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Comparison · Forex

The real cost of **AquaFunded** and **Goat Funded Trader**

AquaFunded is generally cheaper for traders seeking high-leverage forex evaluations with a 90% profit split, while Goat Funded Trader offers a more cost-effective environment for those trading crypto or stocks due to its zero-commission structure on those assets. The ultimate choice depends on whether you prioritize a lower initial fee (AquaFunded) or the security of static drawdown and a points reward program (Goat Funded Trader).

Updated on

Entry price

The cost of entry varies significantly depending on the evaluation model chosen. AquaFunded tends to be more aggressive with its pricing on standard evaluation steps, whereas Goat Funded Trader offers a wider variety of specialized accounts.

  • 100K 1-Step Evaluation: AquaFunded ($749 for Flex) vs. Goat Funded Trader ($698).
  • 100K 2-Step Evaluation: AquaFunded ($429 for Pro) vs. Goat Funded Trader ($628 for Standard).
  • 50K 2-Step Evaluation: AquaFunded ($215 for Pro) vs. Goat Funded Trader ($358 for Standard).
  • Small accounts: AquaFunded offers a 5K account for as low as $29, while Goat Funded Trader starts its 5K 2-Step Goat at $17.

Both firms offer resets, but Goat Funded Trader is more transparent about the "Reset" cost, which is a percentage of the original challenge (e.g., -7% for Phase 1), whereas AquaFunded relies more on purchasing new accounts or specific add-ons at checkout.

What you pay while trading

Trading costs are not just the entry fee; they are the ongoing "tax" on your strategy.

  • Commissions: Both firms charge $5 per lot on Forex. However, Goat Funded Trader is significantly cheaper for multi-asset traders, offering $0 commission on Crypto, Stocks, Indices, and Energies. AquaFunded charges $5 on Metals and Energies.
  • Swaps: AquaFunded provides a clear advantage here by offering swap-free accounts, which is a massive saving for swing traders. Goat Funded Trader does not offer swap-free options.
  • Execution: Goat Funded Trader penalizes fast scalping; any trade closed in less than 120 seconds has its profits removed. This makes "cheap" high-frequency strategies very expensive at Goat Funded Trader because they effectively cost you your entire profit.

What mistakes cost you

In prop firms, the cost of a mistake is often the loss of the account. How "expensive" the drawdown is depends on how it is calculated.

  • Drawdown type: Goat Funded Trader is "cheaper" in terms of risk for its 1, 2, and 3-step evaluations because it uses static drawdown. AquaFunded mostly uses trailing drawdown (based on the higher of equity or balance), which is harder to manage and effectively "costs" you more of your available buffer as you profit.
  • The "Floating Loss" Tax: Both firms have a mechanism to protect themselves that costs the trader. At AquaFunded, the "Wave Stop" triggers at a 2% loss, automatically closing trades and reducing your profit split to 50%. Goat Funded Trader has "Goat Guard," which does the exact same thing at the same 2% threshold.
  • Risk limits: AquaFunded has a hard -2% floating PnL limit on Instant accounts; hitting this costs you the entire account.

What it costs to get paid

Getting your money out has different "tolls" in each firm.

  • Payout Fees: AquaFunded charges a $35 flat fee for Rise payouts over $1,000. Goat Funded Trader does not specify a flat withdrawal fee but imposes a significant restriction: for the first two payouts, you can only withdraw a maximum of 6% of the initial balance. This "cost" is a delay in accessing your full profits.
  • Profit Split: AquaFunded starts at 90%, which is more lucrative than Goat Funded Trader's base 80%. To reach 100% at AquaFunded, you pay a +15% add-on at checkout. At Goat Funded Trader, reaching 100% costs a +20% add-on.
  • Payout Guarantee: Goat Funded Trader offers a $500 bonus if they miss their 2-day payout window. AquaFunded offers a higher guarantee of $1,000 if they fail to pay within 24 hours.

Where each one hides its cost

Hidden costs usually come in the form of restrictive rules that prevent you from collecting.

