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Comparison · Forex

Getting paid at FundingPips and Orion Funded

The primary difference between these two firms lies in the freedom of choice: FundingPips allows you to dictate your own payout speed to unlock higher profit shares, while Orion Funded prioritizes a fixed bi-weekly rhythm backed by a strict 48-hour processing guarantee.

Updated on

The split

FundingPips offers one of the most variable reward structures in the industry, where the percentage depends on the model and your chosen cycle:

  • 2-Step Standard and Pro: 60% (Weekly), 80% (Bi-weekly), 90% (On Demand), or 100% (Monthly).
  • FundingPips Zero: Fixed at 95%.
  • Labs 247: Fixed at 82%.
  • 1-Step Flex: 85%.

Orion Funded maintains a more traditional approach:

  • Initial split: 80% for all evaluation models.
  • Scaling: Increases to 90% once you meet the scaling requirements (15% return over 3 months).
  • Orion Zero: 80% split (can be reduced to 50% if trading high-impact news).

How often you can withdraw

FundingPips provides multiple frequencies depending on the account type:

  • Standard/Pro: You can choose between Weekly, Bi-weekly, Monthly, or On Demand.
  • Prime and Labs 247: Daily payouts are available.
  • Zero: Bi-weekly frequency.

Orion Funded simplifies the calendar:

  • Frequency: Every 14 days for all accounts.
  • Initial period: There is no initial waiting period before the first request can be made, provided the 14-day cycle is met.

Minimums and methods

To successfully move money from your master account to your wallet, you must meet these criteria:

  • FundingPips Minimum: 1% of the account size (e.g., $1,000 on a $100k account).
  • Orion Funded Minimum: $100.
  • FundingPips Methods: Bank Transfer, Crypto, and Rise.
  • Orion Funded Methods: Crypto and Wise.
  • Payout Fees: FundingPips charges a $10 fee per payout.

What delays a payout

Rules and consistency requirements are the main hurdles that can postpone or cancel a reward:

  • Consistency Rules: FundingPips applies a 35% "Best Day" rule for On Demand payouts (15% for Zero). Orion Funded only applies a 20% "Best Day" rule to its Nova and Zero accounts.
  • News Trading: FundingPips deducts profits from trades opened/closed 5 minutes before or after red folder news on Master accounts. Orion has a stricter 2-minute window but a harder breach policy for certain models.
  • Inactivity: Both firms will close your account after 30 days of inactivity.
  • Trading Days: FundingPips requires 1 to 3 days to pass evaluations. Orion requires 4 minimum trading days for its Standard, Swing, and Select models.

What it takes to get there

Before reaching the first payout, you must invest in an evaluation. FundingPips is generally more affordable:

  • Cost for $100k Standard: $522 at FundingPips vs. $629 at Orion Funded.
  • Risk Buffer: FundingPips offers a 10% max drawdown on Standard and 12% on Flex. Orion Funded is tighter with a 6% max drawdown on Standard and 8% on Swing.
  • Platforms: FundingPips supports MetaTrader 5, MatchTrader, and cTrader. Orion Funded offers MetaTrader 5 and Match-Trader.
  • Trading Styles: Both allow EAs (with proof of ownership or risk management use), but FundingPips is more restrictive regarding news on Master accounts. Orion's "Swing" account is the most flexible for those holding over weekends and news.

Which pays out more comfortably

FundingPips is the better choice for experienced traders who want to reach a 100% profit split by waiting for monthly cycles or who need the liquidity of daily payouts through the Prime or Labs models. Orion Funded is more comfortable for traders who value processing speed, as their 48-hour guarantee (with a 100% split penalty if they fail) provides a high level of security regarding when the money will actually arrive.

Frequently asked questions

Which firm is cheaper to start a $100,000 evaluation, FundingPips or Orion Funded?

FundingPips is the more economical option for a standard $100,000 2-step evaluation, with a price of $522. In comparison, Orion Funded charges $629 for its Orion Standard $100k account. This represents a significant difference in initial investment for the same starting capital.

Which firm offers a higher maximum profit split, FundingPips or Orion Funded?

FundingPips allows traders to reach a 100% profit split if they choose the monthly payout cycle on Standard or Pro accounts. Orion Funded starts at 80% and can scale up to a maximum of 90% through its scaling plan, making FundingPips the leader in terms of maximum potential percentage.

How do the news trading rules compare between FundingPips and Orion Funded master accounts?

