popular MetaTrader 4 and native TradingView integration found at FTMO.

Field by field

FTMO and OneFunded, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

52 differences

25%off · Exclusive
Headquarters

Praga 1, Calle Purkynova 2121/3, 110 00, Czech Republic

71-75 Shelton Street, Covent Garden, London, United Kingdom, WC2H 9JQ

CEO

Otakar Suffner

Anastasiia Kaplunenko

Country

Czech Republic

United Kingdom

Foundation

2015

2026

Banned Countries
Afghanistan, Anguilla, Antarctica, Antigua and Barbuda, Belarus, Belize, Bhutan, Bouvet Island, Burundi, Cape Verde, Central African Republic, Chad, Cook Islands, Comoros, Congo, Cuba, Djibouti, Dominica, Equatorial Guinea, Eritrea, Fiji, Gabon, Gambia, Grenada, Guinea, Guinea-Bissau, Vatican City, India, Indonesia, Iraq, Kazakhstan, Kiribati, Kosovo, Kyrgyzstan, Lesotho, Liberia, Malawi, Mali, Mauritania, Marshall Islands, Micronesia, Nauru, Niger, Niue, Papua New Guinea, Russia, Saint Barthélemy, Saint Kitts and Nevis, Saint Lucia, Saint Vincent and the Grenadines, Samoa, San Marino, Sao Tome and Principe, Seychelles, Sierra Leone, Solomon Islands, Somalia, South Sudan, Sudan, Suriname, Eswatini, Tajikistan, Timor-Leste, Tokelau, Tonga, Turkmenistan, Tuvalu, Ukraine (Crimea, Sevastopol, Donetsk, Kherson, Luhansk, Zaporizhzhia), Uzbekistan, Vanuatu, Venezuela, Western Sahara
Afghanistan, Belarus, Central African Republic, Cuba, Democratic Republic of the Congo, Eritrea, Guinea-Bissau, Iran, Iraq, Lebanon, North Korea, Russia, South Sudan, Sudan, Somalia, Syria, Yemen, Zimbabwe
Assets
Forex, Indices, Commodities, Crypto, Stocks
Forex, Indices, Commodities, Stocks, Crypto
Brokers

Liquidity Provider

Liquidity Providers

Refund
Yes

(Only 2-Step Challenge) Full refound after first payout

Limited

Core and Flash: evaluation fee refunded with the first payout. Value: 100% refund of the evaluation fee with the third payout. Not refundable on Instant challenges, nor if the evaluation is failed.

Platforms
Metatrader 4, Metatrader 5, cTrader, DXTrade, Tradingview
Metatrader 5, cTrader, TradeLocker
Payout Methods
Transfer, PayPal
Transfer, Rise, Crypto
Payment Methods
Card, Crypto, PayPal, Skrill
Card, PayPal
Margin Call Level

100%

No data
Payout Frequency

14 days

Every 14 days (every 7 days with Weekly Payout Add-on).

Alternative Currency
EUR, CZK, GBP, CAD, AUD, CHF
No data
Minimum Withdrawal
  • Bank transfer: $20
  • Crypto: $50

$100 (all methods).

Payout Fee
No data

No public info

Crypto Weekend Trading
No data
Yes
Maximum Withdrawal
No data

$10,000 per payout (all methods).

Forex
  • Standard: 100:1
  • Swing: 30:1

1:100 (all platforms)

Metals
  • Standard: 30:1
  • Swing: 9:1
  • TradeLocker, cTrader: 1:30
  • MT5: 1:100
Indices
  • Standard: 50:1
  • Swing: 15:1
  • TradeLocker, cTrader: 1:30
  • MT5: 1:100
Stocks
  • Standard: 3.33:1
  • Swing: 1:1
  • TradeLocker: 1:2
  • cTrader, MT5: 1:100
Crypto
  • Standard: 3.33:1
  • Swing: 1:1

1:2 (all platforms)

Energies
No data
  • TradeLocker, cTrader: 1:30
  • MT5: 1:100
Forex
5 / lot
4 / lot
Metals
0.0014%
4 / lot
Indices
0
4 / lot
Stocks
0.004%
5 / lot
Crypto
0.065%
0 / lot
Commission-Free Option
No
No
Energies
No data
4 / lot
Swap Free
No
No
Add-ons
No
Yes

Available add-ons include: 90/10 Profit Split, Weekly Payout, and others available at checkout.

Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Requirements

  • Minimum of 4 months cycle
  • At least 10% total net simulated profit in the 4-months trading window, date to date
  • Process at least 2 rewards
  • Positive account balance at the time of scale-up

Benefits

  • Upgraded reward to 90%
  • $2M scale-up cap
  • Continuous increase when criteria are met
No
Two Steps
Yes
Yes
Max Drawdown
  • 1-Step: End-of-day trailing
  • 2-Step: Static
  • Instant: Intraday trailing on closed balance. It does not reset after a Reward withdrawal.

Static

Profit Split

90%

80% by default, up to 90% with the 90/10 Profit Split Add-on.

Free Trial
Yes
No
Daily Drawdown

Equity based

Equity-based (Start-of-Day Equity).

Three Steps
No
No
Max Allocation
400,000
200,000
Merge Accounts
Yes
No
Maximum Trading Days

Unlimited

No time limit on the challenge.

Minimum Trading Days
  • 1-Step: 0 days
  • 2-Step Phase 1 and 2: 4 days
  • Instant: 0 days

Core and Value: minimum active trading days required; specific number varies by account size. Flash: no minimum trading days requirement, except on 100K and 200K account sizes.

Monthly Competition
Yes
No
Expert Advisor (EA)
Yes
No

EAs are allowed but require pre-approval by email (support@onefunded.com). EAs that execute trades automatically on behalf of the trader are not allowed; EAs that act as trading assistants (lot size, risk management, position sizing) are allowed.

VPN
Yes
Yes
Hedging
Yes
No
Requires Stop Loss
No
No
Scalping
Yes
Yes
Stacking / Layering (DCA)
Yes
No
Maximum Risk Limit
No
Yes

Max Exposure Rule: floating loss per trade idea may not exceed 3% of Start-of-Trade-Idea Equity (1% on Instant accounts). Max Margin Utilization monitored at 50%.

Copy Trading
Yes
Limited

Copy trading is permitted only between your own OneFunded accounts. External copy trading or signal mirroring (Telegram, Discord, social networks, third-party copiers) is prohibited.

News Trading
Yes

Standard

Not allowed to execute any new trade or close an existing trade (including stop loss or take profit) on the targeted instrument in the window of 2 minutes before until 2 minutes after the release of the below news announcements.

Swing

No restrictions.

No

Trading during high-impact news is allowed, but the News Volatility Period (5 minutes before and after the release) is monitored. Trades that appear to exploit volatility or news-driven price spikes may trigger compliance review and corrective actions.

Inactivity Rule

30 days

60 days in evaluation phase, 30 days in funded phase.

Consistency Rule
Yes
  • 1-Step: To pass the FTMO Challenge: 1-Step or to be eligible for a Reward on an FTMO Account, your profit from the Best Day must not represent more than 50% of your total profit.
  • 2-Step: No consistency rule.
  • Instant: To be eligible for a Reward, your Best Day must not represent more than 30% of your total profit. The count restarts from zero after each Reward.
Limited

Evaluation phases: no consistency rule, except on 100K and 200K account sizes (where the Best Day Profit Ratio cap applies). Live (funded) phase: 50% Best Day Profit Ratio cap across Core, Value and Flash. The rule does not breach the account; it only blocks phase passing or payout until the ratio falls within the cap.

Hold Weekend
Limited

Standard

In an FTMO Challenge or Verification, you don't have to close your positions during the weekend. However, once you become an FTMO Trader and get an FTMO Account, you are required to close your positions just before the markets close for the weekend or if the rollover (market break) is longer than 2 hours.

Swing

No restrictions.

Yes
Prohibited Strategies
  • Overleveraging
  • Overexposure
  • One-sided bets
  • Account Rolling
  • Latency arbitrage and reverse arbitrage
  • Tick scalping designed to exploit microstructure or pricing refresh
  • Cross-account hedging (between OneFunded accounts or with external accounts)
  • One-sided bets / aggressive averaging into losses
  • Martingale and grid recovery systems with uncontrolled exposure
  • External copy trading or signal mirroring without authorization
  • Account management by third parties or account passing services
  • Data freezing, gap billing, delayed or slow data feeds
Martingale
No data
No
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