Forex firms comparator

30 North Gould Street, Ste R
City: Sheridan
State: Wyoming (WY)
Postal code: 82801

Singapore

Matt Morris

James Glyde

United States

Singapore

2023

2024

Only for 2-Step PRO v2, where the evaluation fee is refunded with the 4th payout. Accounts purchased before February 4, 2026 keep the old refund policy.

Not the classic free refund. It is the paid "Challenge Fee Refund" add-on (+10% of price).

• On passing the challenge, the fee is credited as profit balance on the funded account
• Not a refund to the card
• Available across all modes

2%

Rise

• Payouts under $500: $25
• Payouts of $500 or more: free

USDT / USDC

• $2.50 per payout

Skrill

• Subject to Skrill exchange rates

100%

• 1-Step FLASH: every 14 days (7 days with add-on)
• 1-Step NOVA: every 14 days (7 days with add-on)
• 2-Step PRO v2: every 14 days (weekly with add-on)
• Instant Funding: every 14 days (On Demand with add-on)
• Instant Prime: every 14 days

One Step Light

• Weekly payouts by default

Instant accounts

• Payouts every 7 calendar days

First Payout on Demand (add-on +10%)

• Request the first payout as soon as all eligibility requirements are met
• The selected payout interval applies after the first payout

Frequency (default and with add-on)

• Monthly: every 30 days (standard)
• Bi-weekly: every 14 days (add-on from +15%)
• Weekly: every 7 days (add-on from +30%)
• On Demand: no waiting interval between eligible payouts (add-on +50%)

Personal limit

• Only one payout every 7 days per trader, even across multiple accounts, except where an applicable on-demand benefit overrides the interval

• Manual review within 2 business days
• Sent within 2 business days after approval
• Total: paid within 7 days of request

Weekend cryptocurrency trading is available on our platform, provided that positions are initiated after 8 PM EST on Friday

$25,000 per rolling 30-day period, combined across all the trader's funded accounts.

• 2-Step PRO v2: additionally capped at 6% of the initial balance or $15,000 per payout cycle, whichever is lower.

One Step Light

• First payout cap: 3% of balance
• The cap increases by 1 percentage point after each payout, up to 6%

Other challenge-funded accounts

• First payout cap: 6% of balance
• The cap increases by 2 percentage points after each payout

Instant accounts

• First payout: 3%
• Second payout: 4%
• Third payout: 5%
• Fourth payout onwards: 6%

Hard cap

• $5,000 per payout (always, even if the percentage allows more)

2%

Minimum by mode (% of balance)

• One Step Light: 1%
• Instant: 1%
• Consistency: 1%
• Endurance: 2%
• Classic: 3%

Minimum by method

• Rise / Skrill / USDT: $50

• 1-Step FLASH: 10:1
• 1-Step NOVA: 100:1 evaluation, 30:1 funded
• 2-Step PRO v2: 100:1 evaluation, 50:1 funded
• Instant Funding, Instant Prime: 50:1

Standard

• Up to $5M exposure: 1:30
• $5M to $10M: 1:15
• Over $10M: 1:10

With Extra Leverage add-on

• Up to $5M exposure: 1:50
• $5M to $10M: 1:20
• Over $10M: 1:10

• 1-Step FLASH: 10:1 evaluation, 5:1 funded
• 1-Step NOVA: 20:1 evaluation, 5:1 funded
• 2-Step PRO v2: 20:1 evaluation, 5:1 funded
• Instant Funding, Instant Prime: 10:1

• Up to $250K exposure: 1:20
• $250K to $500K: 1:10
• Over $500K: 1:5

• 1-Step FLASH: 10:1 evaluation, 5:1 funded
• 1-Step NOVA: 20:1 evaluation, 5:1 funded
• 2-Step PRO v2: 20:1 evaluation, 5:1 funded
• Instant Funding, Instant Prime: 10:1

• Up to $500K exposure: 1:20 (1:25 with add-on)
• $500K to $1M: 1:10
• Over $1M: 1:5

• 1-Step FLASH: 2:1 evaluation, 0.3:1 funded
• 1-Step NOVA: 4:1 evaluation, 1:1 funded
• Instant Funding, Instant Prime: 1:1

• Up to $100K exposure: 1:2 (1:3 with add-on)
• Over $100K: 1:1

• Up to $100K exposure: 1:20 (1:25 with add-on)
• Over $100K: 1:5

Indices, crypto and energies are commission-free at all ranks. Forex and metals start at $6/lot and drop to $0 at Rank 6.

Paid add-on (10% of challenge price).

