Dolvero: Information and detailed review

Five programs, and the naming does not help

Dolvero sells more product lines than almost any firm its size, and the labels overlap in confusing ways. What follows is the map.

On MetaTrader 5 there are three CFD routes. 2-Step Classic is the conventional two-phase evaluation. 1-Step Accelerated compresses it into one phase but tightens every limit. Instant Funding skips evaluation entirely and hands you a funded account on purchase.

On Bybit Demo there are two crypto routes, 2-Step and 1-Step, that mirror the CFD structure with different numbers.

The common architecture matters more than the labels. Every evaluation targets 10% profit, every program caps risk at 2% per trade idea, none has a time limit, and every fee is refunded in full with your second funded payout — which is the most distinctive thing about the firm commercially. Entry starts at $49 for CFD and $99 for crypto, and a NEW20 code takes 20% off a first evaluation.

What "one trade idea" means, because it is a hard breach

The 2% cap is not a soft gate. The first violation ends the account, with no warning. Since January 2026 it replaced a tiered system, and the firm says plainly that the tiers were "a design failure, not a trader failure".

The definition is deliberately broad: one trade idea is one position entry regardless of how many tickets it involves. Splitting an entry into three smaller tickets is still one idea, and their combined realised loss counts against the cap. It is measured on your current balance, so the allowance shrinks as you lose.

One detail catches people out: the rule is evaluated on realised loss, not intended risk. If slippage takes you past your stop, the slipped figure is what counts.

The drawdown model changes completely between programs

This is where the choice actually gets made, because Dolvero uses both static and trailing floors depending on which door you walk through.

Static floors never move. The 2-Step CFD evaluation carries a 10% static floor — on a $100,000 account that is $90,000, whatever your equity does afterwards. Crypto 2-Step runs 6% static.

Trailing floors rise with every new equity high and never come back down. Both 1-Step routes run 6% trailing, and Instant Funding runs 5% trailing.

The firm's own worked example shows what that costs. On a 6% trailing floor, growing an account and then giving part of it back leaves you with roughly half the room a static floor would have left. In their words, the mechanism "has consumed $2,538 of your original buffer during your profitable days".

Daily limits tighten in step with the drawdown, from 5% on the 2-Step down to 2% on Instant Funding. All are measured from the day's opening balance and include unrealised P&L, so an open position in the red can breach you before you close anything.

A qualifying day is not simply a day you traded

The evaluations ask for five minimum trading days, and since July 2026 the definition is strict: a day counts only if it closes with a profit of at least 0.5% of the starting balance. Opening a trade is not enough, and neither is a small green day.

The changelog is explicit that this was applied simultaneously to the rules page, the terms, your live metrics and the backend checks — so what your dashboard shows is what gets enforced.

Payouts: every 14 days, with a penalty clause if they are late

The payout architecture is unusually well specified, and the firm has staked its positioning on it.

The first payout comes 14 days after your first trade, then every 14 calendar days. The minimum withdrawal is $50 with no maximum. All positions must be closed to request one, and KYC is required before the first payout but not to buy or start.

The 24-hour SLA carries a financial penalty. If Dolvero fails to initiate the transfer within 24 actual hours — not business hours, weekends and holidays included — you automatically receive a 10% delay bonus on top of the payout, applied without filing a complaint.

Fees are absorbed: bank wire free, PayPal free above $100, crypto network costs only. Crypto programs pay in USDT on-chain.

The splits are not one number

Both CFD evaluations and crypto start at 80%, reaching 90% either through a paid add-on or through performance. Instant Funding starts lower, at 70%, and climbs a fixed ladder to 80% on the second payout and 90% from the third onward.

Consistency applies to three programs, not all five

Neither CFD evaluation has a consistency rule. That is unusual and worth knowing, because it means a single strong day cannot block you.

Instant Funding and both crypto routes carry a 15% rule, enforced differently in each. On crypto it is a soft gate that blocks progression without terminating the account; on Instant Funding it gates the payout, and comes alongside a requirement of ten profitable days before you can withdraw at all.

