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60 differences

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Headquarters

Dubai, TradingHive Technologies Ltd. office

Singapore

CEO

Thomas Heinfart

James Glyde

Country

United Arab Emirates

Singapore

Banned Countries
No data
Afghanistan, Central African Republic, Republic of Congo, Crimea, Democratic Republic of the Congo, Iran, Libya, North Korea, Somalia, South Sudan, Sudan, Syria, United States, Yemen
Foundation
No data

2024

Assets
Forex, Commodities, Indices
Forex, Commodities, Indices, Crypto
Refund
Limited

Passing a challenge earns a 200% fee reward in Hive Coins, not a cash refund; coins cover up to 50% of future purchases. Failed evaluations are not refunded. Cash refunds are considered only under the terms.

Yes

Not the classic free refund. It is the paid "Challenge Fee Refund" add-on (+10% of price).

  • On passing the challenge, the fee is credited as profit balance on the funded account
  • Not a refund to the card
  • Available across all modes
Payout Fee

Ethereum gas is paid by the trader; ETH is required in the wallet.

Rise

  • Payouts under $500: $25
  • Payouts of $500 or more: free

USDT / USDC

  • $2.50 per payout

Skrill

  • Subject to Skrill exchange rates
Platforms
cTrader
cTrader
Payout Methods
Crypto
Crypto, Rise
Payment Methods
Card, Crypto, PayPal, ApplePay, GooglePay
Card, Crypto, PayPal, Skrill
Payout Frequency

On demand through a smart contract, with verified A Book profits, no open positions and after covering A Book losses and outstanding fees. PFP debt may also be deducted from other funded accounts. Trading resumes at 00:00 UTC after a withdrawal.

One Step Light

  • Weekly payouts by default

Instant accounts

  • Payouts every 7 calendar days

First Payout on Demand (add-on +10%)

  • Request the first payout as soon as all eligibility requirements are met
  • The selected payout interval applies after the first payout

Frequency (default and with add-on)

  • Monthly: every 30 days (standard)
  • Bi-weekly: every 14 days (add-on from +15%)
  • Weekly: every 7 days (add-on from +30%)
  • On Demand: no waiting interval between eligible payouts (add-on +50%)

Personal limit

  • Only one payout every 7 days per trader, even across multiple accounts, except where an applicable on-demand benefit overrides the interval
Maximum Withdrawal

Daily limit per ERC20 address: USD 1,000 on Classic and PFP; USD 2,000 on InstantGrowth. Resets at 00:00 UTC. Accounts sharing an address share the cap; excess profit remains available on following days.

One Step Light

  • First payout cap: 3% of balance
  • The cap increases by 1 percentage point after each payout, up to 6%

Other challenge-funded accounts

  • First payout cap: 6% of balance
  • The cap increases by 2 percentage points after each payout

Instant accounts

  • First payout: 3%
  • Second payout: 4%
  • Third payout: 5%
  • Fourth payout onwards: 6%

Hard cap

  • $5,000 per payout (always, even if the percentage allows more)
Minimum Withdrawal

USD 50, paid in USDC on Ethereum ERC20.

Minimum by mode (% of balance)

  • One Step Light: 1%
  • Instant: 1%
  • Consistency: 1%
  • Endurance: 2%
  • Classic: 3%

Minimum by method

  • Rise / Skrill / USDT: $50
Demo Account
No data
cTrader
ID-PasswordP@55W0RD!ServercTrader (solo para ver condiciones, no operable)
Payout Guarantee
No data
  • Manual review within 2 business days
  • Sent within 2 business days after approval
  • Total: paid within 7 days of request
Alternative Currency
No data
EUR, GBP
Crypto Weekend Trading
No data
Yes
Forex

Dynamic by exposure. Classic: NewBee up to 1:50, WorkerBee 1:100 and QueenBee 1:200. PFP: evaluation up to 1:50; funded Low/Moderate/Medium/High up to 1:200/1:100/1:50/1:30. InstantGrowth up to 1:50. Decreases in tiers as exposure increases.

Standard

  • Up to $5M exposure: 1:30
  • $5M to $10M: 1:15
  • Over $10M: 1:10

With Extra Leverage add-on

  • Up to $5M exposure: 1:50
  • $5M to $10M: 1:20
  • Over $10M: 1:10
Metals

Gold: dynamic by exposure, up to 1:30 on NewBee, PFP evaluation and InstantGrowth; up to 1:50 on WorkerBee and QueenBee. Higher exposure tiers reduce leverage.