  • Consistency Rules: Both firms use these to delay payouts. AquaFunded has a 15% to 50% consistency rule depending on the account. Goat Funded Trader applies a 15% to 20% rule on its Instant accounts. If one day of trading exceeds these percentages of your total profit, your payout is blocked until the ratio is fixed.
  • News Trading: Goat Funded Trader is more restrictive, capping profit at 1% per trade during news events. AquaFunded allows news trading but caps total news profits at 0.5% of the starting balance per payout cycle for newer accounts.
  • Inactivity: Both firms will close your account (a 100% loss of entry fee) if you are inactive for 30 days.

Cheapest for whom

  • AquaFunded is the cheapest for Forex Swing Traders who need swap-free accounts and want the highest possible profit split (90-100%) from the start without waiting for scaling levels.
  • Goat Funded Trader is the cheapest for Intraday Multi-Asset Traders who operate in indices, crypto, or stocks and prefer the safety of static drawdown, even if it means a lower initial profit split.

Frequently asked questions

Which firm is cheaper for a 100K 2-step evaluation, AquaFunded or Goat Funded Trader?

AquaFunded is significantly cheaper for this specific account, costing $429 for the 2 Step Pro model. In comparison, Goat Funded Trader charges $628 for its 2 Step Standard 100K account. This makes AquaFunded a more budget-friendly entry point for traders seeking the traditional two-phase evaluation.

Which firm pays out faster, AquaFunded or Goat Funded Trader?

AquaFunded generally offers a faster path to the first payout, which is available 14 days after the first trade, or even 7 days with a paid add-on. Goat Funded Trader typically operates on a biweekly (14-day) schedule, although some Instant models allow withdrawals every 10 days. Notably, Goat Funded Trader restricts the first two withdrawals to 6% of the account size, while AquaFunded has no such percentage cap for accounts under 200K.

Does AquaFunded or Goat Funded Trader have better conditions for news trading?

AquaFunded is slightly more flexible as it allows news trading, simply capping the generated profit at 0.5% of the balance per cycle for new accounts. Goat Funded Trader, on the other hand, imposes a 1% profit limit on any individual trade opened or closed within 2 minutes of high-impact news, which can be more penalizing for traders whose strategy relies on volatile news moves.

Which firm is better for EAs and copy trading, AquaFunded or Goat Funded Trader?

Both firms allow EAs, but AquaFunded is more permissive with copy trading, allowing it between its own accounts and even from external sources. Goat Funded Trader prohibits copy trading between evaluation phases and is generally stricter regarding third-party strategies, making AquaFunded the more cost-effective choice for traders using automated systems or multiple accounts.

Field by field

AquaFunded and Goat Funded Trader, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

46 differences

25%off · Exclusive
Headquarters

IFZA Business Park, DDP, Premises No. 35882-001, Dubai Silicon Oasis, Dubai, United Arab Emirates

The Sotheby Building, Ground Floor, Rodney Village, Rodney Bay, Gros-Islet, SW18 1TA, St. Lucia

Country

United Arab Emirates

St. Lucia

Foundation

2023

2023

Banned Countries
Cuba, Iran, Syria, Pakistan, Vietnam, Kenya, Albania, Algeria, North Korea, Senegal
Russia, Cuba, Sudan, Somalia, Iran, Lebanon, Syria, North Korea, Libya, Vietnam
Assets
Forex, Indices, Commodities
Forex, Indices, Commodities, Crypto
Brokers
No data

Liquidity Providers

Refund
Yes

Full refund after 4th payout

Yes

Full refund after 4th payout

Payout Fee

$35 flat fee via Rise (for payouts of $1,000 or more). Payouts below $1,000 are paid in crypto and only carry the network fee.