The measurement differs subtly: Instant Funding compares your best day against total accumulated profit, while crypto compares it against net P&L across all trading days. The firm's own example lands at 15.1% — marginally non-compliant, and fixed by one more ordinary profitable day rather than anything drastic.

Rules: strict on automation and news, and unusually strict on VPNs

The prohibited list is enforced by termination without refund, and Dolvero defines each item rather than leaving it vague.

Hedging means simultaneous long and short on the same or directly offsetting instruments to create net-zero exposure. Being long two correlated pairs is explicitly not hedging.

Martingale is prohibited as a pattern, not just as an outcome: systematically increasing size after losses is banned even when each individual trade stays inside the 2% cap.

Also banned: copy trading and signals of any kind, including from a mentor or a paid Telegram group; latency and statistical arbitrage; tick scalping; one-sided betting; account coordination; and platform exploitation. Crypto adds one that is easy to trip over by accident — funding rate farming, holding positions mainly to collect funding payments rather than to profit from price.

VPNs are prohibited outright, during registration, evaluation and funded trading alike, with automated detection and login-location monitoring. The single exception is a private VPS with a dedicated IP running an approved EA, cleared with support beforehand. Ordinary travel is fine; a long-term relocation should be notified.

The news window is an hour wide and covers every instrument

CFD programs prohibit opening positions within 30 minutes either side of every High Impact event — NFP, CPI, FOMC, GDP, central bank decisions across the US, eurozone, UK, Japan, Australia, Switzerland and Canada.

Two details matter. The window applies to all instruments on the account regardless of the currency involved, so a euro release restricts your gold trade. And positions already open may stay open; you simply cannot add to them. Crypto has no news restriction at all.

Weekend holding, bots and inactivity

CFD positions must close before the Friday close, and the rule explicitly covers instruments that quote at weekends — so a BTCUSD position opened and closed within Saturday still breaches it. Crypto positions may stay open indefinitely.

Bots split the two worlds sharply. On crypto, all automation is freely permitted with no pre-approval: EAs, custom scripts, commercial platforms, grid and DCA bots. On CFD, EAs require pre-approval with a review of one to two days.

Inactivity is program-specific. Instant Funding and funded crypto accounts require at least one trade every 7 calendar days, closed automatically on breach and measured from your last execution. The CFD evaluations have no inactivity requirement at all.

Add-ons change the rules you bought

Five paid modifiers, priced as a percentage of the challenge fee: Weekend Holding, a Profit Split Boost to 90%, No Risk Limit that removes the 2% cap, and News Trading that unlocks the blackout window. The fifth, Relaxed Risk, is a discount — it tightens your limits rather than loosening them, trading a lower fee for a narrower daily loss and drawdown.

Two constraints worth knowing. Add-ons are non-refundable, non-transferable and bound to the account they were bought for. And under a buy-one-get-one promotion, the free account is always a plain base account — no add-on carries across, whatever the paid one has.

Scaling is automatic, but the bar rises

Funded accounts scale without an application, on published criteria. Three consecutive profitable months at 3%+ monthly, with drawdown under 5%, adds 25% of capital. At six months the increase is 50%, but the requirements tighten to 4% monthly returns, drawdown under 4% and a Sharpe ratio of 1.5. Past twelve months the firm talks about institutional allocation rather than scaling.

The $200,000 ceiling is contractual. The terms state plainly that growth beyond it "is not a contractual entitlement" and happens only by invitation to Divitae Assets, where the account and the regulated relationship sit with independent partners rather than with Dolvero. You may hold up to three funded accounts at once, and they can be merged on request — but only one Dolvero account per person, tied to verified identity.

Platforms, costs and what sits behind the firm

CFD traders get MetaTrader 5 with raw ECN spreads, or DolveroTrader, the firm's own browser platform. The difference between them is worth a moment: the WebTrader applies a fixed spread that does not widen during news, while MT5 gives you variable raw pricing. Crypto runs on your own Bybit Demo account, connected through a read-only API key — Dolvero can watch your positions but never place or close a trade.

