Detailed Comparison: Funded Trader Markets vs FundingPips (2025)

56 Alekou Konstantinou, Strovolos, 2024, Nicosia, Cyprus

IFZA Business Park DDP Dubai U.A.E.

Revin Zabala

Khaled Ayesh

Cyprus

United Arab Emirates

2024

2022

Full refund after 3rd payout. Not available for Instant Funding Accounts and 1-step Nitro X Accounts

1 and 2 Step: Full refund with first payout

5% processing fee on crypto payouts (covers blockchain costs, liquidity swaps, and infrastructure). Only TRC20 USDT supported for crypto payouts.

$10

100%

110%

On Demand, provided you have met these specific criteria:

• Consistency Rule
• Minimum Payout Amount of 1% of Initial Balance (Before-Split)
• Minimum Trading Days

Infinity Plus: requests any day, including weekends, once eligible. Requests require review and approval; trading pauses during review.

• 2-Step Standard: Weekly, Bi-Weekly, Monthly or On Demand
• 2-Step Pro: Weekly or Monthly
• 1 Step Flex and 2-Step Flex: Bi-Weekly or Monthly
• FundingPips Zero: Bi-Weekly
• Prime (existing accounts only): Daily, any number of requests
• Labs 247: Daily
• Labs 003 Infinity: unlimited daily requests from Master day one, no reward buffer. Funds leave the account immediately; trading can continue.

The 24-hour payout guarantee ensures that you are eligible to receive your full payout within 24 business hours of your payout request. If Funded Trader Markets fail to meet this time frame, they will double the requested payout and issue a free account of the same size. This guarantee is only applicable for payouts up to $1000.

Labs 247: crypto trading and weekend holding are available 24/7 in Evaluation and Master. Other models retain their existing restrictions.

• 2-Step Prime: $15,000 per month
• 1-Step Nitro X: $5,000 per account and request, and required to leave a buffer of 50% of the profits
• Crypto payouts: $5,000 per transaction (TRC20 USDT only)

Infinity Plus: no cap per payout and no mandatory balance buffer. After the first approved payout, the loss floor is the initial balance; a withdrawal must not cause balance or equity to touch that floor.

• Labs 003 Infinity: no daily reward-request cap

• 1-Step Nitro X: Must make at least a 3% profit before withdrawal
• All other accounts: 1% of initial balance

Infinity Plus: minimum request $50; balance must be at least 1% above initial capital to request. No additional new-profit requirement between consecutive requests.

• On Demand payout: 1%
• Tuesday, bi-weekly and montly: 1%
• Prime (existing accounts only): 1% of Prime Account size (or Scaled Prime Account Size after scaling)
• Labs 247: 1% of the account size
• Labs 003 Infinity: 1% of account size per request

• 1 Step: 30:1
• 2 Step: 100:1
• Zero: 50:1
• Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
• Labs 003 Infinity: 100:1

• 1 Step: 10:1
• 2 Step: 30:1
• Zero: 20:1
• Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
• Labs 247: 5:1
• Labs 003 Infinity: 30:1

10:1

• Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
• Labs 247: 5:1
• Labs 003 Infinity: 10:1

• 1 Step: 5:1
• 2 Step, Zero: 20:1
• Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
• Labs 247: 5:1
• Labs 003 Infinity: 20:1

• BTC, ETH: 5:1
• Other crypto: 2:1

• 1 Step: 1:1
• 2 Step, Zero: 2:1
• Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
• Labs 247: 5:1

Labs 247: 5:1

All accounts are swap free

A reset gives a trader who has violated their account rules (such as exceeding the Daily or Overall Loss Limit) the ability to restore the account to its original starting balance paying a fee, and begin trading again.

1-Step Nitro X (Evaluation Phase)

• Reset Limit: Unlimited
• Reset Window: Within 30 days of the original purchase date

1-Step Nitro and 1-Step Nitro X (Funded Phase)

• Reset Limit: One-time only

Instant Standard

• Reset Limit: One-time only
• Reset Window: Within 24 hours after the breach

10% discount for failing during the evaluation phase. Valid for 7 days and only for accounts of the same model and size (FundingPips Zero excluded).