• Replaces swaps with a fixed daily admin fee
• 3-day grace period before the first charge
• Must be selected at checkout (cannot be added later)

• 1-Step NOVA: unlimited free resets during the evaluation. Funded accounts reset at a discounted fee.
• 1-Step FLASH, 2-Step PRO v2: paid resets available on both the challenge and the funded stage.

Allows traders who breach or want a fresh start to continue without purchasing a new account.

• No Stop Loss (+10% on 1-Step and 2-Step, +15% on Instant Funding and Instant Prime)
• 90% Profit Split (+20% on 1-Step FLASH and 2-Step PRO v2)
• 100% Profit Split (+20% on 1-Step NOVA and Instant Prime)
• Weekly payouts (+20% on 1-Step FLASH and 1-Step NOVA; available on 2-Step PRO v2)
• Instant Payouts (+20% on 2-Step and Instant Funding)
• Weekend Holding (15% on Instant Funding)
• News Trading + Weekend Holding (20% on Instant Prime)
• Bundle All Add-ons (+35% on 1-Step, 2-Step and Instant Funding)

Instant accounts from 19 August 2026

• Extra Max Risk: +1%, raising the limit from 1% to 2% (20% of base price)
• Extra Max Loss: +1% to the selected drawdown type (20% of base price)
• Extra Profit Share: +10 percentage points (20% of base price)

Standard challenges: benefits and rules

• Extra Profit Share: +10 percentage points across all ranks (20% of base price)
• Extra Max Loss: +1% to max loss (20% of base price)
• Extra Daily Loss: +1% to daily limit (10% of base price)
• Skip Minimum Trading Days: removes the minimum-day requirement (10% of base price)

Standard challenges: time and money

• Swap-Free: replaces swaps with fixed administration fees (10% of base price)
• Challenge Fee Refund: credits the paid challenge fee as funded-account profit after passing (10% of base price)
• Extended Time Limit: 180 days (+5%) or 360 days (+10%)

Standard challenges: payouts

• First Payout on Demand: removes the wait for the first eligible payout (10% of base price)
• Bi-weekly payouts: 14-day interval (from 15% of base price)
• Weekly payouts: 7-day interval (from 30% of base price)
• On Demand payouts: removes the waiting interval for every eligible payout (50% of base price)

Bundle discount

• Buying three or more qualifying add-ons applies a 20% discount to every qualifying add-on
• Extended Time Limit and payout interval add-ons (Bi-weekly, Weekly and On Demand) are excluded and do not count towards the three
• The bundle discount can be combined with a promotion code applied to the base account

Every quarter, you may request an account scaling if you meet the following conditions:

• You achieve a total profit of 25 percent.
• You generate at least an 8 percent gain in each individual month.

Once approved, Top One Trader will increase your capital by 25 percent of your original account balance, up to a maximum of 5 million dollars.

Simple Scaling (all funded accounts since 9 April 2026).

• Level up after 4 payouts or upon reaching the 12% scaling target
• Scaling increment by rank: 10% to 40% of initial balance
• Instant accounts do not scale

• 1-Step FLASH: 7% trailing. Locks at the starting balance once you reach a 7% gain or after a payout.
• 1-Step NOVA: 6% trailing on evaluation, 5% on funded. Locks at the starting balance after a payout.
• 2-Step PRO v2: 9% static
• Instant Funding: 6% trailing. Locks at the starting balance after a payout.
• Instant Prime: 5% trailing. Locks at the starting balance after a payout.

Instant accounts from 19 August 2026

• Equity Trailing: 6% at Rank 1, 7% from Rank 2
• EOD Trailing: 5% at Rank 1, 6% from Rank 2
• Payout Trailing: 4% at Rank 1, 5% from Rank 2

One Step Light

• Challenge: 4% End-of-Day trailing Max Loss on $5K to $50K; 3% on $100K and $150K
• Simulated Funded Account: 4% End-of-Day trailing Max Loss on every size
• Based on the End-of-Day high-water mark
• Experience Program rank benefits do not increase it

Standard 1-stage trailing

• 8% Balance Trailing Max Loss
• Rank 2+: 9%

Standard 1-stage static

• 6% Static Max Loss
• Rank 2+: 7%

Standard 2-stage static

• Classic: 9% (10% from Rank 2)
• Endurance: 8% (9% from Rank 2)
• Consistency: 8% (9% from Rank 2)

Add-on

• Extra Max Loss: +1% to the selected max loss type

• 1-Step FLASH: 80% (90% with add-on)
• 1-Step NOVA: 90% (100% with add-on)
• 2-Step PRO v2: 85% (up to 100% with add-on)
• Instant Funding: Initial at 60%, increasing by 10% per payout, up to 90%
• Instant Prime: 1st payout 80%, 2nd 90%, 3rd onwards 100% (100% from the first payout with add-on)

By rank (Experience Program)

• Rank 0: 70%
• Rank 1: 75%
• Rank 2: 80%
• Rank 3: 85%
• Rank 4: 90%
• Rank 5: 95%
• Rank 6: 99%

Extras

• Extra Profit Share add-on: +10% across all ranks
• Loyalty program: up to 109% total

Measured from the higher of balance or equity at 5PM EST.

