/
 Login
Breaking
Phoenix Trader Funding launches the Phoenix Cup, its first trading competitionPipFarm Removes the $5,000 Payout Cap on New AccountsPipFarm Announces Crypto and Perpetual Futures Challenges on a New Trading PlatformFunded Futures Family clarifies when the first payout is due on S2F Accelerate 50KTheGodFunded teams up with three partners: The Trading Pit, Leveraged and Core FundedMubite Wars Becomes a Weekly CompetitionGoat Funded Futures Launches GOAT Access, a $50K Evaluation for $39Hypernova launches Editions with Aggressive, a limited $50,000 account with higher drawdown limitsThinkCapital launches Bolt Flex, an instant funding account with balance-based drawdownFunded Futures Family moves Choice and S2F Accelerate 50K to Core and changes Accelerate payout rulesDoji Funding Launches Its First Trading Competition and Prepares a Paid One With a $20,000 Prize PoolThe5ers adds $50K accounts to its Summer Plan, from $99Alpha Futures launches an add-on that removes the consistency rule on Standard Qualified accountsDolvero narrows its news trading rule to 10 minutes and affected instruments onlyHola Prime Launches 2-Step Fly: Funded Account With No Daily Loss Limit and Anytime Payouts
All news
Comparison · Forex

Detailed Comparison: FundingPips vs Klein Funding (2025)

See the field-by-field table Compare with another firm

Updated on

FundingPips View profile 20% off
Klein Funding View profile 15% off

1. Business Foundation and Market Specialization

FundingPips and Klein Funding represent two distinct generations and specializations within the prop firm industry.

  • Market Presence: FundingPips was founded in 2022 and has established a massive footprint (over 44,000 Trustpilot reviews). Klein Funding is a 2024 newcomer focused on a specific niche.
  • Asset Focus: FundingPips is a generalist firm offering Forex, Indices, and Commodities. Klein Funding is a specialized Crypto firm, offering over 700 USDT perpetual pairs via Bybit and Binance data.
  • Jurisdiction and Restrictions: FundingPips operates from Dubai (UAE) and has a significant list of banned countries, including the USA and even the UAE itself. Klein Funding operates from the UK and currently has no listed country restrictions, offering higher accessibility for global traders.

2. Platform Ecosystem and Brokerage

The technological approach differs significantly between the two firms:

  • FundingPips: Uses traditional prop firm platforms like MatchTrader, cTrader, and MetaTrader 5. They act as their own liquidity provider, which centralizes control over spreads and execution.
  • Klein Funding: Integrates directly with Tier-1 crypto exchanges. Their "Bybit Challenges" use the actual Bybit API, meaning traders operate in a high-liquidity environment with zero spreads. They also offer a proprietary platform, Cleo, for those seeking a more aggressive, non-stability-based approach.
  • Trading Period: Klein Funding has a 90-day API access limit. If the account is not renewed or active, access is revoked. FundingPips uses the standard 30-day inactivity rule common in the industry.

3. Evaluation Models and Capital Allocation

Both firms offer diverse paths to funding, but the mechanics of "Instant" accounts vary:

  • Evaluation Steps: Both offer 1-Step and 2-Step programs. FundingPips' 2-Step is their flagship, whereas Klein's 1-Step Bybit is highly popular for its 6% profit target.
  • Instant Funding: FundingPips Zero provides immediate funding but includes a "Safety Cushion" (the first 3% profit cannot be withdrawn). Klein Instant Pro allows for daily on-demand withdrawals from day one, provided specific daily profit milestones (0.5%) are met.
  • Max Allocation: Both firms cap initial allocation at $300,000, but their scaling plans can lead to much higher management figures ($2M+).