No data
Platforms
Metatrader 5, MatchTrader, TradeLocker, cTrader
MatchTrader, cTrader, TradeLocker, Volumetrica, MetaTrader5
Payout Methods
Transfer, Crypto, Rise
Transfer, Rise, Crypto
Payment Methods
Card, Crypto
ApplePay, Korapay, Card, GooglePay, PayPal, Crypto, Skrill, IMPS
Payout Frequency

First payout 14 days after the first trade. Every 14 days after that. First payout after 7 days with add-on (+15%).

  • Instant Pro: First Payout on Demand is available as a checkout add-on.
  • Instant Flex: first payout on demand, then every 14 days.
  • Biweekly
  • Evaluation accounts can be purchased with an add-on to get the first payout On Demand with 40% profit split
  • Standard Instant Funding have 'Triple payday' rewards, allowing traders to withdraw profits every 10 days.
  • Instant Premium: every 10 days
  • Instant HERO: every 14 days
  • Instant Daily: first request 24 hours after purchase, then daily.
Payout Guarantee

Get Paid in 24 Hours or get an extra $1,000. Rewards are only processed on business days, and so the 48 Hour Reward Guarantee timer is paused on weekends.

If the payout takes longer than promised (2 business days), the trader automatically receives an extra $500 reward, guarantee.

Maximum Withdrawal

For traders with $200K accounts or larger, the first two reward requests are capped at a maximum withdrawal of $10,000 each. After the first two rewards, this restriction is removed, and there are no further withdrawal limits.

TryAqua: maximum lifetime withdrawal of $100.

Other models: for the first two requests, up to 6% of the initial balance. Instant Daily: up to 3% of the initial balance per request.

Minimum Withdrawal

$100

Other models: $100. Instant Daily: 1% of the initial balance per request.

Crypto Weekend Trading
No data
Yes
Forex
  • Instant Standard: 30:1
  • Instant Pro, Instant Flex, 1 Step Standard, 1 Step Pro, 2 Step, 3 Step, Aqua Man: 50:1
  • 1 Step Flex: 100:1 during evaluation, 50:1 when funded
  • Evaluation phases: 100:1
  • Funded phase: 50:1
Metals
  • Instant Standard, Instant Pro, Instant Flex, 1 Step Standard, 1 Step Pro, 2 Step, 3 Step, Aqua Man: 10:1
  • 1 Step Flex: 20:1 during evaluation, 10:1 when funded
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Energies
  • Instant Standard, Instant Pro, Instant Flex, 1 Step Standard, 1 Step Pro, 2 Step, 3 Step, Aqua Man: 10:1
  • 1 Step Flex: 20:1 during evaluation, 10:1 when funded
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Indices
  • Instant Standard, Instant Pro, Instant Flex, 1 Step Standard, 1 Step Pro, 2 Step, 3 Step, Aqua Man: 10:1
  • 1 Step Flex: 20:1 during evaluation, 10:1 when funded
  • Evaluation phases: 20:1
  • Funded phase: 10:1
Crypto
  • Instant Standard: 1:1
  • Instant Pro, Instant Flex, 2 Step, 1 Step, 3 Step, Aqua Man: 2:1
  • Evaluation phases: 2:1
  • Funded phase: 2:1
Stocks
No data
  • Evaluation phases: 5:1
  • Funded phase: 5:1
Forex
5 / lot
5 / lot
Metals
5 / lot
5 / lot
Energies
5 / lot
0
Indices
0
0
Commission-Free Option
No
No
Stocks
No data
0
Crypto
No data
0
Swap Free
Yes

Swap-free accounts are available. No overnight swap fees; positions can be held for as long as desired.

No
Add-ons
Yes
  • 100% profit split (+15%)
  • First payout after 7 days (+15%)
  • First Payout on Demand (Instant Pro)
  • 100% profit split and first payout after 7 days combined (+25%)
Yes
  • Payout On Demand (+15%)
  • 100% Profit Split (+20%)
  • Both add-ons (+30%)
Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

You can grow your account to a maximum of $4,000,000. In order to scale your capital and grow, you must make 12% within a 3-month period. If you achieve this, they will increase your account size by 25% of your initial balance.

This is complementary to the Aqua Elite Program.