FundingPips has a 5-minute restriction window before and after high-impact news where profits are deducted if trades are opened or closed. Orion Funded has a shorter 2-minute window for its Standard and Nova accounts, but it allows news trading without restrictions on its "Swing" model, offering more flexibility for fundamental traders than FundingPips.

Does FundingPips or Orion Funded provide a better guarantee for payout processing times?

Orion Funded offers a specific 48-hour payout guarantee; if they fail to process the payment within that timeframe, they refund the evaluation fee and grant the trader a 100% profit split. FundingPips offers various frequencies, including daily payouts for Prime accounts, but does not provide a contractual penalty guarantee like Orion's for processing delays.

Field by field

FundingPips and Orion Funded, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

57 differences

Headquarters

IFZA Business Park DDP Dubai U.A.E.

Building A1, Dubai Digital Park, Dubai Silicon Oasis, Dubai, United Arab Emirates

CEO

Khaled Ayesh

David Viota

Country

United Arab Emirates

United Arab Emirates

Foundation

2022

2023

Banned Countries
United States, Iran, Israel, Vietnam, United Arab Emirates
United Arab Emirates, Bangladesh, North Korea, Syria, American Samoa, Grenada, Chad, Belize, Antigua and Barbuda, Indonesia, Cape Verde, Tuvalu, Bouvet Island, Burundi, Cook Islands, Eritrea, Vietnam, Comoros, Fiji, Iran, Afghanistan, Cuba, Sudan
Assets
Forex, Indices, Commodities, Crypto, Stocks
Forex, Indices, Metals, Commodities, Stocks, Crypto
Brokers

Liquidity Provider

OGM International LTD

Refund
Yes

1 and 2 Step: Full refund with first payout

Limited

The fee is refunded with the fourth payout. The statutory 14-day withdrawal right applies only before the first trade is opened.

Payout Fee

$10

No data
Platforms
Metatrader 5, MatchTrader, cTrader
MetaTrader 5, Match-Trader
Demo Account
MatchTrader
ID-PasswordVjEbC!Y6
Metatrader 5
ID10496903PasswordVjEbC!Y6ServerFundingPips Corp (2)
Metatrader 5
ID80512087PasswordOC$rWP7A#cServerOGMInternational
Payout Methods
Transfer, Crypto, Rise
Crypto, Wise
Payment Methods
Card, Crypto, Transfer, ApplePay, GooglePay, PayPal, Neteller, Skrill
Card, Bank Transfer
Payout Frequency
  • 2-Step Standard: Weekly, Bi-Weekly, Monthly or On Demand
  • 2-Step Pro: Weekly or Monthly
  • 1 Step Flex and 2-Step Flex: Bi-Weekly or Monthly
  • FundingPips Zero: Bi-Weekly
  • Prime (existing accounts only): Daily, any number of requests
  • Labs 247: Daily
  • Labs 004 Ultimate: unlimited daily requests from Master day one, no reward buffer. Funds leave the account immediately; trading can continue.

Every 14 days, with no initial waiting period. There must be no open positions when requesting a payout.

Crypto Weekend Trading
Yes

Labs 247: crypto trading and weekend holding are available 24/7 in Evaluation and Master. Other models retain their existing restrictions.

Yes
Maximum Withdrawal
  • Labs 004 Ultimate: no daily reward-request cap

No limit

Minimum Withdrawal
  • On Demand payout: 1%
  • Tuesday, bi-weekly and montly: 1%
  • Prime (existing accounts only): 1% of Prime Account size (or Scaled Prime Account Size after scaling)
  • Labs 247: 1% of the account size
  • Labs 004 Ultimate: 1% of account size per request

$100

Payout Guarantee
No data

48-hour guarantee: if Orion does not process the payout on time, it applies a 100% profit split and refunds the evaluation fee.