4. Drawdown Mechanics and Risk Management

This is where the most critical "hidden" conditions reside for traders:

  • Smart Drawdown vs. Static: Klein Funding introduces a Smart Drawdown on Instant Pro accounts. It trails with equity until the account reaches 3% profit, at which point it locks at the starting balance. This "locks in" the account safety.
  • The 3% Rule (FundingPips): On funded accounts, FundingPips enforces a hard breach if a single trade (or trade idea) loses more than 3% of the account size. This is a strict risk management rule that can catch aggressive traders off guard.
  • Consistency Rules: FundingPips uses a 35% consistency rule (no single day can exceed 35% of total profit for On-Demand payouts). Klein uses a "Stability Score" (30% to 45%). Crucially, violating Klein’s score does not lose you the account; you simply must keep trading until the average stabilizes.

5. Payout Policies and Profit Splits

The reward structure reflects the risk profile of each firm:

  • Profit Split: FundingPips offers a scaling split from 60% up to 100% (at the Hot Seat level). Klein Funding's splits are customizable or fixed between 60% and 90% depending on the chosen challenge.
  • Payout Frequency: FundingPips offers on-demand payouts for their standard accounts but with a lower 60% split for weekly payouts. Klein Funding offers daily on-demand withdrawals for Instant Pro and Cleo accounts, with a 4-24 hour processing time.
  • Withdrawal Minimums: FundingPips requires at least 1% profit for on-demand withdrawals. Klein requires a 4% total profit milestone for Instant Pro before the first withdrawal is eligible.

6. Prohibited Strategies and Operational Rules

  • Holding Times: Klein Funding requires trades to be held for at least 50 seconds. "Tick scalping" is strictly prohibited. FundingPips does not have a specific time-hold rule but prohibits "High-Frequency Trading" (HFT).
  • News Trading: FundingPips has a 10-minute "no-trade" window (5 mins before/after) on certain funded accounts. Violations result in profits not being counted. Klein Funding allows news trading across all accounts.
  • Copy Trading: FundingPips allows copy trading (between your own accounts). Klein Funding prohibits all copy trading, even between your own accounts, as they prioritize individual performance on the Bybit API.

7. Summary of Differences and Trader Fit

Choose FundingPips if:

  • You are a Forex or Indices trader who prefers traditional platforms like MT5 or cTrader.
  • You want a firm with a long-standing reputation and a massive community.
  • You are a disciplined trader who can manage the 3% max loss per trade rule and the 35% consistency cap.
  • You aim for the "Hot Seat" level to eventually keep 100% of your profits.

Choose Klein Funding if:

  • You are a Crypto specialist who wants access to hundreds of pairs with exchange-level liquidity (Bybit).
  • You prefer On-Demand daily payouts and want to avoid strict news trading restrictions.
  • You find "Smart Drawdown" (locking the floor at break-even) more attractive than static or purely trailing drawdown.
  • You live in a country restricted by other firms (like the USA) and need a reliable UK-based crypto prop firm.
Field by field

FundingPips and Klein Funding, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

53 differences

FundingPips
View profile Official site
20%off
Klein Funding
View profile Official site
15%off · Exclusive
Headquarters

IFZA Business Park DDP Dubai U.A.E.

Tbilisi, Samgori District, Besarion Chichinadze Street 12, Apartment No. 55, Georgia

CEO

Khaled Ayesh

Kutay Aktaş

Country

United Arab Emirates

Georgia

Foundation

2022

2024

Banned Countries
United States, Iran, Israel, Vietnam, United Arab Emirates
No data
Assets
Forex, Indices, Commodities, Crypto, Stocks
Crypto
Brokers

Liquidity Provider

Bybit, Cleo (Binance data)
Refund
Yes

1 and 2 Step: Full refund with first payout

No
Payout Fee

$10

No data
Platforms
Metatrader 5, MatchTrader, cTrader
ByBit, Cleo Trading Platform
Demo Account
MatchTrader
ID-PasswordVjEbC!Y6
Metatrader 5
ID10496903PasswordVjEbC!Y6ServerFundingPips Corp (2)
No data
Payout Methods
Transfer, Crypto, Rise
Transfer, Wise, Crypto
Payment Methods
Card, Crypto, Transfer, ApplePay, GooglePay, PayPal, Neteller, Skrill
Card, Crypto
Payout Frequency
  • 2-Step Standard: Weekly, Bi-Weekly, Monthly or On Demand
  • 2-Step Pro: Weekly or Monthly
  • 1 Step Flex and 2-Step Flex: Bi-Weekly or Monthly
  • FundingPips Zero: Bi-Weekly
  • Prime (existing accounts only): Daily, any number of requests
  • Labs 247: Daily
  • Labs 003 Infinity: unlimited daily requests from Master day one, no reward buffer. Funds leave the account immediately; trading can continue.

