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Forex Firms Comparator

Compare features of different Forex firms side by side

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Instant Funding logoInstant Funding
Lark Funding logoLark Funding
Headquarters

Top floor, Rodney Court Building, Rodney Bay, Gros Islet, Saint Lucia

3 Place Ville-Marie, Montréal, QC H3B 4W8

CEO

Lewis Mansbridge

Matt L

Country

Saint Lucia

Canada

Foundation

2021

2022

Banned Countries
Afghanistan, Burundi, Central African Republic, Congo Republic, Cuba, Crimea, Democratic Republic of Congo, Eritrea, Guinea, Guinea-Bissau, Iran, Iraq, Liberia, Libya, Myanmar, North Korea, Papua New Guinea, Russia, Somalia, South Sudan, Sudan, Syria, Vanuatu, Venezuela, Yemen, Zimbabwe
Iran, North Korea, Myanmar, Russia, Belarus, Quebec
Assets
Forex, Indices, Commodities, Crypto
Forex, Indices, Commodities, Crypto
Brokers

Liquidity Provider

Liquidity Provider

Refund
✗
✗
Payout Fee

Riseworks: $40

Platforms
Metatrader 5, cTrader, DXTrade, MatchTrader
DXTrade, cTrader, MatchTrader
Demo Account
DXTrade
ID:LH_C00009
Password:LH_NewPW2023!F$
GooeyTrade
ID:LH_C00009
Password:gjt6n6jfr5F$
Stop Out Level

100%

Payout Methods
Rise, Crypto
Rise
Payment Methods
Skrill, Neteller, Crypto, Card, ApplePay, GooglePay
Card, Crypto
Margin Call Level

110%

Payout Frequency

IF Evolve

On-demand payouts once the funded-stage eligibility requirements are met.

Instant Funding

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

Instant Funding GO

First withdrawal after 14 days from your first trade; then every 7 days after each new trade. Minimum withdrawal: $25.

Instant Funding Micro, One-Phase Micro, Two-Phase Micro, One-Phase & Two-Phase

On-Demand Payouts, withdraw anytime once eligible.

IF Micro Clarity

On-demand payouts, withdraw anytime once eligible.

One-Phase Clarity

First payout on-demand once the 1.5% minimum is reached; then every 7 days.

Instant Funding Clarity

First withdrawal after 14 days from your first trade; then every 7 days after each new trade.

IF Micro Lite

Payouts every 14 days once eligible; Smart Drawdown must be locked.

  • 3-Step, 1-Step Career: Every 14 days or 7 days with add-on (+30%)
  • Instant: First payout on demand, next every 30 days
Payout Guarantee

Most payouts processed in under 6 hours; allow up to 3 business days.

Crypto Weekend Trading
✓
Maximum Withdrawal

IF Evolve

  • Maximum 50% of account profit per payout
  • Maximum $2,000 per request
  • Maximum 5 payouts per account
Minimum Withdrawal

IF Evolve

  • $250

Other accounts

  • $25

IF Micro Lite

  • Net profit of at least 5% of starting balance, before profit split.

$100 minimum across all programs.

Forex

IF Evolve

  • 30:1

Other accounts

  • 100:1 (30:1 with news trading add-on)

IF Micro Lite

  • 30:1
  • 3-Step, Instant: 50:1
  • 1-Step Career: 30:1
Metals

20:1 (8:1 with news trading add-on)

IF Micro Lite

  • 5:1
  • 3-Step, 1-Step Career: 20:1
  • Instant: 50:1
Energies

20:1 (8:1 with news trading add-on)

  • 3-Step, Instant, 1-Step Career: 5:1
Indices

20:1 (8:1 with news trading add-on)

  • 3-Step: 20:1
  • Instant, 1-Step Career: 10:1
Crypto

2:1 (1:1 with news trading add-on)

  • 3-Step, Instant, 1-Step Career: 2:1
Stocks
  • 3-Step, Instant, 1-Step Career: 5:1
Forex
5 / lot
7 / lot
Metals
5 / lot
7 / lot
Energies
2 / lot
0 / lot
Indices
2 / lot
0
Crypto
1 / lot
0
Commission-Free Option
✓
Stocks
0.02 / lot
Account Reset
✗

Surrender Account (3-Step Program)

75% discount code that allows you to restart your journey from Phase 1

  • Your account must not have used more than 75% of the permitted drawdown — essentially, your loss cannot exceed 3.75%.
  • You must not have taken a loss greater than 1% on any single position.
  • All open positions must be closed before the surrender is submitted.

Smart Restart Guarantee (1-Step Career Evaluation)

To receive a free restart, both of the following must be met during your first attempt:

  • No individual trade may incur a loss greater than 1% of the account balance.
  • Your maximum overall drawdown must remain better than −5%

1-Step Max
Up to 3 free evaluation restarts. Surrender before breach, with drawdown within 5% and no trade risking more than 1%.

Add-ons
✓
✓
Instant
✓
✓
One Step
✓
✓
Account scaling
✓
✗
Two Steps
✓
✗
Max Drawdown

IF Evolve

  • End-of-Day trailing drawdown. It updates at 17:00 EST from the highest recorded end-of-day balance, only moves upward, and locks permanently at the starting balance.