Forex
  • 1 Step: 30:1
  • 2 Step: 100:1
  • Zero: 50:1
  • Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 004 Ultimate: 100:1
30:1 - 100:1
Metals
  • 1 Step: 10:1
  • 2 Step: 30:1
  • Zero: 20:1
  • Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
  • Labs 004 Ultimate: 30:1
9:1 - 30:1
Energies

10:1

  • Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
  • Labs 004 Ultimate: 10:1
3.3:1
Indices
  • 1 Step: 5:1
  • 2 Step, Zero: 20:1
  • Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
  • Labs 004 Ultimate: 20:1
15:1 - 50:1
Stocks

Labs 247: 5:1

1:1
Crypto
  • 1 Step: 1:1
  • 2 Step, Zero: 2:1
  • Prime (existing accounts only): up to 1:2000 (tiered Standard Leverage Plan)
  • Labs 247: 5:1
1:1
Forex
0
4 / lot
Metals
0
4 / lot
Energies
0
4 / lot
Indices
0
0 / lot
Stocks
0
0 / lot
Crypto
0
0 / lot
Commission-Free Option
No data
No
Swap Free
No
Yes

Swap-free accounts are available as a paid option. Terms and availability depend on the selected product.

Account Reset

10% discount for failing during the evaluation phase. Valid for 7 days and only for accounts of the same model and size (FundingPips Zero excluded).

No data
Add-ons
Yes

cTrader (+20%)
Swing: overnight and weekend holding on Master accounts for 1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex; selected at purchase

No
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Level 1 - Launchpad (Novice)

Requires 4 payouts and 10% profit. Grants +20% capital and +1% drawdown.

Level 2 - Ascender (Intermediate)

Requires 8 payouts and 20% profit. Grants +30% capital, +2% total max drawdown, and +1% daily drawdown.

Level 3 - Trailblazer (Advanced)

Requires 12 payouts and 30% profit. Grants +40% capital and 13% max drawdown.

Level 4 - Hot Seat (Elite)

Requires 16 payouts and 40% profit. Doubles initial balance, offers 100% reward split, on-demand payouts, up to $2M capital, and monthly bonuses.

Level 5 - Elite Trader Status (Advanced Hot Seat)

Unlocks advanced tools, +1% additional max drawdown (4% total cumulative), +1% additional daily drawdown (2% total), customized trading conditions, and monthly bonuses based on initial account size ($100-$500).

Prime (existing accounts only)

The first four scale-ups require +5% total profit; from the fifth onward, +10%, measured against the starting size of the current level. Required profitable days: none for the first scale-up, 2 for the second and third, 4 for the fourth, and 10 from the fifth onward. Each profitable day must close at +1% or more of the account size; the counter resets after each scale-up. Each scale-up adds +10% to the current level's starting size, up to $2M. At Level 10 or $2M: Certified FundingPips Trader status, listed on the Tradin Investor Marketplace with 20% profit share on investor capital.

Yes

Over a rolling 3-month period: 15% return, at least 2 of 3 profitable months, and 3 payouts. Balance increases by 25%, profit split rises to 90%, and the account can scale up to $4,000,000.

Two Steps
Yes
Yes
Max Drawdown
  • 1 Step Flex, 2 Step: Static
  • Zero: Trailing
  • Prime (existing accounts only): 8% static below the starting balance; recalculated only after a scale-up
  • Labs 247: 4% static in Evaluation and Master
  • Labs 004 Ultimate: static in Evaluation and Master; never trails

The mechanism depends on the product: static on Standard, Swing, and Select; trailing with a lock on Zero and Nova funded accounts.

Profit Split

Reward split depends on the selected reward cycle and account configuration.

  • 2-Step Standard: Weekly (60%), Bi-Weekly, On Demand (90%) or Monthly (100%)
  • 2-Step Pro: Weekly or Monthly (100%)
  • 1 Step Flex: Bi-Weekly or Monthly (100%)
  • 2-Step Flex: Bi-Weekly, with an alternative 95% split selected at purchase at the same price, or Monthly (100%)
  • FundingPips Zero: fixed Bi-Weekly cycle
  • Prime (existing accounts only): 80%, Daily, any number of requests
  • Labs 247: Daily

The Monthly cycle requires consistency and profitable days. Earlier purchases retain their legacy conditions.

80% initially. It rises to 90% after meeting the scaling-plan requirements.

Free Trial
No
No
Daily Drawdown

Higher of the opening balance or equity for the trading day

  • Prime (existing accounts only): 3% (soft breach, pauses trading for the rest of the day, account stays open, resumes at 00:00 UTC+3)
  • Labs 247: 2% of the starting balance in Evaluation and Master
  • Labs 004 Ultimate: no daily loss limit, or 2% of the starting balance on the daily loss version, in Evaluation and Master

Calculated on equity and includes open trades, commissions, and swaps. The applicable percentage is shown on each challenge.