• 1-Step FLASH: 4% (hard breach)
• 1-Step NOVA: none
• 2-Step PRO v2: 4% (hard breach)
• Instant Funding: 3% (hard breach)
• Instant Prime: 2.5% (hard breach)

One Step Light

• No Daily Loss limit

Other Standard challenges

• 3%, calculated from the previous End-of-Day reference using the higher of balance or equity
• Rank 4+: 4%
• Extra Daily Loss add-on: +1 percentage point

Funded accounts (from challenges)

• Up to 5 accounts
• Max $300,000 combined

Instant accounts

• Up to 3 accounts
• Max $300,000 combined

Challenges

• No limit

Capital earned through scaling is exempt from these limits.

Allowed to merge two funded accounts, provided all of these conditions are met.

• Same mode (Classic with Classic, Endurance with Endurance, Consistency with Consistency)
• Same currency
• Identical add-ons
• No open positions
• Instant accounts cannot be merged

Unlimited

Accounts from 9 April 2026 (per stage)

• 90 days (standard)
• 180 days (add-on +5%)
• 360 days (add-on +10%)

Earlier accounts

• 365 days per stage

One Step Light

• No minimum trading days during the challenge; it can be passed in one trading day

Classic

• 3 trading days per stage (a day = at least one close)
• Removable with the Skip Minimum Trading Days add-on

Endurance / Consistency

• No minimum days: each uses its own sustainability standard

Purchases, passed challenges and payouts earn XP in the Top One Loyalty Program. XP unlocks five levels:

• Level 1 — Beginner: free $5K Instant account, store voucher and Discord rank.
• Level 2 — Amateur: +2% profit share and a free $10K Instant account.
• Level 3 — Experienced: +3% profit share, a free $25K Instant account and 5 giveaway entries.
• Level 4 — Expert: +5% profit share, a free $50K Instant account and 10 giveaway entries.
• Level 5 — Master: +7% profit share, +50% scaling boost, a free $100K Instant account and 15 giveaway entries.

Each level also provides lower profit targets, larger loss buffers and higher monthly payout caps. The announcement does not specify the XP thresholds or the exact rule values for each level; those are shown in the trader rewards dashboard.

Experience Program: earn XP through milestones and climb ranks (0 to 6).

• Pass challenges, receive payouts, scale accounts, complete quests
• Rank raises profit split, lowers commissions, grants more drawdown and leverage
• Consistency Mode earns double XP on most milestones

• 1-Step FLASH: 3 profitable trading days with 0.5% profit of initial balance
• 1-Step NOVA: none
• 2-Step PRO v2: 3 profitable trading days with 0.5% profit of initial balance
• Instant Funding, Instant Prime: none

One Step Light

• No Profitable Days requirement during the challenge
• 4 Profitable Days are required for each payout
• Each Profitable Day requires the End-of-Day balance to increase by at least 0.25% of the initial balance compared with the previous End-of-Day reference

Endurance

• One-stage: 4 Profitable Days
• Two-stage: 3 Profitable Days per stage
• The applicable requirement must also be completed for each payout
• Each Profitable Day requires the End-of-Day balance to increase by at least 0.5% of the initial balance compared with the previous End-of-Day reference

Instant accounts from 19 August 2026

• 5 Winning Days before a payout
• Winning Day = close with ≥0.5% from the start-of-day balance and above the initial account balance

Earlier Instant accounts

• 5 Winning Days before a payout
• Winning Day = close with ≥0.25% and above the initial account balance

• 1-Step NOVA: allowed on both the evaluation and the funded account.
• 1-Step FLASH, 2-Step PRO v2: allowed during the evaluation only, using your own unique EA.
• Instant Funding, Instant Prime: not allowed.

Allowed on all accounts, with your own strategy.

• cTrader Automate (cBots), plugins, Open API
• Trade copiers between your own accounts (TradersConnect, Duplikium, Heron, Tradesyncer)
• Forbidden: bots purchased from marketplaces (MQL5, cBot market)
• Forbidden: HFT and latency scalping

Allowed

• Same instrument within one account
• Correlated instruments within one account

Forbidden (toxic trading)

• Same instrument across two or more accounts
• Correlated instruments across accounts
• Hedging with another PipFarm user

• Requirement: An active Stop Loss (SL) is mandatory for every trade from the moment of execution.
• Immediate Action: You must set your SL while opening the position; adding it later is not permitted.
• Soft Breach: Any trade opened without a valid SL will be closed automatically by our system.

