Atlas Funded and Fintokei at a glance

Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia

Masarykova 409/26, Brno, Czech Republic

Lucas Antonio

David Varga

Saint Lucia

Czech Republic

2024

2023

First Access order: the entry fee is credited in full as Atlas Balance, not cash back to a card. Otherwise, the challenge fee is returned as Atlas Balance on that account's third consecutive payout. Add-ons excluded. Access activation fee excluded.

Within 14 days of purchase, only if you haven't accessed MyFintokei or placed any trade. Refund must be requested via email.

1-Step and 2-Step: first payout after 14 days, then every 14. 1-Step Daily and 2-Step Daily: on demand, Monday to Friday, once the cycle has 3 trading days. Access: first after 28 days, then every 14. Instant Funded and Instant Zero purchased from 17 October 2026: first after 14 days, then every 14; Weekly add-on: first after 7 days, then every 7. Earlier Instant accounts: first after 28 days, then every 14; Weekly: first after 14 days, then every 7. Weekly on Access: first after 14 days, then every 7. On-Demand (1-Step and 2-Step): first immediately, then every 14.

14 days

First payout: 24 working hours; subsequent payouts: 48. Working hours: Monday-Friday, 09:00-17:00 BST. Late payment: $500 with that payout and $500 with the next. Giveaway and collaborator accounts excluded.

Instant Zero: buffer of 3% of account size. The table limit applies to each of the first three payouts. 1-Step Daily and 2-Step Daily: buffer of 3%; each of the first three payouts is capped at 2% of the starting balance, before the split. Other plans: up to available profit.

Profit required to request: $50 on 1-Step Daily and 2-Step Daily; $100 on other programs. No additional minimum on the chosen withdrawal amount.

• All accounts: 100 EUR, 100 USD, 2,000 CZK, 20,000 JPY
• ProTrader $400,000: 120 EUR/USD
• SwiftTrader: 3% of the account balance

Liquidity Provider

• ETH: 2.5% + 10 EUR
• BTC: 2.5% + 20 EUR
• Other crypto: 2.5%

• StartTrader, SwiftTrader: 25:1
• ProTrader Swing: 25:1
• ProTrader: 100:1

Varies by symbol and platform; check the instrument specifications.

• StartTrader, SwiftTrader: 1:25
• ProTrader Swing: 1:25
• ProTrader: 1:100

Varies by symbol and platform; check the instrument specifications.

• StartTrader, SwiftTrader: 1:10
• ProTrader: 1:20

Varies by symbol and platform; check the instrument specifications.

• StartTrader, SwiftTrader: 1:20
• ProTrader: 1:50

Varies by symbol and platform; check the instrument specifications.

• BTC: 2:1
• Other Crypto: 1:1

• ProTrader Swing: swap-free on all account sizes

Fresh account in the same phase, retaining passed phases. Offer available for 7 days after a breach. Price depends on the plan and phase.

Weekly, On-Demand, No Daily Loss, no minimum days and 100% split, depending on plan. Individual add-ons: +20%; bundle: +45% (+50% on 1-Step Daily and 2-Step Daily).

Scaling for consistent performance without a new evaluation. Documentation allows exceeding the standard allocation but does not publish exact thresholds.

Achieve 10% profit during at least 2 consecutive months to increase your funded account balance. Only one scaled account per trader. More details on scalind structure here

1-Step, 2-Step, 1-Step Daily and 2-Step Daily: static. Instant: trailing closed balance, updated at 00:00 UTC; does not lock at starting balance. Access: trailing equity, including floating profit. After withdrawal, recalculated from the new balance, except 1-Step Daily and 2-Step Daily, where the original floor remains.

Static

100% with add-on. First Atlas Protector trigger: 50% for the account's remaining life. First On-Demand payout: 50% for that payout only.

StartTrader (Dynamic Performance reward)

Your performance reward can vary from 50% to 100%, depending on your trading behavior. The system automatically assesses the way you trade, taking into account several aspects of your trading history, such as:

• The number of active trading days
• How you handle your account's leverage
• Your trading background, reflected in the number of payouts
• The consistency of your results, evaluated through your daily gains and losses

ProTrader: 80%

SwiftTrader: 90%

Website offers a free $1,000 simulated trial, one per verified person; KYC required.

Resets at 00:00 UTC from equity. Standard plans subtract a fixed amount based on account size; Instant and Access subtract a percentage of equity at reset. Intraday profit does not raise the daily floor.

• StartTrader, ProTrader, Swift: Equity based
• ProTrader Swing: Balance based

• ProTrader and ProTrader Swing (combined): 400,000 EUR/USD
• StartTrader: 100,000 EUR/USD
• SwiftTrader: 200,000 EUR/USD

Multiple accounts allowed within the total allocation limit.

No evaluation deadline. Access: activate within 30 days after passing.

