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Comparison · Forex

Atlas Funded and Funded Trading Plus at a glance

Updated on

The short answer

Atlas Funded is built for traders who value payout speed guarantees and gamified rewards but can tolerate strict rules on news and scalping. Funded Trading Plus (FTP) is the superior choice for those who need freedom to trade news, use cTrader, or require cash-back refunds rather than site credit.

Where they actually differ

  • Trading Styles (Determinant): FTP allows news trading and scalping without profit deductions. Atlas Funded is much stricter: it deducts profits from trades held less than 3 minutes (scalping) and trades opened/closed within 5 minutes of high-impact news on funded accounts.
  • Payouts (Cobro): Atlas offers a "Payout Guarantee" where they pay you an extra $500 if your withdrawal is delayed beyond 48 hours. FTP uses a standard 7 to 10-day cycle depending on the plan, without a specific monetary delay penalty.
  • Risk Rules: Atlas features the "Atlas Protector," which automatically closes positions and cuts your profit split to 50% if you hit a 2% net floating loss. FTP uses a "Symbol Loss Limit" specifically on its 2-Step Classic accounts.
  • Platforms: FTP offers a wider variety including cTrader and DXTrade. Atlas Funded provides TradeLocker but lacks cTrader. Both support MT5 and MatchTrader.
  • Refunds: FTP refunds the evaluation fee in cash to your original payment method. Atlas Funded refunds the fee as "Atlas Balance," which can only be used for internal purchases, not withdrawn as cash.

Where they are basically the same

  • Price: Both firms offer "pay-later" entry models ($4 for FTP Activation vs. $5 for Atlas Access) with final activation fees for a 100K account sitting around $490.
  • Evaluation: Neither firm imposes a maximum time limit to pass challenges.
  • Platforms: Both firms have successfully integrated MatchTrader and MetaTrader 5.
  • Assets: Both provide access to Forex, Indices, Metals, and Crypto.
  • Style: Both allow the use of EAs and Algos, provided they are not used for prohibited strategies like arbitrage.

Pick this one if

Atlas Funded

  • You want the fastest possible payouts (on-demand and daily plans).
  • You like gamification, XP levels, and winning random prizes (Atlas Packs).
  • You are a swing trader who isn't bothered by news or scalping restrictions.

Funded Trading Plus

  • You trade high-impact news or very short timeframes (scalping).
  • You prefer cTrader or DXTrade over TradeLocker.
  • You want your refund back in cash, not as store credit.

Frequently asked questions

Which firm is cheaper for a standard 100K 1-step challenge, Atlas Funded or Funded Trading Plus?

Atlas Funded is cheaper for a standard upfront 100K 1-step challenge, costing $478 compared to $549 at Funded Trading Plus. However, if you use their "pay-later" models (Access vs. Activation), the total cost to get funded is nearly identical: approximately $497 at Atlas ($5 entry + $492 fee) versus $493 at FTP ($4 entry + $489 fee).

Between Atlas Funded and Funded Trading Plus, which one has better conditions for news traders?

Funded Trading Plus has significantly better conditions for news traders because it allows unrestricted trading during high-impact events. In contrast, Atlas Funded deducts any profits made from trades opened or closed within a 10-minute window (5 minutes before and after) of high-impact news on their funded accounts.

Does Atlas Funded or Funded Trading Plus offer a faster payout system?

Atlas Funded offers a faster and more flexible payout system, including "Daily" plans with on-demand withdrawals and a "Payout Guarantee" that pays the trader $500 if a withdrawal is delayed. Funded Trading Plus requires waiting 7 days for 1-Step/Instant plans and 10 days for 2-Step plans, with no monetary penalty for delays.

Which firm offers more platform choices, Atlas Funded or Funded Trading Plus?

Funded Trading Plus offers more platform choices, providing MetaTrader 5, cTrader, DXTrade, and MatchTrader. Atlas Funded is more limited, offering MetaTrader 5, MatchTrader, and TradeLocker, but lacks the popular cTrader option.

Field by field

Atlas Funded and Funded Trading Plus, side by side

Rules, plans, platforms, leverage, commissions and payouts of both, with the option to see only what differs.

