Entry price
The cost of starting depends heavily on the "path" you choose (number of steps). While Wall Street Funded is more aggressive in its 2-step pricing, RZR Funded dominates the budget category with its high-step counts.
- 100k 1-Step: RZR Funded costs $529, while Wall Street Funded (Rapid) costs $589.
- 100k 2-Step: Wall Street Funded (Ultra) costs $509, significantly cheaper than the $599 of RZR Funded (Enhanced).
- 100k 3-Step: RZR Funded (Endurance) costs only $299. Wall Street Funded does not offer a 3-step alternative.
- 10k Instant Funding: RZR Funded costs $428, whereas Wall Street Funded (Standard) is $440.
What you pay while trading
The cost of execution is where Wall Street Funded takes the lead for active traders.
- Commissions: Wall Street Funded charges $3 per lot on Forex and Metals. RZR Funded charges $5 per lot on Forex, though it is cheaper for Metals at $1 per lot.
- Platform access: RZR Funded restricts new users to Metatrader 5. Wall Street Funded offers more flexibility with cTrader, MatchTrader, and DXTrade, allowing traders to avoid MT5-specific slippage or costs if they prefer other environments.
- Assets: Both provide Forex, Crypto, and Indices, but Wall Street Funded adds Stocks to the mix.
What mistakes cost you
In prop trading, the cost of a mistake is the loss of the account fee. The difficulty of the rules determines how likely you are to pay that "hidden" fee again.
- Stop Loss: Wall Street Funded enforces a mandatory Stop Loss that must be placed within 2 minutes of opening a trade. Forgetting this is a "hard breach" (total loss). RZR Funded does not require a Stop Loss.
- Inactivity: Both firms will close your account and keep your fee if you do not trade for 30 days.
- Risk Limits: Wall Street Funded has strict lot size limits based on account size (e.g., 35 lots for a 100k account). RZR Funded uses a "proportional monitoring" system without fixed lot caps, which is more forgiving for complex strategies.
What it costs to get paid
The final step of the economic cycle is getting your money out. One firm rewards your success by returning your entry fee, while the other does not.
- Refunds: Wall Street Funded refunds your initial payment with your second payout. RZR Funded does not offer refunds on its evaluations.
- Minimum Payout: RZR Funded has a very low barrier of $20. Wall Street Funded requires at least $100 for Crypto withdrawals and $500 via Rise.
- Consistency: Wall Street Funded imposes a consistency rule on Instant accounts (winning day cannot exceed 15-30% of total profit). RZR Funded has a 35% consistency rule on its EnhancedX plan and 20% on Instant Lite, which can delay payouts if you have one very successful day.
Where each one hides its cost
- RZR Funded: The "Add-ons." To get features like "Weekly Payouts," "News Trading," or a "90% Profit Split," you must pay extra at the checkout. The base price is just the beginning.
- Wall Street Funded: The execution rules. Between the 2-minute Stop Loss rule and the specific lot limits per asset, it is much easier to accidentally violate a rule and lose the account compared to a more "relaxed" prop firm.
Cheapest for whom
Wall Street Funded is the cheapest for the disciplined 2-step trader who wants their fee back and lower operational commissions. RZR Funded is the cheapest for the "budget trader" who only has $299 to access a 100k account and prefers a environment without the stress of mandatory Stop Loss rules.
Frequently asked questions
Which firm is cheaper for a $100,000 2-step challenge, RZR Funded or Wall Street Funded?
Wall Street Funded is cheaper, costing $509 for its Ultra 2-step account compared to $599 for the Enhanced account at RZR Funded. Additionally, Wall Street Funded offers a refund of this fee with the second payout, while RZR Funded does not refund the evaluation cost.
Which firm has lower trading commissions, RZR Funded or Wall Street Funded?
Wall Street Funded has lower commissions for Forex traders, charging $3 per lot. RZR Funded charges a higher rate of $5 per lot for Forex. However, if you trade Metals, RZR Funded is cheaper at $1 per lot compared to the $3 charged by Wall Street Funded.
Between RZR Funded and Wall Street Funded, which has more restrictive news trading rules?
Both are restrictive but Wall Street Funded is slightly stricter, prohibiting opening or closing trades 4 minutes before and after high-impact news on funded accounts. RZR Funded applies a similar restriction but with a 3-minute window. Both firms allow news trading during the challenge phases of their standard evaluations.
Is it easier to lose an account due to technical rules at RZR Funded or Wall Street Funded?
It is generally easier to lose an account at Wall Street Funded because they require a Stop Loss to be added to every trade within 2 minutes. Failing to do so results in account closure. RZR Funded does not have a mandatory Stop Loss rule, making it more "forgiving" for manual traders who might forget to set their protection immediately.