• StartTrader: 180 days on phases 1 and 2
• SwiftTrader: 60 days
• ProTrader, ProTrader Swing: No limit

Evaluation: 3 days per phase on 1-Step, 2-Step, 1-Step Daily and 2-Step Daily; no minimum on Access. Funded per cycle: 5 on 1/2-Step and Instant; 3 on 1-Step Daily, 2-Step Daily and Access.

• StartTrader, ProTrader, ProTrader Swing, SwiftTrader: 3 days on evaluation phase

Atlas Balance for purchases, resets and add-ons; cannot be withdrawn as cash. VIP: 26 ranks across 8 tiers, from Bronze to Atlas Black. XP from purchases, payouts, funded trading, tasks and achievements. Rank-up rewards: Balance and Atlas Packs, unlocked after the first paid order. Rank-based cashback: 3%-10%; bonus for payouts taken as Atlas Balance: 10%-25%. Spending Balance or trading losses do not lower rank; reversed payouts remove their XP.

Atlas Packs: one random prize per pack, with published odds. Available through paid orders, rank-ups or Atlas Balance. Prizes include challenges, resets, add-ons, discounts, Balance, XP and packs.

Access: every account includes an Access Pack with a discount on that account's funded activation fee, up to full coverage. Pack reward and promo code cannot both reduce the funded fee.

Loyalty Program based on Experience Points (XP) with 6 tiers. XP never expires.

How to earn XP

• Challenge purchases: 10-400 XP per purchase
• Milestones: 50-300 XP for passing phases, breaches, or approved payouts
• One-time bonuses: 200 XP each for registration, KYC completion, and first trial
• Daily activities: 10 XP for login or active trading days
• XP is earned even when failing challenges

Tier Benefits

• Tier 1 (0-1,999 XP): No benefits
• Tier 2 (2,000-4,999 XP): Free $5K StartTrader challenge, 5% performance boost, 5% capital boost
• Tier 3 (5,000-9,999 XP): Free $10K ProTrader challenge, 10% performance boost, +0.5% daily loss limit, 10% capital boost
• Tier 4 (10,000-19,999 XP): Free $20K ProTrader challenge, +1% daily loss limit, +1% max loss limit, 15% capital boost
• Tier 5 (20,000-29,999 XP): Free $50K ProTrader challenge, 15% performance boost, +1.5% daily/max loss limits, 20% capital boost
• Tier 6 (30,000+ XP): Free $100K ProTrader challenge, 20% performance boost, +2% daily/max loss limits, 25% capital boost

Free monthly competition; simulated account prizes. Registration follows the official schedule.

Funded: 1/2-Step: each day must close at least +0.5%; Instant: +1%; Access: +0.5%. 1-Step Daily and 2-Step Daily: day with a closed trade, no minimum daily profit. Counter resets after each payout.

Must not conceal location or identity. Give advance notice of locations inconsistent with registration.

Allowed within one account. Prohibited across accounts, brokers or firms.

On funded accounts, profits from trades held under 3 minutes are deducted. Losses remain; the deduction does not close the account.

• It is not allowed to have more than 10% of your total lot volume coming from tick scalping trades
• Any trade lasting less than 10 seconds falls under our tick scalping definition

Funded: a net floating loss of 2% of initial balance triggers Atlas Protector. First trigger: positions closed and split cut to 50%; second: account closed. Using 80% of margin closes positions and deducts their profits.

Open trades: 3%

Only between your own Atlas accounts; copying other traders or external accounts is prohibited.

Unrestricted during evaluation. On funded accounts, profits from trades opened or closed within 5 minutes before or after high-impact news are deducted. Entries inside the window are closed automatically; holding through the entire window is allowed.

Open a trade at least every 30 days; failing closes the account. Instant Zero has no inactivity limit.

30 days

Instant Funded: best day at most 20% of cycle profit. Access funded: 40%. No consistency on Instant Zero, 1-Step, 2-Step, 1-Step Daily or 2-Step Daily.

Fintokei applies Consistency Rules to promote sustainable trading and prevent gambling-style or high-risk behavior. These rules are used only after warnings and can affect either a single account or a trader's entire profile, depending on the severity. When applied, traders are notified with details about the restrictions and next steps.

• Reduced leverage (e.g., 1:10 for FX, 1:5 for other instruments)
• Daily profit and loss caps (+1% / -1% of starting balance)
• Inability to advance in the Scaling program
• Restrictions on new evaluation program purchases

These rules are intended as a safety layer, not a penalty, and can be lifted after 3–6 months of consistent, responsible trading.

Only StartTrader

Max 40% of your profit target can come from 1 day

Latency or tick arbitrage, exploiting prices or bugs, order flooding, hedging across accounts or firms, account sharing and passing services. Multiple locations must not hide who trades. Gambling, martingale and manipulating evaluations are prohibited.

• Copying trades from other persons' signals
• Using services to pass prop trading evaluations
• Tick scalping
• HFT
• Latency arbitrage trading
• Opposite trading / hedging across multiple accounts or traders