Bybit Instant Pro & Cleo challenges: Daily on-demand withdrawals. Payouts processed in 4-24 hours (usually within 4 hours).

Bybit One Step & Two Step: Every 3-4 days due to Stability Rule.

Crypto Weekend Trading
Yes

Labs 247: crypto trading and weekend holding are available 24/7 in Evaluation and Master. Other models retain their existing restrictions.

Yes
Maximum Withdrawal
  • Labs 003 Infinity: no daily reward-request cap
No data
Minimum Withdrawal
  • On Demand payout: 1%
  • Tuesday, bi-weekly and montly: 1%
  • Prime (existing accounts only): 1% of Prime Account size (or Scaled Prime Account Size after scaling)
  • Labs 247: 1% of the account size
  • Labs 003 Infinity: 1% of account size per request
No data
Payout Guarantee
No data

4-24 hours (usually within 4 hours)

Forex
  • 1 Step: 30:1
  • 2 Step: 100:1
  • Zero: 50:1
  • Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 003 Infinity: 100:1
No data
Metals
  • 1 Step: 10:1
  • 2 Step: 30:1
  • Zero: 20:1
  • Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
  • Labs 003 Infinity: 30:1
No data
Energies

10:1

  • Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
  • Labs 003 Infinity: 10:1
No data
Indices
  • 1 Step: 5:1
  • 2 Step, Zero: 20:1
  • Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
  • Labs 003 Infinity: 20:1
No data
Stocks

Labs 247: 5:1

No data
Crypto
  • 1 Step: 1:1
  • 2 Step, Zero: 2:1
  • Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1

Bybit challenges (One Step, Two Step, Instant Pro): Up to 1:100 for most tradeable coins on Bybit.

Cleo challenges (One Step, Flex): BTC and ETH up to 1:5, all other assets up to 1:2.

Forex
0
No data
Metals
0
No data
Energies
0
No data
Indices
0
No data
Stocks
0
No data
Crypto
0
0
Commission-Free Option
No data
No
Swap Free
No
Yes

Crypto markets are swap-free by nature.

Account Reset

10% discount for failing during the evaluation phase. Valid for 7 days and only for accounts of the same model and size (FundingPips Zero excluded).

No data
Add-ons
Yes

cTrader (+20%)
Swing: overnight and weekend holding on Master accounts for 1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex; selected at purchase

Yes
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Level 1 - Launchpad (Novice)

Requires 4 payouts and 10% profit. Grants +20% capital and +1% drawdown.

Level 2 - Ascender (Intermediate)

Requires 8 payouts and 20% profit. Grants +30% capital, +2% total max drawdown, and +1% daily drawdown.

Level 3 - Trailblazer (Advanced)

Requires 12 payouts and 30% profit. Grants +40% capital and 13% max drawdown.

Level 4 - Hot Seat (Elite)

Requires 16 payouts and 40% profit. Doubles initial balance, offers 100% reward split, on-demand payouts, up to $2M capital, and monthly bonuses.

Level 5 - Elite Trader Status (Advanced Hot Seat)

Unlocks advanced tools, +1% additional max drawdown (4% total cumulative), +1% additional daily drawdown (2% total), customized trading conditions, and monthly bonuses based on initial account size ($100-$500).

Prime (existing accounts only)

The first four scale-ups require +5% total profit; from the fifth onward, +10%, measured against the starting size of the current level. Required profitable days: none for the first scale-up, 2 for the second and third, 4 for the fourth, and 10 from the fifth onward. Each profitable day must close at +1% or more of the account size; the counter resets after each scale-up. Each scale-up adds +10% to the current level's starting size, up to $2M. At Level 10 or $2M: Certified FundingPips Trader status, listed on the Tradin Investor Marketplace with 20% profit share on investor capital.

