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30/1, Kenilworth Court, Sir Augustus Bartolo Street, Ta’Xbiex , Malta

Masarykova 409/26, Brno, Czech Republic

Gary Mullen

David Varga

Malta

Czech Republic

• Challenge fee credited back after passing and claiming first reward (Classic and One-Phase)
• Pro Challenges are not eligible
• Full refund available for mistaken purchases within 14 days if no trades were placed

Within 14 days of purchase, only if you haven't accessed MyFintokei or placed any trade. Refund must be requested via email.

• Standard: bi-weekly (14 days) for Challenge and Instant Funded accounts
• "First Reward in 7 Days" add-on available on Classic and One-Phase
• Typically processed within 24 hours on business days (average 8 hours)

14 days

$100 minimum for reward requests on all account types.

• All accounts: 100 EUR, 100 USD, 2,000 CZK, 20,000 JPY
• ProTrader $400,000: 120 EUR/USD
• SwiftTrader: 3% of the account balance

Liquidity Provider

• ETH: 2.5% + 10 EUR
• BTC: 2.5% + 20 EUR
• Other crypto: 2.5%

Classic & Pro Challenge

• 1:100

One-Phase Challenge

• 1:50

Swing Add-On (all challenges)

• 1:30

Instant Account

• 1:30 (1:20 with News Trading Add-On)

• StartTrader, SwiftTrader: 25:1
• ProTrader Swing: 25:1
• ProTrader: 100:1

Classic & Pro Challenge

• 1:30

One-Phase Challenge

• 1:10

Swing Add-On (all challenges)

• 1:10

Instant Account

• 1:10 (1:5 with News Trading Add-On)

• StartTrader, SwiftTrader: 1:25
• ProTrader Swing: 1:25
• ProTrader: 1:100

Classic & Pro Challenge

• 1:30

One-Phase Challenge

• 1:10

Swing Add-On (all challenges)

• 1:10

Instant Account

• 1:10 (1:5 with News Trading Add-On)

• StartTrader, SwiftTrader: 1:10
• ProTrader: 1:20

Classic & Pro Challenge

• 1:30

One-Phase Challenge

• 1:10

Swing Add-On (all challenges)

• 1:10

Instant Account

• 1:10 (1:5 with News Trading Add-On)

• StartTrader, SwiftTrader: 1:20
• ProTrader: 1:50

Classic & Pro Challenge

• 1:5

One-Phase Challenge

• 1:3

Swing Add-On (all challenges)

• 1:2

Instant Account

• Not available

Classic & Pro Challenge

• 1:2

One-Phase Challenge

• 1:2

Swing Add-On (all challenges)

• 1:1

Instant Account

• 1:2 (1:1 with News Trading Add-On)

• BTC: 2:1
• Other Crypto: 1:1

• ProTrader Swing: swap-free on all account sizes

• Challenge reset available at any time via dashboard for a fee
• Challenge Upgrade feature available during Phase 1 of Classic and Pro (30% discount on upgrade price)

• First Reward in 7 Days: available on Classic and One-Phase
• 90/10 Profit Split: available on Classic and One-Phase
• No Minimum Trading Days: available on Classic
• Swing Account: available on all challenge types (Classic, One Phase, and Pro)

• Achieve 10% profit target each trading month for 3 consecutive months
• Account balance increased by 50%
• Continues until account reaches $5 million

Achieve 10% profit during at least 2 consecutive months to increase your funded account balance. Only one scaled account per trader. More details on scalind structure here

Challenge Accounts

• Fixed percentage of initial balance for the lifetime of the account

Instant Account

• 6% trailing drawdown based on EOD Equity or Balance (whichever is higher)
• Drawdown trails upward with profits until reaching the initial account balance
• Once reaching initial balance, drawdown becomes static and fixed

Static

• Standard: 80% on all withdrawals
• 90% available via add-on on Classic and One-Phase

StartTrader (Dynamic Performance reward)

Your performance reward can vary from 50% to 100%, depending on your trading behavior. The system automatically assesses the way you trade, taking into account several aspects of your trading history, such as:

• The number of active trading days
• How you handle your account's leverage
• Your trading background, reflected in the number of payouts
• The consistency of your results, evaluated through your daily gains and losses

ProTrader: 80%

SwiftTrader: 90%

Challenge Accounts

• Daily Drawdown calculated on account starting balance at 5 PM EST snapshot
• Equity cannot drop below the allowed daily percentage

Instant Account

• 3% based on EOD Equity or Balance (whichever is higher)
• Measured at 00:00 GMT+3 server time
• Does not reset intraday; resets at start of next trading day

• StartTrader, ProTrader, Swift: Equity based
• ProTrader Swing: Balance based

• ProTrader and ProTrader Swing (combined): 400,000 EUR/USD
• StartTrader: 100,000 EUR/USD
• SwiftTrader: 200,000 EUR/USD

No maximum time limit to complete the Challenge.

