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Papaya Funding Futures

4.7
Trading Conditions 4.8
Evaluation Rules 4.7
Payment Reliability 4.5
Cost vs Value 4.9
Transparency 4.8
Technical Support 4.5
Get started with Papaya Funding Futures
Founded
2026-10
Max allocation
$1M
Platforms
DXFutures, Volumetrica, Rithmic
Papaya Funding Futures

Papaya Funding Futures: Information and detailed review

Company information

Broker-backed

No

Foundation

2026-10

Founder

João Cardoso

Evaluation provider

Papaya is an affiliate of Prop Account, LLC. Evaluations and fee collection are handled by Prop Account, LLC; funded accounts require an agreement with Prop Account LC.

Technical information

Assets
IndicesCommodities
Platforms
DXFuturesVolumetricaRithmic
Payment methods
Card
Payout methods
RiseCrypto
Minimum withdrawal

500 USD

Maximum withdrawal

One and Signature: 5% of balance up to 75K and 4% on 100K and 150K. One additionally limits withdrawals to 50% of total profit. Instant: 5% at all sizes.

Payout frequency

Every 5 days; five payouts before account review.

Other payout requirements

Positive net profit across the payout cycle. KYC and Trader Agreement. Shared wallets are not accepted; failed KYC means forfeiture of gains and account closure. Optional store credit is irrevocable and expires after one year.

Live Account

After five payouts the account is reviewed for a possible live transition; it is not automatic. Initial accounts use simulated capital.

Commissions

Commissions

Liquidity-provider commissions vary by instrument and platform; check specifications.

Plans and conditions

Maximum allocation
$1,000,000
Maximum number of accounts

No fixed count; the $1 million limit is shared across evaluations, funded accounts and markets.

Evaluation phase pricing model

Monthly subscription; platform prices are listed in each challenge.

Funded phase pricing model

Instant: monthly subscription from the funded account. The reviewed sources do not publish a One or Signature activation fee.

Mandatory buffer

One: none. Signature: 6% on 25K, 4% on 50K, 3% from 75K. Instant: 4%.

Maximum drawdown

End-of-day trailing; the threshold retains its pre-payout level unless Remove Lock on Payout is purchased.

Maximum trading days

No evaluation deadline; the inactivity limit applies.

Minimum profitable days

One: 5 days with at least $100/150/200/250/300 on 25/50/75/100/150K. Instant: 5 days according to checkout. Signature: no explicit confirmed requirement.

One-step challenge
Instant funding
Add-ons

Remove Lock on Payout: +25%. Payout Protector: +25%, Signature only. Optional add-ons; checkout indicates they are included in renewal.

Rules

News trading

Existing positions may remain open. No opening or closing within 3 minutes before or after high-impact news. Consequences include P&L removal, reduced leverage or account termination.

Expert Advisor (EA)

The FAQ permits proprietary automation subject to restrictions, but the checkout catalogue flags EAs as disallowed. Obtain written confirmation for the selected plan and platform before using automation.

Weekend positions
Overnight positions

Close before the platform session ends.

Copy trading

Only between accounts owned by the same trader. Signals, passing services, group trading and EAs facilitating copy trading are prohibited.

Hedging

Permitted within one account. Coordinated opposing positions across accounts or firms are prohibited.

Prohibited strategies

Cross-account arbitrage, latency or pricing-error exploitation, insider trading, front-running, third-party passing strategies and changing strategy between evaluation and funded trading. All-in, gambling and excessive exposure are prohibited. Trading is reviewed before funded account issuance.

Consistency rule

One: 40% in evaluation and funded. Signature: 50% in both. Instant: 20%. If the best day exceeds the allowed share of total profit, continue trading until compliant.

Inactivity rule

Account closes after 30 consecutive days without trading.

Scalping

Tick harvesting, full porting and sub-minute positions at or near the contract limit are prohibited.

Maximum risk limit

No universal per-trade percentage is published; gambling, all-in and abuse of margin, leverage or contract limits are prohibited.

Banned countries

This firm restricts some countries. Check the list on its official website.

No review available for this company.

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