There is a No Stop Loss add-on available for purchase, which allows you to bypass this requirement.

A minimum holding time of 5 minutes is mandatory for any trade closed in profit. This rule encompasses every closing scenario, such as manual exits, partial liquidations, and hitting pre-set Take Profit or Stop Loss levels in a profitable state.

Maximum of 3 positions on the same pair and direction

Maximum Lot Size per Pair: (Account Balance × Leverage) ÷ (Instrument Price × Contract Size) = Max Lot Size

Maximum Lot Size per Account (only funded accounts). 20% open lot size limit based on the account size, up to a maximum of 20 open lots:

• $5k account = Max 1 lot
• $10k account = Max 2 lots
• $25k account = Max 5 lots
• $50k account = Max 10 lots
• $100k account = Max 20 lots
• $200k account = Max 20 lots

One Step Light

• Challenge Max Risk: 2%
• Simulated Funded Max Risk: 2%
• Absolute at both stages: reaching the limit closes open positions and breaches the account immediately
• No strikes, escalation or Pip Protector

Standard Simulated Funded Accounts

• Max Risk: 2%
• Pip Protector closes open positions and records a Strike when the limit is reached
• Strike 1 halves the limit; Strike 2 halves it again and permanently reduces the profit share by 50%; Strike 3 breaches the account
• Pip Protector does not apply during the challenge stages

Instant accounts from 19 August 2026

• Max Risk: 1% of starting balance
• Extra Max Risk add-on: raises it to 2%

Earlier Instant accounts

• Keep the Max Risk limit assigned when purchased

Only allowed on challenge phases

• Between your own accounts: allowed (even to/from external brokers or prop firms)
• Copying another trader: forbidden
• Following signals or external services: forbidden

• 1-Step FLASH, 1-Step NOVA: allowed during the evaluation, not allowed on the funded account.
• 2-Step PRO v2: allowed during the evaluation, not allowed on the funded account.
• Instant Funding: not allowed.
• Instant Prime: allowed with add-on.

When not allowed, it is prohibited to execute or close any trade within the window of 5 minutes before and 5 minutes after a high-impact news event.

30 days

• You must close at least one trade every 28 days
• Trade size and duration are irrelevant
• Email warning 3 days before the deadline

• 1-Step FLASH: no consistency rule. Funded accounts have a 3% maximum daily profit cap; once reached the account pauses until the next trading day and the excess is voided (not a breach).
• 1-Step NOVA: 20% ESS required to request a payout.
• 2-Step PRO v2: no consistency rule. Funded accounts cap profit at $3,000 per day.
• Instant Funding: consistency score must stay at 15% or below.
• Instant Prime: 20% ESS required to request a payout.

ESS = [ Largest Winning Day + Largest Losing Day |Absolute value| ] ÷ Total Profit × 100

One Step Light

• Challenge: no Consistency Score requirement
• Simulated Funded Account: Consistency Score ≤40% to qualify for each payout

Consistency Mode: new checkout

• Consistency Score ≤40% across all formats
• Required to pass the challenge and qualify for payouts

Instant accounts from 19 August 2026

• Equity Trailing: ≤30%
• EOD Trailing: ≤25%
• Payout Trailing: ≤20%

Earlier Instant accounts

• Consistency Score ≤25%

Classic / Endurance Simulated Funded Accounts

• Consistency Score ≤50% to qualify for payouts
• Does not apply during challenge stages

• 1-Step FLASH, 1-Step NOVA: Allowed
• 2-Step PRO v2: Allowed
• Instant Funding, Instant Prime: Allowed with add-on

• High-Frequency Trading (HFT) & Tick Scalping
• Latency Arbitrage & Data Manipulation
• External Copy Trading & Signal Grouping
• Cross-Account Hedging Patterns
• High-Impact News Trading Restrictions
• Grid Trading Strategies
• Martingale Risk Management
• Third-Party Account Management ("Pass Your Challenge")
• Unauthorized Expert Advisor (EA) Masking
• Gambling & Excessive Leverage (YOLO Trading)
• IP Address & Proxy Violations
• Account Churning & Evaluation Rolling

• High-frequency trading (HFT)
• Latency tick scalping
• Copying another trader or following signals
• Group trading / coordinated orders
• Account passing services (third parties trading for you)
• Cross-account hedging (same or correlated instruments)
• Account churning (buying many challenges to force a random pass)
• Artificial trades to manipulate rules without genuine intent