QTFunded Overhauls Catalog: New Plans, 4-Day Payouts, and Risk Rule Adjustments
QTFunded Overhauls Catalog: New Plans, 4-Day Payouts, and Risk Rule Adjustments
QTFunded has executed a complete restructuring of its commercial offering, replacing its previous products with three new modalities based on what they call a "new risk infrastructure." This update is not an expansion of the catalog, but a total replacement of the QT 2 Step, QT 2 Step Elite, and the old version of QT Instant.
The main highlight of this launch is the implementation of 4-day payout cycles in two of its three new products, aiming to attract traders who prioritize withdrawal frequency.
Analysis of the New Plans
The firm has segmented its offer into three distinct structures to cover different risk profiles:
- QT ONE (1 Phase): Requires a 6% target. It features a 3% daily trailing drawdown and a 6% static maximum drawdown. The profit split is 70%, allowing payouts every 4 days.
- QT TWO (2 Phases): With targets of 8% and 5% respectively. It offers a 4% fixed daily drawdown and an 8% static maximum. The profit split remains at 80% with payouts every 14 days.
- QT INSTANT (No evaluation): Direct access to capital with a 3% fixed daily drawdown and a 6% trailing maximum. It stands out with a 100% profit split and 4-day payouts, although it includes a 30% consistency rule.
Changes in Operating Conditions and Fine Print
The move to the new infrastructure brings significant adjustments that traders should consider before purchasing an account. In the QT ONE plan, the profit split has dropped to 70%, compared to the 80% offered by the firm's previous plans. Meanwhile, the QT TWO plan introduces a 5% profit cap per cycle; any excess will be removed from the account before the next period begins.
Regarding the QT INSTANT plan, although it promotes a 100% split, it requires a 3% "buffer." This means the trader must reach an 8% total profit to be able to request a first withdrawal of 5%.
Tightening of Risk Management
- Exposure Limits: These have been drastically reduced, moving from previous levels of 2%–2.5% to a maximum of 1% across all new plans.
- News Rule: Opening or closing trades is prohibited within a ±5-minute window of macroeconomic events, although maintaining Stop Loss and Take Profit levels or canceling limit orders is permitted.
- Technical Inconsistencies: There is a contradiction in the official documentation regarding the inactivity period for the QT ONE plan, where the comparison table indicates 7 days while support articles mention 14 days.
Launch Promotion
Until August 30, the firm has enabled the code THEGODFUNDED, which applies a 60% discount and grants a bonus account of the same size. It is important to note that these bonus accounts operate under different conditions, with a payout cycle extended to 30 days.
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