90% Profit Split (2-Step Plus): It has no cost on money but Shield Risk Protocol will apply now on evaluation phase as well

Infinity Plus: upgrade for 1-Step Infinity; removes the mandatory payout buffer, payout caps and additional profit requirement between consecutive requests.

cTrader (+20%)
Swing: overnight and weekend holding on Master accounts for 1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex; selected at purchase

Level 1 - Launchpad (Novice)

Requires 4 payouts and 10% profit. Grants +20% capital and +1% drawdown.

Level 2 - Ascender (Intermediate)

Requires 8 payouts and 20% profit. Grants +30% capital, +2% total max drawdown, and +1% daily drawdown.

Level 3 - Trailblazer (Advanced)

Requires 12 payouts and 30% profit. Grants +40% capital and 13% max drawdown.

Level 4 - Hot Seat (Elite)

Requires 16 payouts and 40% profit. Doubles initial balance, offers 100% reward split, on-demand payouts, up to $2M capital, and monthly bonuses.

Level 5 - Elite Trader Status (Advanced Hot Seat)

Unlocks advanced tools, +1% additional max drawdown (4% total cumulative), +1% additional daily drawdown (2% total), customized trading conditions, and monthly bonuses based on initial account size ($100-$500).

Prime (existing accounts only)

The first four scale-ups require +5% total profit; from the fifth onward, +10%, measured against the starting size of the current level. Required profitable days: none for the first scale-up, 2 for the second and third, 4 for the fourth, and 10 from the fifth onward. Each profitable day must close at +1% or more of the account size; the counter resets after each scale-up. Each scale-up adds +10% to the current level's starting size, up to $2M. At Level 10 or $2M: Certified FundingPips Trader status, listed on the Tradin Investor Marketplace with 20% profit share on investor capital.

• Instant, 1-Step: Trailing
• 2-Step: Static

Infinity Plus: static floor during evaluation and until the first approved funded payout. It then moves once to the initial balance and stays there permanently; touching it with balance or equity breaches the account.

• 1 Step Flex, 2 Step: Static
• Zero: Trailing
• Prime (existing accounts only): 8% static below the starting balance; recalculated only after a scale-up
• Labs 247: 4% static in Evaluation and Master
• Labs 003 Infinity: static in Evaluation and Master; never trails

Instant Standard, Instant Pro

• 1st payout: 50%
• 2nd payout: 60%
• 3rd payout: 70%
• 4th payout and next: 80%

Instant Plus

80%

2-Step Plus

70% (up to 90% with 2-Step Plus add-on)

1-Step Nitro

90% for the first $10,000 and 80% after that

1-Step Nitro X

100%

Reward split depends on the selected reward cycle and account configuration.

• 2-Step Standard: Weekly (60%), Bi-Weekly, On Demand (90%) or Monthly (100%)
• 2-Step Pro: Weekly or Monthly (100%)
• 1 Step Flex: Bi-Weekly or Monthly (100%)
• 2-Step Flex: Bi-Weekly, with an alternative 95% split selected at purchase at the same price, or Monthly (100%)
• FundingPips Zero: fixed Bi-Weekly cycle
• Prime (existing accounts only): 80%, Daily, any number of requests
• Labs 247: Daily

The Monthly cycle requires consistency and profitable days. Earlier purchases retain their legacy conditions.

If your Simulated Funded account with Funded Trader Markets is in profit but has been breached, you may still qualify for a withdrawal with a 50% split, provided the following conditions are met:

• Stop Loss Usage: Every trade had an SL in place.
• Loss Limits: No single position incurred a loss exceeding 1% of the account's initial balance.

Highest balance or equity recorded at the end of the day (EOD high-watermark

Infinity Plus: daily loss allowance is based on initial capital; the daily stop-out resets at 5 PM ET from the higher end-of-day balance or equity.

Higher of the opening balance or equity for the trading day

• Prime (existing accounts only): 3% (soft breach, pauses trading for the rest of the day, account stays open, resumes at 00:00 UTC+3)
• Labs 247: 2% of the starting balance in Evaluation and Master
• Labs 003 Infinity: fixed daily loss allowance based on starting balance, in Evaluation and Master

Evaluations

• 2-Step Plus: $200,000
• 1-Step Nitro: $300,000
• 1-Step Nitro X: $150,000

Instant Funding

• Instant Standard: $100,000
• Instant Pro: $100,000
• Instant Plus: $100,000

Infinity Plus: maximum allocation $20,000. Combined 1-Step Infinity and Infinity Plus allocation: $60,000.

