Day one
The entry point reveals a significant price gap. For a $100,000 evaluation, Funding Traders offers a 1-Step challenge for $539, whereas Ment Funding charges $750 for its 1-Step Forex evaluation.
- Entry Rules: Funding Traders provides the most variety, offering 1-Step, 2-Step (Pro6 and Pro10), and Instant Funding. Ment Funding focuses exclusively on a 1-Step evaluation.
- Refunds: Funding Traders includes a refund of the challenge fee (on the first or second payout depending on the plan), while Ment Funding does not offer refunds.
- Platforms: Funding Traders uses MetaTrader 5 and TradeLocker. Ment Funding provides cTrader, DXTrade, and MatchTrader, catering to those who prefer modern alternatives to the MetaTrader ecosystem.
- Initial Restrictions: Funding Traders has a 30-day inactivity rule from the day of purchase. Ment Funding also enforces a 30-day inactivity limit.
The first months
Once the account is funded, the focus shifts to risk management and the speed of the first rewards.
- Payout Frequency: Funding Traders is faster, offering payouts every 21 days for Pro accounts (reducible to 14 days with an add-on) and every 7 days for Instant accounts. Ment Funding offers the first payout on demand, but subsequent withdrawals are restricted to every 30 days.
- Risk Management: Funding Traders implements a "Maximum Risk Per Trade Idea" (2% of initial balance) and a news trading profit cap (30% max from news). Ment Funding is simpler but more restrictive on timing: it prohibits opening new positions 3 minutes before and after high-impact news.
- Trading Styles: Funding Traders allows weekend holding by default. Ment Funding requires a 10% price add-on to keep positions open over the weekend. Both firms allow EAs, but Funding Traders strictly limits them to risk management tools unless the trader developed the strategy personally.
- Consistency: Funding Traders requires that no single day exceeds 50% of total profit (15% for Instant). Ment Funding does not enforce a formal consistency rule.
The first year
For a trader surviving the first few months, the scaling plan becomes the primary engine for wealth.
- Scaling Requirements (Funding Traders):
- Increase: 25% of the original balance.
- Frequency: Every 2 consecutive profitable months.
- Target: Minimum 8% total profit over those 2 months.
- Bonus: An extra 25% bonus after 3 months active.
- Scaling Requirements (Ment Funding):
- Increase: Double the account size (100% increase).
- Frequency: Within any 6-month window.
- Target: 3 months must show over 2% profit, and total profit (current + payouts) must reach 10% of the starting balance.
- Account Merging: Funding Traders allows merging funded accounts that share the same payout schedule and are at their initial balance. Ment Funding also permits account merging.
The ceiling
The ultimate goal for a professional trader is the maximum capital allocation allowed by the firm.
- Maximum Allocation: Both firms set a ceiling at $2,000,000 through scaling. However, they differ in how you get there.
- The Shortcut: Ment Funding allows you to buy a $2,000,000 evaluation account from day one for $17,200. Funding Traders limits the initial purchase to $300,000 for Pro accounts and $400,000 for Instant, meaning you must scale to reach the $2M limit.
- Profit Split: Funding Traders starts at 80% and offers add-ons to reach 100%. Ment Funding starts at 75% and offers an add-on to reach 90%.
Room to grow
Funding Traders is designed for the trader who wants to start with lower capital, benefit from refunds, and utilize complex tools like "Revive" or "Daily Drawdown Shields." Its scaling is steady (25% increments), rewarding consistency every two months.
Ment Funding is built for traders with higher capital who want to bypass the "small account" phase. With the ability to start with $2M and a scaling plan that doubles the balance, it offers a faster path to massive capital, provided the trader can handle the $7 commission per lot on Forex and the 30-day payout cycle.
Frequently asked questions
Which firm is more affordable for a $100,000 evaluation, Funding Traders or Ment Funding?
Funding Traders is significantly cheaper, with its 1-Step $100k account costing $539, compared to $750 at Ment Funding. Furthermore, Funding Traders offers a refund of this fee upon reaching payouts, a benefit that Ment Funding does not provide.
Does Funding Traders or Ment Funding offer faster payouts for funded traders?
Funding Traders offers faster payout cycles, ranging from 7 to 21 days depending on the account type, and as little as 14 days with paid add-ons. Ment Funding allows the very first payout on demand, but all subsequent payouts are processed only once every 30 days.
Which firm has more flexible news trading rules, Funding Traders or Ment Funding?
Funding Traders is more flexible during the evaluation phase (no restrictions) and allows news trading in funded Pro accounts, though it caps the profit from news at 30% of the total. Ment Funding is more restrictive, strictly prohibiting the opening of new positions within a 6-minute window surrounding high-impact news events.
How do the scaling programs of Funding Traders and Ment Funding differ in speed?
Ment Funding scales faster in terms of volume, doubling the account size (100% increase) once requirements are met within a 6-month window. Funding Traders scales more frequently but in smaller increments, adding 25% of the balance every 2 months, provided the trader achieves an 8% profit target.