Three Steps
No
Yes
Max Allocation
300,000
400,000
Maximum Accounts

Labs 247: maximum 5 accounts per user. These accounts are separate from the standard capital allocation.
Labs 004 Ultimate: maximum 3 accounts per user, outside standard allocation caps.

Maximum combined initial allocation of $400,000.

Merge Accounts
Yes

A Master account can only be merged with another Master account from the same evaluation model.

Merging accounts is not supported in the FundingPips Zero Model.

  • Prime (existing accounts only): any Prime accounts can merge, regardless of the originating model. Request through the dashboard; the resulting account takes the higher of the two scale-up levels. Merged size respects the $2M maximum.
No
Maximum Trading Days

Labs 247: 6 months for the Evaluation phase and a separate 6-month period for the Master account.
Labs 004 Ultimate: separate 6-month windows for Evaluation and Master.

No maximum time limit.

Minimum Trading Days

New purchases and resets from 28 September 2026:

  • 2-Step Standard: 3 trading days per evaluation phase; no minimum with the 3% daily-loss configuration
  • 2-Step Pro: no minimum trading days
  • 1 Step Flex: no minimum trading days
  • 2-Step Flex: 1 trading day per phase on the standard reward configuration; the alternative configuration requires profitable days
  • Labs 247: no minimum trading days
    Earlier purchases retain their legacy conditions.

Standard, Swing, and Select require 4 minimum trading days per evaluation phase. Zero and Nova have no published minimum.

Monthly Competition
Yes

Participant Limit: Up to 50,000 participants. Registration closes once full.

Prizes

  • 1st: 100K Evaluation + $1,500
  • 2nd: 100K Evaluation + $1,200
  • 3rd: 100K Evaluation + $1,000
  • 4th: 100K Evaluation
  • 5th: 50K Evaluation
  • 6th–10th: 25K Evaluation
  • 11th–20th: 10K Evaluation
  • Bonus Prize: 13 random participants (ranked 4th–1000th) receive $100 each.

Rules

  • Max loss: 10%
  • Daily loss: 5%
  • No EAs
  • No exploiting unrealistic demo fills
  • One account per person
No data
Minimum Profitable Days

Zero: Minimum of 7 days with 0.25% profit or more by the end of each 30-day period. Failure to meet this requirement will result in a rule violation.

  • Monthly reward cycle (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 7 profitable days per cycle, each with at least 0.5% of the starting Master account size; the count resets after each reward
  • 2-Step Flex alternative reward configuration: 3 profitable days per evaluation phase and per Bi-Weekly Master reward cycle, each with at least 0.5% of the starting account size
No data
Expert Advisor (EA)
Yes

Default rule (third-party EAs): Permitted ONLY when used strictly as a trade or risk manager. Any other use of a third-party EA = denial of evaluation/reward and account closure.

Personal EA Exception
Full automation allowed only with proof of ownership of the EA code.

Account-type exceptions

  • 1K Instant Account: third-party EAs and trade copiers permitted (full automation OK).
  • Monthly Competition: ALL EAs prohibited (including personal with proof).
Yes

EAs are allowed when the strategy is the trader's own and does not breach prohibited practices such as arbitrage, HFT, or exploitation of delays and errors.

VPN
Yes
Yes
Hedging
No
Limited

Hedging within one account is allowed. Hedging positions across multiple accounts to manipulate results is prohibited.

Requires Stop Loss
No
No
Scalping
Yes
Limited

Manual scalping is allowed, but tick scalping, HFT, and strategies exploiting delays or pricing errors are prohibited.

Stacking / Layering (DCA)
Yes
Limited

Multiple positions are allowed as part of a legitimate strategy; excessive or coordinated exposure intended to bypass risk rules is prohibited.

Maximum Risk Limit
Yes

There is a limit on simultaneous open lots:

  • $5K–$10K: no limit
  • $25K: 10 lots
  • $50K: 20 lots
  • $100K or more (including merged accounts): maximum 40 lots

Penalties

  • 1st violation: warning
  • 2nd violation: removal of excess profits, reward reduced to 30%, and account closure

1 Step Flex, 2-Step Flex, 2-Step Pro and 2-Step Standard

Risk Per Trade Idea and the Striking System are removed in Evaluation and Master for new purchases from 28 September 2026. Earlier purchases retain their legacy conditions.

Limited

Orion may treat excessive exposure, overleveraging, and other risk practices inconsistent with realistic trading as a breach.