Yes

Instant Pro only: make 10% profit on account balance, forfeit 50% of your profit share, and your account size doubles. Scaling up to $2M.

Two Steps
Yes
Yes
Max Drawdown
  • 1 Step Flex, 2 Step: Static
  • Zero: Trailing
  • Prime (existing accounts only): 8% static below the starting balance; recalculated only after a scale-up
  • Labs 247: 4% static in Evaluation and Master
  • Labs 003 Infinity: static in Evaluation and Master; never trails

Bybit challenges (One Step, Two Step)
Static drawdown calculated from initial balance. Customizable from 6% to 10%.

Bybit Instant Pro
Two drawdown types available (3-8%):

  • Smart Drawdown (6%): Trails upward with equity gains. Once account reaches +3% profit, drawdown locks permanently at -3% of starting balance.
  • Trailing Drawdown (8%): Trails the High Water Mark (highest of balance or equity). After first payout, resets to 4% trailing from the new balance.

Cleo challenges (One Step, Flex)
Static drawdown calculated from initial balance. Customizable from 3% to 8%. One Step: 5% default. Flex: 3% default.

Profit Split

Reward split depends on the selected reward cycle and account configuration.

  • 2-Step Standard: Weekly (60%), Bi-Weekly, On Demand (90%) or Monthly (100%)
  • 2-Step Pro: Weekly or Monthly (100%)
  • 1 Step Flex: Bi-Weekly or Monthly (100%)
  • 2-Step Flex: Bi-Weekly, with an alternative 95% split selected at purchase at the same price, or Monthly (100%)
  • FundingPips Zero: fixed Bi-Weekly cycle
  • Prime (existing accounts only): 80%, Daily, any number of requests
  • Labs 247: Daily

The Monthly cycle requires consistency and profitable days. Earlier purchases retain their legacy conditions.

Bybit challenges (One Step, Two Step, Instant Pro): Customizable from 60% to 90% depending on the plan selected.

Cleo challenges (One Step, Flex): Customizable from 60% to 90% depending on the plan selected.

Free Trial
No
No
Daily Drawdown

Higher of the opening balance or equity for the trading day

  • Prime (existing accounts only): 3% (soft breach, pauses trading for the rest of the day, account stays open, resumes at 00:00 UTC+3)
  • Labs 247: 2% of the starting balance in Evaluation and Master
  • Labs 003 Infinity: fixed daily loss allowance based on starting balance, in Evaluation and Master

Bybit challenges: Daily maximum loss is half of the total loss limit. Calculated from starting balance at 12:05 AM UTC and does not change during the day until next daily reset.

Cleo challenges: Daily drawdown varies by selected plan and configuration (3-4%).

Three Steps
No
No
Max Allocation
300,000
300,000
Maximum Accounts

Labs 247: maximum 5 accounts per user. These accounts are separate from the standard capital allocation.
Labs 003 Infinity: maximum 3 accounts per user, outside standard allocation caps.

No data
Merge Accounts
Yes

A Master account can only be merged with another Master account from the same evaluation model.

Merging accounts is not supported in the FundingPips Zero Model.

  • Prime (existing accounts only): any Prime accounts can merge, regardless of the originating model. Request through the dashboard; the resulting account takes the higher of the two scale-up levels. Merged size respects the $2M maximum.
No
Maximum Trading Days

Labs 247: 6 months for the Evaluation phase and a separate 6-month period for the Master account.
Labs 003 Infinity: separate 6-month windows for Evaluation and Master.

No time limit. Trade at your own pace.

Minimum Trading Days

New purchases and resets from 28 September 2026:

  • 2-Step Standard: 3 trading days per evaluation phase; no minimum with the 3% daily-loss configuration
  • 2-Step Pro: no minimum trading days
  • 1 Step Flex: no minimum trading days
  • 2-Step Flex: 1 trading day per phase on the standard reward configuration; the alternative configuration requires profitable days
  • Labs 247: no minimum trading days
    Earlier purchases retain their legacy conditions.