A Master account can only be merged with another Master account from the same evaluation model.

Merging accounts is not supported in the FundingPips Zero Model.

• Prime (existing accounts only): any Prime accounts can merge, regardless of the originating model. Request through the dashboard; the resulting account takes the higher of the two scale-up levels. Merged size respects the $2M maximum.

Unlimited

Labs 247: 6 months for the Evaluation phase and a separate 6-month period for the Master account.
Labs 003 Infinity: separate 6-month windows for Evaluation and Master.

Infinity Plus: no minimum trading days in evaluation or funded.

New purchases and resets from 28 September 2026:

• 2-Step Standard: 3 trading days per evaluation phase; no minimum with the 3% daily-loss configuration
• 2-Step Pro: no minimum trading days
• 1 Step Flex: no minimum trading days
• 2-Step Flex: 1 trading day per phase on the standard reward configuration; the alternative configuration requires profitable days
• Labs 247: no minimum trading days
  Earlier purchases retain their legacy conditions.

Participant Limit: Up to 50,000 participants. Registration closes once full.

Prizes

• 1st: 100K Evaluation + $1,500
• 2nd: 100K Evaluation + $1,200
• 3rd: 100K Evaluation + $1,000
• 4th: 100K Evaluation
• 5th: 50K Evaluation
• 6th–10th: 25K Evaluation
• 11th–20th: 10K Evaluation
• Bonus Prize: 13 random participants (ranked 4th–1000th) receive $100 each.

Rules

• Max loss: 10%
• Daily loss: 5%
• No EAs
• No exploiting unrealistic demo fills
• One account per person

1-Step Nitro / 1-Step Nitro X

• Evaluation: no minimum days.
• Funded Simulation: 5 minimum days, only days with ≥0.5% profit count.

2-Step Plus

• Evaluation: 3 minimum days per phase.
• Funded Simulation: 5 minimum days, only days with ≥0.5% profit.

Instant Standard / Pro / Plus

• Payout eligibility: 5 minimum days, only days with ≥0.5% profit count.
• Instant Pro: trading-day requirement can be removed with a checkout add-on.

Zero: Minimum of 7 days with 0.25% profit or more by the end of each 30-day period. Failure to meet this requirement will result in a rule violation.

• Monthly reward cycle (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 7 profitable days per cycle, each with at least 0.5% of the starting Master account size; the count resets after each reward
• 2-Step Flex alternative reward configuration: 3 profitable days per evaluation phase and per Bi-Weekly Master reward cycle, each with at least 0.5% of the starting account size

Labs 247: maximum 5 accounts per user. These accounts are separate from the standard capital allocation.
Labs 003 Infinity: maximum 3 accounts per user, outside standard allocation caps.

Default rule (third-party EAs): Permitted ONLY when used strictly as a trade or risk manager. Any other use of a third-party EA = denial of evaluation/reward and account closure.

Personal EA Exception
Full automation allowed only with proof of ownership of the EA code.

Account-type exceptions

• 1K Instant Account: third-party EAs and trade copiers permitted (full automation OK).
• Monthly Competition: ALL EAs prohibited (including personal with proof).

Martingale and layering are allowed per account (increasing position size after a loss, or opening multiple positions in the same direction at different price levels). Running these strategies across multiple accounts simultaneously is prohibited and counts as abusive behavior.

Shield Risk Protocol

Maximum Floating Loss Limits

• Instant Plus, 2-Step Plus: Maximum floating loss = 1% of account balance

Breach Consequences

• Breach it once = 80% profit split drops to 50%
• Breach it repeatedly = payout share reduces permanently to 40%, 30% and finally 20%

Infinity Plus: no additional risk limits; daily and overall drawdown limits still apply.

There is a limit on simultaneous open lots:

• $5K–$10K: no limit
• $25K: 10 lots
• $50K: 20 lots
• $100K or more (including merged accounts): maximum 40 lots

Penalties

• 1st violation: warning
• 2nd violation: removal of excess profits, reward reduced to 30%, and account closure

1 Step Flex, 2-Step Flex, 2-Step Pro and 2-Step Standard

Risk Per Trade Idea and the Striking System are removed in Evaluation and Master for new purchases from 28 September 2026. Earlier purchases retain their legacy conditions.