Yes
Two Steps
Yes
Yes
Max Drawdown
  • Instant Standard, Instant Pro, Instant Flex, 1 Step Standard, 1 Step Pro, 2 Step Pro, Aqua Man: Trailing, based on the highest value between equity and balance
  • TryAqua: Daily and maximum drawdowns are trailing
  • 1 Step Flex, 2 Step Elite, 3 Step: Static
  • 1-Step, 2-Step, 3-Step: Static
  • Instant Funding: Trailing
  • Instant Premium: EOD high-watermark; not recalculated intraday or downward
  • Instant Daily: intraday trailing on peak balance/equity. Locks at the initial balance when reached or at the first payout, whichever comes first; never resets. Withdrawing down to the initial balance breaches the account.
Profit Split

90%. 100% with add-on (+15%)

Profit split varies by product; see challenges. Add-ons may offer a higher split.

  • Instant Daily: base split in the catalogue; 70% on payouts 3 and 4, 80% from payout 5.
Free Trial
No
No
Daily Drawdown

Based on highest value between equity and balance

Most models: highest balance or equity recorded at end of day (EOD high-watermark).

  • Instant HERO: daily starting balance at 5 PM EST.
  • Instant Daily: none.
Three Steps
Yes
Yes
Max Allocation
400,000

$400,000 on every country except Pakistan, where the maximum is $50,000

Merge Accounts
Yes

Instant accounts can't be merged

Limited

Merging available on eligible accounts. Instant Daily cannot merge with any account.

Maximum Trading Days

No limit

Other models: unlimited. Instant Daily: account closes automatically after 30 days.

Minimum Trading Days
  • Instant Standard, Instant Pro: 5 days (non-consecutive), 0.5% profit each
  • Instant Flex: 7 days
  • TryAqua: 5 days, with at least 0.5% profit each
  • 1 Step Standard: 3 days, 0.5% profit each
  • 1 Step Pro, 2 Step Standard: 5 days, 0.5% profit each
  • 1 Step Flex: no minimum during evaluation; 3 days before the first funded payout, with at least 0.5% profit each
  • 2 Step Pro: 0 in evaluation, 5 in funded
  • 2 Step Elite: 3 per step, at least 0.5% profit per day, not necessarily consecutive
  • 3 Step: not specified

Instant HERO: 6 non-consecutive valid trading days before payout, with at least 0.5% profit each.

  • Instant Daily: none.
Monthly Competition
No
No
Account Reset
No data

If you don’t complete a challenge, you can restart it at any time with a 12% discount. You’ll also get a single-use coupon that gives you 10% off any program.

Reset: buy a Reset to continue from the phase where you breached instead of starting over — it issues a new account at that phase (Funded reset gives a new Funded account, no re-evaluation). Available any time, or within 14 days of a breach. Each phase can be reset once. Price is a % of the original Challenge: Phase 1 −7%; Phase 2 +45–50%; Phase 3 +80%; Funded +50–175% (Instant: −7%).

Points Reward Program
No data

The GOAT Points Program rewards traders for both purchases and trading activities:

  • You earn 1 point for every $1 spent and can gain additional points by completing trading tasks.
  • Points are credited instantly and can be tracked in your Trader Dashboard. You can redeem them for valuable perks such as free accounts, extra leverage, increased drawdown, and account size boosts.
  • There's no limit to how many points you can earn, and all GFT traders are automatically enrolled.
Minimum Profitable Days
No data
  • 3 days with 0.5% profit on all phases of evaluation accounts
  • 5 days with 0.5% profit on Instant Funding accounts other than Instant Daily
  • Instant Premium: 5 days with 0.5% profit (not necessarily consecutive)
  • Instant Daily: no minimum profitable days.
Expert Advisor (EA)
Yes
Yes
Hedging
Yes
No
Requires Stop Loss
No
No
Scalping
Yes
Yes

Funded accounts only: minimum holding time of 1 minute for purchases from 6 October 2026 at 00:00 UTC; 2 minutes for earlier purchases, including their resets. Funded accounts follow the original challenge purchase date. Profits from shorter trades are excluded from payouts; losses still count. This is not an account breach. Evaluation accounts are exempt.