  • Up to $250K exposure: 1:20
  • $250K to $500K: 1:10
  • Over $500K: 1:5
Energies
No data
  • Up to $100K exposure: 1:20 (1:25 with add-on)
  • Over $100K: 1:5
Indices
No data
  • Up to $500K exposure: 1:20 (1:25 with add-on)
  • $500K to $1M: 1:10
  • Over $1M: 1:5
Crypto
No data
  • Up to $100K exposure: 1:2 (1:3 with add-on)
  • Over $100K: 1:1
Forex
3 / lot
0
Metals
0.003%
0
Indices
0.003%
0 / lot
Energies
No data
0 / lot
Crypto
No data
0 / lot
Commission-Free Option
No data
Limited

Indices, crypto and energies are commission-free at all ranks. Forex and metals start at $6/lot and drop to $0 at Rank 6.

Swap Free
Yes

All accounts are swap free.

Yes

Paid add-on (10% of challenge price).

  • Replaces swaps with a fixed daily admin fee
  • 3-day grace period before the first charge
  • Must be selected at checkout (cannot be added later)
Instant
Yes

Golden Tower begins with demo verification; AADS applies from level 2.

Yes
One Step
Yes

One phase Pay From Profits.

Yes
Account scaling
Yes

InstantGrowth: 10 levels up to USD 1,000,000, with a 6% target per level. Scaling is paid from profits; capital doubles through level 5 and then grows in tiers. Only the entry level is directly purchasable. Classic unlocks WorkerBee after NewBee and QueenBee after WorkerBee.

Yes

Simple Scaling (all funded accounts since 9 April 2026).

  • Level up after 4 payouts or upon reaching the 12% scaling target
  • Scaling increment by rank: 10% to 40% of initial balance
  • Instant accounts do not scale
Two Steps
Yes

Classic and two phase Pay From Profits.

Yes
Max Drawdown

Static and balance based; floating or realized losses can trigger a breach. Funded PFP: Low 5%, Moderate 6%, Medium 7% and High 10%. AADS closes positions and switches to B Book at a 1% loss below initial balance; recover initial balance and reactivate in the dashboard to return to A Book. B Book profit is not withdrawable. A cumulative A Book loss limit also follows the account daily limit; on InstantGrowth it is 6%.

Instant accounts from 19 August 2026

  • Equity Trailing: 6% at Rank 1, 7% from Rank 2
  • EOD Trailing: 5% at Rank 1, 6% from Rank 2
  • Payout Trailing: 4% at Rank 1, 5% from Rank 2

One Step Light

  • Challenge: 4% End-of-Day trailing Max Loss on $5K to $50K; 3% on $100K and $150K
  • Simulated Funded Account: 4% End-of-Day trailing Max Loss on every size
  • Based on the End-of-Day high-water mark
  • Experience Program rank benefits do not increase it

Standard 1-stage trailing

  • 8% Balance Trailing Max Loss
  • Rank 2+: 9%

Standard 1-stage static

  • 6% Static Max Loss
  • Rank 2+: 7%

Standard 2-stage static

  • Classic: 9% (10% from Rank 2)
  • Endurance: 8% (9% from Rank 2)
  • Consistency: 8% (9% from Rank 2)

Add-on

  • Extra Max Loss: +1% to the selected max loss type
Daily Drawdown

Calculated from the previous closing balance and reset at 00:00 UTC. Funded PFP depends on risk group: Low 2%, Moderate 3%, Medium 4% and High 5%.

One Step Light

  • No Daily Loss limit

Other Standard challenges

  • 3%, calculated from the previous End-of-Day reference using the higher of balance or equity
  • Rank 4+: 4%
  • Extra Daily Loss add-on: +1 percentage point
Maximum Accounts

Up to 6 active InstantGrowth accounts. Anonymous Web3 access permits one identity per user, device, household and network; it may hold multiple challenges.

No data
Maximum Trading Days

No maximum phase completion time. PFP: 14 days to pay the next phase or activate funding; activation may receive one extension of up to 30 additional days with approval.

Accounts from 9 April 2026 (per stage)

  • 90 days (standard)
  • 180 days (add-on +5%)
  • 360 days (add-on +10%)

Earlier accounts

  • 365 days per stage
Points Reward Program

Hive Coins are internal utility rewards with no guaranteed monetary value. They may be issued for passed challenge fees or for B Book profit net of A Book losses when an account closes.