Copy Trading
Yes

Permitted

  • Copying trades between your own FundingPips accounts (registered under same individual).
  • Using your FundingPips account as MASTER to copy to external accounts (as slave).

Prohibited

  • Copying between FundingPips accounts of different users.
  • Coordinated trading across master accounts not owned by same individual.
  • Inbound copy trading (external source as master, FundingPips as slave).
  • Third-party account management (immediate termination).
Limited

Copying between your own Orion accounts is allowed. Copying signals, third-party accounts, or external services is prohibited.

News Trading
Yes

Evaluation Stage (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
No restrictions on holding trades during news events. Purposely trading news = account closure.

Master Account (1 Step, 2 Step Standard, 2 Step Flex, 2 Step Pro)
Trades opened/closed within 5 minutes before/after a high-impact (red folder) news event have their FULL profit deducted, UNLESS the trade was executed 5+ hours before the event.
Speech window: 5 min before speech start to 5 min after speech end.

FundingPips Zero
HARD BREACH if any position is opened/closed/held within 10 minutes before/after a high-impact news event on affected currencies.
Speech window: 10 min before speech start to 10 min after speech end.

Labs 247
Evaluation: news trading is allowed on every instrument.
Master: profits may be deducted from trades opened or closed 5 minutes before or after high-impact news affecting the corresponding currency. For high-impact speeches, the window runs from 10 minutes before the speech begins until 10 minutes after it ends. Trades opened at least 5 hours before the event are exempt.
Labs 004 Ultimate
Evaluation: news trading allowed. Master: profits on trades within 5 minutes before or after high-impact news or speeches are deducted.

Limited

During evaluation there is no timing restriction, but using news as a strategy is prohibited. On funded accounts, Nova, Standard, and Select prohibit opening or closing trades 2 minutes before and after high-impact news. Swing has no timing restriction. Zero allows it, but trades executed within 5 minutes before or after receive a 50% profit split.

Inactivity Rule

30 consecutive days without completed trades results in hard breach. Applies to all account types including Master accounts.

Limited

The account may be closed after prolonged inactivity under Orion's current terms.

Consistency Rule
Yes
  • On Demand (2-Step Standard): no single trading day may account for more than 35% of total profit
  • Monthly (1 Step Flex, 2-Step Standard, 2-Step Pro, 2-Step Flex): 35% consistency score, reset after each reward
  • Bi-Weekly (FundingPips Zero): 15% consistency score; the biggest losing day cannot exceed the biggest winning day
  • Bi-Weekly (1 Step Flex and 2-Step Flex): no consistency score
  • Profit Concentration Policy: removed for new purchases from 28 September 2026; qualifying legacy accounts retain their existing conditions
  • Labs 247: no consistency rule in Evaluation or Master
    Labs 004 Ultimate: no consistency rule.
Limited

The 20% Best Day rule applies only to Orion Zero and Orion Nova funded accounts.

Hold Weekend
Yes

1 Step Flex, 2-Step Standard, 2-Step Pro and 2-Step Flex
Evaluation: overnight and weekend holding allowed on all instruments.
Master: overnight and weekend holding require the Swing add-on selected at purchase. Without Swing, positions are automatically closed each trading day; this is not an account breach and does not count as a valid trading day.

FundingPips Zero
Weekend holding is a hard breach on Master accounts. Close all positions before Friday market close, including crypto.

Prime (existing accounts only)
Weekend holding allowed.

Labs 247
Trading and weekend holding allowed 24/7 in Evaluation and Master.
Labs 004 Ultimate
No weekend holding in Evaluation or Master. Overnight holding is allowed in Evaluation. Master positions close automatically at day end without breaching the account.

Yes
Prohibited Strategies
  • Gap trading
  • High-frequency trading
  • Server spamming
  • Latency arbitrage
  • Toxic trading flow
  • Hedging
  • Long-short arbitrage
  • Reverse arbitrage
  • Tick scalping
  • Server execution
  • Opposite account trading
  • Latency arbitrage, reverse arbitrage, and exploitation of prices or delays
  • HFT, tick scalping, and strategies designed to exploit the simulated environment
  • Copy trading from third parties or signal services
  • Hedging across accounts and coordinated opposite trades
  • Account rolling, third-party management, and sharing or reselling accounts
  • Gambling behaviour, overleveraging, and excessive exposure
Martingale
No data
No
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