• StartTrader: 180 days on phases 1 and 2
• SwiftTrader: 60 days
• ProTrader, ProTrader Swing: No limit

Classic, Pro and One-Phase

• Minimum trading days apply (exact count available on dashboard)
• "No Minimum Trading Days" add-on available on Classic

Instant Program

• 5 profitable simulated trading days required
• Each day must achieve at least +0.5% simulated profit
• Days do not need to be consecutive
• Loss or breakeven days do not count

• StartTrader, ProTrader, ProTrader Swing, SwiftTrader: 3 days on evaluation phase

• Instant Program requires 5 profitable trading days with at least +0.5% profit each
• Days do not need to be consecutive

Loyalty Program based on Experience Points (XP) with 6 tiers. XP never expires.

How to earn XP

• Challenge purchases: 10-400 XP per purchase
• Milestones: 50-300 XP for passing phases, breaches, or approved payouts
• One-time bonuses: 200 XP each for registration, KYC completion, and first trial
• Daily activities: 10 XP for login or active trading days
• XP is earned even when failing challenges

Tier Benefits

• Tier 1 (0-1,999 XP): No benefits
• Tier 2 (2,000-4,999 XP): Free $5K StartTrader challenge, 5% performance boost, 5% capital boost
• Tier 3 (5,000-9,999 XP): Free $10K ProTrader challenge, 10% performance boost, +0.5% daily loss limit, 10% capital boost
• Tier 4 (10,000-19,999 XP): Free $20K ProTrader challenge, +1% daily loss limit, +1% max loss limit, 15% capital boost
• Tier 5 (20,000-29,999 XP): Free $50K ProTrader challenge, 15% performance boost, +1.5% daily/max loss limits, 20% capital boost
• Tier 6 (30,000+ XP): Free $100K ProTrader challenge, 20% performance boost, +2% daily/max loss limits, 25% capital boost

• Expert Advisors (EAs) and trading bots are permitted
• You must own your EA/bot
• Must not exploit technical inefficiencies or manipulate latency
• Third-party EAs not allowed on Instant unless you own the source code

Permitted only within the same trading account. Hedging across multiple accounts is not allowed.

• It is not allowed to have more than 10% of your total lot volume coming from tick scalping trades
• Any trade lasting less than 10 seconds falls under our tick scalping definition

Instant Account

• Maximum 2% risk per trade idea
• Margin usage must not exceed 80% across all asset classes at any time

Challenge Phase

• No margin cap or maximum lot size enforced

Funded Account

• Margin rules apply

Open trades: 3%

Challenge Phases

• Allowed in all challenge types (Classic, Pro, One-Phase)

Funded Accounts

• Only permitted with Swing Add-On

Instant Account

• Restricted by default
• Only allowed with News Trading Add-On
• 2-minute window rule applies (no opening within 2 minutes before/after major news)

• 30 consecutive days without placing or closing a trade results in automatic account failure
• Applies to Challenge, Instant, and Funded Stage accounts
• No refunds or renewals for inactivity breaches

30 days

Classic Challenge

• Phase 1: No consistency rule
• Phase 2: No consistency rule

One-Phase Challenge

• 40% max daily profit of total

Pro Challenge

• Phase 1: 45%
• Phase 2: 45%

Funded Stages

• No consistency rule

Instant Account

• 15% max daily profit of total

• Rule is equity-based (unrealised profit included)

• Even if account is in loss, the rule still counts towards highest profit day

Fintokei applies Consistency Rules to promote sustainable trading and prevent gambling-style or high-risk behavior. These rules are used only after warnings and can affect either a single account or a trader's entire profile, depending on the severity. When applied, traders are notified with details about the restrictions and next steps.

• Reduced leverage (e.g., 1:10 for FX, 1:5 for other instruments)
• Daily profit and loss caps (+1% / -1% of starting balance)
• Inability to advance in the Scaling program
• Restrictions on new evaluation program purchases

These rules are intended as a safety layer, not a penalty, and can be lifted after 3–6 months of consistent, responsible trading.

Only StartTrader

Max 40% of your profit target can come from 1 day

Challenge and Funded Accounts

• Only allowed with Swing Add-On
• Without Swing Add-On: all trades including crypto must be closed by Friday 16:30 EST

Instant Account

• Overnight and weekend holding allowed by default

• Martingale and grid strategies
• Excessive lot sizing and aggressive loss recovery
• High-frequency trading (HFT)
• Latency arbitrage, scalping arbitrage, and gap exploitation
• Flooding the market with small pip trades
• Intentional weekend/overnight gap exploitation
• Account rolling or lot-sizing techniques to bypass drawdown controls

• Copying trades from other persons' signals
• Using services to pass prop trading evaluations
• Tick scalping
• HFT
• Latency arbitrage trading
• Opposite trading / hedging across multiple accounts or traders