When traders compare prop firms, profit split is usually the first number they look at. It's also the most misunderstood. A firm advertising "80% profit split" and another advertising "100%" aren't necessarily as different as they appear — and sometimes the opposite is true in practice.
This article analyzes real data extracted directly from the firms we track at TheGodFunded. We cover the base split, what you can realistically reach through scaling programs, and which firms stand out at each level.
Why profit split is not just a number
In the context of a prop trading firm, profit split is the percentage of simulated net profit the firm pays you when you request a withdrawal. A firm at 80% pays you $800 on a month with $1,000 in gains. One at 90% pays $900.
But that headline percentage rarely tells the whole story. Three variables determine what you actually receive:
- Base split — the percentage with no additional conditions
- Add-on upgrade — some firms sell options that raise your split
- Scaling split — what your split becomes once you hit scaling milestones
To properly evaluate a firm, you need all three. A firm with a 75% base that scales to 95% can be more profitable long-term than one that offers a flat 80% with no improvement path.
Firms with 90% or more from day one
These are firms where you receive 90% or more from the start, without paying for an add-on or hitting a prior scaling target.
Funding Traders offers 90% in both its 1-Step Pro and Instant Funding plans. Its scaling program is one of the most aggressive in the market: account size grows 25% every two months when you hit 25% cumulative growth, with a $2M ceiling. The split stays at 90% throughout.
Top One Futures starts funded traders at 90% from the first withdrawal. This stands out particularly in the futures segment, where 80% tends to be the standard.
Apex Trader Funding applies 100% on the first $25,000 withdrawn in each monthly cycle, then drops to 90% for any amount above that threshold. In practice, most traders on standard accounts will receive 100% on the majority of their withdrawals.
AquaFutures uses a similar structure: 100% on the first $15,000 in withdrawals, reverting to 90% above that. For traders managing risk conservatively, the 100% tier is perfectly achievable every month.
Bulenox offers 100% on its $10,000 account.
Firms that can reach 100% through milestones
A growing number of firms have designed split structures where reaching 100% is not a marketing promise but an achievable outcome tied to documented targets.
Funded Trading Plus offers one of the clearest progressions in the market: the base split starts at 80%, rises to 90% when you hit 20% cumulative profit on the funded account, and reaches 100% at 30%. No add-ons required.
City Traders Imperium uses a tier system. New funded traders start at 80%. Reaching the Bronze level raises the split to 90%. Reaching Silver brings it to 100%. Each tier has documented requirements tied to consistency and performance.
Fintokei is one of the few firms where 100% is a base option on certain plans, not a reward. The SwiftTrader plan starts at 100% from the first withdrawal. In the StartTrader plan, the split starts at 50% and rises to 100% as the trader progresses through performance levels — up to a maximum of $100,000. The ProTrader plan maintains a fixed 80%.
My Crypto Funding uses an incremental approach: the base split is 80%, and it increases 5 percentage points for every 5 successfully completed withdrawals. After 20 withdrawals, you're at 100%. This rewards consistency and discourages a hit-and-run approach.
TradeDay, in the futures segment, scales the split based on cumulative withdrawals over time. The range goes from 80% at the start to 95% at the highest withdrawal milestones.
The best scaling trajectories
Not every firm reaches 100%, but a good scaling program is still relevant. It signals how the relationship with the firm evolves as your trading track record grows. A firm that pays 80% forever is structurally different from one that moves you to 90% after demonstrating consistent profitability.
FTMO starts at 80% and moves to 90% after the first scaling event. The program requires a minimum of 10% net profit over a 4-month period, at least 2 processed withdrawals, and a positive balance. Maximum capital allocation is $400,000 under standard conditions, reaching $2M with continued scaling.
FundedNext offers a Stellar plan where the split starts at 80% and scales to a maximum of 95%: each scaling step requires 4 withdrawals and 4% cumulative growth. The Instant plan starts at 70% for tiers 1–2, then rises to 80% from tier 3. Maximum allocation reaches $300,000.
FXIFY starts at 80% and allows up to $805,000 in combined funded capital — the highest figure among the forex firms we track. At higher allocations, total earnings potential at 80% can exceed what a firm offering 90% with a $300,000 ceiling would ever allow.
Wall Street Funded starts at 80% and has a scaling program that brings the split to 95% as the account grows toward the $2M ceiling — one of the few firms combining a $2M maximum allocation with a near-100% split trajectory.
Profit split add-ons: are they worth it?
Several firms offer optional add-ons that increase the profit split for an additional fee paid at purchase. Common examples:
- AquaFunded: 90% base → 100% with add-on
- FXIFY: 80% base → 90% with add-on
- Blue Guardian: 85% base → 90% with add-on
- Hantec Trader: 75% base → 90% with add-on
- Think Capital: 80% base → 90% with add-on
- QT Funded: 80% base → 90% with add-on, 100% available on On Demand plan
Whether an add-on is worth buying depends on its cost relative to your expected monthly profit. If the add-on costs $50 and moves you from 80% to 90% on a $100,000 account, you recover the investment with just $500 in monthly gains — something most funded traders hit in their first withdrawals.
What matters alongside profit split
Profit split doesn't exist in isolation. The drawdown structure determines how much margin you have to generate those profits. Payment frequency determines how regularly you receive your share. And maximum allocation sets the ceiling for how much that percentage translates into real money.
A firm offering 90% with a $100,000 ceiling and monthly payments will generate less total income than one offering 80% with a $400,000 ceiling, weekly payments, and a scaling program that doubles allocation every quarter.
When evaluating profit split, always analyze it alongside:
- Payment frequency — weekly, biweekly, or monthly
- Maximum allocation — how much capital you can manage long-term
- Drawdown structure — static vs. trailing and how tight the limits are
- Minimum trading days — how quickly you can request a withdrawal
Quick reference table
| Firm | Base split | Max split | How to reach maximum |
|---|---|---|---|
| Fintokei (SwiftTrader) | 100% | 100% | Base split |
| Apex Trader Funding | 100% / 90% | 100% | First $25K per cycle |
| AquaFutures | 100% / 90% | 100% | First $15K per cycle |
| Bulenox | 100% | 100% | $10K account |
| Funding Traders | 90% | 90% | Maintained while scaling to $2M |
| Top One Futures | 90% | 90% | Base split |
| Funded Trading Plus | 80% | 100% | At 30% cumulative profit |
| City Traders Imperium | 80% | 100% | Silver level |
| My Crypto Funding | 80% | 100% | Every 5 withdrawals (+5%) |
| FundedNext (Stellar) | 80% | 95% | 4 withdrawals + 4% growth |
| Wall Street Funded | 80% | 95% | Scaling to $2M |
| TradeDay | 80% | 95% | Cumulative withdrawal milestones |
| FTMO | 80% | 90% | First scaling event |
| FXIFY | 80% | 90% | Add-on or scaling |
Conclusion
Looking for the highest headline profit split is a reasonable instinct, but the firms that deliver the best long-term earnings are usually those where the split grows alongside your track record. Funding Traders and Top One Futures stand out for offering 90% unconditionally. Funded Trading Plus, City Traders Imperium, and Fintokei offer a credible path to 100%. FXIFY and FTMO reward consistency with capital growth and split improvement.
The right choice depends on your trading style, your target account size, and how quickly you can realistically generate consistent profits. Explore individual firm reviews at TheGodFunded to find the one that fits your numbers.
Data extracted from TheGodFunded's firm database. Profit split structures can be updated by firms at any time. Always verify current conditions on the official site before purchasing.
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