Bybit challenges (One Step, Two Step): 3-4 minimum trading days due to Stability Rule.

Bybit Instant Pro: 3 trading days with at least 0.5% profit each (for payout eligibility).

Cleo challenges (One Step, Flex): No minimum trading days required. Pass the challenge at your own pace.

Monthly Competition
Yes

Participant Limit: Up to 50,000 participants. Registration closes once full.

Prizes

  • 1st: 100K Evaluation + $1,500
  • 2nd: 100K Evaluation + $1,200
  • 3rd: 100K Evaluation + $1,000
  • 4th: 100K Evaluation
  • 5th: 50K Evaluation
  • 6th–10th: 25K Evaluation
  • 11th–20th: 10K Evaluation
  • Bonus Prize: 13 random participants (ranked 4th–1000th) receive $100 each.

Rules

  • Max loss: 10%
  • Daily loss: 5%
  • No EAs
  • No exploiting unrealistic demo fills
  • One account per person
No data
Minimum Profitable Days

Zero: Minimum of 7 days with 0.25% profit or more by the end of each 30-day period. Failure to meet this requirement will result in a rule violation.

  • Monthly reward cycle (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 7 profitable days per cycle, each with at least 0.5% of the starting Master account size; the count resets after each reward
  • 2-Step Flex alternative reward configuration: 3 profitable days per evaluation phase and per Bi-Weekly Master reward cycle, each with at least 0.5% of the starting account size
No data
Expert Advisor (EA)
Yes

Default rule (third-party EAs): Permitted ONLY when used strictly as a trade or risk manager. Any other use of a third-party EA = denial of evaluation/reward and account closure.

Personal EA Exception
Full automation allowed only with proof of ownership of the EA code.

Account-type exceptions

  • 1K Instant Account: third-party EAs and trade copiers permitted (full automation OK).
  • Monthly Competition: ALL EAs prohibited (including personal with proof).
No
VPN
Yes
Yes
Hedging
No
Yes
Requires Stop Loss
No
No
Scalping
Yes
Yes

All trades must be held for more than 50 seconds. Tick scalping is prohibited.

Stacking / Layering (DCA)
Yes
Yes
Maximum Risk Limit
Yes

There is a limit on simultaneous open lots:

  • $5K–$10K: no limit
  • $25K: 10 lots
  • $50K: 20 lots
  • $100K or more (including merged accounts): maximum 40 lots

Penalties

  • 1st violation: warning
  • 2nd violation: removal of excess profits, reward reduced to 30%, and account closure

1 Step Flex, 2-Step Flex, 2-Step Pro and 2-Step Standard

Risk Per Trade Idea and the Striking System are removed in Evaluation and Master for new purchases from 28 September 2026. Earlier purchases retain their legacy conditions.

No
Copy Trading
Yes

Permitted

  • Copying trades between your own FundingPips accounts (registered under same individual).
  • Using your FundingPips account as MASTER to copy to external accounts (as slave).

Prohibited

  • Copying between FundingPips accounts of different users.
  • Coordinated trading across master accounts not owned by same individual.
  • Inbound copy trading (external source as master, FundingPips as slave).
  • Third-party account management (immediate termination).
No
News Trading
Yes

Evaluation Stage (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
No restrictions on holding trades during news events. Purposely trading news = account closure.

Master Account (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
Trades opened/closed within 5 minutes before/after a high-impact (red folder) news event have their FULL profit deducted, UNLESS the trade was executed 5+ hours before the event.
Speech window: 5 min before speech start to 5 min after speech end.

FundingPips Zero
HARD BREACH if any position is opened/closed/held within 10 minutes before/after a high-impact news event on affected currencies.
Speech window: 10 min before speech start to 10 min after speech end.