Head to head

59 differences

50%off · Exclusive
Headquarters

Ground Floor, The Sotheby Building, Rodney Village, Rodney Bay, Gros-Islet, Saint Lucia

London, United Kingdom

CEO

Lucas Antonio

Simon Massey

Country

Saint Lucia

United Kingdom

Foundation

2024

2021

Banned Countries
No data
Cuba, North Korea, Syria, Iran, Myanmar, Ukraine (Crimea, Donetsk, Luhansk, Kherson, Zaporizhzhya), Pakistan, Vietnam
Assets
Forex, Indices, Metals, Energies, Crypto
Forex, Commodities, Indices, Crypto
Refund
Yes

First Access order: the entry fee is credited in full as Atlas Balance, not cash back to a card. Otherwise, the challenge fee is returned as Atlas Balance on that account's third consecutive payout. Add-ons excluded. Access activation fee excluded.

Yes

Refund available within 14 days if no trades have been placed. Evaluation fee refund also available upon reaching 10% profit on the FT+ Trader simulated live account (not applicable to Master or Prestige programs).

Platforms
MetaTrader 5, TradeLocker, MatchTrader
Metatrader 5, DXTrade, MatchTrader, cTrader
Payout Methods
Rise, USDT ERC20, Atlas Balance
Crypto, Transfer
Payment Methods
Credit Card, Apple Pay, Google Pay, Crypto, Atlas Balance
Card, Crypto
Payout Frequency

1-Step and 2-Step: first payout after 14 days, then every 14. 1-Step Daily and 2-Step Daily: on demand, Monday to Friday, once the cycle has 3 trading days. Access: first after 28 days, then every 14. Instant Funded and Instant Zero purchased from 17 October 2026: first after 14 days, then every 14; Weekly add-on: first after 7 days, then every 7. Earlier Instant accounts: first after 28 days, then every 14; Weekly: first after 14 days, then every 7. Weekly on Access: first after 14 days, then every 7. On-Demand (1-Step and 2-Step): first immediately, then every 14.

  • 1-Step Express: first withdrawal from day 1, then every 7 days. Minimum $50.
  • 2-Step Classic: first withdrawal 10 days after funded account creation, then every 10 days. Minimum 1% of initial balance.
  • Instant: first withdrawal from day 1, then every 7 days. Minimum $50.
  • Activation Accounts: every 10 trading days. Requires at least 3% simulated profit and 25% payout consistency. Minimum withdrawal $50.
Payout Guarantee

First payout: 24 working hours; subsequent payouts: 48. Working hours: Monday-Friday, 09:00-17:00 BST. Late payment: $500 with that payout and $500 with the next. Giveaway and collaborator accounts excluded.

No data
Crypto Weekend Trading
No
No data
Maximum Withdrawal

Instant Zero: buffer of 3% of account size. The table limit applies to each of the first three payouts. 1-Step Daily and 2-Step Daily: buffer of 3%; each of the first three payouts is capped at 2% of the starting balance, before the split. Other plans: up to available profit.

No data
Minimum Withdrawal

Profit required to request: $50 on 1-Step Daily and 2-Step Daily; $100 on other programs. No additional minimum on the chosen withdrawal amount.

  • 1-Step Express / Instant: $50
  • 2-Step Classic: 1% of the initial balance
  • Activation Accounts: $50 after reaching the 3% payout-eligibility threshold
Brokers
No data

Gooey Trade (technology provider)

Demo Account
No data
MatchTrader
IDdemo+FTP@fundedtradingplus.comPasswordFTPNewPW2023!F$
DXTrade
IDLogin: 502906PasswordFTPNewPW2023!F$
cTrader
IDdemo@fundedtradingplus.comPasswordFTPNewPW2023!F$
Forex
100:1
  • 1-Step Express, Instant and Activation Accounts: 1:30
  • 2-Step Classic: 1:50
Metals

Varies by symbol and platform; check the instrument specifications.

  • Commodities (metals): 1:30
  • Gold & Silver: 1:20
Energies

Varies by symbol and platform; check the instrument specifications.

5:1
Indices

Varies by symbol and platform; check the instrument specifications.

20:1
Crypto

Varies by symbol and platform; check the instrument specifications.

2:1
Forex
No data
7 / lot
Metals
No data
7 / lot
Energies
No data
7 / lot
Indices
No data
0
Crypto
No data
0
Swap Free
No data
Yes
Account Reset
Yes

Fresh account in the same phase, retaining passed phases. Offer available for 7 days after a breach. Price depends on the plan and phase.