Experience Program: earn XP through milestones and climb ranks (0 to 6).

  • Pass challenges, receive payouts, scale accounts, complete quests
  • Rank raises profit split, lowers commissions, grants more drawdown and leverage
  • Consistency Mode earns double XP on most milestones
Minimum Profitable Days

Classic and PFP: 3 profitable days per phase, each earning at least 1% of initial balance while balance is at or above the initial balance. None on funded accounts or InstantGrowth.

One Step Light

  • No Profitable Days requirement during the challenge
  • 4 Profitable Days are required for each payout
  • Each Profitable Day requires the End-of-Day balance to increase by at least 0.25% of the initial balance compared with the previous End-of-Day reference

Endurance

  • One-stage: 4 Profitable Days
  • Two-stage: 3 Profitable Days per stage
  • The applicable requirement must also be completed for each payout
  • Each Profitable Day requires the End-of-Day balance to increase by at least 0.5% of the initial balance compared with the previous End-of-Day reference

Instant accounts from 19 August 2026

  • 5 Winning Days before a payout
  • Winning Day = close with ≥0.5% from the start-of-day balance and above the initial account balance

Earlier Instant accounts

  • 5 Winning Days before a payout
  • Winning Day = close with ≥0.25% and above the initial account balance
Add-ons
No data
Yes

Instant accounts from 19 August 2026

  • Extra Max Risk: +1%, raising the limit from 1% to 2% (20% of base price)
  • Extra Max Loss: +1% to the selected drawdown type (20% of base price)
  • Extra Profit Share: +10 percentage points (20% of base price)

Standard challenges: benefits and rules

  • Extra Profit Share: +10 percentage points across all ranks (20% of base price)
  • Extra Max Loss: +1% to max loss (20% of base price)
  • Extra Daily Loss: +1% to daily limit (10% of base price)
  • Skip Minimum Trading Days: removes the minimum-day requirement (10% of base price)

Standard challenges: time and money

  • Swap-Free: replaces swaps with fixed administration fees (10% of base price)
  • Challenge Fee Refund: credits the paid challenge fee as funded-account profit after passing (10% of base price)
  • Extended Time Limit: 180 days (+5%) or 360 days (+10%)

Standard challenges: payouts

  • First Payout on Demand: removes the wait for the first eligible payout (10% of base price)
  • Bi-weekly payouts: 14-day interval (from 15% of base price)
  • Weekly payouts: 7-day interval (from 30% of base price)
  • On Demand payouts: removes the waiting interval for every eligible payout (50% of base price)

Bundle discount

  • Buying three or more qualifying add-ons applies a 20% discount to every qualifying add-on
  • Extended Time Limit and payout interval add-ons (Bi-weekly, Weekly and On Demand) are excluded and do not count towards the three
  • The bundle discount can be combined with a promotion code applied to the base account
Profit Split
No data

By rank (Experience Program)

  • Rank 0: 70%
  • Rank 1: 75%
  • Rank 2: 80%
  • Rank 3: 85%
  • Rank 4: 90%
  • Rank 5: 95%
  • Rank 6: 99%

Extras

  • Extra Profit Share add-on: +10% across all ranks
  • Loyalty program: up to 109% total
Free Trial
No data
No
Three Steps
No data
No
Max Allocation
No data

Funded accounts (from challenges)

  • Up to 5 accounts
  • Max $300,000 combined

Instant accounts

  • Up to 3 accounts
  • Max $300,000 combined

Challenges

  • No limit

Capital earned through scaling is exempt from these limits.

Merge Accounts
No data
Yes

Allowed to merge two funded accounts, provided all of these conditions are met.

  • Same mode (Classic with Classic, Endurance with Endurance, Consistency with Consistency)
  • Same currency
  • Identical add-ons
  • No open positions
  • Instant accounts cannot be merged
Minimum Trading Days
No data

One Step Light

  • No minimum trading days during the challenge; it can be passed in one trading day

Classic

  • 3 trading days per stage (a day = at least one close)
  • Removable with the Skip Minimum Trading Days add-on

Endurance / Consistency

  • No minimum days: each uses its own sustainability standard
Expert Advisor (EA)
Limited

EAs are allowed; no HFT, latency arbitrage, error exploitation or abusive automation.

Yes

Allowed on all accounts, with your own strategy.