Instant Funding, Instant Funding GO & Instant Funding Clarity

  • Smart Drawdown. Starts at –10% and shifts to –5% once you gain 5%. After that, the drawdown stays fixed at –5% of your starting balance, no matter how much you profit.

IF Micro Clarity & One-Phase Clarity

  • 6% trailing drawdown of the starting balance. Trails off closed trades only and never decreases.

Rest of accounts

  • Static

IF Micro Lite

  • Smart Drawdown locks permanently at -3% of starting balance after a 3% gain in closed-trade balance.

3-Step
5% Max Static Drawdown Limit.

1-Step Career
7% Max Drawdown Limit (static).

Instant
8% Max Trailing Drawdown (based on highest recorded closed balance). Locks at initial balance once account reaches 8% gain or after first payout.

1-Step Max
Static in evaluation and funded stages; the threshold does not trail upward.

Profit Split

Instant Funding, Instant Funding GO, Instant Funding Micro, One Phase, One Phase Micro, Two Phase, Two-Phase Micro, IF Micro Clarity, One-Phase Clarity, Instant Funding Clarity

  • 80%

IF1

  • 90%

One-Phase, Two-Phase, and Two-Phase Micro Challenges

  • Trade for at least 3 months and achieve a profit of 10% or more
  • Contact support to request a review of your results
  • Once verified, your profit split will be increased to 90%

Clarity (Micro Clarity, One-Phase Clarity, Instant Funding Clarity)

  • Up to 90% with the +10% profit split add-on

3-Step
80% (90% with add-on purchased at checkout).

1-Step Career
80% (90% with add-on purchased at checkout).

Instant
90%.

Free Trial
✓
✗
dailyDrawdown

IF Evolve

  • No Daily Loss limit during either the Challenge or Funded stage.

Instant Funding & Instant Funding GO

  • Highest balance or equity recorded at the end of the day (EOD high-watermark)

IF Micro Clarity

  • 3% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

One-Phase Clarity

  • 4% of account value/day. Daily reset at 17:00 EST, recalculated on the higher of balance or equity.

Instant Funding Clarity

  • No daily drawdown

IF Micro Lite

  • Recalculated at 17:00 EST on the higher of balance or equity. Breaching the daily limit closes the account.

3-Step
No daily loss limit.

1-Step Career
5% Daily Loss Limit, calculated from previous day closed balance at 5 PM EST.

Instant
5% Daily Loss Limit, calculated from previous day closed balance at 5 PM EST.

Three Steps
✗
✓
Max Allocation

$1,000,000 combined starting balance across all programs, including IF Micro Lite. Scaled balances do not count toward this cap.

600,000
Maximum Accounts

IF Evolve

  • Up to 5 active Evolve accounts at the same time
Merge Accounts
✗
✗
Maximum Trading Days
  • IF1: 24 hours
  • IF Micro Clarity & One-Phase Clarity: Unlimited
  • Rest of accounts (including Instant Funding GO): Unlimited

Unlimited

Minimum Trading Days

Instant Funding, Instant Funding GO, Instant Funding Micro, IF1, IF Micro Clarity, One-Phase Clarity: No minimum

  • One Phase, One Phase Micro, Two Phase, Two-Phase Micro: 3 days

  • IF Micro Lite: No minimum

0

Points Reward Program
  • You earn 1 point for every $1 spent and you can use points to obtain promotional codes with discounts up to 50%.
  • You earn 10% of the final value (after discounts) in points for every purchase.
Monthly Competition
✓
✗
Minimum Profitable Days

IF Evolve

  • 5 profitable days of at least 0.25% to pass the Challenge
  • Another 5 qualifying days are required for each funded payout

IF Micro Clarity

  • 5 profitable trading days per payout cycle, each generating at least 0.5% profit. The count resets after every successful payout.
Expert Advisor (EA)
✓
✓
VPN
✓
✓
Hedging
✓
✓
Requires Stop Loss
✗
✓
Scalping
✓
✓
Stacking / Layering (DCA)
✓
✓
allowsMartingale
✓
Maximum Risk Limit
✓
~
Copy Trading
✓
✓
News Trading
~
✓
hasInactivityRule

60 days

30 days

Consistency Rule
✓
✗
Hold Weekend
~
✓
allowsWeekendHolding
~
Prohibited Strategies
  • Latency Arbitrage
  • Tick Scalping
  • Account Arbitrage
  • Exploiting platform glitches
  • Reverse Trading
  • Group Hedging
  • Group Copying
  • Account Management
  • High-Frequency Trading (HFT)
  • Third-Party EAs
  • Account Churning (Rolling)
  • One-Sided Bets
  • Grid Trading
  • Overleveraging
  • Gambling
  • All-or-nothing
  • Gambling
  • Ideally no more than 20% margin or 1.5% of the balance per trade
  • High-Frequency Trading (HFT)
  • Hedging & Arbitrage Between Accounts
  • Holding a demo Single Share Equity CFD position into an earnings release

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