Available for breached or failed evaluations at a discounted price. Not available for simulated live accounts.

Add-ons
Yes

Weekly, On-Demand, No Daily Loss, no minimum days and 100% split, depending on plan. Individual add-ons: +20%; bundle: +45% (+50% on 1-Step Daily and 2-Step Daily).

Yes

Profit split upgrade add-ons available at checkout (e.g., start with 90/10 split).

Instant
Yes
Yes
One Step
Yes
Yes
Account scaling
Yes

Scaling for consistent performance without a new evaluation. Documentation allows exceeding the standard allocation but does not publish exact thresholds.

Limited
  • 1-Step Express: 10% scaling target
  • 2-Step Classic: 20% scaling target; requires 50% consistency, one successful withdrawal and an account active for at least two months
  • Instant: 10% scaling target
  • Activation Accounts: no scaling plan

Eligible programs can scale up to a $2,500,000 starting balance, with a maximum of $5,000,000 after scaling. Requests are subject to risk review and require no open trades.

Two Steps
Yes
Yes
Max Drawdown

1-Step, 2-Step, 1-Step Daily and 2-Step Daily: static. Instant: trailing closed balance, updated at 00:00 UTC; does not lock at starting balance. Access: trailing equity, including floating profit. After withdrawal, recalculated from the new balance, except 1-Step Daily and 2-Step Daily, where the original floor remains.

  • 1-Step Express: 6% relative trailing maximum drawdown; locks at the initial balance
  • 2-Step Classic: 8% static drawdown
  • Instant: 6% relative trailing maximum drawdown; locks at the initial balance
  • Activation Accounts challenge: 6% static maximum drawdown
  • Activation Accounts funded: 6% trailing maximum drawdown; locks at the initial balance
Profit Split

100% with add-on. First Atlas Protector trigger: 50% for the account's remaining life. First On-Demand payout: 50% for that payout only.

  • 1-Step Express, 2-Step Classic and Instant: start at 80%; eligible accounts can scale to 90% at 20% profit and 100% at 30% profit. An optional add-on can start the account at 90%.
  • Activation Accounts: fixed 80% profit split; it does not increase over time.
Free Trial
Yes

Website offers a free $1,000 simulated trial, one per verified person; KYC required.

No data
Daily Drawdown

Resets at 00:00 UTC from equity. Standard plans subtract a fixed amount based on account size; Instant and Access subtract a percentage of equity at reset. Intraday profit does not raise the daily floor.

  • 1-Step Express: 4%, balance based
  • 2-Step Classic: 4%, balance based
  • Instant: 6%, balance based
  • Activation Accounts challenge: 4%, balance based
  • Activation Accounts funded: 3%, balance based
Three Steps
Yes
No
Max Allocation
400,000
  • 1-Step Express, 2-Step Classic and Instant: scaling up to a $2,500,000 starting balance, with a $5,000,000 maximum after scaling
  • Activation Accounts: maximum $250,000 combined activated capital
Maximum Accounts

Multiple accounts allowed within the total allocation limit.

Activation Accounts: up to 10 activations per month and a maximum of 5 activated accounts at the same time, subject to the $250,000 combined limit. There is no limit on challenges purchased or passed.

Maximum Trading Days

No evaluation deadline. Access: activate within 30 days after passing.

No time limit on any program. Accounts must have at least 1 trade (open and close) every 30 days to remain active.

Minimum Trading Days

Evaluation: 3 days per phase on 1-Step, 2-Step, 1-Step Daily and 2-Step Daily; no minimum on Access. Funded per cycle: 5 on 1/2-Step and Instant; 3 on 1-Step Daily, 2-Step Daily and Access.

No data
Points Reward Program

Atlas Balance for purchases, resets and add-ons; cannot be withdrawn as cash. VIP: 26 ranks across 8 tiers, from Bronze to Atlas Black. XP from purchases, payouts, funded trading, tasks and achievements. Rank-up rewards: Balance and Atlas Packs, unlocked after the first paid order. Rank-based cashback: 3%-10%; bonus for payouts taken as Atlas Balance: 10%-25%. Spending Balance or trading losses do not lower rank; reversed payouts remove their XP.

Atlas Packs: one random prize per pack, with published odds. Available through paid orders, rank-ups or Atlas Balance. Prizes include challenges, resets, add-ons, discounts, Balance, XP and packs.