  • cTrader Automate (cBots), plugins, Open API
  • Trade copiers between your own accounts (TradersConnect, Duplikium, Heron, Tradesyncer)
  • Forbidden: bots purchased from marketplaces (MQL5, cBot market)
  • Forbidden: HFT and latency scalping
Hedging
No

Netting accounts offset opposite orders in the same symbol. Cross account hedging is prohibited.

Yes

Allowed

  • Same instrument within one account
  • Correlated instruments within one account

Forbidden (toxic trading)

  • Same instrument across two or more accounts
  • Correlated instruments across accounts
  • Hedging with another PipFarm user
Requires Stop Loss
Limited

PFP Low: stop at opening and closing, with up to 20 seconds to place it. Moderate: stop before closing. Medium, High, Classic and InstantGrowth: no general requirement. An accidental position fully closed within 10 seconds does not by itself change risk group.

No
Scalping
Limited

No minimum holding time under the current terms; no tick scalping or HFT.

Yes
Stacking / Layering (DCA)
Limited

Partial entries are allowed; all positions with the same instrument and trading intent count as a single trade for combined risk assessment.

Yes
Martingale
Limited

Prohibited on InstantGrowth. Other plans remain subject to risk limits and restrictions on excessively speculative strategies.

Yes
Maximum Risk Limit
Yes

Per trade: Classic and PFP evaluation 3%; InstantGrowth 2%. Funded PFP Low/Moderate/Medium/High: 1%/1.5%/2%/3% of opening balance. Exceeding the assigned group pauses funding and closes positions; resuming requires paying the fee difference for the new group.

Yes

One Step Light

  • Challenge Max Risk: 2%
  • Simulated Funded Max Risk: 2%
  • Absolute at both stages: reaching the limit closes open positions and breaches the account immediately
  • No strikes, escalation or Pip Protector

Standard Simulated Funded Accounts

  • Max Risk: 2%
  • Pip Protector closes open positions and records a Strike when the limit is reached
  • Strike 1 halves the limit; Strike 2 halves it again and permanently reduces the profit share by 50%; Strike 3 breaches the account
  • Pip Protector does not apply during the challenge stages

Instant accounts from 19 August 2026

  • Max Risk: 1% of starting balance
  • Extra Max Risk add-on: raises it to 2%

Earlier Instant accounts

  • Keep the Max Risk limit assigned when purchased
Copy Trading
Limited

Own account copying is allowed during evaluation only. Prohibited on funded accounts, including your own. While one funded account holds an asset, other funded accounts of the same user or network cannot open that asset in either direction.

Yes
  • Between your own accounts: allowed (even to/from external brokers or prop firms)
  • Copying another trader: forbidden
  • Following signals or external services: forbidden
News Trading
Limited

Trading through news is allowed. Bracketing high impact news with nearby buy and sell stops is prohibited.

Yes
Inactivity Rule

The account may be terminated after 3 consecutive months of inactivity.

  • You must close at least one trade every 28 days
  • Trade size and duration are irrelevant
  • Email warning 3 days before the deadline
Consistency Rule
No
Yes

One Step Light

  • Challenge: no Consistency Score requirement
  • Simulated Funded Account: Consistency Score ≤40% to qualify for each payout

Consistency Mode: new checkout

  • Consistency Score ≤40% across all formats
  • Required to pass the challenge and qualify for payouts

Instant accounts from 19 August 2026

  • Equity Trailing: ≤30%
  • EOD Trailing: ≤25%
  • Payout Trailing: ≤20%

Earlier Instant accounts

  • Consistency Score ≤25%

Classic / Endurance Simulated Funded Accounts

  • Consistency Score ≤50% to qualify for payouts
  • Does not apply during challenge stages
Hold Weekend
Limited

Allowed during evaluations; prohibited on funded accounts.

Yes
Prohibited Strategies

Arbitrage, latency exploitation, tick scalping, HFT, hedge/reverse arbitrage, news bracketing, error or slow feed exploitation, third party account management, account sharing and resale. InstantGrowth prohibits martingale and grid.

  • High-frequency trading (HFT)
  • Latency tick scalping
  • Copying another trader or following signals
  • Group trading / coordinated orders
  • Account passing services (third parties trading for you)
  • Cross-account hedging (same or correlated instruments)
  • Account churning (buying many challenges to force a random pass)
  • Artificial trades to manipulate rules without genuine intent
VPN
No data
No
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