The short answer
Choose The5ers for an affordable entry with EOD drawdown and manual trading. Choose Upcomers if you need to use EAs, hold over the weekend, or want a 90% profit split, provided you are willing to pay a significantly higher upfront fee.
Where they actually differ
- Price: The difference is massive. A 100K evaluation costs $170 at The5ers versus $1,487.20 at Upcomers.
- Styles: Upcomers allows EAs and automation (with limits), weekend holding, and overnight positions. The5ers prohibits algorithmic trading and limits overnight exposure to specific "Swing" accounts.
- Risk Rules: The5ers uses a trader-friendly End-of-Day (EOD) trailing drawdown. Upcomers uses real-time trailing drawdown and enforces a hard 1.5% maximum risk limit per trade.
- Cobro (Payouts): Upcomers offers a 90% profit split by default, while The5ers stays at 80%. Upcomers has a 20% "Best Day" rule, whereas The5ers uses a 40% consistency rule.
- Platforms: The5ers uses BlackArrow; Upcomers uses its proprietary Upcomers X.
- Scaling: Upcomers scales up to $4,000,000, dwarfing The5ers' $500,000 limit.
Where they are basically the same
- Assets: Both provide access to major equity indices, metals, and currencies.
- Evaluation: Both firms offer one-step evaluation processes with a 6% profit target.
- Simulated Environment: Both clarify that all trading activity occurs in simulated accounts.
- Inactivity: Both will close accounts after 14 days of inactivity.
Pick this one if
The5ers Futures:
- You want the lowest possible cost for a 100K or 150K account.
- You prefer a drawdown that only updates at the end of the day.
- You are a manual intraday or swing trader.
Upcomers Futures:
- You trade using unique EAs or automated strategies.
- You need to hold positions through the weekend.
- You are targeting a 90% profit split and massive long-term scaling.
Frequently asked questions
Which firm is cheaper to start a 100K account, The5ers or Upcomers?
The5ers is significantly cheaper. A 100K "Day Trade" evaluation at The5ers costs $170, whereas the "Thunderbolt Classic" 100K at Upcomers costs $1,487.20. This makes The5ers the more accessible option for traders looking to minimize initial capital risk.
Can I use EAs on both The5ers and Upcomers?
No. The5ers strictly prohibits algorithmic and high-frequency trading. In contrast, Upcomers allows bots and automation as long as the strategy is unique and responsible, though they still ban HFT and latency arbitrage.
Which firm has a more lenient drawdown rule, The5ers or Upcomers?
The5ers is generally considered more lenient because it uses an End-of-Day (EOD) trailing drawdown of 4%. Upcomers uses a real-time trailing drawdown (4% on Classic, 3% on Vanguard), which is more sensitive to intraday fluctuations, and also imposes a 1.5% max risk per trade.
Does The5ers or Upcomers offer a higher profit split?
Upcomers offers a higher default profit split of 90% for the prices listed in their catalogue. The5ers maintains a standard 80% profit split for the trader across all their funded account sizes.





