Access: every account includes an Access Pack with a discount on that account's funded activation fee, up to full coverage. Pack reward and promo code cannot both reduce the funded fee.

No data
Monthly Competition
Yes

Free monthly competition; simulated account prizes. Registration follows the official schedule.

No data
Minimum Profitable Days

Funded: 1/2-Step: each day must close at least +0.5%; Instant: +1%; Access: +0.5%. 1-Step Daily and 2-Step Daily: day with a closed trade, no minimum daily profit. Counter resets after each payout.

No minimum trading days requirement on any program. Account must be active within any 30-day calendar period (at least one trade opened and closed) or it will be hard-breached for inactivity.

Merge Accounts
No data
Yes

Only untraded simulated live accounts can be merged. Maximum merged account size is $200,000 (or $100,000 if the program doesn't offer $200K). Not applicable to 2-Step Classic.

Funded Phase Pricing Model
No data

Activation fee due only after passing, with no payment deadline:

  • 25K: $179
  • 50K: $299
  • 100K: $489
  • 200K: $969
Evaluation Phase Pricing Model
No data

Activation Accounts cost $4 to start on every available account size. If the challenge is not passed, no further fee is charged.

Expert Advisor (EA)
Yes
Yes

EAs, Algos and Bots are allowed. Must not be used for copy trading or hedging across accounts. EAs may be requested for review upon evaluation pass. FT+ does not provide support for third-party EAs.

VPN
Limited

Must not conceal location or identity. Give advance notice of locations inconsistent with registration.

No data
Hedging
Limited

Allowed within one account. Prohibited across accounts, brokers or firms.

Limited

Hedging is allowed on the same account (opposing positions on the same instrument). Hedging across multiple accounts is strictly prohibited.

Requires Stop Loss
No
No
Scalping
Limited

On funded accounts, profits from trades held under 3 minutes are deducted. Losses remain; the deduction does not close the account.

Yes
Stacking / Layering (DCA)
No
No data
Martingale
No
No data
Maximum Risk Limit
Yes

Funded: a net floating loss of 2% of initial balance triggers Atlas Protector. First trigger: positions closed and split cut to 50%; second: account closed. Using 80% of margin closes positions and deducts their profits.

Yes
  • Symbol Loss Limit (2-Step Classic): Maximum loss per single symbol per day, based on balance at 16:59 EST. Hard breach rule.
  • Margin utilization review triggers at milestones (evaluation passes, scaling requests, withdrawals). Not a hard limit but triggers manual risk team review.
Copy Trading
Limited

Only between your own Atlas accounts; copying other traders or external accounts is prohibited.

No
News Trading
Limited

Unrestricted during evaluation. On funded accounts, profits from trades opened or closed within 5 minutes before or after high-impact news are deducted. Entries inside the window are closed automatically; holding through the entire window is allowed.

Yes
Inactivity Rule

Open a trade at least every 30 days; failing closes the account. Instant Zero has no inactivity limit.

30 days. At least 1 trade (open and close) required every 30 days. Warning email sent 7 days before breach.

Consistency Rule
Limited

Instant Funded: best day at most 20% of cycle profit. Access funded: 40%. No consistency on Instant Zero, 1-Step, 2-Step, 1-Step Daily or 2-Step Daily.

Limited
  • 1-Step Express: no consistency rule
  • 2-Step Classic: 35% during evaluation and 50% when funded; also applies a 3% Symbol Loss Limit
  • Instant: no consistency rule
  • Activation Accounts challenge: no consistency rule
  • Activation Accounts funded: 25%, checked only when requesting a payout; it does not breach the account
Hold Weekend
Yes
Limited
  • 1-Step Express: allowed
  • 2-Step Classic: allowed
  • Instant: not allowed; trades are automatically closed at 4:30 PM EST on Friday
  • Activation Accounts: allowed during both challenge and funded phases
Prohibited Strategies

Latency or tick arbitrage, exploiting prices or bugs, order flooding, hedging across accounts or firms, account sharing and passing services. Multiple locations must not hide who trades. Gambling, martingale and manipulating evaluations are prohibited.

  • Arbitrage
  • Grid trading
  • Tick scalping
  • Abuse of demo trading conditions
  • Account management / passing services
  • Hedging across multiple accounts
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