The 50× leverage on crypto deserves a warning the firm makes itself: on a $100,000 account it lets you control $5 million of notional, and at that size an adverse move of 0.12% wipes out the entire 6% drawdown in a single candle. The leverage is available; using it fully is a different question.

Two costs that get overlooked. Swaps apply on CFD positions held overnight and there are no swap-free accounts. On crypto, perpetual funding is charged every eight hours instead. A free trial account is available on request through support.

The firm launched on November 30, 2025, which makes it young for the claims it makes. The legal entity is DKZ Information Technology Services L.L.C, registered in the UAE with offices in Dubai; Stratinova LTD, in Cyprus, acts as EU payment agent. It sits inside the Divitae Group alongside TTerminal, an analytics terminal given free to funded traders, and Divitae Assets, the institutional arm.

The transparency apparatus is checkable, which is rare

The public payout ledger lists every payout with its ID, timestamp, account tier, amount and processing time, viewable without an account. Their published totals — $333,693 across 199 payouts, averaging 2.1 hours, with 100% SLA compliance — are small next to the established names, but they are verifiable rather than asserted. Worth noting that the figure moves: an interview published earlier in the year cited $249,163 across 136 payouts, so the ledger is genuinely live rather than a static marketing number.

The public changelog records every rule and platform change with the affected documents listed. And since September 2026 every live account carries a signed Trading Rules Agreement that freezes its rules on the day it starts, verifiable by a Security Mark in the dashboard. That is the most concrete answer to the industry's rule-change problem that any firm in this catalogue offers.

Execution is staged, and the firm says so plainly: during evaluation trades run on proprietary infrastructure, and "as traders demonstrate consistent performance, a portion of their activity begins routing to live markets". All accounts remain simulated throughout, funded ones included.

Three places the documentation contradicts itself

The changelog entry for the crypto launch gives the 2-Step an 8% static drawdown and a 5% daily limit. The current rules, the terms and the buying FAQ all say 6% and 4%. The changelog was never updated; the tighter figures are what applies.

The Relaxed Risk add-on appears as a 10% discount in the rules FAQ but the checkout applies 15%. The changelog documents this exact fix, so the checkout figure is live.

Bots on CFD are "permitted with pre-approval" in the FAQ while the prohibited list bans automated high-frequency execution outright. Both are true — the ban targets HFT specifically — but the two pages read as if they disagree.

Summary: who this firm suits

Dolvero fits a trader who wants to pick their own drawdown model and market, and who values verifiable payout behaviour over a long track record.

It suits you well for concrete, checkable reasons. The fee comes back in full with your second payout on every program, so anyone who reaches two payouts has paid nothing for the evaluation. The payout guarantee carries an automatic penalty if missed, which is a financial commitment rather than a promise. Neither CFD evaluation has a consistency rule, there are no time limits anywhere, entry starts low, and eligibility is worldwide with no country restrictions — which is rarer than it sounds. Above all, the rules freeze on the day your account starts, signed and verifiable.

Where it can catch you out

The 2% risk cap is a hard breach with no warning, measured on realised loss, so slippage can end an account that was sized correctly on paper. VPNs are banned outright. Copy trading is prohibited across every program, with automated correlation detection looking for matching entries across accounts. On CFD, EAs need approval first, and the news window shuts you out of every instrument for an hour around each high-impact release.

Two structural things to weigh. The firm is less than a year old and its payout history, while public, is short. And the $200,000 ceiling is contractual: the terms state that growth beyond it "is not a contractual entitlement" and depends on an invitation to a separate institutional programme.

Three things to understand before buying. The trailing programs eat your buffer as you profit — every new equity high permanently raises your floor, the opposite of the static model on the 2-Step. A qualifying trading day requires real profit, so a week of small green days can count as zero. And crypto and CFD are the same firm but not the same rulebook: crypto gives you round-the-clock markets, free automation, no news restriction and on-chain payouts, in exchange for tighter daily limits.