Labs 247
Evaluation: news trading is allowed on every instrument.
Master: profits may be deducted from trades opened or closed 5 minutes before or after high-impact news affecting the corresponding currency. For high-impact speeches, the window runs from 10 minutes before the speech begins until 10 minutes after it ends. Trades opened at least 5 hours before the event are exempt.
Labs 003 Infinity
Evaluation: news trading allowed. Master: profits on trades within 5 minutes before or after high-impact news or speeches are deducted.

Yes
Inactivity Rule

30 consecutive days without completed trades results in hard breach. Applies to all account types including Master accounts.

Bybit API access period is 90 days. Reminder emails are sent starting 10 days before expiration. If not renewed within that period, the account will be restricted and cannot be reactivated.

Consistency Rule
Yes
  • On Demand (2-Step Standard): no single trading day may account for more than 35% of total profit
  • Monthly (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 35% consistency score, reset after each reward
  • Bi-Weekly (FundingPips Zero): 15% consistency score; the biggest losing day cannot exceed the biggest winning day
  • Bi-Weekly (1 Step Flex and 2-Step Flex): no consistency score
  • Profit Concentration Policy: removed for new purchases from 28 September 2026; qualifying legacy accounts retain their existing conditions
  • Labs 247: no consistency rule in Evaluation or Master
    Labs 003 Infinity: no consistency rule.
Yes

Stability Score (Bybit challenges only): No single trading day's profit can be equal to or greater than the stability threshold of total profits.

  • Bybit Two Step: 45% stability score
  • Bybit One Step: 30% stability score
  • Bybit Instant Pro: No stability score

Cleo challenges (One Step, Flex): No Stability Rule.

Violating the rule does not breach the account. The trader must continue trading until the best day's profit falls below the threshold.

Hold Weekend
Yes

1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex
Evaluation: overnight and weekend holding allowed on all instruments.
Master: overnight and weekend holding require the Swing add-on selected at purchase. Without Swing, positions are automatically closed each trading day; this is not an account breach and does not count as a valid trading day.

FundingPips Zero
Weekend holding is a hard breach on Master accounts. Close all positions before Friday market close, including crypto.

Prime (existing accounts only)
Weekend holding allowed.

Labs 247
Trading and weekend holding allowed 24/7 in Evaluation and Master.
Labs 003 Infinity
No weekend holding in Evaluation or Master. Overnight holding is allowed in Evaluation. Master positions close automatically at day end without breaching the account.

Yes
Prohibited Strategies
  • Gap trading
  • High-frequency trading
  • Server spamming
  • Latency arbitrage
  • Toxic trading flow
  • Hedging
  • Long-short arbitrage
  • Reverse arbitrage
  • Tick scalping
  • Server execution
  • Opposite account trading
  • Arbitrage trading
  • Latency trading
  • High-frequency trading (HFT)
  • Hedging between accounts
  • Tick scalping
  • Holding trades less than 50 seconds
  • Spamming the order book
  • Group trading
  • Exploiting the demo environment
  • Expert Advisors (EAs) and automated trading systems
  • Copy trading (even between own accounts)
  • Front-running price feeds
  • Exploiting unrealistic prices or mispricing
Keep comparing

More comparisons of FundingPips and Klein Funding

VS FundedNext vs FundingPips Read the comparison VS FundedNext vs Klein Funding Read the comparison VS Blue Guardian vs FundingPips Read the comparison VS Klein Funding vs The5ers Read the comparison VS AquaFunded vs FundingPips Read the comparison VS E8 Markets Perpetuals vs Klein Funding Read the comparison VS FundingPips vs The5ers Read the comparison VS Goat Funded Trader vs Klein Funding Read the comparison
Free newsletter

Pick your firms. Get what matters.

  • Exclusive promotions, updated daily
  • Funded trading industry news
  • Full control: you choose which firms to follow

FreeNo spamOne-click unsubscribe

Community

Join the community

Join us on our mission to become the most influential family in funded trading.

  • trade-ideasTrading ideas from the community
  • giveawaysGiveaways from prop firms
  • respect-leaderboardTop 10 by Respect earned
  • wins-and-lossesFundings, payouts and blown accounts
Join the Discord