The split
The profit share structure differs in how you reach the top percentages:
- Funded Elite: Offers a modular approach. Depending on the plan (1-Step, 2-Step) and the add-ons selected at checkout, you can start with a 60%, 70%, 80%, or 95% split. The Catalyst program starts at 80% and scales to 95% as you move up the account ladder.
- Funded Trading Plus: Uses a progressive loyalty model. Most programs (Express, Classic, Instant) start at 80%. You can scale to 90% after reaching 20% profit, and to 100% after reaching 30% profit. The Activation accounts are fixed at 80%.
How often you can withdraw
Timing is where these firms diverge most significantly:
- Funded Elite: You choose your cadence at checkout. You can opt for payouts every 3, 7, 14, or 21 days. This allows for one of the fastest payout cycles in the industry (3 days) if you pay for the specific add-on.
- Funded Trading Plus:
- 1-Step Express & Instant: First withdrawal from day 1, then every 7 days.
- 2-Step Classic: First withdrawal after 10 days, then every 10 days.
- Activation Accounts: Every 10 trading days.
Minimums and methods
Getting your money out requires meeting these thresholds and using these channels:
- Funded Elite:
- Methods: Crypto (ERC20, BTC, TRC20) and Rise.
- Minimums: $30 for Crypto, $500 for Rise.
- Limits: Crypto withdrawals are capped at $500 per request.
- Fees: TRC20 is the cheapest (~$3), while Rise is the most expensive ($35).
- Funded Trading Plus:
- Methods: Crypto and Bank Transfer.
- Minimums: $50 for Express, Instant, and Activation accounts. For the 2-Step Classic, the minimum is 1% of the initial balance.
What delays a payout
Before you can see a dollar, you must navigate these risk and consistency hurdles:
- Funded Elite:
- Time Rule: Trades must last at least 3 minutes (or 30 seconds if the scalping add-on was purchased).
- Minimum Profitable Days: You need 3 to 5 profitable days (PnL > 0.5% or specific dollar amounts in Catalyst) to be eligible.
- Risk Limit: You cannot risk more than 50% of your daily loss limit on a single instrument in one day.
- Consistency: Applied to Instant and Catalyst accounts.
- Funded Trading Plus:
- Consistency Rule: 25% for Activation accounts (checked at payout), and 35-50% for 2-Step Classic evaluations/funded phases.
- Inactivity: You must place at least one trade every 30 days.
- Symbol Loss Limit: Specifically for the 2-Step Classic, losing too much on a single symbol in a day is a hard breach.
What it takes to get there
The investment and the tools available to clear the path:
- Investment (100K Account):
- Funded Elite: Standard 1-Step costs $569. The "Pay After" (Activation) model costs $5 initially, then $499 after passing.
- Funded Trading Plus: 1-Step Express costs $549. The Activation account costs $4 initially, then $489 after passing.
- Risk Limits:
- Funded Elite: 3% Daily Drawdown (EOD high-watermark) and 6-8% Max Drawdown (Static or Trailing depending on plan).
- Funded Trading Plus: 3-6% Daily Drawdown and 6-8% Max Drawdown (Relative Trailing for Express/Instant, Static for others).
- Platforms and Styles:
- Funded Elite: Only MT5 and TradeLocker. No EAs allowed; strictly manual trading.
- Funded Trading Plus: MT5, DXTrade, MatchTrader, and cTrader. EAs and Algos are fully permitted.
Which pays out more comfortably
Funded Trading Plus pays out more comfortably for the modern trader who relies on technology. If you use EAs, need platforms like cTrader or DXTrade, or aim for a 100% profit split through long-term consistency, FTP is the superior choice.
Funded Elite is better suited for the high-conviction manual scalper. If you are a disciplined manual trader who wants to receive profits every 3 days and is comfortable with TradeLocker or MT5, the ability to "build your own" payout schedule is a unique advantage FE offers over the competition.
Frequently asked questions
Which firm is cheaper to start a $100,000 challenge, Funded Elite or Funded Trading Plus?
For a standard 1-step evaluation, Funded Trading Plus is slightly cheaper at $549 compared to Funded Elite's $569. However, both firms offer "Activation" or "Pay After" models where you can start for a nominal fee ($4 at FTP and $5 at FE) and only pay the full activation fee ($489 at FTP and $499 at FE) once you have successfully passed the evaluation.
Can I use Expert Advisors (EAs) on both Funded Elite and Funded Trading Plus?
No, there is a major difference here. Funded Trading Plus fully allows the use of EAs, Algos, and Bots across all its programs. In contrast, Funded Elite strictly prohibits automated trading; they only allow manual trading tools, meaning any use of an EA to execute trades will result in a violation.
Which firm offers more trading platforms, Funded Elite or Funded Trading Plus?
Funded Trading Plus offers a much wider variety of platforms, including MetaTrader 5, DXTrade, MatchTrader, and cTrader. Funded Elite is more limited in this regard, providing only MetaTrader 5 and TradeLocker for its traders.
How do the consistency rules compare between Funded Elite and Funded Trading Plus during the payout phase?
Both firms use consistency rules but apply them differently. Funded Elite applies a consistency rule mainly to its Instant and Catalyst accounts. Funded Trading Plus applies a 25% consistency rule to its Activation accounts (calculated at the time of payout request) and a stricter 50% rule to its 2-Step Classic funded accounts.