Built-in Copy Trading lets traders link their own FTM accounts and mirror trades, including from Evaluation to Funded phases. Available across supported platforms. Account sharing and group trading remain prohibited.

Permitted

• Copying trades between your own FundingPips accounts (registered under same individual).
• Using your FundingPips account as MASTER to copy to external accounts (as slave).

Prohibited

• Copying between FundingPips accounts of different users.
• Coordinated trading across master accounts not owned by same individual.
• Inbound copy trading (external source as master, FundingPips as slave).
• Third-party account management (immediate termination).

Evaluation Stage (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
No restrictions on holding trades during news events. Purposely trading news = account closure.

Master Account (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
Trades opened/closed within 5 minutes before/after a high-impact (red folder) news event have their FULL profit deducted, UNLESS the trade was executed 5+ hours before the event.
Speech window: 5 min before speech start to 5 min after speech end.

FundingPips Zero
HARD BREACH if any position is opened/closed/held within 10 minutes before/after a high-impact news event on affected currencies.
Speech window: 10 min before speech start to 10 min after speech end.

Labs 247
Evaluation: news trading is allowed on every instrument.
Master: profits may be deducted from trades opened or closed 5 minutes before or after high-impact news affecting the corresponding currency. For high-impact speeches, the window runs from 10 minutes before the speech begins until 10 minutes after it ends. Trades opened at least 5 hours before the event are exempt.
Labs 003 Infinity
Evaluation: news trading allowed. Master: profits on trades within 5 minutes before or after high-impact news or speeches are deducted.

Accounts inactive for 30 days are subject to closure.

30 consecutive days without completed trades results in hard breach. Applies to all account types including Master accounts.

Instant (all)

• If a single day's profit is more than 20% of your total profit in the Instant Funding Account, you have to keep trading until the best day profit is less than 20% of the total profit.

1-Step Nitro

50% on evaluation phase and 45% on funded phase

1-Step Nitro X

25% on funded phase

2-Step Plus

No consistency rule on evaluation. No consistency rule on funded phase.

Infinity Plus: no consistency rule in evaluation or funded.

• On Demand (2-Step Standard): no single trading day may account for more than 35% of total profit
• Monthly (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 35% consistency score, reset after each reward
• Bi-Weekly (FundingPips Zero): 15% consistency score; the biggest losing day cannot exceed the biggest winning day
• Bi-Weekly (1 Step Flex and 2-Step Flex): no consistency score
• Profit Concentration Policy: removed for new purchases from 28 September 2026; qualifying legacy accounts retain their existing conditions
• Labs 247: no consistency rule in Evaluation or Master
  Labs 003 Infinity: no consistency rule.

1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex
Evaluation: overnight and weekend holding allowed on all instruments.
Master: overnight and weekend holding require the Swing add-on selected at purchase. Without Swing, positions are automatically closed each trading day; this is not an account breach and does not count as a valid trading day.

FundingPips Zero
Weekend holding is a hard breach on Master accounts. Close all positions before Friday market close, including crypto.

Prime (existing accounts only)
Weekend holding allowed.

Labs 247
Trading and weekend holding allowed 24/7 in Evaluation and Master.
Labs 003 Infinity
No weekend holding in Evaluation or Master. Overnight holding is allowed in Evaluation. Master positions close automatically at day end without breaching the account.

• Using Manipulative Software or Techniques
• Non-Standard Trading Practices
• Using External or Slow Data Feeds
• Exploiting Service Errors
• Manipulative Trading
• Hedging Across Accounts
• Account Management Services
• Group Trading
• High-Frequency Trading
• News Scalping
• Arbitrage Trading
• Multi-Account Reverse Trading
• Tick Scalping
• Internal Reverse Trading
• Group Hedging
• Account Management Services
• Account Sharing

• Gap trading
• High-frequency trading
• Server spamming
• Latency arbitrage
• Toxic trading flow
• Hedging
• Long-short arbitrage
• Reverse arbitrage
• Tick scalping
• Server execution
• Opposite account trading