Stacking / Layering (DCA)
Yes
Yes
Martingale
Yes
No data
Maximum Risk Limit
Yes

If your floating PnL (profit and loss) drops below -2% of the account balance, the account will be permanently closed.

Only applies to Instant Funding Standard, Pro, Flex, AquaMan and TryAqua.

Yes
  • Instant HERO: 1% maximum floating loss; breach closes the account.
  • The firm may impose a 1% risk-per-trade-idea limit after excessive risk-taking.
  • Instant Daily: combined floating loss across all open positions must stay below 1% of the initial balance; touching the limit closes the account.
Copy Trading
Yes
  • Copy trading between AquaFunded accounts
  • Copy trading from Funded-to Evaluation accounts and vice versa
  • Copy trading between AquaFunded account and external accounts.
Limited

Allowed between your own GFT accounts only through Goat Copier, GFT's own trade copier: funded to funded, challenge to challenge, and challenge to funded in either direction. Applies to existing and new accounts. Any other trade copier or third-party tool is prohibited, as is copying other traders, or copying between GFT and personal broker accounts or accounts at another prop firm.

News Trading
Limited

Two policies depending on the account creation date:

Accounts opened after 2026-04-27

  • News trading is allowed.
  • Profits generated within 5 minutes before and 5 minutes after a red folder (high-impact) news event or FOMC are capped at 0.5% of the starting balance per payout cycle.
  • Anything above the cap is removed without further penalty.

Accounts opened before 2026-04-27

  • Trades opened or closed within 5 minutes before or 5 minutes after a red folder news event or FOMC on funded accounts are not allowed.
  • Any profits generated during these windows are removed.
Limited

El beneficio máximo por cualquier operación que se abra o cierre dos minutos antes o después de un evento noticioso de alto impacto (según la designación de ForexFactory.com) está restringido al 1% del saldo de apertura de la cuenta.

Inactivity Rule

30 days

30 Days

Consistency Rule
Yes

Applies on funded accounts. A single trading day cannot equal or exceed a given percentage of total profits during the payout period. If it does, payouts are blocked until the ratio normalises; the account is not closed.

  • Instant Standard: 20%
  • Instant Pro: 20% for accounts purchased on or after 8 September 2026 (limited-time offer); 15% for accounts purchased before that date
  • Instant Flex: no consistency rule
  • Aqua Man: 15%
  • TryAqua: 15%
  • 1 Step Pro: 25%
  • 2 Step Pro: 50%
  • 1 Step Flex: no consistency rule
  • 1 Step Standard, 2 Step Standard, 2 Step Elite, 3 Step: no specific consistency rule documented
Limited
  • Instant Goat: A single day cannot represent more than 15% of your total earnings when requesting a withdrawal.
  • Instant Pro: A single day cannot represent more than 20% of your total earnings when requesting a withdrawal.
  • Instant Premium: no consistency rule.
  • Instant HERO: no single day can represent 15% or more of total profits during a payout period.
  • Instant Daily: no daily profit consistency requirement. For payouts, the largest winning trade must be at least the largest losing trade, net of commission/swap; checked since purchase or the last payout. Partial closes count separately.
Hold Weekend
Yes
Yes
Prohibited Strategies
  • Use of platform or data freezing due to a Demo Server error.
  • Use of a delayed data feed
  • Trading on delayed charts
  • Tick scalping
  • High frequency trading
  • Arbitrage bots
  • Reverse arbitrage
  • Latency arbitrage
  • Hedge arbitrage or any emulators are prohibited.
  • All or nothing
  • Exploit broker/platform errors
  • Use insider/non-public info
  • Front-run other trades
  • Excessively risky strategies
  • Hedging across accounts
  • Third-party EAs/strategies
  • Switch strategies post-assessment
  • Martingale/grid strategies banned
VPN
No data
No
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